DFAI vs INTF: Grades, Fees and Holdings Compared

Dimensional International Core Equity Market ETF

DFAIANYSE Arca

iShares International Equity Factor ETF

INTFANYSE Arca

Overlap

45.2%by weight

Expense ratio

INTF −0.02pt a year

DFAI0.18%INTF0.16%

Avg volume · 30D

DFAI 5.9×the volume

DFAI1.81MINTF309K

5Y return · a year

INTF +1.0pt

DFAI+9.6%INTF+10.6%

DFAI vs INTF Performance

Oct 29, 2021 – Oct 30, 2026

+58.2%DFAI+65.8%INTF

Expense ratio: DFAI 0.18%; INTF 0.16%, better
Fund size: DFAI $18.2B; INTF $3.7B
1Y total return: DFAI +15.9%; INTF +17.0%, better
Yield (12M): DFAI 2.44%; INTF 3.02%, better
Holdings: DFAI 3767; INTF 501
Avg volume (30D): DFAI 1.81M sh, better; INTF 309K sh
NAV per share: DFAI $41.47; INTF $41.10
52W range

ETF.net Grade

Pillar letters and Scores for DFAI, INTF, with each pillar’s weight
Pillar	DFAI	INTF
Cost30% weight	A91	A98Higher
Mission25% weight	B63	Not scored
Risk15% weight	C49	B55Higher
Tradability15% weight	A81Higher	A73
Holdings10% weight	A80Higher	B68
Durability5% weight	A71	A86Higher

Rank among International Multifactor funds

How we build Categories ›

Same Category. DFAI and INTF are both graded against the same 30 International Multifactor funds, so their Grades compare head to head.

International Multifactor⁠

Category · 30 funds

See all 30 ›

INTF ranks 1st and DFAI 2nd of 30 funds in the International Multifactor Category.

Rank 1AINTFiShares International Equity Factor ETFScore 79
Rank 2ADFAIDimensional International Core Equity Market ETFScore 77
Rank 3AGSWOGoldman Sachs ActiveBeta World Equity ETFScore 76

Our read on each fund

ETF.net Research

DFAIADimensional International Core Equity Market ETF

INTFAiShares International Equity Factor ETF

In short

DFAI Dimensional's take on developed markets outside the US: several thousand stocks, plus deliberate leans toward cheaper and more profitable companies. Index-fund breadth with a research desk setting the weights, priced above the plain vanilla crowd.

INTF Five factors at once (value, quality, momentum, low volatility, low size) aimed at developed markets outside the US, for 0.16% a year. That is well under half what the typical international multifactor fund charges.

Stated mandate

DFAI The fund seeks long-term capital appreciation through an integrated approach combining research, portfolio design, portfolio management, and trading.

INTF The fund seeks to track an index of international developed-market stocks chosen using value, quality, momentum, low-volatility, and low-size factors.

Why people hold it

DFAI Holds several thousand developed-market stocks outside the US, so no single name, sector or country steers the fund.
The tilts are in the mandate, not the marketing: it leans toward cheaper stocks and more profitable companies while still owning the broad market.
Portfolio construction is one of the stronger builds in its peer group, and the fund is a multi-billion-dollar, actively traded name that pays quarterly.

INTF At 0.16% a year it undercuts the peer median of 0.38%, and also GSIE (0.25%), RODM (0.29%) and FDEV (0.18%).
One basket of roughly 500 developed-market stocks does the work of separate value, quality, momentum, low-volatility and small-size sleeves.
Live since 2015 and now a multi-billion-dollar iShares fund, giving it more history than much of the international multifactor shelf.
Rates among the strongest implementations in its international multifactor peer group of 29 funds.

Worth knowing

DFAI At 0.18% it costs many times what plain cap-weighted rivals like VEA, SPDW and SCHF charge. The tilts are what the extra buys.
MSCI World ex USA IMI is the yardstick, not a leash. Dimensional builds the portfolio its own way, so it can look and behave differently from that index.
Launched in late 2020, so its live record is shorter than the index giants', and on the whole package it lands in the lower half of its developed-core cohort.

