SPTM vs VTI: Grades, Fees and Holdings Compared

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

SPTMANYSE Arca

Vanguard Morningstar Total Stock Market ETF

VTIANYSE Arca

Overlap

91.3%by weight

Expense ratio

SPTM0.03%VTI0.03%

Avg volume · 30D

VTI 6.6×the volume

SPTM467KVTI3.1M

10Y return · a year

SPTM +0.2pt

SPTM+15.3%VTI+15.1%

SPTM vs VTI Performance

Nov 3, 2021 – Nov 3, 2026

+70.8%SPTM+65.5%VTI

Expense ratio: SPTM 0.03%; VTI 0.03%
Fund size: SPTM $14B; VTI $689B
1Y total return: SPTM +12.0%, better; VTI +11.8%
Yield (12M): SPTM 1.07%, better; VTI 1.06%
Holdings: SPTM 1509; VTI 3514
Avg volume (30D): SPTM 467K sh; VTI 3.1M sh, better
NAV per share: SPTM $91.14; VTI $369.83
52W range

ETF.net Grade

Pillar letters and Scores for SPTM, VTI, with each pillar’s weight
Pillar	SPTM	VTI
Cost30% weight	A75	A75
Mission25% weight	A100	A100
Risk15% weight	B57Higher	C50
Tradability15% weight	B69Higher	B59
Holdings10% weight	C49	C54Higher
Durability5% weight	B63	A87Higher

Rank among Total US Market funds

How we build Categories ›

Same Category. SPTM and VTI are both graded against the same 10 Total US Market funds, so their Grades compare head to head.

Total US Market⁠

Category · 10 funds

See all 10 ›

SPTM ranks 3rd and VTI 4th of 10 funds in the Total US Market Category.

Rank 1AITOTiShares Core S&P Total U.S. Stock Market ETFScore 78
Rank 2ASCHBSchwab U.S. Broad Market ETFScore 76
Rank 3ASPTMState Street SPDR Portfolio S&P 1500 Composite Stock Market ETFScore 74
Rank 4AVTIVanguard Morningstar Total Stock Market ETFScore 73
Rank 5ABBUSJPMorgan BetaBuilders U.S. Equity ETFScore 70

Our read on each fund

ETF.net Research

SPTMAState Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

VTIAVanguard Morningstar Total Stock Market ETF

In short

SPTM One ticker for the whole US market ladder: about 1,500 large, mid and small caps from S&P's composite index at 3 basis points. Running since 2000, at half the fee of the typical total-market rival.

VTI The whole US stock market in one ticker: roughly 3,600 names, from mega caps down to micro caps, for three basis points. Vanguard has run this portfolio in ETF form since 2001, and it's grown into one of the largest funds anywhere.

Stated mandate

SPTM The fund seeks to provide investment results that generally correspond to the total return of the S&P Composite 1500 Index, offering broad U.S. equity exposure across market capitalizations.

VTI The fund aims to replicate the performance of a benchmark index that covers the entire U.S. stock market.

Why people hold it

SPTM 0.03% a year, half the 0.06% median for total-market rivals. In a category where cost is most of the argument, it sits in the cheap tier.
One job, done plainly: large, mid and small cap US stocks in a single wrapper, about 1,500 names, no sector bets or style tilts, and it has tracked its index closely.
Launched in 2000, so it has traded through the dot-com bust, 2008 and 2020. A multi-billion-dollar fund that changes hands actively every day.
Stands in the upper half of its total-market peer group next to VTI, SCHB and ITOT, and matches ITOT's declared index at the same 0.03% fee.

VTI Costs 0.03% a year, half the 0.06% typical for its total-market peers.
About 3,600 holdings, so the small and micro caps an S&P 500 fund leaves out are already in the mix.vanguard.com
Tracks its total-market benchmark very closely and trades heavily, and it sits among the strongest implementations in its peer group.
The ETF is a share class of Vanguard's Total Stock Market Index Fund, sharing one portfolio with the mutual fund rather than running a separate copy.sec.gov

Worth knowing

SPTM Liquidity is solid rather than category-leading. The largest total-market funds trade heavier, so spreads here can run a little wider on big or hurried orders.
US only. International stocks sit outside the mandate, so global exposure has to come from somewhere else in the portfolio.
Owning the whole US market means owning its drawdowns: no buffer, no hedge, no cash cushion. Cash comes back as a quarterly distribution.

