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ARKF vs FDFF

ARK Blockchain & Fintech Innovation ETF

ARKFDCboe

Fidelity Disruptive Finance ETF

FDFFBNasdaq

Overlap

Expense ratio

FDFF −0.25pt a year

ARKF0.75%FDFF0.50%

Avg volume · 30D

ARKF 12.8×the volume

ARKF125KFDFF9.74K

3Y return · a year

ARKF +13.5pt

ARKF+28.1%FDFF+14.6%

ARKF vs FDFF Performance

Nov 6, 2025 – Nov 6, 2026

−18.3%ARKF+6.7%FDFF

Nov 6, 2025 to Nov 6, 2026. ARKF −18.3%. FDFF +6.7%. Use the arrow keys to read each point.−30%−10%0%Nov 2025May 2026Nov 2026
Expense ratio
ARKF 0.75%
FDFF 0.50%, better
Fund size
ARKF $831M
FDFF $44M
1Y total return
ARKF −18.3%
FDFF +6.7%, better
Yield (12M)
ARKF 0.10%
FDFF 0.96%, better
Holdings
ARKF 39
FDFF 51
Avg volume (30D)
ARKF 125K sh, better
FDFF 9.74K sh
NAV per share
ARKF $41.90
FDFF $36.43
52W range

ETF.net Grade

ARKF: Cost 17, Risk 28, Mission 44, Tradability 89, Holdings 33, Durability 77. FDFF: Cost 64, Risk 72, Mission 76, Tradability 41, Holdings 64, Durability 57.
Pillar letters and Scores for ARKF, FDFF, with each pillar’s weight
PillarARKFFDFF
Cost30% weightF17B64Higher
Mission25% weightC44A76Higher
Risk15% weightD28A72Higher
Tradability15% weightA89HigherC41
Holdings10% weightD33B64Higher
Durability5% weightA77HigherB57

Rank among Fintech & Payments funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. ARKF and FDFF are both graded against the same 7 Fintech & Payments funds, so their Grades compare head to head.

Fintech & Payments⁠

Category · 7 funds
See all 7 ›

FDFF ranks 1st and ARKF 7th of 7 funds in the Fintech & Payments Category.

  1. Rank 1BFDFFFidelity Disruptive Finance ETFScore 60
  2. Rank 2CBPAYiShares FinTech Active ETFScore 51
  3. Rank 5CLATRCorgi Buy Now Pay Later ETFScore 40
  4. Rank 7DARKFARK Blockchain & Fintech Innovation ETFScore 39

Our read on each fund

ETF.net Research

ARKFDARK Blockchain & Fintech Innovation ETF

FDFFBFidelity Disruptive Finance ETF

In short

ARKF ARK's bet that finance gets rebuilt on rails of code: an actively managed, global basket of blockchain and fintech names picked by analysts rather than an index rulebook, running since 2019.

FDFF Fidelity's stock-picker take on fintech: roughly 50 hand-chosen names in payments, lending and financial software, at the lowest fee in its fintech peer group. Small and thinly traded, but the mandate is clear and the price tag is light.

Stated mandate

ARKF The fund seeks long-term capital growth through active investment, primarily in domestic and foreign equity securities connected to blockchain and financial-technology innovation.

FDFF The fund seeks long-term growth of capital and normally invests at least 80% of its assets in securities of disruptive finance companies.

Why people hold it

  • ARKF Genuinely active. ARK's team picks domestic and foreign blockchain and fintech names, so the portfolio answers to a research view, not an index rulebook.ark-funds.com
  • Getting in and out is rarely the friction point. For a niche theme fund, it changes hands steadily and trades among the smoother names in its group.
  • Live since 2019, so it has already run through a full boom and bust in speculative growth rather than being a fresh launch with no track record.
  • One mandate covers both sides of the trade: payments and financial technology plus the blockchain infrastructure underneath, in a single wrapper.ark-funds.com
  • FDFF Costs 0.50% a year, under the 0.68% median for fintech ETFs and below every peer here: BPAY (0.66%), FINX (0.68%), IPAY and ARKF (0.75%).
  • A real mandate, not a label: at least 80% of assets go to disruptive finance companies, held in a focused book of about 50 stocks rather than a sprawling index.fidelity.com
  • Fidelity research behind the picks, running since 2020, and it grades in the top quartile of the fintech funds we cover.

