INTF vs JPIN: Grades, Fees and Holdings Compared

iShares International Equity Factor ETF

INTFANYSE Arca

JPMorgan Diversified Return International Equity ETF

JPINCNYSE Arca

Overlap

27.1%by weight

Expense ratio

INTF −0.21pt a year

INTF0.16%JPIN0.37%

Avg volume · 30D

INTF 23.4×the volume

INTF309KJPIN13.2K

10Y return · a year

INTF +1.4pt

INTF+9.3%JPIN+7.9%

INTF vs JPIN Performance

Oct 29, 2021 – Oct 30, 2026

+65.8%INTF+52.3%JPIN

Expense ratio: INTF 0.16%, better; JPIN 0.37%
Fund size: INTF $3.7B; JPIN $385M
1Y total return: INTF +17.0%, better; JPIN +14.8%
Yield (12M): INTF 3.02%; JPIN 4.25%, better
Holdings: INTF 501; JPIN 465
Avg volume (30D): INTF 309K sh, better; JPIN 13.2K sh
NAV per share: INTF $41.10; JPIN $74.09
52W range

ETF.net Grade

Pillar letters and Scores for INTF, JPIN, with each pillar’s weight
Pillar	INTF	JPIN
Cost30% weight	A98Higher	C40
Mission25% weight	Not scored	A100
Risk15% weight	B55Higher	C51
Tradability15% weight	A73Higher	D36
Holdings10% weight	B68	A77Higher
Durability5% weight	A86Higher	B64

Rank among International Multifactor funds

How we build Categories ›

Same Category. INTF and JPIN are both graded against the same 30 International Multifactor funds, so their Grades compare head to head.

International Multifactor⁠

Category · 30 funds

See all 30 ›

INTF ranks 1st and JPIN 16th of 30 funds in the International Multifactor Category.

Rank 1AINTFiShares International Equity Factor ETFScore 79
Rank 2ADFAIDimensional International Core Equity Market ETFScore 77
Rank 14CQINTAmerican Century Quality Diversified International ETFScore 54
Rank 16CJPINJPMorgan Diversified Return International Equity ETFScore 47
Rank 16CMFDXPIMCO RAFI Dynamic Multi-Factor International Equity ETFScore 47

Our read on each fund

ETF.net Research

INTFAiShares International Equity Factor ETF

JPINCJPMorgan Diversified Return International Equity ETF

In short

INTF Five factors at once (value, quality, momentum, low volatility, low size) aimed at developed markets outside the US, for 0.16% a year. That is well under half what the typical international multifactor fund charges.

JPIN A deliberate break from the cap-weighted international index: roughly 500 foreign stocks screened on value, quality and momentum, assembled with better risk-adjusted returns as the stated goal. J.P. Morgan has run it since 2014.

Stated mandate

INTF The fund seeks to track an index of international developed-market stocks chosen using value, quality, momentum, low-volatility, and low-size factors.

JPIN The fund seeks international equity exposure while aiming for better risk-adjusted returns than a market-cap-weighted index.

Why people hold it

INTF At 0.16% a year it undercuts the peer median of 0.38%, and also GSIE (0.25%), RODM (0.29%) and FDEV (0.18%).
One basket of roughly 500 developed-market stocks does the work of separate value, quality, momentum, low-volatility and small-size sleeves.
Live since 2015 and now a multi-billion-dollar iShares fund, giving it more history than much of the international multifactor shelf.
Rates among the strongest implementations in its international multifactor peer group of 29 funds.

JPIN The rules are the whole product: the index screens international stocks on value, quality and momentum, then aims for better risk-adjusted returns than a market-cap-weighted benchmark.jpmorgan.com
About 500 holdings, so no single mega-cap or single country carries the fund the way it can in a cap-weighted foreign index. Pays quarterly.
Trading since 2014, with a record across several full market cycles, and it delivers the exposure its name advertises. Upper half of the international multifactor pack.
At 0.37%, the fee sits about where the typical factor-based international fund sits. No premium for the J.P. Morgan badge.

Worth knowing

INTF Factor tilts are the whole point, so returns can wander from a plain cap-weighted international index in either direction, sometimes for long stretches.
Developed markets only. No emerging-market exposure here, and returns move with foreign currencies as well as foreign stocks.
Volume is moderate rather than heavy, so limit orders help. Distributions land once or twice a year, not quarterly.