INTF Factor tilts are the whole point, so returns can wander from a plain cap-weighted international index in either direction, sometimes for long stretches.
Developed markets only. No emerging-market exposure here, and returns move with foreign currencies as well as foreign stocks.
Volume is moderate rather than heavy, so limit orders help. Distributions land once or twice a year, not quarterly.

Full DFAI profile⁠

Full INTF profile⁠

DFAI vs INTF Holdings

How DFAI and INTF differ

Overlap by weight

45.2%

Shared holdings make up 92.8% of INTF and 52.5% of DFAI.

Level by level

Holdings445 in both45.2%
Countryby domicile90.5%
Sector11 Sectors94.7%
Asset classEquity100%

Sector

Sector weights in DFAI and INTF, widest gap first
Sector	More in DFAIMore in INTF	DFAI	INTF
Financials	INTF +2.2 points	24.6%	26.8%
Materials	DFAI +2.2 points	8.9%	6.7%
Energy	DFAI +1.6 points	7.1%	5.5%
Consumer Discretionary	INTF +1.6 points	7.7%	9.3%
Real Estate	INTF +1.1 points	1.2%	2.3%
Industrials	DFAI +0.8 points	17.7%	16.9%
Communication	DFAI +0.5 points	3.6%	3.1%
Utilities	INTF +0.3 points	3.7%	4.0%
Technology	INTF +0.2 points	10.5%	10.7%
Consumer Staples	DFAI +0.2 points	6.2%	6.0%
Health Care	Same weight	8.7%	8.7%

Country, concentration and asset class

Country by domicile

Country weights in DFAI and INTF, widest gap first
Country	More in DFAIMore in INTF	DFAI	INTF
Canada	DFAI +3.6 points	11.4%	7.8%
United Kingdom	INTF +2.1 points	11.7%	13.8%
Japan	INTF +2.1 points	24.3%	26.4%
Israel	DFAI +1.2 points	1.2%	0.0%
United States	DFAI +1.0 points	1.0%	0.0%
Spain	INTF +1.0 points	3.0%	4.0%
Belgium	DFAI +0.9 points	0.9%	0.0%
Sweden	DFAI +0.8 points	2.9%	2.1%
Other countries (19)	INTF +2.2 points	43.6%	45.8%

Outside the US: DFAI 99% developed, 1% emerging. INTF 100% developed, 0% emerging.

Concentration

Weight in the 10 largest Holdings

DFAI9.8%
INTF12.8%

Securities held

DFAI3,749
INTF482

Asset class

DFAI: Equity
INTF: Equity

Holdings

Only in DFAI3,304
In both445
Only in INTF37

Only in DFAI

3,304 securities, 47.2% of DFAI by weight

Asml Holding NV1.90%
Shell PLC1.29%
Novartis AG Adr0.70%
Toronto-Dominion Bank0.53%
Canadian Natural Resource0.40%
Suncor Energy Inc.0.37%
Bank of Nova Scotia/The0.35%
Royal Bank of Canada0.31%
National Australia Bank L0.29%
Enbridge Inc0.28%
Agnico Eagle Mines Ltd0.26%
Banco Bilbao Vizcaya Arge0.26%
Anheuser-Busch Inbev Sa/N0.24%
Compass Group PLC0.24%
Dhl AG0.24%
Tesco PLC0.23%
National Grid PLC0.23%
Shopify Inc0.23%
Lonza Group AG0.23%
Ubs Group AG0.22%
Barrick Mining Corp0.21%
Kddi Corp0.20%
National Bank of Canada0.20%
Shin-Etsu Chemical Co Ltd0.19%
Atlas0.19%
Bhp Group Ltd0.18%
Canadian National Railway0.18%
Brookfield Corp0.18%
Sse PLC0.18%
Orange SA0.17%
Ucb SA0.17%
Woodside Energy Group Ltd0.17%
Rwe AG0.17%
Givaudan SA0.17%
Sunbelt Rentals Holdings0.17%
Japan Tobacco Inc0.16%
Intact Financial Corp0.16%
Softbank Corp0.16%
Rheinmetall AG0.16%
Alimentation Couche0.16%
Canadian Pacific Kansas C0.15%
Bank Leumi Le-Israel Bm0.15%
Deutsche Bank AG0.15%
Prudential PLC0.15%
Manulife Financial Corp0.14%
Experian PLC0.14%
Canadian Imperial Bank of0.14%
Sompo Holdings Inc0.14%
Bank of Montreal0.14%
London Stock Exchange Gro0.14%

