MDIV vs YFYA: Grades, Fees and Holdings Compared

Multi-Asset Diversified Income Index Fund

MDIVBNasdaq

Yields for You Income Strategy A ETF

YFYADNYSE Arca

Overlap

0.0%by weight

Expense ratio

MDIV −0.54pt a year

MDIV0.71%YFYA1.25%

Avg volume · 30D

MDIV 2.6×the volume

MDIV58.4KYFYA22.2K

MDIV vs YFYA Performance

Oct 31, 2025 – Oct 30, 2026

+11.5%MDIV+2.8%YFYA

Expense ratio: MDIV 0.71%, better; YFYA 1.25%
Fund size: MDIV $418M; YFYA $9M
1Y total return: MDIV +11.5%, better; YFYA +2.8%
Yield (12M): MDIV 7.48%, better; YFYA 5.27%
Holdings: MDIV 124; YFYA 10
Avg volume (30D): MDIV 58.4K sh, better; YFYA 22.2K sh
NAV per share: MDIV $16.18; YFYA $9.63
52W range

ETF.net Grade

Pillar letters and Scores for MDIV, YFYA, with each pillar’s weight
Pillar	MDIV	YFYA
Cost30% weight	C50Higher	F7
Mission25% weight	A86Higher	D38
Risk15% weight	B55	B69Higher
Tradability15% weight	A74Higher	B66
Holdings10% weight	B67Higher	C40
Durability5% weight	A83Higher	D34

Rank among Multi-Asset Income funds

How we build Categories ›

Same Category. MDIV and YFYA are both graded against the same 15 Multi-Asset Income funds, so their Grades compare head to head.

Multi-Asset Income⁠

Category · 15 funds

See all 15 ›

MDIV ranks 4th and YFYA 13th of 15 funds in the Multi-Asset Income Category.

Rank 1AINCMFranklin Income Focus ETFScore 82
Rank 2AIYLDiShares Morningstar Multi-Asset Income ETFScore 79
Rank 3AINKMState Street Income Allocation ETFScore 72
Rank 4BMDIVMulti-Asset Diversified Income Index FundScore 66
Rank 5BALTYGlobal X Alternative Income ETFScore 57
Rank 13DHIPSGraniteShares HIPS US High Income ETFScore 37
Rank 13DYFYAYields for You Income Strategy A ETFScore 37
Rank 15FAMAXAdaptive Hedged Multi-Asset Income ETFScore 24

Our read on each fund

ETF.net Research

MDIVBMulti-Asset Diversified Income Index Fund

YFYADYields for You Income Strategy A ETF

In short

MDIV Five income sleeves in one ticker: dividend stocks, REITs, preferreds, MLPs and a high-yield bond ETF, each reset to roughly 20% every quarter. Trading since 2012 and paying monthly, it spreads the yield hunt instead of making one big bet.

YFYA Teucrium made its name on corn and wheat funds. YFYA is the outlier: an actively managed fund-of-ETFs aiming for income and capital preservation, paid out monthly, for 1.25%.

Stated mandate

MDIV The Fund seeks investment results that generally track the price and yield of the Nasdaq US Multi-Asset Diversified Income Index before fees and expenses.

YFYA The Fund seeks total return, including income and capital appreciation, while preserving capital.

Why people hold it

MDIV Five slices, one ticker: dividend stocks, REITs, preferreds, MLPs and a high-yield bond ETF, each rebalanced back to about 20% each quarter.sec.gov
Each segment filters out names whose annual volatility runs more than 15 percentage points above its benchmark, so the wildest high-yielders get screened.ftportfolios.com nasdaqomx.com
Trading since 2012 and paying monthly, with about 120 holdings, it ranks as one of the stronger implementations in the multi-asset income group.

YFYA One ticker, many wrappers: a managed mix of ETFs holding investment-grade debt, high-quality government bonds, preferred stock and cash equivalents, plus some equity exposure.teucrium.com
Income lands on a monthly schedule rather than quarterly, spread across roughly 30 underlying positions.
The mandate is written around defense: total return from income and capital appreciation while preserving capital, with an active manager free to shift the mix.teucrium.com

Worth knowing

MDIV 0.71% net of a waiver through January 31, 2027 (0.83% gross) sits near the category median, but above peers like INCM at 0.38% and IYLD at 0.50%.
The high-yield sleeve is owned through another ETF, which may be a First Trust fund, so a slice of the cost and credit exposure sits one layer down.sec.gov
All five sleeves are income assets: preferreds, high-yield bonds, REITs and MLPs can lean the same way when rates or credit spreads move.nasdaqomx.com

YFYA The 1.25% fee sits above the multi-asset income median and above top-graded peers such as INCM at 0.38% and MDIV at 0.71% net of a waiver through January 31, 2027.
Fund-of-funds plumbing: the prospectus allows allocations to ETFs sponsored by the adviser's own affiliates, so the holdings list is where you see what you actually own.teucrium.com teucrium.com 2
Young and small: launched in 2025, it has gathered modest assets and trades lightly, which can mean wider spreads than the category's biggest names.

