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FINY vs XLII

GraniteShares YieldBOOST Financials ETF

FINYDNasdaq

State Street Industrial Select Sector SPDR Premium Income ETF

XLIIANYSE Arca

Overlap

Expense ratio

XLII −0.83pt a year

FINY1.18%XLII0.35%

Avg volume · 30D

XLII 16.7×the volume

FINY950XLII15.9K

FINY vs XLII Performance

Jul 31, 2026 – Oct 30, 2026

+0.7%FINY−4.7%XLII

Jul 31, 2026 to Oct 30, 2026. FINY +0.7%. XLII −4.7%. Use the arrow keys to read each point.−6%−2%2%4%Jul 2026Sep 2026Oct 2026
Expense ratio
FINY 1.18%
XLII 0.35%, better
Fund size
FINY $1M
XLII $17M
1Y total return
FINY No data
XLII +9.0%
Yield (12M)
FINY No data
XLII 13.46%
Holdings
FINY 4
XLII 3
Avg volume (30D)
FINY 950 sh
XLII 15.9K sh, better
NAV per share
FINY $24.98
XLII $24.32
52W range

ETF.net Grade

FINY: Cost 7, Risk 94, Mission not scored, Tradability 37, Holdings not scored, Durability 25. XLII: Cost 76, Risk 49, Mission 100, Tradability 60, Holdings 51, Durability 51.
Pillar letters and Scores for FINY, XLII, with each pillar’s weight
PillarFINYXLII
Cost30% weightF7A76Higher
Mission25% weightNot scoredA100
Risk15% weightA94HigherC49
Tradability15% weightD37B60Higher
Holdings10% weightNot scoredC51
Durability5% weightD25C51Higher

Rank among Sector Option Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. FINY and XLII are both graded against the same 22 Sector Option Income funds, so their Grades compare head to head.

Sector Option Income⁠

Category · 22 funds
See all 22 ›

XLII ranks 2nd and FINY 18th of 22 funds in the Sector Option Income Category.

  1. Rank 1AXLSIState Street Consumer Staples Select Sector SPDR Premium Income ETFScore 74
  2. Rank 2AXLIIState Street Industrial Select Sector SPDR Premium Income ETFScore 71
  3. Rank 2AXLVIState Street Health Care Select Sector SPDR Premium Income ETFScore 71
  4. Rank 15CXLRIState Street Real Estate Select Sector SPDR Premium Income ETFScore 40
  5. Rank 18DFINYGraniteShares YieldBOOST Financials ETFScore 35
  6. Rank 19DGPTYYieldMax AI & Tech Portfolio Option Income ETFScore 34

Our read on each fund

ETF.net Research

FINYDGraniteShares YieldBOOST Financials ETF

XLIIAState Street Industrial Select Sector SPDR Premium Income ETF

In short

FINY FINY never buys a bank stock. It sells put options tied to a 3x leveraged financials ETF, harvesting the richer premiums that leverage creates, and pays the income out weekly. The leverage sits in the options, not in the fund.

XLII Covered calls swarm tech; far rarer on machinery, railroads and defense primes. XLII owns the 1998-vintage industrials SPDR and sells short-dated calls on that fund itself, paying out monthly.

Stated mandate

FINY FINY seeks to earn three times the income from selling options tied to the Financial Select Sector Index, primarily through options on leveraged ETFs designed for 3x daily exposure. It may also gain exposure to that leveraged ETF, with gains capped.

XLII The fund is actively managed to pursue current income while retaining the potential for long-term capital growth. It invests in XLI and sells call options on XLI to generate additional income.

Why people hold it

  • FINY The income engine is options premium, not dividends. Options on a 3x leveraged financials ETF carry richer premiums than options on the plain sector index.graniteshares.com
  • The fund itself isn't leveraged. It runs a put spread: sell a near-the-money put, buy a further out-of-the-money put, which defines how far the downside can run.graniteshares.comgraniteshares.com 2
  • Sells weekly FLEX options and distributes weekly, so income arrives on a fast, fixed rhythm rather than once a quarter.graniteshares.com
  • One job, clearly stated: financials exposure through options tied to the Financial Select Sector Index. No style drift, no mystery sleeve.graniteshares.com
  • XLII Single-ticker build: it holds the industrials SPDR (XLI, running since 1998) and writes listed calls on that fund, so one trade buys the sector basket and the overlay.ssga.comssga.com 2
  • Actively managed overlay, not a rigid formula: managers choose strikes and expiries rather than selling the same call every month. Distributions come monthly.ssga.com
  • Priced at 0.35%, the going rate for sector covered-call funds, and among the stronger implementations in its peer group.
  • Same 0.35% runs across the sibling sleeves (XLVI health care, XLUI utilities), so sector mixes cost the same per leg.etf.com

