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FDFF vs LATR

Fidelity Disruptive Finance ETF

FDFFBNasdaq

Corgi Buy Now Pay Later ETF

LATRCCboe

Overlap

18.7%by weight

Expense ratio

LATR −0.15pt a year

FDFF0.50%LATR0.35%

Avg volume · 30D

FDFF 5.8×the volume

FDFF4.25KLATR738

FDFF vs LATR Performance

Jul 31, 2026 – Oct 30, 2026

0.0%FDFF−4.3%LATR

Jul 31, 2026 to Oct 30, 2026. FDFF 0.0%. LATR −4.3%. Use the arrow keys to read each point.−7.5%2.5%5%7.5%Jul 2026Sep 2026Oct 2026
Expense ratio
FDFF 0.50%
LATR 0.35%, better
Fund size
FDFF $43M
LATR $1M
1Y total return
FDFF +2.3%
LATR No data
Yield (12M)
FDFF 0.99%
LATR No data
Holdings
FDFF 51
LATR 22
Avg volume (30D)
FDFF 4.25K sh, better
LATR 738 sh
NAV per share
FDFF $35.51
LATR $26.76
52W range

ETF.net Grade

FDFF: Cost 64, Risk 71, Mission 77, Tradability 40, Holdings 64, Durability 57. LATR: Cost 85, Risk 79, Mission not scored, Tradability 25, Holdings 31, Durability 18.
Pillar letters and Scores for FDFF, LATR, with each pillar’s weight
PillarFDFFLATR
Cost30% weightB64A85Higher
Mission25% weightA77Not scored
Risk15% weightA71A79Higher
Tradability15% weightC40HigherD25
Holdings10% weightB64HigherD31
Durability5% weightB57HigherF18

Rank among Fintech & Payments funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. FDFF and LATR are both graded against the same 7 Fintech & Payments funds, so their Grades compare head to head.

Fintech & Payments⁠

Category · 7 funds
See all 7 ›

FDFF ranks 1st and LATR 5th of 7 funds in the Fintech & Payments Category.

  1. Rank 1BFDFFFidelity Disruptive Finance ETFScore 60
  2. Rank 2CBPAYiShares FinTech Active ETFScore 51
  3. Rank 5CKYCCorgi Digital Banking & Fintech Infrastructure ETFScore 40
  4. Rank 5CLATRCorgi Buy Now Pay Later ETFScore 40
  5. Rank 7DARKFARK Blockchain & Fintech Innovation ETFScore 39

Our read on each fund

ETF.net Research

FDFFBFidelity Disruptive Finance ETF

LATRCCorgi Buy Now Pay Later ETF

In short

FDFF Fidelity's stock-picker take on fintech: roughly 50 hand-chosen names in payments, lending and financial software, at the lowest fee in its fintech peer group. Small and thinly traded, but the mandate is clear and the price tag is light.

LATR No data

Stated mandate

FDFF The fund seeks long-term growth of capital and normally invests at least 80% of its assets in securities of disruptive finance companies.

LATR No data

Why people hold it

  • FDFF Costs 0.50% a year, under the 0.68% median for fintech ETFs and below every peer here: BPAY (0.66%), FINX (0.68%), IPAY and ARKF (0.75%).
  • A real mandate, not a label: at least 80% of assets go to disruptive finance companies, held in a focused book of about 50 stocks rather than a sprawling index.fidelity.com
  • Fidelity research behind the picks, running since 2020, and it grades in the top quartile of the fintech funds we cover.

LATR No data

Worth knowing

  • FDFF Thinly traded and small by ETF standards, so spreads can be wider than the headline fee suggests and the fund has less scale cushion than its bigger rivals.
  • About 50 stocks in one theme means fintech sentiment drives the ride. This is a concentrated slice, not a diversified financials holding.
  • Active, so there is no index to check the manager against. Results track stock selection, and distributions come quarterly rather than monthly.

LATR No data

Full FDFF profile⁠

Full LATR profile⁠

FDFF vs LATR Holdings

How FDFF and LATR differ

Overlap by weight

18.7%

Shared holdings make up 42.1% of LATR and 18.7% of FDFF.

