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FINY vs XLEI

GraniteShares YieldBOOST Financials ETF

FINYDNasdaq

State Street Energy Select Sector SPDR Premium Income ETF

XLEIBNYSE Arca

Overlap

Expense ratio

XLEI −0.83pt a year

FINY1.18%XLEI0.35%

Avg volume · 30D

XLEI 199.6×the volume

FINY950XLEI190K

FINY vs XLEI Performance

Jul 31, 2026 – Oct 30, 2026

+0.7%FINY+14.5%XLEI

Jul 31, 2026 to Oct 30, 2026. FINY +0.7%. XLEI +14.5%. Use the arrow keys to read each point.5%10%Jul 2026Sep 2026Oct 2026
Expense ratio
FINY 1.18%
XLEI 0.35%, better
Fund size
FINY $1M
XLEI $203M
1Y total return
FINY No data
XLEI +48.5%
Yield (12M)
FINY No data
XLEI 17.59%
Holdings
FINY 4
XLEI 3
Avg volume (30D)
FINY 950 sh
XLEI 190K sh, better
NAV per share
FINY $24.98
XLEI $29.48
52W range

ETF.net Grade

FINY: Cost 7, Risk 94, Mission not scored, Tradability 37, Holdings not scored, Durability 25. XLEI: Cost 76, Risk 70, Mission 56, Tradability 70, Holdings 49, Durability 81.
Pillar letters and Scores for FINY, XLEI, with each pillar’s weight
PillarFINYXLEI
Cost30% weightF7A76Higher
Mission25% weightNot scoredB56
Risk15% weightA94HigherA70
Tradability15% weightD37A70Higher
Holdings10% weightNot scoredC49
Durability5% weightD25A81Higher

Rank among Sector Option Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. FINY and XLEI are both graded against the same 22 Sector Option Income funds, so their Grades compare head to head.

Sector Option Income⁠

Category · 22 funds
See all 22 ›

XLEI ranks 7th and FINY 18th of 22 funds in the Sector Option Income Category.

  1. Rank 5BXLYIState Street Consumer Discretionary Select Sector SPDR Premium Income ETFScore 67
  2. Rank 7BXLEIState Street Energy Select Sector SPDR Premium Income ETFScore 66
  3. Rank 8BTYLGGlobal X Information Technology Covered Call & Growth ETFScore 63
  4. Rank 15CXLRIState Street Real Estate Select Sector SPDR Premium Income ETFScore 40
  5. Rank 18DFINYGraniteShares YieldBOOST Financials ETFScore 35
  6. Rank 19DGPTYYieldMax AI & Tech Portfolio Option Income ETFScore 34

Our read on each fund

ETF.net Research

FINYDGraniteShares YieldBOOST Financials ETF

XLEIBState Street Energy Select Sector SPDR Premium Income ETF

In short

FINY FINY never buys a bank stock. It sells put options tied to a 3x leveraged financials ETF, harvesting the richer premiums that leverage creates, and pays the income out weekly. The leverage sits in the options, not in the fund.

XLEI State Street's 1998-vintage energy sector fund, wrapped in a call-writing overlay. Same oil and gas majors, monthly income from selling options against them, minus some of the upside when crude runs.

Stated mandate

FINY FINY seeks to earn three times the income from selling options tied to the Financial Select Sector Index, primarily through options on leveraged ETFs designed for 3x daily exposure. It may also gain exposure to that leveraged ETF, with gains capped.

XLEI The fund seeks current income while preserving prospects for long-term capital growth by investing in an energy-sector ETF and selling call options on it to generate additional premium income.

Why people hold it

  • FINY The income engine is options premium, not dividends. Options on a 3x leveraged financials ETF carry richer premiums than options on the plain sector index.graniteshares.com
  • The fund itself isn't leveraged. It runs a put spread: sell a near-the-money put, buy a further out-of-the-money put, which defines how far the downside can run.graniteshares.comgraniteshares.com 2
  • Sells weekly FLEX options and distributes weekly, so income arrives on a fast, fixed rhythm rather than once a quarter.graniteshares.com
  • One job, clearly stated: financials exposure through options tied to the Financial Select Sector Index. No style drift, no mystery sleeve.graniteshares.com
  • XLEI Underlying is the original energy sector SPDR, trading since 1998: market-cap-weighted S&P 500 oil, gas and services names. No stock picking, just an overlay on a known quantity.stockanalysis.com
  • Pays monthly, and the mandate is written to seek income while preserving prospects for long-term growth rather than sell away all the upside.ssga.com
  • Calls are written on the sector ETF itself, not dozens of single stocks, so the overlay runs off one liquid options chain.ssga.com
  • The 0.35% fee sits right at the median for sector covered-call funds, and the build stands among the stronger ones in that peer group.

