DDV vs IRTR: Grades, Fees and Holdings Compared

Defined Duration 5 ETF

DDVBCboe

iShares LifePath Retirement ETF

IRTRANYSE Arca

Overlap

0.0%by weight

Expense ratio

IRTR −0.17pt a year

DDV0.25%IRTR0.08%

Avg volume · 30D

IRTR 4.0×the volume

DDV3.18KIRTR12.7K

DDV vs IRTR Performance

Dec 31, 2025 – Nov 2, 2026

+2.9%DDV+4.5%IRTR

Expense ratio: DDV 0.25%; IRTR 0.08%, better
Fund size: DDV $19M; IRTR $60M
1Y total return: DDV No data; IRTR +5.1%
Yield (12M): DDV No data; IRTR 3.17%
Holdings: DDV 6; IRTR 29140
Avg volume (30D): DDV 3.18K sh; IRTR 12.7K sh, better
NAV per share: DDV $25.21; IRTR $31.52
52W range

ETF.net Grade

Pillar letters and Scores for DDV, IRTR, with each pillar’s weight
Pillar	DDV	IRTR
Cost30% weight	A86	A97Higher
Mission25% weight	Not scored	A100
Risk15% weight	A76	A82Higher
Tradability15% weight	D37	B62Higher
Holdings10% weight	Not scored	A80
Durability5% weight	F15	B56Higher

Rank among Multi-Asset Allocation funds

How we build Categories ›

Same Category. DDV and IRTR are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds

See all 37 ›

IRTR ranks 3rd and DDV 7th of 37 funds in the Multi-Asset Allocation Category.

Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
Rank 3AIRTRiShares LifePath Retirement ETFScore 86
Rank 4AINCEFranklin Income Equity Focus ETFScore 74
Rank 6ATRTYCambria Trinity ETFScore 70
Rank 7BDDVDefined Duration 5 ETFScore 67
Rank 8BGALState Street Global Allocation ETFScore 64

Our read on each fund

ETF.net Research

DDVBDefined Duration 5 ETF

IRTRAiShares LifePath Retirement ETF

In short

DDV No data

IRTR A whole retirement portfolio in one ticker: global stock and bond ETFs blended at the conservative end, for 0.08% a year. That is index-fund pricing on a job most allocation funds charge roughly ten times more to do.

Stated mandate

DDV No data

IRTR The fund seeks conservative exposure through a broad portfolio of stock and bond ETFs spanning global asset classes.

Why people hold it

DDV No data

IRTR Costs 0.08% a year against a 0.78% median for allocation funds. Roughly a tenth of the going rate for a portfolio-in-a-box.
One line item, global coverage. The fund holds a spread of stock and bond ETFs across asset classes, so the mixing happens inside the wrapper.ishares.com
Distributions come monthly rather than quarterly.
One of the strongest all-in-one allocation funds in its peer group, and the cheapest of that top tier: iShares' own AOA runs 0.19%.

Worth knowing

DDV No data

IRTR Thinly traded. Spreads can run wider than on household-name ETFs, so limit orders matter more here.
Launched in 2023, so the track record is short and the fund is still building scale.
Conservative by construction: it is built to move less than an all-stock portfolio, and that cuts in both directions.ishares.com

Full DDV profile⁠

Full IRTR profile⁠

DDV vs IRTR Holdings

How DDV and IRTR differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of DDV and 0.0% of IRTR.

Level by level

Holdings0 in both0.0%
Countryby domicile49.8%
Sector11 Sectors77.8%

Sector

Sector weights in DDV and IRTR, widest gap first
Sector	More in DDVMore in IRTR	DDV	IRTR
Technology	IRTR +15.0 points	15.5%	30.5%
Financials	DDV +9.1 points	23.8%	14.7%
Industrials	DDV +4.0 points	15.8%	11.9%
Communication	IRTR +3.8 points	3.6%	7.3%
Health Care	DDV +3.1 points	11.3%	8.2%
Consumer Staples	DDV +2.5 points	6.7%	4.2%
Consumer Discretionary	IRTR +2.1 points	5.8%	7.9%
Materials	DDV +1.8 points	5.3%	3.5%
Energy	DDV +1.7 points	6.3%	4.6%
Real Estate	IRTR +0.9 points	2.3%	3.2%
Utilities	IRTR +0.4 points	3.5%	3.9%