Only in INTF

37 securities, 6.7% of INTF by weight

Shell0.80%
Tesco PLC0.43%
Investor Class B0.42%
Balfour Beatty PLC0.41%
Softbank Group Corp0.37%
Unibail Rodamco We Stapled Units0.31%
Klepierre Reit SA0.30%
Japan Post Bank Ltd0.29%
Aberdeen Group PLC0.26%
Power Corporation of Canada0.24%
Vz Holding AG0.23%
Japan Real Estate Investment Trust0.21%
Jardine Matheson Holdings0.20%
Xtb0.20%
Compass Group PLC0.18%
Land Securities Group Reit PLC0.16%
Lpp SA0.16%
Stockland Stapled Units Ltd0.16%
Intercontinental Hotels Group PLC0.15%
Bce Inc0.15%
British Land Reit0.14%
Motor Oil (Hellas) Corinth Refiner0.13%
Orix0.12%
Zegona Communications PLC0.11%
Gecina SA0.07%
Asseco Poland SA0.07%
Exor NV0.06%
Erste Bank Polska SA0.06%
Credit Saison0.06%
Yamato Kogyo0.05%
Bridgepoint Group PLC0.04%
Orix Jreit Reit Inc0.04%
Dassault Systemes0.04%
Scentre Group0.03%
Lenovo Group0.03%
Nomura Real Estate Master Fund Rei<0.01%
Unipol Axa0.00%

Weight gaps

The 100 widest of 445 Holdings in both funds.

