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SCHB vs VTI

Schwab U.S. Broad Market ETF

SCHBANYSE Arca

Vanguard Morningstar Total Stock Market ETF

VTIANYSE Arca

Overlap

95.4%by weight

Expense ratio

Same figure. Both funds show the same value, so neither comes out ahead.

SCHB0.03%VTI0.03%

Avg volume · 30D

SCHB 2.6×the volume

SCHB8.1MVTI3.17M

10Y return · a year

VTI +1.0pt

SCHB+14.0%VTI+15.0%

SCHB vs VTI Performance

Oct 14, 2021 – Oct 14, 2026

+76.6%SCHB+76.2%VTI

Oct 14, 2021 to Oct 14, 2026. SCHB +76.6%. VTI +76.2%. Use the arrow keys to read each point.−20%0%20%40%Oct 2021Apr 2024Oct 2026
Expense ratio
SCHB 0.03%
VTI 0.03%
Fund size
SCHB $45.3B
VTI $2.3T
1Y total return
SCHB +16.6%
VTI +16.6%
Yield (12M)
SCHB 1.04%
VTI 1.05%, better
Holdings
SCHB 2387
VTI 3488
Avg volume (30D)
SCHB 8.1M sh, better
VTI 3.17M sh
NAV per share
SCHB $29.85
VTI $376.73
52W range

ETF.net Grade

SCHB: Cost 75, Risk 50, Mission 100, Tradability 69, Holdings 66, Durability 69. VTI: Cost 75, Risk 50, Mission 100, Tradability 59, Holdings 79, Durability 87.
Pillar letters and Scores for SCHB, VTI, with each pillar’s weight
PillarSCHBVTI
Cost30% weightA75A75
Mission25% weightA100A100
Risk15% weightC50C50
Tradability15% weightB69HigherB59
Holdings10% weightB66A79Higher
Durability5% weightB69A87Higher

Rank among Total US Market funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. SCHB and VTI are both graded against the same 11 Total US Market funds, so their Grades compare head to head.

Total US Market⁠

Category · 11 funds
See all 11 ›

VTI ranks 1st and SCHB 3rd of 11 funds in the Total US Market Category.

  1. Rank 1AITOTiShares Core S&P Total U.S. Stock Market ETFScore 76
  2. Rank 1AVTIVanguard Morningstar Total Stock Market ETFScore 76
  3. Rank 3ASCHBSchwab U.S. Broad Market ETFScore 75
  4. Rank 4ASPTMState Street SPDR Portfolio S&P 1500 Composite Stock Market ETFScore 74

Our read on each fund

ETF.net Research

SCHBASchwab U.S. Broad Market ETF

VTIAVanguard Morningstar Total Stock Market ETF

In short

SCHB Schwab's one-ticket slice of nearly the whole US market: roughly 2,400 stocks for 0.03% a year, half the typical fee among total-market rivals. Running since 2009, with one of the tightest index-tracking records in its peer group.

VTI The whole US stock market in one ticker: roughly 3,600 names, from mega caps down to micro caps, for three basis points. Vanguard has run this portfolio in ETF form since 2001, and it's grown into one of the largest funds anywhere.

Stated mandate

SCHB The fund seeks to track, before fees and expenses, the total return of the Dow Jones U.S. Broad Stock Market Index.

VTI The fund aims to replicate the performance of a benchmark index that covers the entire U.S. stock market.

Why people hold it

  • SCHB 0.03% a year, half the 0.06% median for its total-market cohort. Three dollars a year per $10,000 invested.
  • Tracks the Dow Jones U.S. Broad Stock Market Index tightly, among the closest index replication in its peer group.schwabassetmanagement.com
  • A multi-billion-dollar fund and one of the most actively traded in its category, which usually means narrow bid-ask spreads for buyers and sellers.
  • Live since 2009, with a quarterly dividend cadence and roughly 2,400 holdings behind it.
  • VTI Costs 0.03% a year, half the 0.06% typical for its total-market peers.
  • About 3,600 holdings, so the small and micro caps an S&P 500 fund leaves out are already in the mix.investor.vanguard.com
  • Tracks its total-market benchmark very closely and trades heavily, and it sits among the strongest implementations in its peer group.
  • The ETF is a share class of Vanguard's Total Stock Market Index Fund, sharing one portfolio with the mutual fund rather than running a separate copy.sec.gov

Worth knowing

  • SCHB Not the cheapest ticket in the cohort: BBUS charges 0.02%. At these levels the gap is pennies, but it exists.
  • Broad, not exhaustive. Roughly 2,400 stocks covers the bulk of the US market rather than every listed company.
  • Pure equity exposure with no hedge or buffer, so it moves with the full US market in both directions.
  • VTI Market-cap weighted, so the biggest US companies drive the result and the thousands of small names at the bottom carry little weight.personal.vanguard.com
  • All US, by design. Nothing outside the country comes with it.
  • ITOT and SCHB match the 0.03% fee and BBUS runs 0.02%, so rivals deliver similar whole-market exposure for the same or less.

