IYLD vs YFYA

IYLDAiShares Morningstar Multi-Asset Income ETF

YFYADYields for You Income Strategy A ETF

In short

IYLD One ticker, one income engine. IYLD is a fund of iShares funds, bundling equity, bond and other income funds into a single monthly-paying package that has run on the same playbook since 2012.

YFYA Teucrium made its name on corn and wheat funds. YFYA is the outlier: an actively managed fund-of-ETFs aiming for income and capital preservation, paid out monthly, for 1.25%.

Stated mandate

IYLD The Fund seeks to track an index of underlying equity, fixed-income, and other income funds designed to provide high current income while offering an opportunity for capital appreciation.

YFYA The Fund seeks total return, including income and capital appreciation, while preserving capital.

Why people hold it

• IYLD A single trade buys a whole income lineup: the index it follows is built from underlying equity, fixed-income and other income funds, so the mixing and rebalancing happen inside the wrapper.ishares.com
• 0.50% a year, comfortably below the typical fee in its allocation peer group. Cheap for a multi-asset income build.
• Pays monthly, which lines the cash flow up with how most people actually pay bills.ishares.com
• Hews closely to the Morningstar Multi-Asset High Income Index it targets, one of the tighter index implementations in its peer group. No manager guesswork bolted on top.

• YFYA One ticker, many wrappers: a managed mix of ETFs holding investment-grade debt, high-quality government bonds, preferred stock and cash equivalents, plus some equity exposure.teucrium.com
• Income lands on a monthly schedule rather than quarterly, spread across roughly 30 underlying positions.
• The mandate is written around defense: total return from income and capital appreciation while preserving capital, with an active manager free to shift the mix.teucrium.com

Worth knowing

• IYLD Small and thinly traded. Expect wider bid-ask spreads than the mega-funds, which matters most on larger orders.
• Income comes first here: capital appreciation is the secondary goal in its own objective, so it is built differently from a growth-tilted allocation fund.
• Broad allocation rivals cost far less (IRTR at 0.08%, AOA at 0.19%), though neither is built around high current income.

• YFYA The 1.25% fee sits above the multi-asset income median and above top-graded peers such as INCM at 0.38% and MDIV at 0.71% net of a waiver through January 31, 2027.
• Fund-of-funds plumbing: the prospectus allows allocations to ETFs sponsored by the adviser's own affiliates, so the holdings list is where you see what you actually own.teucrium.comteucrium.com 2
• Young and small: launched in 2025, it has gathered modest assets and trades lightly, which can mean wider spreads than the category's biggest names.

Full IYLD profile⁠

Full YFYA profile⁠