ITOT vs VTI: Grades, Fees and Holdings Compared

iShares Core S&P Total U.S. Stock Market ETF

ITOTANYSE Arca

Vanguard Morningstar Total Stock Market ETF

VTIANYSE Arca

Overlap

94.0%by weight

Expense ratio

ITOT0.03%VTI0.03%

Avg volume · 30D

VTI 2.0×the volume

ITOT1.5MVTI3.06M

10Y return · a year

ITOT+15.0%VTI+15.0%

ITOT vs VTI Performance

Nov 2, 2021 – Nov 2, 2026

+66.1%ITOT+66.1%VTI

Expense ratio: ITOT 0.03%; VTI 0.03%
Fund size: ITOT $95.5B; VTI $2.3T
1Y total return: ITOT +11.4%; VTI +11.6%, better
Yield (12M): ITOT 1.03%; VTI 1.07%, better
Holdings: ITOT 2431; VTI 3514
Avg volume (30D): ITOT 1.5M sh; VTI 3.06M sh, better
NAV per share: ITOT $164.85; VTI $371.51
52W range

ETF.net Grade

Pillar letters and Scores for ITOT, VTI, with each pillar’s weight
Pillar	ITOT	VTI
Cost30% weight	A75	A75
Mission25% weight	A100	A100
Risk15% weight	C50	C50
Tradability15% weight	A83Higher	B59
Holdings10% weight	A73Higher	C54
Durability5% weight	A80	A87Higher

Rank among Total US Market funds

How we build Categories ›

Same Category. ITOT and VTI are both graded against the same 10 Total US Market funds, so their Grades compare head to head.

Total US Market⁠

Category · 10 funds

See all 10 ›

ITOT ranks 1st and VTI 4th of 10 funds in the Total US Market Category.

Rank 1AITOTiShares Core S&P Total U.S. Stock Market ETFScore 78
Rank 2ASCHBSchwab U.S. Broad Market ETFScore 76
Rank 3ASPTMState Street SPDR Portfolio S&P 1500 Composite Stock Market ETFScore 74
Rank 4AVTIVanguard Morningstar Total Stock Market ETFScore 73
Rank 5ABBUSJPMorgan BetaBuilders U.S. Equity ETFScore 70

Our read on each fund

ETF.net Research

ITOTAiShares Core S&P Total U.S. Stock Market ETF

VTIAVanguard Morningstar Total Stock Market ETF

In short

ITOT The S&P family's answer to total-market indexing: large, mid and small U.S. stocks in one 0.03% wrapper, running since 2004. Same fee as the Vanguard and Schwab giants, a different index rulebook.

VTI The whole US stock market in one ticker: roughly 3,600 names, from mega caps down to micro caps, for three basis points. Vanguard has run this portfolio in ETF form since 2001, and it's grown into one of the largest funds anywhere.

Stated mandate

ITOT The fund seeks to track the performance of the S&P Composite 1500, representing U.S. stocks across market capitalizations.

VTI The fund aims to replicate the performance of a benchmark index that covers the entire U.S. stock market.

Why people hold it

ITOT 0.03% a year, matching the category's biggest names (VTI, SCHB) and sitting below what the typical fund in this group charges.
One index, no tilts: U.S. stocks across market caps in cap-weight order. The mandate it prints is the mandate it runs.
Trading since 2004 and now a multi-billion-dollar fund with active daily volume, so spreads are rarely the story.
Plain 1940 Act fund structure, cash paid out quarterly.

VTI Costs 0.03% a year, half the 0.06% typical for its total-market peers.
About 3,600 holdings, so the small and micro caps an S&P 500 fund leaves out are already in the mix.vanguard.com
Tracks its total-market benchmark very closely and trades heavily, and it sits among the strongest implementations in its peer group.
The ETF is a share class of Vanguard's Total Stock Market Index Fund, sharing one portfolio with the mutual fund rather than running a separate copy.sec.gov

Worth knowing

ITOT Cap weighting puts the megacaps in the driver's seat; the long tail of smaller names is a thin slice of the basket.
SPTM tracks the same declared index at the same 0.03% fee, so the pick comes down to platform, spreads and existing tax lots.
All-equity and all-U.S. by design: no bonds, no foreign stocks in the wrapper.

