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FINY vs XLSI

GraniteShares YieldBOOST Financials ETF

FINYDNasdaq

State Street Consumer Staples Select Sector SPDR Premium Income ETF

XLSIANYSE Arca

Overlap

Expense ratio

XLSI −0.83pt a year

FINY1.18%XLSI0.35%

Avg volume · 30D

XLSI 20.2×the volume

FINY950XLSI19.2K

FINY vs XLSI Performance

Jul 31, 2026 – Oct 30, 2026

+0.7%FINY+4.4%XLSI

Jul 31, 2026 to Oct 30, 2026. FINY +0.7%. XLSI +4.4%. Use the arrow keys to read each point.−2%2%Jul 2026Sep 2026Oct 2026
Expense ratio
FINY 1.18%
XLSI 0.35%, better
Fund size
FINY $1M
XLSI $25M
1Y total return
FINY No data
XLSI +14.7%
Yield (12M)
FINY No data
XLSI 12.22%
Holdings
FINY 4
XLSI 2
Avg volume (30D)
FINY 950 sh
XLSI 19.2K sh, better
NAV per share
FINY $24.98
XLSI $23.80
52W range

ETF.net Grade

FINY: Cost 7, Risk 94, Mission not scored, Tradability 37, Holdings not scored, Durability 25. XLSI: Cost 76, Risk 68, Mission 88, Tradability 78, Holdings 51, Durability 58.
Pillar letters and Scores for FINY, XLSI, with each pillar’s weight
PillarFINYXLSI
Cost30% weightF7A76Higher
Mission25% weightNot scoredA88
Risk15% weightA94HigherB68
Tradability15% weightD37A78Higher
Holdings10% weightNot scoredC51
Durability5% weightD25B58Higher

Rank among Sector Option Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. FINY and XLSI are both graded against the same 22 Sector Option Income funds, so their Grades compare head to head.

Sector Option Income⁠

Category · 22 funds
See all 22 ›

XLSI ranks 1st and FINY 18th of 22 funds in the Sector Option Income Category.

  1. Rank 1AXLSIState Street Consumer Staples Select Sector SPDR Premium Income ETFScore 74
  2. Rank 2AXLIIState Street Industrial Select Sector SPDR Premium Income ETFScore 71
  3. Rank 15CXLRIState Street Real Estate Select Sector SPDR Premium Income ETFScore 40
  4. Rank 18DFINYGraniteShares YieldBOOST Financials ETFScore 35
  5. Rank 19DGPTYYieldMax AI & Tech Portfolio Option Income ETFScore 34

Our read on each fund

ETF.net Research

FINYDGraniteShares YieldBOOST Financials ETF

XLSIAState Street Consumer Staples Select Sector SPDR Premium Income ETF

In short

FINY FINY never buys a bank stock. It sells put options tied to a 3x leveraged financials ETF, harvesting the richer premiums that leverage creates, and pays the income out weekly. The leverage sits in the options, not in the fund.

XLSI Covered calls on the market's quietest aisle. XLSI owns the classic consumer staples sector fund and sells calls on it, turning soup, soap and razors into monthly income while giving up gains above the strike.

Stated mandate

FINY FINY seeks to earn three times the income from selling options tied to the Financial Select Sector Index, primarily through options on leveraged ETFs designed for 3x daily exposure. It may also gain exposure to that leveraged ETF, with gains capped.

XLSI The fund uses an actively managed strategy intended to provide current income while preserving prospects for long-term capital growth. It invests in the Consumer Staples Select Sector SPDR ETF and sells call options on that ETF to generate additional income.

Why people hold it

  • FINY The income engine is options premium, not dividends. Options on a 3x leveraged financials ETF carry richer premiums than options on the plain sector index.graniteshares.com
  • The fund itself isn't leveraged. It runs a put spread: sell a near-the-money put, buy a further out-of-the-money put, which defines how far the downside can run.graniteshares.comgraniteshares.com 2
  • Sells weekly FLEX options and distributes weekly, so income arrives on a fast, fixed rhythm rather than once a quarter.graniteshares.com
  • One job, clearly stated: financials exposure through options tied to the Financial Select Sector Index. No style drift, no mystery sleeve.graniteshares.com
  • XLSI Simple plumbing: it holds shares of the staples Select Sector fund (XLP) and writes calls on that same ETF, so the equity sleeve is the plain sector basket, not a synthetic stand-in.ssga.com
  • 0.35% sits right at the median for its option-income sector cohort, the same sticker as siblings XLVI, XLUI and XLEI.
  • Pays monthly, and the call overlay is actively managed: a manager sets the strikes rather than following a fixed published formula.ssga.com
  • Sticks tightly to the mandate on the tin, and ranks among the stronger builds in its sector-overlay peer group.

