BLUC vs SCHX

BLUCCBluemonte Large Cap Core ETF

SCHXASchwab U.S. Large-Cap ETF

In short

BLUC An active allocator in an aisle ruled by index funds: BLUC buys other firms' large-cap ETFs and tilts between them on the Bluemonte team's calls. 0.22% net of a waiver through August 31, 2027 (0.27% gross).

SCHX Schwab's no-frills large-cap core: roughly 800 US big names for three basis points, running since 2009. One of the cheapest tickets in a crowded category, and it hugs its index tightly.

Stated mandate

BLUC The Fund seeks capital growth through active management and normally invests at least 80% of its assets in investments providing exposure to large-capitalization companies, primarily through unaffiliated ETFs. Those underlying funds may invest in domestic and international equities and real-estate-related securities or instruments.

SCHX The fund seeks to track, before fees and expenses, the total return of the Dow Jones U.S. Large-Cap Total Stock Market Index.

Why people hold it

• BLUC Active allocation in a one-ticket wrapper: a short list of unaffiliated ETFs, weighted by the team's read on large-cap segments rather than by a rules-based index.bluemontefunds.com
• Fee lands near the typical charge among the 29 funds in its large-cap category: 0.22%, net of a waiver through August 31, 2027, against 0.27% gross.
• The mandate keeps at least 80% of assets in large-cap exposure, and the fund pays out quarterly.

• SCHX 0.03% a year, well under the typical US large-cap fund's fee. That is the kind of cost floor only the biggest fund shops can hold.
• About 800 stocks tracking the Dow Jones U.S. Large-Cap Total Stock Market Index before fees. No themes, no screens, no manager hunches.schwabassetmanagement.com
• Tracking has been among the tightest in its peer group: the fund delivers its index with very little slippage.
• Live since 2009 and now a multi-billion-dollar fund that trades heavily, so spreads stay thin and the lights are unlikely to go out.

Worth knowing

• BLUC Index rivals cost far less: SCHX charges 0.03%, BKLC 0.00%. Here you are paying for the allocation calls on top of the underlying funds' own expenses.
• Thinly traded, with history only since its June 2025 launch, so the spread you get on the screen deserves a look before you trade.
• Wider reach than the name suggests: the underlying funds may hold international equities and real-estate securities alongside US large caps.

• SCHX Large caps only, despite the index name. Mid and small caps live in a separate fund, so this is one slice of the market, not all of it.
• Three basis points is cheap, not free: BKLC in the same peer group runs at zero.
• Dividends land quarterly, not monthly, which matters if you're building an income schedule.

Full BLUC profile⁠

Full SCHX profile⁠