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IRTR vs RMHY

iShares LifePath Retirement ETF

IRTRANYSE Arca

Global X Adaptive Risk Managed Yield ETF

RMHYBNYSE Arca

Overlap

Expense ratio

IRTR −0.22pt a year

IRTR0.08%RMHY0.30%

Avg volume · 30D

RMHY 3.2×the volume

IRTR12.7KRMHY40.7K

IRTR vs RMHY Performance

Jul 31, 2026 – Oct 30, 2026

0.0%IRTR−1.4%RMHY

Jul 31, 2026 to Oct 30, 2026. IRTR 0.0%. RMHY −1.4%. Use the arrow keys to read each point.−2%1%2%Jul 2026Sep 2026Oct 2026
Expense ratio
IRTR 0.08%, better
RMHY 0.30%
Fund size
IRTR $60M
RMHY $54M
1Y total return
IRTR +5.1%
RMHY No data
Yield (12M)
IRTR 3.17%
RMHY No data
Holdings
IRTR 29140
RMHY 2
Avg volume (30D)
IRTR 12.7K sh
RMHY 40.7K sh, better
NAV per share
IRTR $31.52
RMHY $24.26
52W range

ETF.net Grade

IRTR: Cost 97, Risk 82, Mission 100, Tradability 62, Holdings 80, Durability 56. RMHY: Cost 78, Risk 58, Mission not scored, Tradability 59, Holdings 26, Durability 33.
Pillar letters and Scores for IRTR, RMHY, with each pillar’s weight
PillarIRTRRMHY
Cost30% weightA97HigherA78
Mission25% weightA100Not scored
Risk15% weightA82HigherB58
Tradability15% weightB62HigherB59
Holdings10% weightA80HigherD26
Durability5% weightB56HigherD33

Rank among Multi-Asset Allocation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IRTR and RMHY are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds
See all 37 ›

IRTR ranks 3rd and RMHY 12th of 37 funds in the Multi-Asset Allocation Category.

  1. Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
  2. Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
  3. Rank 3AIRTRiShares LifePath Retirement ETFScore 86
  4. Rank 4AINCEFranklin Income Equity Focus ETFScore 74
  5. Rank 12BOCIOClearShares OCIO ETFScore 60
  6. Rank 12BRMHYGlobal X Adaptive Risk Managed Yield ETFScore 60
  7. Rank 14BELMElm Market Navigator ETFScore 58

Our read on each fund

ETF.net Research

IRTRAiShares LifePath Retirement ETF

RMHYBGlobal X Adaptive Risk Managed Yield ETF

In short

IRTR A whole retirement portfolio in one ticker: global stock and bond ETFs blended at the conservative end, for 0.08% a year. That is index-fund pricing on a job most allocation funds charge roughly ten times more to do.

RMHY No data

Stated mandate

IRTR The fund seeks conservative exposure through a broad portfolio of stock and bond ETFs spanning global asset classes.

RMHY No data

Why people hold it

  • IRTR Costs 0.08% a year against a 0.78% median for allocation funds. Roughly a tenth of the going rate for a portfolio-in-a-box.
  • One line item, global coverage. The fund holds a spread of stock and bond ETFs across asset classes, so the mixing happens inside the wrapper.ishares.com
  • Distributions come monthly rather than quarterly.
  • One of the strongest all-in-one allocation funds in its peer group, and the cheapest of that top tier: iShares' own AOA runs 0.19%.

RMHY No data

Worth knowing

  • IRTR Thinly traded. Spreads can run wider than on household-name ETFs, so limit orders matter more here.
  • Launched in 2023, so the track record is short and the fund is still building scale.
  • Conservative by construction: it is built to move less than an all-stock portfolio, and that cuts in both directions.ishares.com

RMHY No data

Full IRTR profile⁠

Full RMHY profile⁠

IRTR vs RMHY Holdings

As of
How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IRTR vs RMHY Cost

Overpaying RMHY vs IRTR

$4,460

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IRTR 0.08%

    $1,689

  • RMHY 0.30%

    $6,149

$10,000
30 years

Cost over time

  • IRTR 0.08%
  • RMHY 0.30%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530RMHY $6,149IRTR $1,689