Country, concentration and asset class

Country by domicile

Country weights in DDV and IRTR, widest gap first
Country	More in DDVMore in IRTR	DDV	IRTR
United States	IRTR +48.8 points	43.9%	92.7%
Japan	DDV +10.1 points	12.7%	2.6%
Canada	DDV +4.7 points	6.3%	1.6%
South Korea	DDV +4.5 points	4.5%	0.0%
United Kingdom	DDV +4.4 points	6.1%	1.7%
Switzerland	DDV +4.3 points	4.3%	0.0%
Germany	DDV +3.5 points	3.5%	0.0%
France	DDV +3.4 points	3.4%	0.0%
Other countries (22)	DDV +14.0 points	15.4%	1.4%

Outside the US: DDV 90% developed, 10% emerging.

Concentration

Weight in the 10 largest Holdings

DDV100.0%
IRTR10.0%

Securities held

DDV5
IRTR29,043

Asset class

DDV: Equity
IRTR: Multi-Asset

Holdings

Only in DDV5
In both0
Only in IRTR29,043

Only in DDV

5 securities, 99.2% of DDV by weight

United States Treasury Note/Bond 3.875% 04/30/203132.85%
First American Government Obligations Fund 12/01/203130.60%
United States Treasury Note/Bond 3.5% 03/15/202923.25%
State Street SPDR Portfolio Developed World ex-US ETF7.09%
Vanguard Morningstar Value ETF5.42%

Only in IRTR

29,043 securities, 99.5% of IRTR by weight

Apple1.69%
NVIDIA1.62%
Microsoft1.31%
Treasury Note 1.38% 11/15/2031 (Tnote)1.28%
Amazon.com Inc0.79%
Treasury Note 2.63% 02/15/2029 (Tnote)0.76%
Alphabet Class A0.55%
Treasury Note 3.13% 11/15/2028 (Tnote)0.54%
Treasury (Cpi) Note 1.13% 10/15/2030 (Tips)0.54%
Treasury (Cpi) Note 1.25% 04/15/2031 (Tips)0.54%
Taiwan Semiconductor Manufacturing0.53%
Treasury (Cpi) Note 1.63% 04/15/2030 (Tips)0.52%
Broadcom Inc0.51%
Treasury (Cpi) Note 1.63% 10/15/2029 (Tips)0.51%
Treasury Note 2.75% 02/15/2028 (Tnote)0.50%
Treasury (Cpi) Note 2.13% 04/15/2029 (Tips)0.49%
Treasury (Cpi) Note 2.38% 10/15/2028 (Tips)0.49%
Treasury (Cpi) Note 1.63% 10/15/2027 (Tips)0.48%
Treasury (Cpi) Note 1.25% 04/15/2028 (Tips)0.47%
Treasury (Cpi) Note 0.13% 04/15/2027 (Tips)0.47%
Treasury (Cpi) Note 0.13% 01/15/2031 (Tips)0.46%
Treasury (Cpi) Note 0.13% 07/15/2031 (Tips)0.46%
Meta Platforms Class A0.46%
Alphabet Class C0.45%
Treasury (Cpi) Note 0.13% 07/15/2030 (Tips)0.44%
Treasury (Cpi) Note 0.38% 07/15/2027 (Tips)0.43%
Treasury (Cpi) Note 0.50% 01/15/2028 (Tips)0.43%
Treasury Bond 2.50% 05/15/2046 (Tbond)0.42%
Treasury Note 2.88% 05/15/2028 (Tnote)0.42%
Treasury Bond 3.75% 11/15/2043 (Tbond)0.41%
Treasury (Cpi) Note 0.13% 01/15/2030 (Tips)0.40%
Treasury Bond 2.75% 11/15/2042 (Tbond)0.40%
Tesla Inc0.40%
Eli Lilly0.38%
Treasury (Cpi) Note 0.38% 01/15/2027 (Tips)0.37%
Treasury (Cpi) Note 0.75% 07/15/2028 (Tips)0.36%
Treasury Bond 6.13% 11/15/2027 (Tbond)0.36%
Treasury (Cpi) Note 0.25% 07/15/2029 (Tips)0.36%
Berkshire Hathaway Inc Class B0.34%
Treasury Bond 1.88% 02/15/2051 (Tbond)0.34%
Micron Technology0.34%
Treasury (Cpi) Note 0.88% 01/15/2029 (Tips)0.31%
Treasury Note 4.00% 05/31/2028 (Tnote)0.31%
JPMorgan Chase & Co0.30%
Treasury Note (Old) 4.38% 05/15/2036 (Tnote)0.28%
Treasury Note 2.38% 05/15/2029 (Tnote)0.28%
Advanced Micro Devices0.28%
Treasury Note 4.00% 05/31/2030 (Tnote)0.26%
Exxonmobil Holdings Corp0.26%
Treasury Note 4.00% 02/29/2028 (Tnote)0.25%