Worth knowing

  • FINY Running costs sit near the top of the sector option-income group: 1.07% a year against a 0.35% median, the level charged by peers like XLVI and XLUI. It also trades thinly.
  • Upside is capped by design. Any exposure to the leveraged ETF has its gains limited, so a financials rally shows up in the premium collected, not in the share price.graniteshares.com
  • Payouts can include return of capital, meaning part of a distribution is your own money coming back and your cost basis drops accordingly.graniteshares.com
  • XLSI The calls cap the top end: gains above the strike on the underlying staples fund are traded away for premium.ssga.com
  • Option premiums rise and fall with volatility, so the monthly payout moves around. Income, not a coupon.
  • Launched in 2025 and small next to the giant option-income names, so the record is short and trading is light. Spreads can widen.

Full FINY profile⁠

Full XLSI profile⁠

FINY vs XLSI Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

FINY vs XLSI Cost

Overpaying FINY vs XLSI

$14,417

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • FINY 1.18%

    $21,543

  • XLSI 0.35%

    $7,126

$10,000
30 years

Cost over time

  • FINY 1.18%
  • XLSI 0.35%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K$25K051015202530FINY $21,543XLSI $7,126

Year by year

YearFINYXLSIOverpaying
10$2,065$634$1,431
20$7,697$2,454$5,243
30$21,543$7,126$14,417

Expense ratio

  • 1.18%FINY
  • 0.35%XLSI, cheaper
  • Middle half of Sector Option Income funds
  • Median 0.47%

XLSI cheapest of 22 funds

FINY 20th cheapest of 22 funds

FINY vs XLSI Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
FINY No data
XLSI 12.22%
Payout (12M)
FINY No data
XLSI $2.92
Last payment
FINY $0.05
XLSI $0.32
Ex-dividend
FINY Oct 30, 2026
XLSI Oct 1, 2026
Paid on
FINY Pays Nov 3, 2026
XLSI Oct 5, 2026
Frequency
FINY Weekly
XLSI Monthly

Distribution history

Per share, 2026, same scale for both

FINYWeekly · 26 paymentsAll FINY payments⁠
One bar per payment. 26 payments in 2026 YTD. May 8, 2026 $0.14; May 15, 2026 $0.12; May 22, 2026 $0.12; May 29, 2026 $0.12; Jun 5, 2026 $0.12; Jun 12, 2026 $0.12; Jun 18, 2026 $0.12; Jun 26, 2026 $0.12; Jul 2, 2026 $0.12; Jul 10, 2026 $0.09; Jul 17, 2026 $0.10; Jul 24, 2026 $0.10; Jul 31, 2026 $0.10; Aug 7, 2026 $0.08; Aug 14, 2026 $0.07; Aug 21, 2026 $0.05; Aug 28, 2026 $0.05; Sep 4, 2026 $0.05; Sep 11, 2026 $0.06; Sep 18, 2026 $0.05; Sep 25, 2026 $0.05; Oct 2, 2026 $0.05; Oct 9, 2026 $0.05; Oct 16, 2026 $0.05; Oct 23, 2026 $0.05; Oct 30, 2026 $0.05. Use the arrow keys to read each point.$0$0.252026YTD
XLSIMonthly · 9 paymentsAll XLSI payments⁠
One bar per payment. 9 payments in 2026 YTD. Feb 2, 2026 $0.18; Mar 2, 2026 $0.30; Apr 1, 2026 $0.33; May 1, 2026 $0.19; Jun 1, 2026 $0.20; Jul 1, 2026 $0.35; Aug 3, 2026 $0.19; Sep 1, 2026 $0.18; Oct 1, 2026 $0.32. Use the arrow keys to read each point.$0$0.252026YTD

FINY vs XLSI Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
FINY No dataXLSI 12.3%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
FINY No dataXLSI 0.48since Aug 2025
Worst fallMax drawdown, 5 years
FINY No dataXLSI −7.9%since Jul 2025
Market sensitivityBeta, 5 years
FINY 0.12XLSI 0.19

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