Year by year

YearIRTRRMHYOverpaying
10$147$545$398
20$575$2,113$1,538
30$1,689$6,149$4,460

Expense ratio

  • 0.08%IRTR, cheaper
  • 0.30%RMHY
  • Middle half of Multi-Asset Allocation funds
  • Median 0.57%

IRTR 2nd cheapest of 37 funds

RMHY 9th cheapest of 37 funds

IRTR vs RMHY Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IRTR 3.17%
RMHY No data
Payout (12M)
IRTR $1.00
RMHY No data
Last payment
IRTR $0.08
RMHY $0.14
Ex-dividend
IRTR Oct 2, 2026
RMHY Oct 1, 2026
Paid on
IRTR Oct 7, 2026
RMHY Oct 6, 2026
Frequency
IRTR Monthly
RMHY Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IRTRMonthly · 35 paymentsAll IRTR payments⁠
One bar per payment. 35 payments from 2023 to 2026 YTD. Dec 4, 2023 $0.09; Dec 22, 2023 $0.37; Feb 2, 2024 $0.03; Mar 4, 2024 $0.04; Apr 2, 2024 $0.07; May 2, 2024 $0.06; Jun 4, 2024 $0.06; Jul 2, 2024 $0.12; Aug 2, 2024 $0.07; Sep 4, 2024 $0.05; Oct 2, 2024 $0.08; Nov 4, 2024 $0.69; Dec 3, 2024 $0.05; Dec 20, 2024 $0.17; Feb 4, 2025 $0.05; Mar 4, 2025 $0.05; Apr 2, 2025 $0.09; May 2, 2025 $0.06; Jun 3, 2025 $0.06; Jul 2, 2025 $0.14; Aug 4, 2025 $0.06; Sep 3, 2025 $0.06; Oct 2, 2025 $0.08; Nov 4, 2025 $0.06; Dec 2, 2025 $0.06; Dec 23, 2025 $0.17; Feb 3, 2026 $0.05; Mar 3, 2026 $0.05; Apr 2, 2026 $0.07; May 4, 2026 $0.07; Jun 2, 2026 $0.08; Jul 2, 2026 $0.16; Aug 4, 2026 $0.08; Sep 2, 2026 $0.06; Oct 2, 2026 $0.08. Use the arrow keys to read each point.$0$0.5020232026YTD
RMHYMonthly · 3 paymentsAll RMHY payments⁠
One bar per payment. 3 payments from 2023 to 2026 YTD. Aug 3, 2026 $0.13; Sep 1, 2026 $0.14; Oct 1, 2026 $0.14. Use the arrow keys to read each point.$0$0.5020232026YTD

IRTR vs RMHY Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IRTR 7.3%RMHY No data
Return per unit of riskSharpe ratio, 3 years
IRTR 1.14RMHY No data
Worst fallMax drawdown, 5 years
IRTR −6.3%since Oct 2023RMHY No data
Market sensitivityBeta, 5 years
IRTR 0.47RMHY 0.78

Popular comparisons

  • IRTRAvsUCBGA

    iShares LifePath Retirement ETF · State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

    Expense ratio
    0.08% · 0.06%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • RMHYBvsUCBGA

    Global X Adaptive Risk Managed Yield ETF · State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

    Expense ratio
    0.30% · 0.06%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • IRTRAvsAOAA

    iShares LifePath Retirement ETF · iShares Core 80/20 Aggressive Allocation ETF

    Expense ratio
    0.08% · 0.15%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • RMHYBvsAOAA

    Global X Adaptive Risk Managed Yield ETF · iShares Core 80/20 Aggressive Allocation ETF

    Expense ratio
    0.30% · 0.15%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • IRTRAvsINCEA

    iShares LifePath Retirement ETF · Franklin Income Equity Focus ETF

    Expense ratio
    0.08% · 0.29%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • RMHYBvsINCEA

    Global X Adaptive Risk Managed Yield ETF · Franklin Income Equity Focus ETF

    Expense ratio
    0.30% · 0.29%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.