Weight gaps

DDV and IRTR share no securities.

All DDV holdings⁠All IRTR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

DDV vs IRTR Cost

Overpaying DDV vs IRTR

$3,470

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

DDV 0.25%
$5,159
IRTR 0.08%
$1,689

Amount$10,000

Years30 years

Cost over time

DDV 0.25%
IRTR 0.08%
Overpaying

Year by year

Year	DDV	IRTR	Overpaying
10	$455	$147	$308
20	$1,769	$575	$1,194
30	$5,159	$1,689	$3,470

Expense ratio

0.25%DDV
0.08%IRTR, cheaper

IRTR0.08%DDV0.25%

0.06%1.36%

Middle half of Multi-Asset Allocation funds
Median 0.57%

IRTR 2nd cheapest of 37 funds

DDV 6th cheapest of 37 funds

DDV vs IRTR Dividends

Last 12 months to Nov 2, 2026

Yield (12M): DDV No data; IRTR 3.17%
Payout (12M): DDV No data; IRTR $1.00
Last payment: DDV $0.19; IRTR $0.08
Ex-dividend: DDV Sep 28, 2026; IRTR Oct 2, 2026
Paid on: DDV Sep 30, 2026; IRTR Oct 7, 2026
Frequency: DDV Quarterly; IRTR Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

DDVQuarterly · 4 paymentsAll DDV payments⁠

IRTRMonthly · 35 paymentsAll IRTR payments⁠

DDV vs IRTR Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: DDV No dataIRTR 7.3%
Return per unit of riskSharpe ratio, 3 years: DDV No dataIRTR 1.14
Worst fallMax drawdown, 5 years: DDV No dataIRTR −6.3%since Oct 2023
Market sensitivityBeta, 5 years: DDV 0.16IRTR 0.47; Market = 1

Popular comparisons

DDVBvsUCBGA
Defined Duration 5 ETF · State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF
Expense ratio
0.25% · 0.06%
Category
IRTRAvsUCBGA
iShares LifePath Retirement ETF · State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF
Expense ratio
0.08% · 0.06%
Category
DDVBvsAOAA
Defined Duration 5 ETF · iShares Core 80/20 Aggressive Allocation ETF
Expense ratio
0.25% · 0.15%
Category
IRTRAvsAOAA
iShares LifePath Retirement ETF · iShares Core 80/20 Aggressive Allocation ETF
Expense ratio
0.08% · 0.15%
Category
DDVBvsINCEA
Defined Duration 5 ETF · Franklin Income Equity Focus ETF
Expense ratio
0.25% · 0.29%
Category
IRTRAvsINCEA
iShares LifePath Retirement ETF · Franklin Income Equity Focus ETF
Expense ratio
0.08% · 0.29%
Category