VTI Market-cap weighted, so the biggest US companies drive the result and the thousands of small names at the bottom carry little weight.vanguard.com
All US, by design. Nothing outside the country comes with it.
ITOT and SCHB match the 0.03% fee and BBUS runs 0.02%, so rivals deliver similar whole-market exposure for the same or less.

Full SPTM profile⁠

Full VTI profile⁠

SPTM vs VTI Holdings

How SPTM and VTI differ

Overlap by weight

91.3%

Shared holdings make up 99.5% of SPTM and 95.7% of VTI.

Level by level

Holdings1,492 in both91.3%
Sector11 Sectors97.6%
Countryby domicile99.5%
Asset classEquity100%

Sector

Sector weights in SPTM and VTI, widest gap first
Sector	Gap	SPTM	VTI
Technology	VTI +1.3 points	36.8%	38.1%
Communication	VTI +0.8 points	8.4%	9.2%
Financials	SPTM +0.7 points	12.2%	11.5%
Consumer Discretionary	SPTM +0.5 points	9.2%	8.7%
Consumer Staples	SPTM +0.5 points	4.7%	4.2%
Energy	SPTM +0.3 points	3.9%	3.6%
Industrials	SPTM +0.2 points	9.0%	8.8%
Health Care	VTI +0.2 points	9.8%	10.0%
Materials	SPTM +0.2 points	2.0%	1.8%
Utilities	SPTM +0.1 points	2.0%	1.9%
Real Estate	VTI +0.1 points	2.1%	2.2%

Country, concentration and asset class

Country by domicile

Country weights in SPTM and VTI, widest gap first
Country	More in SPTMMore in VTI	Gap	SPTM	VTI
United States		VTI +0.5 points	99.5%	100.0%
Other countries (8)		SPTM +0.5 points	0.5%	0.0%

Concentration

Weight in the 10 largest Holdings

SPTM34.2%
VTI34.6%

Securities held

SPTM1,506
VTI3,501

Asset class

SPTM: Equity
VTI: Equity

Holdings

Only in SPTM14
In both1,492
Only in VTI2,009

Only in SPTM

14 securities, 0.2% of SPTM by weight

Nxp Semiconductors NV0.09%
Vylor Inc0.07%
Amcor PLC0.03%
Autoliv Inc0.01%
Msg Knickerbockers Corp<0.01%
Kulicke & Soffa Industries<0.01%
Livanova PLC<0.01%
Onespaworld Holdings Ltd<0.01%
Msg Rangers Corp<0.01%
Dorian Lpg Ltd<0.01%
Solaredge Technologies Inc<0.01%
Adient PLC<0.01%
Contra Apellis Pharmac0.00%
Contra Hologic Incorpo0.00%