Worth knowing

  • ARKF The 0.75% annual fee sits at the top of its fintech peer set, above the cohort median and above cheaper builds like FDFF (0.50%) and BPAY (0.66%).
  • High-conviction and concentrated by design, which means bigger swings than a broad tech basket when the theme moves either way.
  • Built for capital growth, not cash flow: distributions arrive at most once or twice a year.
  • FDFF Thinly traded and small by ETF standards, so spreads can be wider than the headline fee suggests and the fund has less scale cushion than its bigger rivals.
  • About 50 stocks in one theme means fintech sentiment drives the ride. This is a concentrated slice, not a diversified financials holding.
  • Active, so there is no index to check the manager against. Results track stock selection, and distributions come quarterly rather than monthly.

Full ARKF profile⁠

Full FDFF profile⁠

ARKF vs FDFF Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

ARKF vs FDFF Cost

Overpaying ARKF vs FDFF

$4,503

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • ARKF 0.75%

    $14,482

  • FDFF 0.50%

    $9,979

$10,000
30 years

Cost over time

  • ARKF 0.75%
  • FDFF 0.50%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K051015202530ARKF $14,482FDFF $9,979

Year by year

YearARKFFDFFOverpaying
10$1,336$900$436
20$5,078$3,460$1,618
30$14,482$9,979$4,503

Expense ratio

  • 0.75%ARKF
  • 0.50%FDFF, cheaper
  • Middle half of Fintech & Payments funds
  • Median 0.55%

FDFF 3rd cheapest of 7 funds

ARKF 6th cheapest of 7 funds

ARKF vs FDFF Dividends

Last 12 months to Nov 6, 2026
Yield (12M)
ARKF 0.10%
FDFF 0.96%, better
Payout (12M)
ARKF $0.04
FDFF $0.35
Last payment
ARKF $0.04
FDFF $0.06
Ex-dividend
ARKF Dec 26, 2025
FDFF Sep 18, 2026
Paid on
ARKF Dec 29, 2025
FDFF Sep 22, 2026
Frequency
ARKF Irregular
FDFF Quarterly

Distribution history

Per share, 2019 to 2026, same scale for both

ARKFIrregular · 3 paymentsAll ARKF payments⁠
One bar per payment. 3 payments from 2019 to 2026 YTD. Dec 27, 2019 $0.30; Dec 29, 2020 $0.18; Dec 26, 2025 $0.04. Use the arrow keys to read each point.$0$0.25202020232026YTD
FDFFQuarterly · 13 paymentsAll FDFF payments⁠
One bar per payment. 13 payments from 2019 to 2026 YTD. Sep 15, 2023 $0.04; Dec 15, 2023 $0.04; Mar 15, 2024 $0.03; Jun 21, 2024 $0.15; Sep 20, 2024 $0.05; Dec 20, 2024 $0.03; Mar 21, 2025 $0.04; Jun 20, 2025 $0.16; Sep 19, 2025 $0.06; Dec 19, 2025 $0.05; Mar 20, 2026 $0.05; Jun 18, 2026 $0.19; Sep 18, 2026 $0.06. Use the arrow keys to read each point.$0$0.25202020232026YTD

ARKF vs FDFF Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
ARKF 38.1%FDFF 20.3%, better
Return per unit of riskSharpe ratio, 3 years
ARKF 0.81, betterFDFF 0.58
Worst fallMax drawdown, 5 years
ARKF −74.7%FDFF −23.1%since Jun 2023
Market sensitivityBeta, 5 years
ARKF 2.04FDFF 1.13

ARKF and FDFF in the news

All news⁠

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