INCM vs YFYA

INCMAFranklin Income Focus ETF

YFYADYields for You Income Strategy A ETF

In short

INCM A go-anywhere income hunt in ETF form: Franklin's managers roam across asset classes chasing current income, hold roughly 400 positions, charge 0.38%, and pay out monthly.

YFYA Teucrium made its name on corn and wheat funds. YFYA is the outlier: an actively managed fund-of-ETFs aiming for income and capital preservation, paid out monthly, for 1.25%.

Stated mandate

INCM The fund seeks a high level of current income, with long-term capital appreciation as a secondary objective.

YFYA The Fund seeks total return, including income and capital appreciation, while preserving capital.

Why people hold it

• INCM Charges 0.38%, well under the typical fund in its multi-asset allocation group. More of the income stays with shareholders.
• Distributes monthly, matching the rhythm of actual bills. Current income is the stated primary objective, with capital appreciation secondary.
• Spreads the income job across roughly 400 positions instead of leaning on a short list of high yielders.
• Trades smoothly for a multi-billion-dollar fund, and rates as one of the stronger implementations in its allocation peer group.

• YFYA One ticker, many wrappers: a managed mix of ETFs holding investment-grade debt, high-quality government bonds, preferred stock and cash equivalents, plus some equity exposure.teucrium.com
• Income lands on a monthly schedule rather than quarterly, spread across roughly 30 underlying positions.
• The mandate is written around defense: total return from income and capital appreciation while preserving capital, with an active manager free to shift the mix.teucrium.com

Worth knowing

• INCM Actively managed with no declared index, so the asset mix and the payout reflect manager judgment rather than a published rulebook you can check against.
• The mandate targets a high level of current income, not a fixed dollar amount, so the monthly distribution moves with markets.
• Index-based allocation peers such as AOA and IRTR carry lower expense ratios. Here the fee buys active security selection instead of a set glide path.

• YFYA The 1.25% fee sits above the multi-asset income median and above top-graded peers such as INCM at 0.38% and MDIV at 0.71% net of a waiver through January 31, 2027.
• Fund-of-funds plumbing: the prospectus allows allocations to ETFs sponsored by the adviser's own affiliates, so the holdings list is where you see what you actually own.teucrium.comteucrium.com 2
• Young and small: launched in 2025, it has gathered modest assets and trades lightly, which can mean wider spreads than the category's biggest names.

Full INCM profile⁠

Full YFYA profile⁠