Only in VTI

2,009 securities, 4.3% of VTI by weight

SLCMT11420.21%
Cloudflare Inc0.15%
Snowflake Inc0.15%
Space Exploration Technologies Corp0.12%
Warner Bros Discovery Inc0.10%
Natera Inc0.08%
Strategy Inc0.08%
Astera Labs Inc0.08%
Cheniere Energy Inc0.08%
Revolution Medicines Inc0.06%
Rocket Lab Corp0.06%
Waste Connections Inc0.05%
CoreWeave Inc0.05%
Kenvue Inc0.05%
Alnylam Pharmaceuticals Inc0.05%
Credo Technology Group Holding Ltd0.04%
Sunbelt Rentals Holdings Inc0.04%
Atlassian Corp0.04%
Berkshire Hathaway Inc0.04%
ROBLOX Corp0.04%
MongoDB Inc0.04%
Insmed Inc0.03%
LPL Financial Holdings Inc0.03%
Zoom Communications Inc0.03%
Guardant Health Inc0.03%
HEICO Corp0.03%
Rocket Cos Inc0.03%
Zscaler Inc0.03%
SoFi Technologies Inc0.03%
Markel Group Inc0.03%
Medline Inc0.03%
Liberty Media Corp0.03%
TRS:GOLDMAN SACHS GROUP INC USD 2027-Aug-310.03%
Affirm Holdings Inc0.03%
Rubrik Inc0.02%
IonQ Inc0.02%
FTAI Aviation Ltd0.02%
AST SpaceMobile Inc0.02%
Rivian Automotive Inc0.02%
Unity Software Inc0.02%
BitMine Immersion Technologies Inc0.02%
SS&C Technologies Holdings Inc0.02%
First Citizens BancShares Inc/NC0.02%
Twist Bioscience Corp0.02%
Samsara Inc0.02%
Circle Internet Group Inc0.02%
QXO Inc0.02%
Bridgebio Pharma Inc0.02%
Tradeweb Markets Inc0.02%
Wayfair Inc0.02%

Weight gaps

The 100 widest of 1,492 Holdings in both funds.

