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IBIL vs VTIP

iShares iBonds Oct 2035 Term TIPS ETF

IBILCNYSE Arca

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.07pt a year

IBIL0.10%VTIP0.03%

Avg volume · 30D

VTIP 133.6×the volume

IBIL20.7KVTIP2.77M

IBIL vs VTIP Performance

Oct 31, 2025 – Nov 2, 2026

−0.7%IBIL+2.4%VTIP

Oct 31, 2025 to Nov 2, 2026. IBIL −0.7%. VTIP +2.4%. Use the arrow keys to read each point.−4%−2%0%Oct 2025May 2026Nov 2026
Expense ratio
IBIL 0.10%
VTIP 0.03%, better
Fund size
IBIL $59M
VTIP $73.1B
1Y total return
IBIL −0.7%
VTIP +2.4%, better
Yield (12M)
IBIL 4.75%
VTIP 4.81%, better
Holdings
IBIL 4
VTIP 27
Avg volume (30D)
IBIL 20.7K sh
VTIP 2.77M sh, better
NAV per share
IBIL $24.42
VTIP $48.95
52W range

ETF.net Grade

IBIL: Cost 68, Risk 32, Mission 68, Tradability 31, Holdings 31, Durability 41. VTIP: Cost 98, Risk 57, Mission 43, Tradability 82, Holdings 74, Durability 96.
Pillar letters and Scores for IBIL, VTIP, with each pillar’s weight
PillarIBILVTIP
Cost30% weightB68A98Higher
Mission25% weightB68HigherC43
Risk15% weightD32B57Higher
Tradability15% weightD31A82Higher
Holdings10% weightD31A74Higher
Durability5% weightC41A96Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIL and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and IBIL 24th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 86
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 81
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  5. Rank 5APBTPInvesco 0-5 Yr US TIPS ETFScore 71
  6. Rank 23CSTPZPIMCO 1-5 Year U.S. TIPS Index Exchange-Traded FundScore 53
  7. Rank 24CIBILiShares iBonds Oct 2035 Term TIPS ETFScore 51
  8. Rank 25CLDRIiShares iBonds 1-5 Year TIPS Ladder ETFScore 49

Our read on each fund

ETF.net Research

IBILCiShares iBonds Oct 2035 Term TIPS ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

IBIL Inflation-linked Treasuries with an end date. IBIL holds TIPS maturing in 2035 and tracks an ICE index, so it acts like one rung of a bond ladder instead of a fund that rolls on forever. Fee: 0.10%.

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

IBIL The fund seeks to track an index of U.S. Treasury Inflation-Protected Securities maturing in 2035.

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

  • IBIL Every bond in it is a 2035-maturity TIPS, so inflation-linked Treasury exposure arrives with a target date attached rather than as a perpetual, always-rolling portfolio.
  • 0.10% expense ratio, level with the typical fee across maturity-dated bond ETFs.
  • Rules-based and plain: it tracks the ICE 2035 Maturity US Inflation-Linked Treasury Index, and the paper inside is US Treasury debt.ishares.com
  • Distributions land quarterly, and TIPS coupons are paid on principal that adjusts with inflation.
  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

  • IBIL A small, lightly traded fund, so spreads can run wider than on the crowded rungs of the ladder.
  • Launched in 2025, giving it a short record next to long-running maturity-dated lineups. On our peer measures it sits in the lower half of the group.
  • Because payouts track inflation readings, income moves around instead of sitting fixed, and real-yield swings still move the price before 2035.
  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full IBIL profile⁠

Full VTIP profile⁠

IBIL vs VTIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIL vs VTIP Cost

Overpaying IBIL vs VTIP

$1,468

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIL 0.10%

    $2,106

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • IBIL 0.10%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIL $2,106VTIP $638

Year by year

YearIBILVTIPOverpaying
10$183$55$128
20$717$216$501
30$2,106$638$1,468

Expense ratio

  • 0.10%IBIL
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

IBIL 7th cheapest of 40 funds

IBIL vs VTIP Dividends

Last 12 months to Nov 2, 2026
Yield (12M)
IBIL 4.75%
VTIP 4.81%, better
Payout (12M)
IBIL $1.16
VTIP $2.35
Last payment
IBIL $0.13
VTIP $0.93
Ex-dividend
IBIL Oct 1, 2026
VTIP Oct 1, 2026
Paid on
IBIL Oct 6, 2026
VTIP Oct 5, 2026
Frequency
IBIL Quarterly
VTIP Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

IBILQuarterly · 6 paymentsAll IBIL payments⁠
One bar per payment. 6 payments from 2017 to 2026 YTD. Jul 1, 2025 $0.30; Oct 1, 2025 $0.18; Dec 19, 2025 $0.27; Apr 1, 2026 $0.08; Jul 1, 2026 $0.68; Oct 1, 2026 $0.13. Use the arrow keys to read each point.$0$12017202020232026YTD
VTIPQuarterly · 32 paymentsAll VTIP payments⁠
One bar per payment. 32 payments from 2017 to 2026 YTD. Dec 26, 2017 $0.74; Jun 18, 2018 $0.29; Sep 24, 2018 $0.52; Dec 13, 2018 $0.36; Jun 17, 2019 $0.17; Sep 24, 2019 $0.44; Dec 23, 2019 $0.35; Oct 1, 2020 $0.28; Dec 23, 2020 $0.33; Mar 25, 2021 $0.09; Jul 1, 2021 $0.48; Oct 1, 2021 $0.87; Dec 23, 2021 $0.96; Apr 1, 2022 $0.49; Jul 1, 2022 $0.68; Oct 3, 2022 $0.90; Dec 23, 2022 $1.12; Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$12017202020232026YTD

IBIL vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIL 5.2%since Apr 2025VTIP 1.9%
Return per unit of riskSharpe ratio, 3 years
IBIL −0.39since Apr 2025VTIP 0.29
Worst fallMax drawdown, 5 years
IBIL −5.5%since Mar 2025VTIP −5.5%Same figure. Both funds show the same value, so neither comes out ahead.
Market sensitivityBeta, 5 years
IBIL 0.15VTIP 0.21

IBIL and VTIP in the news

All news⁠

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