JPIN Cheaper doors into international factors exist. INTF, FDEV and GSIE all undercut JPIN on expense ratio for a broadly similar job.
Volume is light. Spreads can run wider than at the category's most-traded names, so order size and timing matter more here than with a headline foreign index fund.
Factor tilts guarantee stretches where this looks nothing like a plain cap-weighted international index. That gap is the design, not a malfunction.

Full INTF profile⁠

Full JPIN profile⁠

INTF vs JPIN Holdings

How INTF and JPIN differ

Overlap by weight

27.1%

Shared holdings make up 44.0% of JPIN and 42.4% of INTF.

Level by level

Holdings173 in both27.1%
Countryby domicile73.4%
Sector11 Sectors74.6%
Asset classEquity100%

Sector

Sector weights in INTF and JPIN, widest gap first
Sector	More in INTFMore in JPIN	INTF	JPIN
Financials	INTF +17.2 points	26.8%	9.6%
Real Estate	JPIN +6.6 points	2.3%	8.9%
Consumer Staples	JPIN +5.5 points	6.0%	11.5%
Utilities	JPIN +5.1 points	4.0%	9.1%
Technology	INTF +4.9 points	10.7%	5.8%
Communication	JPIN +4.8 points	3.1%	7.9%
Industrials	INTF +2.6 points	16.9%	14.3%
Materials	JPIN +1.8 points	6.7%	8.5%
Health Care	JPIN +0.9 points	8.7%	9.6%
Consumer Discretionary	INTF +0.7 points	9.3%	8.6%
Energy	JPIN +0.7 points	5.5%	6.2%

Country, concentration and asset class

Country by domicile

Country weights in INTF and JPIN, widest gap first
Country	More in INTFMore in JPIN	INTF	JPIN
United Kingdom	JPIN +8.6 points	13.8%	22.4%
South Korea	JPIN +7.8 points	0.0%	7.8%
Canada	INTF +7.8 points	7.8%	0.0%
Switzerland	INTF +5.0 points	8.6%	3.6%
Germany	INTF +3.9 points	6.9%	3.0%
Netherlands	INTF +2.9 points	5.2%	2.3%
France	INTF +2.2 points	6.9%	4.7%
Spain	INTF +1.9 points	4.0%	2.1%
Other countries (20)	JPIN +7.3 points	46.8%	54.1%

Outside the US: INTF 100% developed, 0% emerging. JPIN 91% developed, 9% emerging.

Concentration

Weight in the 10 largest Holdings

INTF12.8%
JPIN4.7%

Securities held

INTF482
JPIN454

Asset class

INTF: Equity
JPIN: Equity

Holdings

Only in INTF309
In both173
Only in JPIN281

Only in INTF

309 securities, 57.1% of INTF by weight

Royal Bank of Canada1.20%
Abb Ltd0.92%
Mizuho Financial Group0.83%
Sap0.82%
Loblaw Companies Ltd0.81%
Recruit Holdings Ltd0.81%
Shell0.80%
Abn Amro Bank NV0.69%
Siemens N AG0.69%
Manulife Financial0.66%
Commonwealth Bank of Australia0.64%
Advantest0.63%
Banco Bilbao Vizcaya Argentaria0.63%
Aib Group PLC0.63%
Ubs Group AG0.62%
Suncor Energy Inc0.62%
Loreal SA0.56%
Repsol0.56%
Hitachi0.56%
Asics0.54%
Novo Nordisk Class B0.54%
Tokio Marine Holdings0.50%
Nordea Bank0.49%
Allianz0.48%
Engie SA0.47%
Sony Group0.47%
Siemens Energy N AG0.47%
Zurich Insurance Group AG0.45%
Investor Class B0.42%
Balfour Beatty PLC0.41%
Fast Retailing0.41%
Safran SA0.40%
Schneider Electric0.40%
Shopify Subordinate Voting Class A0.39%
Toronto Dominion0.39%
Deutsche Boerse AG0.38%
Banco Santander0.38%
MS&AD Insurance Group Holdings0.38%
Deutsche Bank AG0.38%
Yangzijiang Shipbuilding (Holdings0.36%
Compagnie Financiere Richemont SA0.36%
Canadian Natural Resources Ltd0.36%
Al Sydbank0.35%
Aia Group0.35%
Kioxia Holdings0.35%
Dbs Group Holdings Ltd0.35%
Iss A’s0.35%
Hokuhoku Financial Group Inc0.34%
Muenchener Rueckversicherungs-Gese0.34%
Otsuka Corp0.34%