Full MDIV profile⁠

Full YFYA profile⁠

MDIV vs YFYA Holdings

How MDIV and YFYA differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of MDIV and 0.0% of YFYA.

Level by level

Holdings0 in both0.0%
Sector11 Sectors21.4%
Countryby domicile99.3%

Sector

Sector weights in MDIV and YFYA, widest gap first
Sector	More in MDIVMore in YFYA	MDIV	YFYA
Technology	YFYA +40.5 points	0.0%	40.5%
Energy	MDIV +33.1 points	34.9%	1.8%
Real Estate	MDIV +31.5 points	32.7%	1.2%
Consumer Discretionary	YFYA +10.0 points	0.6%	10.6%
Communication	YFYA +8.9 points	1.7%	10.6%
Industrials	YFYA +8.5 points	0.7%	9.2%
Financials	MDIV +8.2 points	13.9%	5.8%
Health Care	YFYA +7.0 points	1.8%	8.8%
Utilities	MDIV +5.9 points	8.9%	3.0%
Consumer Staples	YFYA +2.5 points	4.8%	7.3%
Materials	YFYA +1.2 points	0.0%	1.2%

Country, concentration and asset class

Country by domicile

Country weights in MDIV and YFYA, widest gap first
Country	More in MDIVMore in YFYA	MDIV	YFYA
United States	MDIV +0.4 points	99.2%	98.8%
Canada	MDIV +0.4 points	0.8%	0.4%
Ireland	YFYA +0.3 points	0.0%	0.3%
Greece	YFYA +0.1 points	0.0%	0.1%
Netherlands	YFYA +0.1 points	0.0%	0.1%
Bermuda	YFYA +0.1 points	0.0%	0.1%
Singapore	YFYA +0.1 points	0.0%	0.1%
United Kingdom	YFYA +0.1 points	0.0%	0.1%
Other countries (2)	YFYA +0.1 points	0.0%	0.1%

Concentration

Weight in the 10 largest Holdings

MDIV32.1%
YFYA100.0%

Securities held

MDIV123
YFYA9

Asset class

MDIV: Multi-Asset
YFYA: Fixed Income

Holdings

Only in MDIV123
In both0
Only in YFYA9

Only in MDIV

123 securities, 99.7% of MDIV by weight

First Trust Tactical High Yield ETF20.34%
Kimbell Royalty Partners LP1.38%
Mach Natural Resources LP1.37%
AGNC Investment Corp.1.34%
Annaly Capital Management, Inc.1.32%
Rithm Capital Corp.1.32%
ARMOUR Residential REIT, Inc.1.28%
TXO Partners, L.P.1.27%
Icahn Enterprises, L.P.1.27%
Rithm Capital Corp., Series B, Variable Rate1.23%
Dorchester Minerals, L.P.1.17%
Alliance Resource Partners, L.P.1.12%
Western Midstream Partners LP1.12%
CrossAmerica Partners LP1.10%
Citigroup Capital XIII, Variable Rate, due 10/30/20400.99%
Black Stone Minerals, L.P.0.96%
Apple Hospitality REIT, Inc.0.95%
Gaming and Leisure Properties, Inc.0.92%
VICI Properties Inc.0.91%
AGNC Investment Corp., Series C, 7.000%, Variable Rate0.90%
Delek Logistics Partners LP0.90%
AGNC Investment Corp., Series E, 6.500% Variable Rate0.89%
USA Compression Partners LP0.89%
Rithm Capital Corp., Series D, Variable Rate0.88%
Annaly Capital Management, Inc., Series F, 6.950%, Variable Rate0.88%
Mplx Lp0.87%
AGNC Investment Corp., Series F, 6.125% Variable Rate0.87%
Lincoln National Corporation, Series D, 9.000%0.85%
Annaly Capital Management, Inc., Series G, 6.500% Variable Rate0.82%
Plains All American Pipeline, L.P.0.81%
EPR Properties0.81%
Synchrony Financial, Series B Variable Rate0.80%
Fifth Third Bancorp, Series I, 6.625%, Variable Rate0.79%
Algonquin Power & Utilities Corp., Series 19-A, 6.200%, Variable Rate, Due 07/01/20790.79%
Four Corners Property Trust, Inc.0.78%
Jackson Financial Inc., 8.000%, Variable Rate0.78%
Banc of California, Inc., Series F, 7.75% Variable Rate0.78%
Omega Healthcare Investors, Inc.0.77%
CubeSmart0.77%
Energy Transfer LP0.76%
CHS Inc., Series 1, 7.875%0.75%
American National Group Inc., Series D, 7.375%0.74%
Apollo Global Management, Inc., 7.625%, Variable Rate, Due 09/15/20530.73%
Plains GP Holdings, L.P. (Class A)0.73%
The Allstate Corporation, 5.100%, Variable Rate, Due 01/15/20530.73%
Pfizer Inc.0.72%
Hess Midstream LP (Class A)0.72%
CHS Inc., Series 4, 7.500%0.71%
Reinsurance Group of America, Incorporated, 7.125%, Variable Rate, Due 10/15/20520.70%
Morgan Stanley, Series E, 7.125%, Variable Rate0.70%