VTI Market-cap weighted, so the biggest US companies drive the result and the thousands of small names at the bottom carry little weight.vanguard.com
All US, by design. Nothing outside the country comes with it.
ITOT and SCHB match the 0.03% fee and BBUS runs 0.02%, so rivals deliver similar whole-market exposure for the same or less.

Full ITOT profile⁠

Full VTI profile⁠

ITOT vs VTI Holdings

How ITOT and VTI differ

Overlap by weight

94.0%

Shared holdings make up 99.4% of ITOT and 99.2% of VTI.

Level by level

Holdings2,363 in both94.0%
Sector11 Sectors97.6%
Countryby domicile99.4%
Asset classEquity100%

Sector

Sector weights in ITOT and VTI, widest gap first
Sector	More in ITOTMore in VTI	ITOT	VTI
Technology	VTI +1.6 points	36.5%	38.1%
Communication	VTI +0.6 points	8.6%	9.2%
Financials	ITOT +0.7 points	12.2%	11.5%
Energy	ITOT +0.3 points	3.9%	3.6%
Consumer Staples	ITOT +0.3 points	4.5%	4.2%
Health Care	ITOT +0.3 points	10.3%	10.0%
Consumer Discretionary	ITOT +0.2 points	8.9%	8.7%
Industrials	ITOT +0.2 points	9.0%	8.8%
Materials	ITOT +0.2 points	2.0%	1.8%
Utilities	ITOT +0.1 points	2.0%	1.9%
Real Estate	VTI +0.1 points	2.1%	2.2%

Country, concentration and asset class

Country by domicile

Country weights in ITOT and VTI, widest gap first
Country	More in ITOTMore in VTI	ITOT	VTI
United States	VTI +0.6 points	99.4%	100.0%
Other countries (8)	ITOT +0.6 points	0.6%	0.0%

Concentration

Weight in the 10 largest Holdings

ITOT33.2%
VTI34.6%

Securities held

ITOT2,427
VTI3,501

Asset class

ITOT: Equity
VTI: Equity

Holdings

Only in ITOT64
In both2,363
Only in VTI1,138

Only in ITOT

64 securities, 0.4% of ITOT by weight

Nxp Semiconductors NV0.09%
Vylor0.07%
Royalty Pharma PLC Class A0.04%
Amcor PLC0.03%
Amrize AG0.03%
Coupang Class A0.03%
Autoliv0.01%
Minimed Inc<0.01%
Msg Knickerbockers Class A<0.01%
U Haul Non Voting Series N<0.01%
Crispr Therapeutics AG<0.01%
Definium Therapeutics Inc<0.01%
Livanova PLC<0.01%
Octave Intelligence PLC Class B<0.01%
Kulicke and Soffa Industries Inc<0.01%
Garrett Motion<0.01%
Onespaworld Holdings Ltd<0.01%
Ubiquiti<0.01%
Hyperliquid Strategies Inc<0.01%
Dorian Lpg<0.01%
Biohaven<0.01%
Msg Rangers Class A<0.01%
Solaredge Technologies<0.01%
Kosmos Energy<0.01%
Uniqure<0.01%
Gigacloud Technology Inc Class A<0.01%
Adient PLC<0.01%
National Energy Services Reunited<0.01%
Sharplink Inc<0.01%
Cna Financial Corp<0.01%
Liberty Global Ltd Class C<0.01%
Uranium Royalty Corp<0.01%
Damora Therapeutics Inc<0.01%
Mobileye Global Inc Class A<0.01%
Liberty Global Ltd Class A<0.01%
Genco Shipping and Trading<0.01%
Securitize Corp<0.01%
Twenty One Capital Inc Class A<0.01%
Tecnoglass Holdings<0.01%
Greif Inc Class B<0.01%
Diversified Energy Company<0.01%
Liberty Latin America Class C<0.01%
Mcewen Inc<0.01%
Freenome<0.01%
Clarivate PLC<0.01%
Wave Life Sciences<0.01%
Anteris Technologies Global Corp<0.01%
Ur Energy Inc<0.01%
Liberty Latin America Class A<0.01%
Prothena PLC<0.01%