Only in JPIN

281 securities, 55.9% of JPIN by weight

Shell PLC0.55%
KT&G Corp Common Stock0.48%
United Utilities Group0.47%
Japan Tobacco Inc Common0.44%
Omv AG Common Stock Eur 00.44%
Intertek Group PLC0.42%
Coca-Cola Hbc AG Gbp 6.70.41%
Electric Power0.41%
Smiths Group PLC Common0.41%
Kawasaki Kisen Kaisha0.40%
Sse PLC Common Stock Gbp0.40%
National Grid PLC Common0.40%
Inpex Corp Common Stock0.39%
International0.39%
Woori Financial Group0.38%
J Sainsbury PLC Common0.38%
Samsung Electronics Co0.38%
Hana Financial Group Inc0.38%
Abn Amro Bank NV Dutch0.37%
Kddi Corp Common Stock0.36%
Orlen SA Common Stock Pln0.36%
Ssab Ab Common Stock Sek0.36%
Ck Infrastructure0.36%
Autotrader Group PLC0.36%
Sk Hynix Inc Common0.36%
Ntt Inc Common Stock Jpy0.35%
Power Assets Holdings0.35%
Imi PLC Common Stock Gbp0.34%
Telefonaktiebolaget Lm0.34%
Evonik Industries AG0.34%
Anheuser-Busch Inbev0.34%
Swisscom AG Common Stock0.34%
Koninklijke Kpn NV Common0.34%
Experian PLC Common Stock0.34%
Engie SA Common Stock0.33%
Bunzl PLC Common Stock0.33%
Brother Industries Ltd0.33%
Osaka Gas Co Ltd Common0.33%
Carlsberg As Common Stock0.33%
Softbank Corp Common0.33%
Skf Ab Common Stock Sek0.33%
Northern Star Resources0.33%
Italgas Spa Common Stock0.33%
Tokyu Fudosan Holdings0.33%
Keppel Ltd Common Stock0.32%
Celltrion Inc Common0.32%
Kb Financial Group Inc0.32%
Kao Corp Common Stock0.32%
Hulic Co Ltd Common0.32%
Idemitsu Kosan Co Ltd0.32%

Weight gaps

The 100 widest of 173 Holdings in both funds.