Only in YFYA

9 securities, 99.8% of YFYA by weight

Touchstone Ultra Short Income ETF30.18%
State Street SPDR Bloomberg 1-3 Month T-Bill ETF25.95%
AAM Low Duration Preferred and Income Securities ETF19.81%
JPMorgan Equity Premium Income ETF5.06%
BondBloxx Bloomberg Two Year Target Duration US Treasury ETF5.04%
BondBloxx BB-Rated USD High Yield Corporate Bond ETF4.98%
JPMorgan Nasdaq Equity Premium Income ETF4.83%
BondBloxx Bloomberg Six Month Target Duration US Treasury ETF3.58%
Us Bank Mmda - Usbgfs 9 09/01/20370.37%

Weight gaps

MDIV and YFYA share no securities.

All 123 MDIV holdings⁠All 32 YFYA holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

MDIV vs YFYA Cost

Overpaying YFYA vs MDIV

$8,833

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

MDIV 0.71%
$13,782
YFYA 1.25%
$22,615

Amount$10,000

Years30 years

Cost over time

MDIV 0.71%
YFYA 1.25%
Overpaying

Year by year

Year	MDIV	YFYA	Overpaying
10	$1,267	$2,181	$914
20	$4,824	$8,105	$3,281
30	$13,782	$22,615	$8,833

Expense ratio

0.71%MDIV, cheaper
1.25%YFYA

MDIV0.71%YFYA1.25%

0.15%1.37%

Middle half of Multi-Asset Income funds
Median 0.71%

MDIV 8th cheapest of 15 funds

YFYA 14th cheapest of 15 funds

MDIV vs YFYA Dividends

Last 12 months to Oct 30, 2026

Yield (12M): MDIV 7.48%, better; YFYA 5.27%
Payout (12M): MDIV $1.21; YFYA $0.51
Last payment: MDIV $0.08; YFYA $0.05
Ex-dividend: MDIV Oct 21, 2026; YFYA Oct 26, 2026
Paid on: MDIV Oct 30, 2026; YFYA Oct 27, 2026
Frequency: MDIV Monthly; YFYA Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

MDIVMonthly · 46 paymentsAll MDIV payments⁠

YFYAMonthly · 18 paymentsAll YFYA payments⁠

MDIV vs YFYA Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: MDIV 8.5%YFYA 1.8%since Feb 2025
Return per unit of riskSharpe ratio, 3 years: MDIV 0.82YFYA −0.57since Feb 2025
Worst fallMax drawdown, 5 years: MDIV −13.1%YFYA −2.3%since Jan 2025
Market sensitivityBeta, 5 years: MDIV 0.69YFYA 0.09; Market = 1

Popular comparisons

MDIVBvsINCMA
Multi-Asset Diversified Income Index Fund · Franklin Income Focus ETF
Expense ratio
0.71% · 0.38%
Category
YFYADvsINCMA
Yields for You Income Strategy A ETF · Franklin Income Focus ETF
Expense ratio
1.25% · 0.38%
Category
MDIVBvsIYLDA
Multi-Asset Diversified Income Index Fund · iShares Morningstar Multi-Asset Income ETF
Expense ratio
0.71% · 0.50%
Category
YFYADvsIYLDA
Yields for You Income Strategy A ETF · iShares Morningstar Multi-Asset Income ETF
Expense ratio
1.25% · 0.50%
Category
MDIVBvsINKMA
Multi-Asset Diversified Income Index Fund · State Street Income Allocation ETF
Expense ratio
0.71% · 0.50%
Category
YFYADvsINKMA
Yields for You Income Strategy A ETF · State Street Income Allocation ETF
Expense ratio
1.25% · 0.50%
Category