Only in VTI

1,138 securities, 0.7% of VTI by weight

SLCMT11420.21%
Warner Bros Discovery Inc0.10%
Waste Connections Inc0.05%
Berkshire Hathaway Inc0.04%
TRS:GOLDMAN SACHS GROUP INC USD 2027-Aug-310.03%
JFrog Ltd0.01%
Qorvo Inc0.01%
Arcosa Inc<0.01%
Madison Square Garden Sports Corp<0.01%
TRS:PAYPAL HOLDINGS INC USD 2026-Aug-31<0.01%
U-Haul Holding Co<0.01%
Pershing Square Inc<0.01%
TRS:CITIGROUP INC USD 2027-Aug-31<0.01%
Kiniksa Pharmaceuticals International Plc<0.01%
Atkore Inc<0.01%
Energy Fuels Inc/Canada<0.01%
Pitney Bowes Inc<0.01%
BioLife Solutions Inc<0.01%
ACV Auctions Inc<0.01%
E Morn US TM Idx FDec26<0.01%
TRS:ELEVANCE HEALTH INC USD 2026-Aug-31<0.01%
i-80 Gold Corp<0.01%
Zymeworks Inc<0.01%
Accelerant Holdings<0.01%
Preferred Bank/Los Angeles CA<0.01%
Hanmi Financial Corp<0.01%
Central Pacific Financial Corp<0.01%
Generate Biomedicines Inc<0.01%
Apollo Commercial Real Estate Finance Inc<0.01%
Beazer Homes USA Inc<0.01%
Ceribell Inc<0.01%
TRS:RAYMOND JAMES FINANCIAL INC USD 2026-Aug-31<0.01%
Five Star Bancorp<0.01%
Metrocity Bankshares Inc<0.01%
TRS:ELEVANCE HEALTH INC USD 2027-Jan-29<0.01%
Hagerty Inc<0.01%
U-Haul Holding Co<0.01%
Compass Diversified Holdings<0.01%
Clear Channel Outdoor Holdings Inc<0.01%
Climb Bio Inc<0.01%
Community West Bancshares<0.01%
Bitgo Holdings Inc<0.01%
Paysign Inc<0.01%
Peoples Financial Services Corp<0.01%
HBT Financial Inc<0.01%
Real REMAX Group Inc<0.01%
ACNB Corp<0.01%
Angel Studios Inc<0.01%
Climb Global Solutions Inc<0.01%
Third Coast Bancshares Inc<0.01%

Weight gaps

The 100 widest of 2,363 Holdings in both funds.