Holding weights in SPTM and VTI, widest gap first
Holding	Gap	SPTM	VTI
Alphabet Inc Class AGOOGL	VTI +0.44 points	2.32%	2.76%
Apple IncAAPL	SPTM +0.38 points	7.01%	6.63%
Intel CorpINTC	VTI +0.32 points	0.42%	0.74%
Micron Technology IncMU	VTI +0.30 points	1.34%	1.64%
Alphabet Inc Class CGOOG	VTI +0.30 points	1.88%	2.18%
Meta Platforms Inc Class AMETA	VTI +0.28 points	1.90%	2.18%
Advanced Micro DevicesAMD	VTI +0.28 points	1.08%	1.36%
Eli Lilly & CoLLY	SPTM +0.27 points	1.61%	1.34%
Berkshire Hathaway Inc Class BBRK.B	SPTM +0.26 points	1.47%	1.21%
Tesla IncTSLA	SPTM +0.26 points	1.62%	1.36%
Visa Inc Class A SharesV	SPTM +0.20 points	1.03%	0.83%
NVIDIA CorpNVDA	VTI +0.19 points	6.94%	7.13%
Walmart IncWMT	SPTM +0.18 points	0.80%	0.62%
Mastercard Inc AMA	SPTM +0.17 points	0.76%	0.59%
Lam Research CorpLRCX	VTI +0.16 points	0.40%	0.56%
Microsoft CorpMSFT	SPTM +0.16 points	5.35%	5.19%
Applied Materials IncAMAT	VTI +0.13 points	0.42%	0.55%
Amazon.com IncAMZN	SPTM +0.13 points	3.43%	3.30%
Exxonmobil Holdings CorpXOM	SPTM +0.13 points	1.05%	0.92%
Sandisk CorpSNDK	VTI +0.13 points	0.22%	0.35%
Chevron CorpCVX	SPTM +0.12 points	0.64%	0.52%
Caterpillar IncCAT	VTI +0.11 points	0.40%	0.51%
Costco Wholesale CorpCOST	SPTM +0.11 points	0.66%	0.55%
Broadcom IncAVGO	VTI +0.11 points	2.17%	2.28%
Marvell Technology IncMRVL	VTI +0.11 points	0.21%	0.32%
AbbVie IncABBV	SPTM +0.10 points	0.73%	0.63%
Seagate Technology HoldingsSTX	VTI +0.09 points	0.19%	0.28%
Home Depot IncHD	SPTM +0.09 points	0.48%	0.39%
JPMorgan Chase & CoJPM	SPTM +0.09 points	1.29%	1.20%
Procter & Gamble Co/ThePG	SPTM +0.08 points	0.54%	0.46%
Accenture PLC Class AACN	SPTM +0.08 points	0.23%	0.15%
Coca Cola Co/TheKO	SPTM +0.07 points	0.52%	0.45%
Kla CorpKLAC	VTI +0.07 points	0.28%	0.35%
UnitedHealth Group IncUNH	SPTM +0.06 points	0.51%	0.45%
Johnson & JohnsonJNJ	SPTM +0.06 points	0.93%	0.87%
Corteva IncCTVA	VTI +0.06 points	0.01%	0.07%
Philip Morris InternationalPM	SPTM +0.05 points	0.46%	0.41%
Intl Business Machines CorpIBM	SPTM +0.06 points	0.34%	0.28%
Arista Networks IncANET	VTI +0.06 points	0.24%	0.30%
Kimberly Clark CorpKMB	SPTM +0.06 points	0.10%	0.04%
S+p Global IncSPGI	SPTM +0.06 points	0.21%	0.15%
Rtx CorpRTX	SPTM +0.05 points	0.39%	0.34%
McDonald’s CorpMCD	SPTM +0.05 points	0.27%	0.22%
Amgen IncAMGN	SPTM +0.05 points	0.36%	0.31%
Cisco Systems IncCSCO	SPTM +0.05 points	0.57%	0.52%
Gilead Sciences IncGILD	SPTM +0.05 points	0.30%	0.25%
Dell Technologies CDELL	VTI +0.04 points	0.17%	0.21%
Texas Instruments IncTXN	SPTM +0.04 points	0.39%	0.35%
ConocophillipsCOP	SPTM +0.04 points	0.25%	0.20%
Linde PLCLIN	SPTM +0.04 points	0.34%	0.30%
Fortinet IncFTNT	VTI +0.04 points	0.11%	0.15%
Western Digital CorpWDC	VTI +0.04 points	0.17%	0.21%
BlackRock IncBLK	SPTM +0.04 points	0.24%	0.20%
Union Pacific CorpUNP	SPTM +0.04 points	0.26%	0.22%
Pepsico IncPEP	SPTM +0.03 points	0.27%	0.24%
Goldman Sachs Group IncGS	SPTM +0.04 points	0.37%	0.33%
Palo Alto Networks IncPANW	VTI +0.04 points	0.40%	0.44%
Wells Fargo & CoWFC	SPTM +0.04 points	0.37%	0.33%
Bank of America CorpBAC	VTI +0.03 points	0.46%	0.49%
Servicenow IncNOW	VTI +0.04 points	0.15%	0.19%
Abbott LaboratoriesABT	SPTM +0.04 points	0.27%	0.23%
Nextera Energy IncNEE	SPTM +0.03 points	0.25%	0.22%
Oracle CorpORCL	VTI +0.03 points	0.29%	0.32%
Lowe’s Cos IncLOW	SPTM +0.03 points	0.17%	0.14%
Medtronic PLCMDT	SPTM +0.03 points	0.18%	0.15%
Merck & Co. Inc.MRK	SPTM +0.03 points	0.52%	0.49%
American Express CoAXP	SPTM +0.03 points	0.24%	0.21%
Lumentum Holdings IncLITE	VTI +0.03 points	0.09%	0.12%
Regeneron PharmaceuticalsREGN	SPTM +0.04 points	0.14%	0.10%
Intuit IncINTU	SPTM +0.03 points	0.13%	0.10%
Progressive CorpPGR	SPTM +0.03 points	0.20%	0.17%
Altria Group IncMO	SPTM +0.03 points	0.18%	0.15%
Walt Disney Co/TheDIS	SPTM +0.03 points	0.28%	0.25%
Automatic Data ProcessingADP	SPTM +0.03 points	0.17%	0.14%
Netflix IncNFLX	VTI +0.03 points	0.37%	0.40%
Chubb LtdCB	SPTM +0.03 points	0.18%	0.15%
Applovin Corp Class AAPP	VTI +0.02 points	0.09%	0.11%
Marriott International Class AMAR	SPTM +0.03 points	0.13%	0.10%
Mckesson CorpMCK	SPTM +0.02 points	0.16%	0.14%
Lockheed Martin CorpLMT	SPTM +0.03 points	0.19%	0.16%
Robinhood Markets Inc AHOOD	VTI +0.03 points	0.09%	0.12%
Pfizer IncPFE	SPTM +0.03 points	0.25%	0.22%
Teradyne IncTER	VTI +0.03 points	0.06%	0.09%
Intuitive Surgical IncISRG	SPTM +0.02 points	0.22%	0.20%
Marsh & Mclennan CosMRSH	SPTM +0.03 points	0.14%	0.11%
Cme Group IncCME	SPTM +0.02 points	0.15%	0.13%
Eaton Corp PLCETN	VTI +0.03 points	0.20%	0.23%
General ElectricGE	SPTM +0.03 points	0.47%	0.44%
Tjx Companies IncTJX	SPTM +0.02 points	0.22%	0.20%
Royal Caribbean Cruises LtdRCL	SPTM +0.03 points	0.12%	0.09%
Analog Devices IncADI	SPTM +0.03 points	0.29%	0.26%
Starbucks CorpSBUX	SPTM +0.02 points	0.17%	0.15%
Southern Co/TheSO	SPTM +0.02 points	0.15%	0.13%
Duke Energy CorpDUK	SPTM +0.03 points	0.15%	0.12%
Datadog Inc Class ADDOG	VTI +0.03 points	0.10%	0.13%
Corning IncGLW	VTI +0.02 points	0.14%	0.16%
Bloom Energy Corp ABE	VTI +0.03 points	0.08%	0.11%
Palantir Technologies Inc APLTR	SPTM +0.02 points	0.58%	0.56%
Stryker CorpSYK	SPTM +0.02 points	0.15%	0.13%
Capital One Financial CorpCOF	SPTM +0.02 points	0.18%	0.16%