Holding weights in DFAI and INTF, widest gap first
Holding	More in DFAIMore in INTF	DFAI	INTF
Novartis AG	INTF +1.97 points	0.28%	2.25%
Asml Holding NV	INTF +1.89 points	0.41%	2.30%
Loblaw Cos Ltd	INTF +0.72 points	0.10%	0.81%
Abb Ltd	INTF +0.58 points	0.34%	0.92%
Abn Amro Bank NV	INTF +0.57 points	0.12%	0.69%
Royal Bank of Canada	INTF +0.56 points	0.64%	1.20%
Suncor Energy Inc	INTF +0.56 points	0.06%	0.62%
Manulife Financial Corp	INTF +0.55 points	0.11%	0.66%
Aib Group PLC	INTF +0.51 points	0.12%	0.63%
Rio Tinto Ltd	INTF +0.50 points	0.14%	0.64%
Sumitomo Mitsui Financial	INTF +0.48 points	0.38%	0.86%
Mizuho Financial Group In	INTF +0.47 points	0.36%	0.83%
Asics Corp	INTF +0.45 points	0.09%	0.54%
The Sage Group PLCSGE.L	INTF +0.42 points	0.06%	0.48%
Banco Bilbao Vizcaya Arge	INTF +0.40 points	0.23%	0.63%
Ubs Group AG	INTF +0.39 points	0.23%	0.62%
Unicredit Spa	INTF +0.37 points	0.40%	0.77%
Jb Hi-Fi Ltd	INTF +0.36 points	0.02%	0.38%
Repsol SA	INTF +0.35 points	0.21%	0.56%
Credit Agricole SA	INTF +0.34 points	0.06%	0.40%
Bhp Group Ltd	INTF +0.33 points	0.58%	0.91%
Uss Co Ltd	INTF +0.32 points	0.02%	0.34%
Yangzijiang Shipbuilding	INTF +0.32 points	0.04%	0.36%
Hokuhoku Financial Group	INTF +0.31 points	0.03%	0.34%
Iss A/S	INTF +0.32 points	0.03%	0.35%
Al Sydbank	INTF +0.31 points	0.04%	0.35%
Deutsche Bank AG	INTF +0.32 points	0.06%	0.38%
Otsuka Corp	INTF +0.31 points	0.03%	0.34%
Canadian Natural Resource	INTF +0.31 points	0.05%	0.36%
Nordea Bank Abp	INTF +0.30 points	0.19%	0.49%
Ageas Sa/Nv	INTF +0.28 points	0.06%	0.34%
Daiwa Securities Group In	INTF +0.28 points	0.07%	0.35%
Vodafone Group PLCVOD.L	INTF +0.28 points	0.14%	0.42%
Engie SA	INTF +0.28 points	0.19%	0.47%
Coca-Cola Hbc AGCCH.L	INTF +0.27 points	0.06%	0.33%
Mitsubishi Ufj Financial	INTF +0.28 points	0.76%	1.04%
Fisher & Paykel Healthcar	INTF +0.27 points	0.05%	0.32%
Naturgy Energy Group SA	INTF +0.28 points	0.05%	0.33%
L'oreal SA	INTF +0.27 points	0.29%	0.56%
Yamazaki Baking Co Ltd	INTF +0.27 points	0.01%	0.28%
Novo Nordisk A/S	INTF +0.27 points	0.27%	0.54%
Nutrien Ltd	INTF +0.27 points	0.03%	0.30%
Subaru Corp	INTF +0.26 points	0.04%	0.30%
Saipem Spa	INTF +0.26 points	0.03%	0.29%
Aurizon Holdings Ltd	INTF +0.26 points	0.03%	0.29%
Equinor Asa	INTF +0.26 points	0.13%	0.39%
Santen Pharmaceutical Co	INTF +0.25 points	0.02%	0.27%
Koninklijke Ahold Delhaiz	INTF +0.25 points	0.13%	0.38%
Drax Group PLCDRX.L	INTF +0.25 points	0.02%	0.27%
Kinross Gold Corp	INTF +0.25 points	0.03%	0.28%
Sap SE	INTF +0.25 points	0.57%	0.82%
Infineon Technologies AG	DFAI +0.25 points	0.26%	0.01%
Telstra Corp Ltd	INTF +0.24 points	0.05%	0.29%
Koninklijke Bam Groep NV	INTF +0.24 points	0.02%	0.26%
Toronto-Dominion Bank/The	INTF +0.24 points	0.15%	0.39%
Wheaton Precious Metals C	INTF +0.23 points	<0.01%	0.24%
Nordex SE	INTF +0.23 points	0.02%	0.25%
Westpac Banking Corp	DFAI +0.23 points	0.28%	0.05%
De' Longhi Spa	INTF +0.23 points	0.01%	0.24%
Endesa SA	INTF +0.23 points	0.06%	0.29%
Barrick Mining Corp	INTF +0.23 points	0.04%	0.27%
Recruit Holdings Co Ltd	INTF +0.22 points	0.59%	0.81%
Ap Moller - Maersk A/S	INTF +0.22 points	0.06%	0.28%
Air Liquide SA	DFAI +0.22 points	0.35%	0.13%
MS&AD Insurance Group Hol	INTF +0.21 points	0.17%	0.38%
PLUS500 LtdPLUS.L	INTF +0.21 points	0.02%	0.23%
Banca Mediolanum Spa	INTF +0.22 points	0.02%	0.24%
Sumitomo Pharma Co Ltd	INTF +0.20 points	<0.01%	0.21%
Pandora A/S	INTF +0.20 points	0.04%	0.24%
Airbus SE	DFAI +0.20 points	0.34%	0.14%
Banca Generali Spa	INTF +0.20 points	0.02%	0.22%
Hochtief AG	INTF +0.20 points	0.03%	0.23%
Coca-Cola Bottlers Japan	INTF +0.20 points	<0.01%	0.21%
Logitech International SA	INTF +0.20 points	0.02%	0.22%
Swiss Re AG	DFAI +0.20 points	0.27%	0.07%
Bae Systems PLCBA.L	INTF +0.20 points	0.22%	0.42%
Schindler Holding AG	INTF +0.19 points	0.05%	0.24%
Toyoda Gosei Co Ltd	INTF +0.19 points	0.02%	0.21%
Konami Group Corp	INTF +0.19 points	0.06%	0.25%
Tisi Inc	INTF +0.19 points	0.03%	0.22%
Konecranes Oyj	INTF +0.19 points	0.02%	0.21%
Mitsubishi Corp	DFAI +0.19 points	0.24%	0.05%
Yokogawa Electric Corp	INTF +0.19 points	0.03%	0.22%
Regis Resources Ltd	INTF +0.19 points	0.02%	0.21%
Sanwa Holdings Corp	INTF +0.19 points	0.01%	0.20%
Gea Group AG	INTF +0.19 points	0.05%	0.24%
Bayer AG	DFAI +0.19 points	0.28%	0.09%
Wolters Kluwer NV	INTF +0.18 points	0.03%	0.21%
Kamigumi Co Ltd	INTF +0.18 points	<0.01%	0.19%
Nomura Real Estate Holdin	INTF +0.19 points	0.01%	0.20%
Ssab Ab	INTF +0.18 points	0.03%	0.21%
Banco De Sabadell SA	INTF +0.18 points	0.08%	0.26%
Unilever PLCULVR.L	DFAI +0.18 points	0.39%	0.21%
Azbil Corp	INTF +0.18 points	0.02%	0.20%
Kingfisher PLCKGF.L	INTF +0.18 points	0.04%	0.22%
Origin Energy Ltd	INTF +0.18 points	0.06%	0.24%
Suzuken Co Ltd/Aichi Japa	INTF +0.17 points	<0.01%	0.18%
British American TobaccoBATS.L	DFAI +0.17 points	0.34%	0.17%
Lloyds Banking Group PLCLLOY.L	DFAI +0.17 points	0.26%	0.09%
Flatexdegiro SE	INTF +0.18 points	0.01%	0.19%