Holding weights in ITOT and VTI, widest gap first
Holding	More in ITOTMore in VTI	ITOT	VTI
Alphabet Class AGOOGL	VTI +0.52 points	2.24%	2.76%
NVIDIANVDA	VTI +0.38 points	6.75%	7.13%
Alphabet Class CGOOG	VTI +0.38 points	1.80%	2.18%
Meta Platforms Class AMETA	VTI +0.33 points	1.85%	2.18%
Intel CorporationINTC	VTI +0.29 points	0.45%	0.74%
Micron TechnologyMU	VTI +0.28 points	1.36%	1.64%
Advanced Micro DevicesAMD	VTI +0.24 points	1.12%	1.36%
AppleAAPL	ITOT +0.22 points	6.85%	6.63%
Eli LillyLLY	ITOT +0.20 points	1.54%	1.34%
Tesla IncTSLA	ITOT +0.17 points	1.53%	1.36%
Berkshire Hathaway Inc Class BBRK.B	ITOT +0.17 points	1.38%	1.21%
Broadcom IncAVGO	VTI +0.17 points	2.11%	2.28%
Lam ResearchLRCX	VTI +0.15 points	0.41%	0.56%
Applied Material IncAMAT	VTI +0.13 points	0.42%	0.55%
WalmartWMT	ITOT +0.13 points	0.75%	0.62%
Space Exploration Technologies CorSPCX	ITOT +0.13 points	0.25%	0.12%
Exxonmobil Holdings CorpXOM	ITOT +0.13 points	1.05%	0.92%
Visa Class AV	ITOT +0.13 points	0.96%	0.83%
SandiskSNDK	VTI +0.12 points	0.23%	0.35%
Caterpillar IncCAT	VTI +0.12 points	0.39%	0.51%
Mastercard Class AMA	ITOT +0.11 points	0.70%	0.59%
ChevronCVX	ITOT +0.11 points	0.63%	0.52%
MicrosoftMSFT	ITOT +0.09 points	5.28%	5.19%
Seagate Technology Holdings PLCSTX	VTI +0.08 points	0.20%	0.28%
Amazon.com IncAMZN	VTI +0.09 points	3.21%	3.30%
Marvell TechnologyMRVL	VTI +0.09 points	0.23%	0.32%
AbbVieABBV	ITOT +0.08 points	0.71%	0.63%
KlaKLAC	VTI +0.07 points	0.28%	0.35%
Accenture PLC Class AACN	ITOT +0.07 points	0.22%	0.15%
Costco Wholesale CorpCOST	ITOT +0.06 points	0.61%	0.55%
Home DepotHD	ITOT +0.06 points	0.45%	0.39%
CortevaCTVA	VTI +0.06 points	0.01%	0.07%
Arista NetworksANET	VTI +0.06 points	0.24%	0.30%
Procter & GamblePG	ITOT +0.05 points	0.51%	0.46%
Bank of AmericaBAC	VTI +0.05 points	0.44%	0.49%
International Business Machines CoIBM	ITOT +0.05 points	0.33%	0.28%
UnitedHealth GroupUNH	ITOT +0.05 points	0.50%	0.45%
ConocophillipsCOP	ITOT +0.04 points	0.25%	0.20%
NetflixNFLX	VTI +0.05 points	0.35%	0.40%
Coca-ColaKO	ITOT +0.05 points	0.50%	0.45%
ServicenowNOW	VTI +0.04 points	0.15%	0.19%
Cisco Systems IncCSCO	ITOT +0.04 points	0.56%	0.52%
Dell Technologies Inc Class CDELL	VTI +0.04 points	0.17%	0.21%
Philip Morris InternationalPM	ITOT +0.03 points	0.44%	0.41%
FortinetFTNT	VTI +0.04 points	0.11%	0.15%
S&P GlobalSPGI	ITOT +0.04 points	0.19%	0.15%
Gilead SciencesGILD	ITOT +0.04 points	0.29%	0.25%
Palo Alto NetworksPANW	VTI +0.03 points	0.41%	0.44%
Ge VernovaGEV	VTI +0.04 points	0.31%	0.35%
Western Digital CorpWDC	VTI +0.03 points	0.18%	0.21%
Amgen IncAMGN	ITOT +0.03 points	0.34%	0.31%
Eaton PLCETN	VTI +0.03 points	0.20%	0.23%
Applovin Class AAPP	VTI +0.03 points	0.08%	0.11%
Robinhood Markets Class AHOOD	VTI +0.03 points	0.09%	0.12%
Cloudflare Class ANET	VTI +0.03 points	0.12%	0.15%
CorningGLW	VTI +0.03 points	0.13%	0.16%
AT&TT	VTI +0.03 points	0.20%	0.23%
TeradyneTER	VTI +0.03 points	0.06%	0.09%
Johnson & JohnsonJNJ	ITOT +0.03 points	0.90%	0.87%
Union PacificUNP	ITOT +0.03 points	0.25%	0.22%
Texas InstrumentTXN	ITOT +0.02 points	0.37%	0.35%
RtxRTX	ITOT +0.03 points	0.37%	0.34%
Mcdonalds CorpMCD	ITOT +0.03 points	0.25%	0.22%
Altria Group IncMO	ITOT +0.03 points	0.18%	0.15%
Bloom Energy Class ABE	VTI +0.03 points	0.08%	0.11%
IntuitINTU	ITOT +0.03 points	0.13%	0.10%
Charles SchwabSCHW	VTI +0.03 points	0.19%	0.22%
BlackRockBLK	ITOT +0.03 points	0.23%	0.20%
QualcommQCOM	VTI +0.02 points	0.24%	0.26%
Linde PLCLIN	ITOT +0.02 points	0.32%	0.30%
Goldman Sachs GroupGS	ITOT +0.02 points	0.35%	0.33%
Nextera EnergyNEE	ITOT +0.02 points	0.24%	0.22%
JPMorgan Chase & CoJPM	ITOT +0.02 points	1.22%	1.20%
Mckesson CorpMCK	ITOT +0.02 points	0.16%	0.14%
Astera LabsALAB	VTI +0.02 points	0.06%	0.08%
CoherentCOHR	VTI +0.02 points	0.06%	0.08%
Comfort Systems UsaFIX	VTI +0.02 points	0.06%	0.08%
SouthernSO	ITOT +0.02 points	0.15%	0.13%
Cme Group Class ACME	ITOT +0.02 points	0.15%	0.13%
ChubbCB	ITOT +0.02 points	0.17%	0.15%
MarshMRSH	ITOT +0.02 points	0.13%	0.11%
Eog ResourcesEOG	ITOT +0.02 points	0.12%	0.10%
Regeneron PharmaceuticalsREGN	ITOT +0.02 points	0.12%	0.10%
Palantir Technologies Class APLTR	ITOT +0.02 points	0.58%	0.56%
Automatic Data Processing IncADP	ITOT +0.02 points	0.16%	0.14%
PepsicoPEP	ITOT +0.01 points	0.25%	0.24%
Marathon PetroleumMPC	ITOT +0.02 points	0.17%	0.15%
American ExpressAXP	ITOT +0.02 points	0.23%	0.21%
Lowes Companies IncLOW	ITOT +0.02 points	0.16%	0.14%
Twilio Class ATWLO	VTI +0.02 points	0.04%	0.06%
Datadog Inc Class ADDOG	VTI +0.02 points	0.11%	0.13%
ModernaMRNA	ITOT +0.02 points	0.11%	0.09%
ProgressivePGR	ITOT +0.01 points	0.18%	0.17%
Coreweave Class ACRWV	VTI +0.02 points	0.03%	0.05%
Lumentum HoldingsLITE	VTI +0.02 points	0.10%	0.12%
Amphenol Corp Class AAPH	VTI +0.01 points	0.27%	0.28%
Cheniere EnergyLNG	ITOT +0.01 points	0.09%	0.08%
Abbott LaboratoriesABT	ITOT +0.02 points	0.25%	0.23%
Arthur J GallagherAJG	ITOT +0.02 points	0.10%	0.08%
OracleORCL	VTI +0.01 points	0.31%	0.32%