Worth knowing

  • FINY Running costs sit near the top of the sector option-income group: 1.07% a year against a 0.35% median, the level charged by peers like XLVI and XLUI. It also trades thinly.
  • Upside is capped by design. Any exposure to the leveraged ETF has its gains limited, so a financials rally shows up in the premium collected, not in the share price.graniteshares.com
  • Payouts can include return of capital, meaning part of a distribution is your own money coming back and your cost basis drops accordingly.graniteshares.com
  • XLII Calls cap the upside: premium income is paid for by handing over part of any big industrials rally.ssga.com
  • Fund-of-funds fee stacking. The plain industrials SPDR (XLI) it owns costs a small fraction of 0.35% on its own.ssga.com
  • Launched in 2025, still small and thinly traded, so spreads can run wider than the underlying's.

Full FINY profile⁠

Full XLII profile⁠

FINY vs XLII Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

FINY vs XLII Cost

Overpaying FINY vs XLII

$14,417

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • FINY 1.18%

    $21,543

  • XLII 0.35%

    $7,126

$10,000
30 years

Cost over time

  • FINY 1.18%
  • XLII 0.35%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K$25K051015202530FINY $21,543XLII $7,126

Year by year

YearFINYXLIIOverpaying
10$2,065$634$1,431
20$7,697$2,454$5,243
30$21,543$7,126$14,417

Expense ratio

  • 1.18%FINY
  • 0.35%XLII, cheaper
  • Middle half of Sector Option Income funds
  • Median 0.47%

XLII cheapest of 22 funds

FINY 20th cheapest of 22 funds

FINY vs XLII Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
FINY No data
XLII 13.46%
Payout (12M)
FINY No data
XLII $3.23
Last payment
FINY $0.05
XLII $0.30
Ex-dividend
FINY Oct 30, 2026
XLII Oct 1, 2026
Paid on
FINY Pays Nov 3, 2026
XLII Oct 5, 2026
Frequency
FINY Weekly
XLII Monthly

Distribution history

Per share, 2026, same scale for both

FINYWeekly · 26 paymentsAll FINY payments⁠
One bar per payment. 26 payments in 2026 YTD. May 8, 2026 $0.14; May 15, 2026 $0.12; May 22, 2026 $0.12; May 29, 2026 $0.12; Jun 5, 2026 $0.12; Jun 12, 2026 $0.12; Jun 18, 2026 $0.12; Jun 26, 2026 $0.12; Jul 2, 2026 $0.12; Jul 10, 2026 $0.09; Jul 17, 2026 $0.10; Jul 24, 2026 $0.10; Jul 31, 2026 $0.10; Aug 7, 2026 $0.08; Aug 14, 2026 $0.07; Aug 21, 2026 $0.05; Aug 28, 2026 $0.05; Sep 4, 2026 $0.05; Sep 11, 2026 $0.06; Sep 18, 2026 $0.05; Sep 25, 2026 $0.05; Oct 2, 2026 $0.05; Oct 9, 2026 $0.05; Oct 16, 2026 $0.05; Oct 23, 2026 $0.05; Oct 30, 2026 $0.05. Use the arrow keys to read each point.$0$0.252026YTD
XLIIMonthly · 9 paymentsAll XLII payments⁠
One bar per payment. 9 payments in 2026 YTD. Feb 2, 2026 $0.21; Mar 2, 2026 $0.32; Apr 1, 2026 $0.35; May 1, 2026 $0.27; Jun 1, 2026 $0.31; Jul 1, 2026 $0.31; Aug 3, 2026 $0.30; Sep 1, 2026 $0.11; Oct 1, 2026 $0.30. Use the arrow keys to read each point.$0$0.252026YTD

FINY vs XLII Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
FINY No dataXLII 11.9%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
FINY No dataXLII 0.60since Aug 2025
Worst fallMax drawdown, 5 years
FINY No dataXLII −10.1%since Jul 2025
Market sensitivityBeta, 5 years
FINY 0.12XLII 0.53

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