Holding weights in INTF and JPIN, widest gap first
Holding	More in INTFMore in JPIN	INTF	JPIN
Asml Holding	INTF +1.98 points	2.30%	0.32%
Novartis AG	INTF +1.87 points	2.25%	0.38%
Nestle SA	INTF +0.88 points	0.99%	0.11%
Roche Ps Par AG	INTF +0.85 points	1.22%	0.37%
Toyota Motor	INTF +0.68 points	0.68%	<0.01%
Mitsubishi Ufj Financial Group	INTF +0.66 points	1.04%	0.38%
Hsbc Holdings PLCHSBA.L	INTF +0.62 points	1.02%	0.40%
Astrazeneca PLCAZN.L	INTF +0.54 points	0.96%	0.42%
Bhp Group Ltd	INTF +0.54 points	0.91%	0.37%
Unicredit	INTF +0.53 points	0.77%	0.24%
Totalenergies	INTF +0.53 points	0.83%	0.30%
Sumitomo Mitsui Financial Group	INTF +0.48 points	0.86%	0.38%
Bp PLCBP.L	INTF +0.33 points	0.60%	0.27%
Kirin Holdings	JPIN +0.34 points	0.01%	0.34%
Toyo Suisan Ltd	JPIN +0.33 points	0.03%	0.36%
Anglo American PLCAAL.L	JPIN +0.33 points	0.05%	0.38%
Rio Tinto	INTF +0.32 points	0.64%	0.32%
Shionogi	JPIN +0.33 points	0.02%	0.35%
Sanofi SA	INTF +0.33 points	0.43%	0.10%
Poste Italiane	JPIN +0.32 points	0.16%	0.48%
Capgemini	JPIN +0.31 points	0.02%	0.33%
Smith and Nephew PLCSN.L	JPIN +0.31 points	0.01%	0.32%
Eneos Holdings	JPIN +0.31 points	0.09%	0.40%
Clp Holdings	JPIN +0.30 points	0.10%	0.40%
Astellas Pharma	JPIN +0.31 points	0.05%	0.36%
Reckitt Benckiser Group PLCRKT.L	JPIN +0.29 points	0.08%	0.37%
Mitsui Fudosan	JPIN +0.29 points	0.02%	0.31%
British American TobaccoBATS.L	JPIN +0.28 points	0.17%	0.45%
Temenos AG	JPIN +0.28 points	0.01%	0.29%
Yamazaki Baking Ltd	INTF +0.27 points	0.28%	<0.01%
Relx PLCREL.L	JPIN +0.27 points	0.10%	0.37%
Intercontinental Hotels Group PLCIHG.L	JPIN +0.27 points	0.15%	0.42%
Pearson PLCPSON.L	JPIN +0.27 points	0.14%	0.41%
Aviva PLCAV.L	JPIN +0.26 points	0.16%	0.42%
Kyuden Holdings	JPIN +0.25 points	0.12%	0.37%
Takeda Pharmaceutical	JPIN +0.26 points	0.21%	0.47%
Kobe Steel	JPIN +0.26 points	0.11%	0.37%
Imperial Brands PLCIMB.L	JPIN +0.24 points	0.09%	0.33%
Subaru	INTF +0.24 points	0.30%	0.06%
British Land ReitBLND.L	JPIN +0.24 points	0.14%	0.38%
Nitto Denko	JPIN +0.23 points	0.09%	0.32%
Sky Perfect Jsat	JPIN +0.23 points	0.02%	0.25%
Eni	JPIN +0.22 points	0.19%	0.41%
Holcim Ltd AG	JPIN +0.22 points	0.12%	0.34%
Jb Hi-Fi Ltd	INTF +0.22 points	0.38%	0.16%
Otsuka Holdings	JPIN +0.21 points	0.20%	0.41%
Marubeni	JPIN +0.21 points	0.14%	0.35%
Standard Chartered PLCSTAN.L	JPIN +0.20 points	0.19%	0.39%
Tisi	INTF +0.20 points	0.22%	0.02%
Burberry Group PLCBRBY.L	JPIN +0.20 points	0.10%	0.30%
Credit Agricole SA	INTF +0.19 points	0.40%	0.21%
Nn Group	JPIN +0.20 points	0.02%	0.22%
Essilorluxottica SA	JPIN +0.20 points	0.02%	0.22%
Lloyds Banking Group PLCLLOY.L	JPIN +0.19 points	0.09%	0.28%
Sumitomo Chemical	JPIN +0.19 points	0.02%	0.21%
Mitsubishi Estate Co Ltd	JPIN +0.19 points	0.13%	0.32%
Ck Asset Holdings Ltd	JPIN +0.19 points	0.12%	0.31%
Daito Trust Construction Ltd	JPIN +0.19 points	0.09%	0.28%
The Sage GroupSGE.L	INTF +0.18 points	0.48%	0.30%
Danone SA	JPIN +0.18 points	0.10%	0.28%
Endeavour MiningEDV.L	JPIN +0.17 points	0.16%	0.33%
Whitehaven Coal	JPIN +0.17 points	0.11%	0.28%
Vinci SA	JPIN +0.17 points	0.08%	0.25%
Rolls-Royce Holdings PLCRR.L	INTF +0.17 points	0.54%	0.37%
Nippon Steel	JPIN +0.16 points	0.02%	0.18%
Kingfisher PLCKGF.L	JPIN +0.16 points	0.22%	0.38%
Itochu	JPIN +0.16 points	0.24%	0.40%
Next PLCNXT.L	JPIN +0.16 points	0.23%	0.39%
Carrefour SA	JPIN +0.16 points	0.08%	0.24%
Deutsche Telekom N AG	INTF +0.16 points	0.33%	0.17%
Sumitomo Pharma Ltd	INTF +0.15 points	0.21%	0.06%
Coles Group Ltd	JPIN +0.15 points	0.20%	0.35%
Softbank Group Corp	INTF +0.15 points	0.37%	0.22%
Tokyo Gas Ltd	JPIN +0.15 points	0.15%	0.30%
Sumitomo Realty & Development	JPIN +0.14 points	0.04%	0.18%
Wesfarmers	JPIN +0.14 points	0.19%	0.33%
Uss	INTF +0.14 points	0.34%	0.20%
Yara International	JPIN +0.14 points	0.13%	0.27%
Unilever PLCULVR.L	JPIN +0.14 points	0.21%	0.35%
SCOUT24 N	JPIN +0.14 points	0.04%	0.18%
Assicurazioni Generali	JPIN +0.14 points	0.05%	0.19%
Marks and Spencer Group PLCMKS.L	JPIN +0.13 points	0.19%	0.32%
Endesa SA	JPIN +0.13 points	0.29%	0.42%
Ck Hutchison Holdings	INTF +0.14 points	0.18%	0.04%
Telia Company	JPIN +0.14 points	0.20%	0.34%
Screen Holdings Ltd	INTF +0.14 points	0.17%	0.03%
Orkla	JPIN +0.13 points	0.08%	0.21%
Gecina SA	JPIN +0.13 points	0.07%	0.20%
Lenovo Group	JPIN +0.13 points	0.03%	0.16%
Mitsui	JPIN +0.14 points	0.21%	0.35%
Publicis Groupe	JPIN +0.13 points	0.17%	0.30%
Mitsubishi	JPIN +0.12 points	0.05%	0.17%
Rio TintoRIO.L	JPIN +0.13 points	0.22%	0.35%
Origin Energy	JPIN +0.13 points	0.24%	0.37%
Stockland Stapled Units Ltd	JPIN +0.13 points	0.16%	0.29%
GlaxosmithklineGSK.L	INTF +0.13 points	0.51%	0.38%
Norsk Hydro	JPIN +0.12 points	0.10%	0.22%
Eiffage SA	JPIN +0.12 points	0.16%	0.28%
Hoya	JPIN +0.11 points	0.22%	0.33%
A2A	JPIN +0.11 points	0.20%	0.31%