Level by level

  • Holdings6 in both18.7%
  • Sector4 Sectors70.9%
  • Countryby domicile87.1%
  • Asset classEquity100%

Sector

Sector weights in FDFF and LATR, widest gap first
SectorMore in FDFFMore in LATR
FinancialsFDFF +25.7 points
TechnologyLATR +21.7 points
Consumer DiscretionaryLATR +7.3 points
IndustrialsFDFF +3.3 points

Country, concentration and asset class

Country by domicile

Country weights in FDFF and LATR, widest gap first
CountryMore in FDFFMore in LATR
CanadaLATR +5.3 points
BrazilLATR +5.0 points
SpainFDFF +4.3 points
United KingdomFDFF +4.1 points
ItalyFDFF +4.0 points
ChinaLATR +2.2 points
Other countries (3)Same weight

Outside the US: FDFF 84% developed, 16% emerging.

Concentration

Weight in the 10 largest Holdings

  • FDFF46.6%
  • LATR63.6%

Securities held

  • FDFF49
  • LATR22

Asset class

FDFF
Equity
LATR
Equity

Holdings

  • Only in FDFF43
  • In both6
  • Only in LATR16

Only in FDFF

43 securities, 83.2% of FDFF by weight

  • BlackRock Inc6.28%
  • Capital One Financial Corp5.61%
  • Dbs Group Holdings Ltd4.33%

Only in LATR

16 securities, 57.9% of LATR by weight

  • Shopify Inc5.77%
  • Sezzle Inc5.34%
  • PayPal Holdings Inc4.60%

Weight gaps

All 6 Holdings in both funds, largest gap first.

Holding weights in FDFF and LATR, widest gap first
HoldingMore in FDFFMore in LATR
Visa Inc Class AVLATR +7.61 points
Mastercard Inc Class AMALATR +7.27 points
Affirm Holdings IncAFRMLATR +3.58 points
Mercadolibre IncMELILATR +2.92 points
Nu Holdings Ltd/Cayman IslandsNULATR +1.45 points
Block Inc Class ASQLATR +0.61 points

All 48 FDFF holdings⁠All 30 LATR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

FDFF vs LATR Cost

Overpaying FDFF vs LATR

$2,853

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • FDFF 0.50%

    $9,979

  • LATR 0.35%

    $7,126

$10,000
30 years

Cost over time

  • FDFF 0.50%
  • LATR 0.35%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K$10K051015202530FDFF $9,979LATR $7,126

Year by year

YearFDFFLATROverpaying
10$900$634$266
20$3,460$2,454$1,006
30$9,979$7,126$2,853

Expense ratio

  • 0.50%FDFF
  • 0.35%LATR, cheaper
  • Middle half of Fintech & Payments funds
  • Median 0.55%

LATR cheapest of 7 funds

FDFF 3rd cheapest of 7 funds

FDFF vs LATR Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
FDFF 0.99%
LATR No data
Payout (12M)
FDFF $0.35
LATR None
Last payment
FDFF $0.06
LATR No data
Ex-dividend
FDFF Sep 18, 2026
LATR No data
Paid on
FDFF Sep 22, 2026
LATR No data
Frequency
FDFF Quarterly
LATR No data

Distribution history

Per share, 2023 to 2026, same scale for both

FDFFQuarterly · 13 paymentsAll FDFF payments⁠
One bar per payment. 13 payments from 2023 to 2026 YTD. Sep 15, 2023 $0.04; Dec 15, 2023 $0.04; Mar 15, 2024 $0.03; Jun 21, 2024 $0.15; Sep 20, 2024 $0.05; Dec 20, 2024 $0.03; Mar 21, 2025 $0.04; Jun 20, 2025 $0.16; Sep 19, 2025 $0.06; Dec 19, 2025 $0.05; Mar 20, 2026 $0.05; Jun 18, 2026 $0.19; Sep 18, 2026 $0.06. Use the arrow keys to read each point.$0$0.2020232026YTD
LATRAll LATR payments⁠

No distribution history available.

FDFF vs LATR Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
FDFF 20.3%LATR No data
Return per unit of riskSharpe ratio, 3 years
FDFF 0.58LATR No data
Worst fallMax drawdown, 5 years
FDFF −23.1%since Jun 2023LATR No data
Market sensitivityBeta, 5 years
FDFF 1.15LATR −1.75

FDFF and LATR in the news

All news⁠

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