Full SCHB profile⁠

Full VTI profile⁠

SCHB vs VTI Holdings

Overlap

95.4%by weight

Only SCHB
68
of 2,387
In both
2,319
holdings
Only VTI
1,163
of 3,482

Holdings side by side

Top 10 holdings by combined weight
HoldingSCHBVTI
NVDANVIDIA7.21%6.88%
AAPLApple6.74%6.30%
MSFTMicrosoft5.33%5.11%
AMZNAmazon Com Inc3.36%3.41%
GOOGLAlphabet Class A2.75%2.70%
AVGOBroadcom Inc2.22%2.38%
GOOGAlphabet Class C2.20%2.12%
METAMeta Platforms Class A2.19%1.70%
MUMicron Technology1.39%1.46%
TSLATesla Inc1.39%1.40%

All 2,394 SCHB holdings⁠All 3,598 VTI holdings⁠

Sectors

SCHBVTISame weight

  • TechnologySCHB 38.1%VTI 36.6%
  • FinancialsSCHB 11.6%VTI 12.4%
  • Health Care, same for bothSCHB 10.0%VTI 10.0%
  • CommunicationSCHB 9.2%VTI 8.7%
  • IndustrialsSCHB 8.9%VTI 8.8%
  • Consumer DiscretionarySCHB 8.7%VTI 9.0%
  • Consumer StaplesSCHB 4.2%VTI 4.3%
  • EnergySCHB 3.5%VTI 3.7%
  • Real EstateSCHB 2.1%VTI 2.3%
  • UtilitiesSCHB 1.9%VTI 2.0%
  • MaterialsSCHB 1.8%VTI 2.2%

SCHB vs VTI Cost

Expense ratio

  • 0.03%SCHB
  • 0.03%VTI
  • Middle half of Total US Market funds
  • Median 0.06%

SCHB 2nd cheapest of 11 funds

VTI 2nd cheapest of 11 funds

$0$200$400$600$800Start10 years20 years30 years

Assumes $10,000 invested once and 7% growth a year before fees.

SCHB vs VTI Dividends

Last 12 months to Oct 14, 2026
Yield (12M)
SCHB 1.04%
VTI 1.05%, better
Payout (12M)
SCHB $0.31
VTI $3.95
Last payment
SCHB $0.08
VTI $0.96
Ex-dividend
SCHB Sep 23, 2026
VTI Sep 28, 2026
Paid on
SCHB Sep 28, 2026
VTI Sep 30, 2026
Frequency
SCHB Quarterly
VTI Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

SCHBQuarterly · 24 paymentsAll SCHB payments⁠
One bar per payment. 24 payments from 2017 to 2026 YTD. Mar 24, 2021 $0.05; Jun 23, 2021 $0.05; Sep 22, 2021 $0.06; Dec 8, 2021 $0.07; Dec 30, 2021 $0.0032; Mar 23, 2022 $0.05; Jun 22, 2022 $0.06; Sep 21, 2022 $0.06; Dec 7, 2022 $0.07; Mar 22, 2023 $0.06; Jun 21, 2023 $0.06; Sep 20, 2023 $0.06; Dec 6, 2023 $0.07; Mar 20, 2024 $0.06; Jun 26, 2024 $0.07; Sep 25, 2024 $0.07; Dec 11, 2024 $0.08; Mar 26, 2025 $0.06; Jun 25, 2025 $0.07; Sep 24, 2025 $0.07; Dec 10, 2025 $0.08; Mar 25, 2026 $0.07; Jun 24, 2026 $0.08; Sep 23, 2026 $0.08. Use the arrow keys to read each point.$0$12017202020232026YTD
VTIQuarterly · 39 paymentsAll VTI payments⁠
One bar per payment. 39 payments from 2017 to 2026 YTD. Mar 24, 2017 $0.54; Jun 21, 2017 $0.58; Sep 22, 2017 $0.55; Dec 21, 2017 $0.67; Mar 22, 2018 $0.57; Jun 22, 2018 $0.60; Sep 28, 2018 $0.71; Dec 24, 2018 $0.72; Mar 25, 2019 $0.77; Jun 17, 2019 $0.55; Sep 16, 2019 $0.70; Dec 24, 2019 $0.89; Mar 26, 2020 $0.61; Jun 25, 2020 $0.70; Sep 25, 2020 $0.67; Dec 24, 2020 $0.78; Mar 25, 2021 $0.67; Jun 24, 2021 $0.68; Sep 24, 2021 $0.72; Dec 27, 2021 $0.86; Mar 23, 2022 $0.71; Jun 23, 2022 $0.75; Sep 23, 2022 $0.80; Dec 22, 2022 $0.93; Mar 23, 2023 $0.79; Jun 23, 2023 $0.83; Sep 21, 2023 $0.80; Dec 21, 2023 $1.00; Mar 22, 2024 $0.91; Jun 28, 2024 $0.95; Sep 27, 2024 $0.87; Dec 23, 2024 $0.94; Mar 27, 2025 $0.99; Jun 30, 2025 $0.91; Sep 29, 2025 $0.91; Dec 22, 2025 $0.95; Mar 27, 2026 $1.00; Jun 26, 2026 $1.04; Sep 28, 2026 $0.96. Use the arrow keys to read each point.$0$12017202020232026YTD

SCHB vs VTI Risk

Fall from peak · 5 years

  • SCHB
  • VTI
Oct 14, 2021 to Oct 14, 2026. Worst fall: VTI −25.4% · Oct 2022. Use the arrow keys to read each point.−25%−20%−15%−10%−5%0%Oct 2021Apr 2024Oct 2026

Risk facts

VolatilityStd dev, 3 years
SCHB 12.9%VTI 12.9%Same figure. Both funds show the same value, so neither comes out ahead.
Return per unit of riskSharpe ratio, 3 years
SCHB 1.29VTI 1.30, better
Worst fallMax drawdown, 5 years
SCHB −25.4%VTI −25.4%Same figure. Both funds show the same value, so neither comes out ahead.
Market sensitivityBeta, 3 years
SCHB 1.03VTI 1.02

SCHB and VTI in the news

All news⁠

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