INKM vs YFYA: Grades, Fees and Holdings Compared

State Street Income Allocation ETF

INKMANYSE Arca

Yields for You Income Strategy A ETF

YFYADNYSE Arca

Overlap

0.0%by weight

Expense ratio

INKM −0.75pt a year

INKM0.50%YFYA1.25%

Avg volume · 30D

YFYA 1.7×the volume

INKM13.3KYFYA22.2K

INKM vs YFYA Performance

Oct 31, 2025 – Oct 30, 2026

+7.6%INKM+2.8%YFYA

Expense ratio: INKM 0.50%, better; YFYA 1.25%
Fund size: INKM $70M; YFYA $9M
1Y total return: INKM +7.6%, better; YFYA +2.8%
Yield (12M): INKM 4.69%; YFYA 5.27%, better
Holdings: INKM 18; YFYA 10
Avg volume (30D): INKM 13.3K sh; YFYA 22.2K sh, better
NAV per share: INKM $34.00; YFYA $9.63
52W range

ETF.net Grade

Pillar letters and Scores for INKM, YFYA, with each pillar’s weight
Pillar	INKM	YFYA
Cost30% weight	A79Higher	F7
Mission25% weight	A71Higher	D38
Risk15% weight	A75Higher	B69
Tradability15% weight	A76Higher	B66
Holdings10% weight	C47Higher	C40
Durability5% weight	A70Higher	D34

Rank among Multi-Asset Income funds

How we build Categories ›

Same Category. INKM and YFYA are both graded against the same 15 Multi-Asset Income funds, so their Grades compare head to head.

Multi-Asset Income⁠

Category · 15 funds

See all 15 ›

INKM ranks 3rd and YFYA 13th of 15 funds in the Multi-Asset Income Category.

Rank 1AINCMFranklin Income Focus ETFScore 82
Rank 2AIYLDiShares Morningstar Multi-Asset Income ETFScore 79
Rank 3AINKMState Street Income Allocation ETFScore 72
Rank 4BMDIVMulti-Asset Diversified Income Index FundScore 66
Rank 13DHIPSGraniteShares HIPS US High Income ETFScore 37
Rank 13DYFYAYields for You Income Strategy A ETFScore 37
Rank 15FAMAXAdaptive Hedged Multi-Asset Income ETFScore 24

Our read on each fund

ETF.net Research

INKMAState Street Income Allocation ETF

YFYADYields for You Income Strategy A ETF

In short

INKM One ticker, one active manager, and a shopping list that runs from bonds and preferreds to convertibles, global REITs and dividend stocks. INKM has been playing multi-asset income this way since 2012, at half a point of fee.

YFYA Teucrium made its name on corn and wheat funds. YFYA is the outlier: an actively managed fund-of-ETFs aiming for income and capital preservation, paid out monthly, for 1.25%.

Stated mandate

INKM The fund seeks total return by investing primarily in income- and yield-generating assets. It is actively managed and uses tactical allocations across bonds, convertible and preferred securities, global REITs, and domestic and international dividend-focused equities.

YFYA The Fund seeks total return, including income and capital appreciation, while preserving capital.

Why people hold it

INKM Charges 0.50% a year, under the 0.78% median for allocation funds.
Actively managed with tactical shifts across bonds, convertibles, preferreds, global REITs and dividend equities, rather than fixed index weights.ssga.com
Launched in 2012 and pays quarterly, a long run for a one-ticket income allocation fund.
Lands in the upper half of its allocation peer group on our review.

YFYA One ticker, many wrappers: a managed mix of ETFs holding investment-grade debt, high-quality government bonds, preferred stock and cash equivalents, plus some equity exposure.teucrium.com
Income lands on a monthly schedule rather than quarterly, spread across roughly 30 underlying positions.
The mandate is written around defense: total return from income and capital appreciation while preserving capital, with an active manager free to shift the mix.teucrium.com

Worth knowing

INKM Thinly traded with a modest asset base, so spreads and order handling matter more here than with the category's giants.
Index-based allocation rivals cost far less: AOA at 0.19% and IRTR at 0.08%.
No published index to check it against. What you own depends on the manager's asset-mix calls.

YFYA The 1.25% fee sits above the multi-asset income median and above top-graded peers such as INCM at 0.38% and MDIV at 0.71% net of a waiver through January 31, 2027.
Fund-of-funds plumbing: the prospectus allows allocations to ETFs sponsored by the adviser's own affiliates, so the holdings list is where you see what you actually own.teucrium.com teucrium.com 2
Young and small: launched in 2025, it has gathered modest assets and trades lightly, which can mean wider spreads than the category's biggest names.

Full INKM profile⁠

Full YFYA profile⁠

INKM vs YFYA Holdings

How INKM and YFYA differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of INKM and 0.0% of YFYA.