All 3,869 DFAI holdings⁠All 483 INTF holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

DFAI vs INTF Cost

Overpaying DFAI vs INTF

$407

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

DFAI 0.18%
$3,749
INTF 0.16%
$3,342

Amount$10,000

Years30 years

Cost over time

DFAI 0.18%
INTF 0.16%
Overpaying

Year by year

Year	DFAI	INTF	Overpaying
10	$328	$292	$36
20	$1,281	$1,141	$140
30	$3,749	$3,342	$407

Expense ratio

0.18%DFAI
0.16%INTF, cheaper

INTF0.16%DFAI0.18%

0.15%0.80%

Middle half of International Multifactor funds
Median 0.34%

INTF 2nd cheapest of 30 funds

DFAI 3rd cheapest of 30 funds

DFAI vs INTF Dividends

Last 12 months to Oct 30, 2026

Yield (12M): DFAI 2.44%; INTF 3.02%, better
Payout (12M): DFAI $1.01; INTF $1.24
Last payment: DFAI $0.18; INTF $0.72
Ex-dividend: DFAI Sep 22, 2026; INTF Jun 15, 2026
Paid on: DFAI Sep 24, 2026; INTF Jun 18, 2026
Frequency: DFAI Quarterly; INTF Twice a year

Distribution history

Per share, 2017 to 2026, same scale for both

DFAIQuarterly · 24 paymentsAll DFAI payments⁠

INTFTwice a year · 20 paymentsAll INTF payments⁠

DFAI vs INTF Risk

Fall from peak · 5 years

DFAI
INTF

Risk facts

VolatilityStd dev, 3 years: DFAI 11.6%INTF 11.2%, better
Return per unit of riskSharpe ratio, 3 years: DFAI 1.33INTF 1.45, better
Worst fallMax drawdown, 5 years: DFAI −27.4%, betterINTF −27.6%
Market sensitivityBeta, 5 years: DFAI 0.91INTF 0.74; Market = 1

DFAI and INTF in the news

All news⁠

New ETFs
Avantis Investors' Avantis U.S. Core Equity ETF AVUC overlaps a fund it already runs
Oct 16, 2026DFAI

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DFAI vs INTF

In short

Stated mandate

Why people hold it

Worth knowing

How DFAI and INTF differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in DFAI

Only in INTF

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

Avantis Investors' Avantis U.S. Core Equity ETF AVUC overlaps a fund it already runs

How DFAI and INTF differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in DFAI

Only in INTF

Weight gaps