All 2,442 ITOT holdings⁠All 3,598 VTI holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

ITOT vs VTI Cost

Same expense ratio

$638

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

ITOT 0.03%
$638
VTI 0.03%
$638

Amount$10,000

Years30 years

Cost over time

ITOT 0.03%
VTI 0.03%

Year by year

Year	ITOT	VTI
10	$55	$55
20	$216	$216
30	$638	$638

Expense ratio

0.03%ITOT
0.03%VTI

ITOT0.03%VTI0.03%

0.02%0.25%

Middle half of Total US Market funds
Median 0.04%

ITOT 2nd cheapest of 10 funds

VTI 2nd cheapest of 10 funds

ITOT vs VTI Dividends

Last 12 months to Nov 2, 2026

Yield (12M): ITOT 1.03%; VTI 1.07%, better
Payout (12M): ITOT $1.69; VTI $3.95
Last payment: ITOT $0.45; VTI $0.96
Ex-dividend: ITOT Sep 15, 2026; VTI Sep 28, 2026
Paid on: ITOT Sep 18, 2026; VTI Sep 30, 2026
Frequency: ITOT Quarterly; VTI Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

ITOTQuarterly · 40 paymentsAll ITOT payments⁠

VTIQuarterly · 39 paymentsAll VTI payments⁠

ITOT vs VTI Risk

Fall from peak · 5 years

ITOT
VTI

Risk facts

VolatilityStd dev, 3 years: ITOT 12.7%VTI 12.7%
Return per unit of riskSharpe ratio, 3 years: ITOT 1.36VTI 1.37, better
Worst fallMax drawdown, 5 years: ITOT −25.4%VTI −25.4%
Market sensitivityBeta, 5 years: ITOT 1.02VTI 1.02; Market = 1

ITOT and VTI in the news

All news⁠

Best ETFs
The best S&P 500 ETF costs 0.02%. Equal weight is a different bet
Updated Nov 2, 2026ITOTVTI
Best ETFs
The cheap S&P 500 funds tied this year. Equal weight did not.
Updated Oct 2, 2026ITOTVTI
Head-to-Head
ITOT is the better U.S. stock fund than DFAC
Oct 26, 2026ITOT
Head-to-Head
Take VTI over VOO unless you already own the rest of the market
Oct 23, 2026VTI
Head-to-Head
Own the world's stocks with VT, or only the United States with VTI
Oct 23, 2026VTI
Deep Dive
VTI tracks the total U.S. stock market - large caps are 69.8% of it
Oct 22, 2026VTI

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ITOT vs VTI

In short

Stated mandate

Why people hold it