Level by level

Holdings0 in both0.0%
Sector11 Sectors61.7%
Countryby domicile85.1%

Sector

Sector weights in INKM and YFYA, widest gap first
Sector	More in INKMMore in YFYA	INKM	YFYA
Technology	YFYA +26.5 points	14.0%	40.5%
Real Estate	INKM +10.7 points	11.9%	1.2%
Utilities	INKM +10.2 points	13.2%	3.0%
Energy	INKM +8.3 points	10.1%	1.8%
Industrials	INKM +5.6 points	14.8%	9.2%
Consumer Discretionary	YFYA +5.0 points	5.6%	10.6%
Communication	YFYA +4.9 points	5.7%	10.6%
Financials	INKM +3.0 points	8.8%	5.8%
Health Care	YFYA +1.9 points	6.9%	8.8%
Consumer Staples	INKM +0.4 points	7.7%	7.3%
Materials	INKM +0.2 points	1.4%	1.2%

Country, concentration and asset class

Country by domicile

Country weights in INKM and YFYA, widest gap first
Country	More in INKMMore in YFYA	INKM	YFYA
United States	YFYA +14.7 points	84.1%	98.8%
Japan	INKM +1.8 points	1.8%	0.0%
Mexico	INKM +1.3 points	1.3%	0.0%
Australia	INKM +1.2 points	1.2%	0.0%
China	INKM +1.1 points	1.1%	0.0%
Switzerland	INKM +1.1 points	1.1%	0.0%
Canada	INKM +1.0 points	1.4%	0.4%
South Africa	INKM +0.9 points	0.9%	0.0%
Other countries (24)	INKM +6.4 points	7.1%	0.7%

Concentration

Weight in the 10 largest Holdings

INKM82.6%
YFYA100.0%

Securities held

INKM16
YFYA9

Asset class

INKM: Multi-Asset
YFYA: Fixed Income

Holdings

Only in INKM16
In both0
Only in YFYA9

Only in INKM

16 securities, 99.6% of INKM by weight

State Street Spdr Portfolio Lo16.14%
State Street Spdr S+p Global I10.78%
State Street Us Equity Premium9.58%
State Street Spdr Bloomberg Em8.87%
Schwab Us Dividend Equity Etf7.40%
State Street Spdr Portfolio S+7.34%
State Street Spdr Bloomberg Hi5.83%
State Street Spdr Ice Preferre5.80%
State Street Blackstone Senior5.79%
State Street Spdr S+p Internat5.05%
State Street Spdr Bloomberg Em4.85%
State Street Spdr Bloomberg Co3.70%
State Street Spdr Dow Jones Re2.51%
State Street Spdr Portfolio In2.49%
State Street Spdr Portfolio Lo2.01%
State Street Spdr Portfolio In1.49%

Only in YFYA

9 securities, 99.8% of YFYA by weight

Touchstone Ultra Short Income ETF30.18%
State Street SPDR Bloomberg 1-3 Month T-Bill ETF25.95%
AAM Low Duration Preferred and Income Securities ETF19.81%
JPMorgan Equity Premium Income ETF5.06%
BondBloxx Bloomberg Two Year Target Duration US Treasury ETF5.04%
BondBloxx BB-Rated USD High Yield Corporate Bond ETF4.98%
JPMorgan Nasdaq Equity Premium Income ETF4.83%
BondBloxx Bloomberg Six Month Target Duration US Treasury ETF3.58%
Us Bank Mmda - Usbgfs 9 09/01/20370.37%

Weight gaps

INKM and YFYA share no securities.

All 16 INKM holdings⁠All 32 YFYA holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

INKM vs YFYA Cost

Overpaying YFYA vs INKM

$12,636

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

INKM 0.50%
$9,979
YFYA 1.25%
$22,615

Amount$10,000

Years30 years

Cost over time

INKM 0.50%
YFYA 1.25%
Overpaying

Year by year

Year	INKM	YFYA	Overpaying
10	$900	$2,181	$1,281
20	$3,460	$8,105	$4,645
30	$9,979	$22,615	$12,636

Expense ratio

0.50%INKM, cheaper
1.25%YFYA

INKM0.50%YFYA1.25%

0.15%1.37%

Middle half of Multi-Asset Income funds
Median 0.71%

INKM 3rd cheapest of 15 funds

YFYA 14th cheapest of 15 funds

INKM vs YFYA Dividends

Last 12 months to Oct 30, 2026

Yield (12M): INKM 4.69%; YFYA 5.27%, better
Payout (12M): INKM $1.59; YFYA $0.51
Last payment: INKM $0.34; YFYA $0.05
Ex-dividend: INKM Sep 25, 2026; YFYA Oct 26, 2026
Paid on: INKM Sep 29, 2026; YFYA Oct 27, 2026
Frequency: INKM Quarterly; YFYA Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

INKMQuarterly · 15 paymentsAll INKM payments⁠

YFYAMonthly · 18 paymentsAll YFYA payments⁠

INKM vs YFYA Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: INKM 7.8%YFYA 1.8%since Feb 2025
Return per unit of riskSharpe ratio, 3 years: INKM 0.92YFYA −0.57since Feb 2025
Worst fallMax drawdown, 5 years: INKM −19.2%YFYA −2.3%since Jan 2025
Market sensitivityBeta, 5 years: INKM 0.82YFYA 0.09; Market = 1

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