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IBIL vs VTP

iShares iBonds Oct 2035 Term TIPS ETF

IBILCNYSE Arca

Vanguard Total Inflation-Protected Securities ETF

VTPANYSE Arca

Overlap

No data

Expense ratio

VTP −0.05pt a year

IBIL0.10%VTP0.05%

Avg volume · 30D

VTP 3.1×the volume

IBIL20.7KVTP63.4K

IBIL vs VTP Performance

Oct 31, 2025 – Nov 2, 2026

−0.7%IBIL0.0%VTP

Oct 31, 2025 to Nov 2, 2026. IBIL −0.7%. VTP 0.0%. Use the arrow keys to read each point.−4%−3%−2%1%2%Oct 2025May 2026Nov 2026
Expense ratio
IBIL 0.10%
VTP 0.05%, better
Fund size
IBIL $59M
VTP $251M
1Y total return
IBIL −0.7%
VTP 0.0%, better
Yield (12M)
IBIL 4.75%, better
VTP 3.75%
Holdings
IBIL 4
VTP 51
Avg volume (30D)
IBIL 20.7K sh
VTP 63.4K sh, better
NAV per share
IBIL $24.42
VTP $74.00
52W range

ETF.net Grade

IBIL: Cost 68, Risk 32, Mission 68, Tradability 31, Holdings 31, Durability 41. VTP: Cost 93, Risk 37, Mission 100, Tradability 51, Holdings 78, Durability 67.
Pillar letters and Scores for IBIL, VTP, with each pillar’s weight
PillarIBILVTP
Cost30% weightB68A93Higher
Mission25% weightB68A100Higher
Risk15% weightD32D37Higher
Tradability15% weightD31C51Higher
Holdings10% weightD31A78Higher
Durability5% weightC41B67Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBIL and VTP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTP ranks 3rd and IBIL 24th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 86
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 81
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  5. Rank 23CSTPZPIMCO 1-5 Year U.S. TIPS Index Exchange-Traded FundScore 53
  6. Rank 24CIBILiShares iBonds Oct 2035 Term TIPS ETFScore 51
  7. Rank 25CLDRIiShares iBonds 1-5 Year TIPS Ladder ETFScore 49

Our read on each fund

ETF.net Research

IBILCiShares iBonds Oct 2035 Term TIPS ETF

VTPAVanguard Total Inflation-Protected Securities ETF

In short

IBIL Inflation-linked Treasuries with an end date. IBIL holds TIPS maturing in 2035 and tracks an ICE index, so it acts like one rung of a bond ladder instead of a fund that rolls on forever. Fee: 0.10%.

VTP Vanguard's ETF answer for the whole TIPS curve. It tracks a market-value-weighted index of Treasury inflation-linked bonds with at least a year left to run, charges five basis points, and opened for business in 2025.

Stated mandate

IBIL The fund seeks to track an index of U.S. Treasury Inflation-Protected Securities maturing in 2035.

VTP The Fund passively tracks the full market of U.S. Treasury inflation-protected public obligations through the ICE U.S. Treasury Inflation Linked Bond Index.

Why people hold it

  • IBIL Every bond in it is a 2035-maturity TIPS, so inflation-linked Treasury exposure arrives with a target date attached rather than as a perpetual, always-rolling portfolio.
  • 0.10% expense ratio, level with the typical fee across maturity-dated bond ETFs.
  • Rules-based and plain: it tracks the ICE 2035 Maturity US Inflation-Linked Treasury Index, and the paper inside is US Treasury debt.ishares.com
  • Distributions land quarterly, and TIPS coupons are paid on principal that adjusts with inflation.
  • VTP Five basis points: under half the typical fund in its Treasury peer group, and well below the 0.12% charged by broad TIPS rival SPIP.
  • Full-curve coverage. The index is market value weighted and takes inflation-protected Treasuries with at least one year to maturity, no upper limit, so no single maturity slice bet.ice.com
  • Vanguard's other inflation-linked ETF stops below five years to maturity. This one is the long-end-included sibling, in the same low-cost index wrapper.vanguard.com
  • The inflation link sits inside the bonds, not in a strategy overlay: principal and coupons are indexed to consumer prices, and the fund passes income through quarterly.vanguard.com

Worth knowing

  • IBIL A small, lightly traded fund, so spreads can run wider than on the crowded rungs of the ladder.
  • Launched in 2025, giving it a short record next to long-running maturity-dated lineups. On our peer measures it sits in the lower half of the group.
  • Because payouts track inflation readings, income moves around instead of sitting fixed, and real-yield swings still move the price before 2035.
  • VTP Owning the long end cuts both ways. Real-rate moves hit a full-maturity TIPS portfolio harder than a sub-five-year one, so expect more price movement.ice.comvanguard.com
  • A 2025 launch means a short track record and thinner trading than the long-established TIPS funds, which can show up as wider bid-ask spreads.
  • Payouts move with inflation adjustments rather than a fixed rate, and Vanguard discloses that a distribution can include return of capital.vanguard.com

Full IBIL profile⁠

Full VTP profile⁠

IBIL vs VTP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBIL vs VTP Cost

Overpaying IBIL vs VTP

$1,046

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBIL 0.10%

    $2,106

  • VTP 0.05%

    $1,060

$10,000
30 years

Cost over time

  • IBIL 0.10%
  • VTP 0.05%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530IBIL $2,106VTP $1,060

Year by year

YearIBILVTPOverpaying
10$183$92$91
20$717$360$357
30$2,106$1,060$1,046

Expense ratio

  • 0.10%IBIL
  • 0.05%VTP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTP 4th cheapest of 40 funds

IBIL 7th cheapest of 40 funds

IBIL vs VTP Dividends

Last 12 months to Nov 2, 2026
Yield (12M)
IBIL 4.75%, better
VTP 3.75%
Payout (12M)
IBIL $1.16
VTP $2.77
Last payment
IBIL $0.13
VTP $0.99
Ex-dividend
IBIL Oct 1, 2026
VTP Oct 1, 2026
Paid on
IBIL Oct 6, 2026
VTP Oct 5, 2026
Frequency
IBIL Quarterly
VTP Quarterly

Distribution history

Per share, 2025 to 2026, same scale for both

IBILQuarterly · 6 paymentsAll IBIL payments⁠
One bar per payment. 6 payments from 2025 to 2026 YTD. Jul 1, 2025 $0.30; Oct 1, 2025 $0.18; Dec 19, 2025 $0.27; Apr 1, 2026 $0.08; Jul 1, 2026 $0.68; Oct 1, 2026 $0.13. Use the arrow keys to read each point.$0$12026YTD
VTPQuarterly · 5 paymentsAll VTP payments⁠
One bar per payment. 5 payments from 2025 to 2026 YTD. Oct 1, 2025 $0.47; Dec 18, 2025 $0.71; Apr 1, 2026 $0.06; Jul 1, 2026 $1.01; Oct 1, 2026 $0.99. Use the arrow keys to read each point.$0$12026YTD

IBIL vs VTP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBIL 5.2%since Apr 2025VTP 4.3%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
IBIL −0.39since Apr 2025VTP −0.42since Aug 2025
Worst fallMax drawdown, 5 years
IBIL −5.5%since Mar 2025VTP −4.0%since Jul 2025
Market sensitivityBeta, 5 years
IBIL 0.15VTP 0.14

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