Worth knowing

  • FINY Running costs sit near the top of the sector option-income group: 1.07% a year against a 0.35% median, the level charged by peers like XLVI and XLUI. It also trades thinly.
  • Upside is capped by design. Any exposure to the leveraged ETF has its gains limited, so a financials rally shows up in the premium collected, not in the share price.graniteshares.com
  • Payouts can include return of capital, meaning part of a distribution is your own money coming back and your cost basis drops accordingly.graniteshares.com
  • XLEI Written calls cap the rally: above the strike, further gains go to the option buyer and the fund keeps the premium instead.ssga.com
  • One narrow sector, market-cap weighted, so the integrated majors dominate. Nothing inside cushions a broad crude selloff.stockanalysis.com
  • A 2025 launch, so there is no record through a full energy cycle yet, and it trades lightly next to the sector fund it holds.

Full FINY profile⁠

Full XLEI profile⁠

FINY vs XLEI Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

FINY vs XLEI Cost

Overpaying FINY vs XLEI

$14,417

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • FINY 1.18%

    $21,543

  • XLEI 0.35%

    $7,126

$10,000
30 years

Cost over time

  • FINY 1.18%
  • XLEI 0.35%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K$25K051015202530FINY $21,543XLEI $7,126

Year by year

YearFINYXLEIOverpaying
10$2,065$634$1,431
20$7,697$2,454$5,243
30$21,543$7,126$14,417

Expense ratio

  • 1.18%FINY
  • 0.35%XLEI, cheaper
  • Middle half of Sector Option Income funds
  • Median 0.47%

XLEI cheapest of 22 funds

FINY 20th cheapest of 22 funds

FINY vs XLEI Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
FINY No data
XLEI 17.59%
Payout (12M)
FINY No data
XLEI $5.24
Last payment
FINY $0.05
XLEI $0.51
Ex-dividend
FINY Oct 30, 2026
XLEI Oct 1, 2026
Paid on
FINY Pays Nov 3, 2026
XLEI Oct 5, 2026
Frequency
FINY Weekly
XLEI Monthly

Distribution history

Per share, 2026, same scale for both

FINYWeekly · 26 paymentsAll FINY payments⁠
One bar per payment. 26 payments in 2026 YTD. May 8, 2026 $0.14; May 15, 2026 $0.12; May 22, 2026 $0.12; May 29, 2026 $0.12; Jun 5, 2026 $0.12; Jun 12, 2026 $0.12; Jun 18, 2026 $0.12; Jun 26, 2026 $0.12; Jul 2, 2026 $0.12; Jul 10, 2026 $0.09; Jul 17, 2026 $0.10; Jul 24, 2026 $0.10; Jul 31, 2026 $0.10; Aug 7, 2026 $0.08; Aug 14, 2026 $0.07; Aug 21, 2026 $0.05; Aug 28, 2026 $0.05; Sep 4, 2026 $0.05; Sep 11, 2026 $0.06; Sep 18, 2026 $0.05; Sep 25, 2026 $0.05; Oct 2, 2026 $0.05; Oct 9, 2026 $0.05; Oct 16, 2026 $0.05; Oct 23, 2026 $0.05; Oct 30, 2026 $0.05. Use the arrow keys to read each point.$0$0.502026YTD
XLEIMonthly · 9 paymentsAll XLEI payments⁠
One bar per payment. 9 payments in 2026 YTD. Feb 2, 2026 $0.25; Mar 2, 2026 $0.46; Apr 1, 2026 $0.55; May 1, 2026 $0.31; Jun 1, 2026 $0.45; Jul 1, 2026 $0.54; Aug 3, 2026 $0.39; Sep 1, 2026 $0.37; Oct 1, 2026 $0.51. Use the arrow keys to read each point.$0$0.502026YTD

FINY vs XLEI Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
FINY No dataXLEI 15.6%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
FINY No dataXLEI 2.03since Aug 2025
Worst fallMax drawdown, 5 years
FINY No dataXLEI −8.2%since Jul 2025
Market sensitivityBeta, 5 years
FINY 0.12XLEI −0.51

FINY and XLEI in the news

All news⁠

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