All 483 INTF holdings⁠All 456 JPIN holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

INTF vs JPIN Cost

Overpaying JPIN vs INTF

$4,171

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

INTF 0.16%
$3,342
JPIN 0.37%
$7,513

Amount$10,000

Years30 years

Cost over time

INTF 0.16%
JPIN 0.37%
Overpaying

Year by year

Year	INTF	JPIN	Overpaying
10	$292	$670	$378
20	$1,141	$2,590	$1,449
30	$3,342	$7,513	$4,171

Expense ratio

0.16%INTF, cheaper
0.37%JPIN

INTF0.16%JPIN0.37%

0.15%0.80%

Middle half of International Multifactor funds
Median 0.34%

INTF 2nd cheapest of 30 funds

JPIN 18th cheapest of 30 funds

INTF vs JPIN Dividends

Last 12 months to Oct 30, 2026

Yield (12M): INTF 3.02%; JPIN 4.25%, better
Payout (12M): INTF $1.24; JPIN $3.14
Last payment: INTF $0.72; JPIN $0.51
Ex-dividend: INTF Jun 15, 2026; JPIN Sep 22, 2026
Paid on: INTF Jun 18, 2026; JPIN Sep 24, 2026
Frequency: INTF Twice a year; JPIN Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

INTFTwice a year · 20 paymentsAll INTF payments⁠

JPINQuarterly · 37 paymentsAll JPIN payments⁠

INTF vs JPIN Risk

Fall from peak · 5 years

INTF
JPIN

Risk facts

VolatilityStd dev, 3 years: INTF 11.2%, betterJPIN 11.9%
Return per unit of riskSharpe ratio, 3 years: INTF 1.45, betterJPIN 1.21
Worst fallMax drawdown, 5 years: INTF −27.6%, betterJPIN −27.7%
Market sensitivityBeta, 5 years: INTF 0.74JPIN 0.84; Market = 1

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