All 1,510 SPTM holdings⁠All 3,519 VTI holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SPTM vs VTI Cost

Same expense ratio

$638

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SPTM 0.03%
$638
VTI 0.03%
$638

Amount$10,000

Years30 years

Cost over time

SPTM 0.03%
VTI 0.03%

Year by year

Year	SPTM	VTI
10	$55	$55
20	$216	$216
30	$638	$638

Expense ratio

0.03%SPTM
0.03%VTI

SPTM0.03%VTI0.03%

0.02%0.25%

Middle half of Total US Market funds
Median 0.04%

SPTM 2nd cheapest of 10 funds

VTI 2nd cheapest of 10 funds

SPTM vs VTI Dividends

Last 12 months to Nov 3, 2026

Yield (12M): SPTM 1.07%, better; VTI 1.06%
Payout (12M): SPTM $0.98; VTI $3.95
Last payment: SPTM $0.25; VTI $0.96
Ex-dividend: SPTM Sep 21, 2026; VTI Sep 28, 2026
Paid on: SPTM Sep 23, 2026; VTI Sep 30, 2026
Frequency: SPTM Quarterly; VTI Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

SPTMQuarterly · 39 paymentsAll SPTM payments⁠

VTIQuarterly · 39 paymentsAll VTI payments⁠

SPTM vs VTI Risk

Fall from peak · 5 years

SPTM
VTI

Risk facts

VolatilityStd dev, 3 years: SPTM 12.3%, betterVTI 12.7%
Return per unit of riskSharpe ratio, 3 years: SPTM 1.39, betterVTI 1.37
Worst fallMax drawdown, 5 years: SPTM −24.2%, betterVTI −25.4%
Market sensitivityBeta, 5 years: SPTM 1.01VTI 1.02; Market = 1

SPTM and VTI in the news

All news⁠

Best ETFs
The best S&P 500 ETF costs 0.02%. Equal weight is a different bet
Updated Nov 2, 2026SPTMVTI
Head-to-Head
Take VTI over VOO unless you already own the rest of the market
Oct 23, 2026VTI
Head-to-Head
Own the world's stocks with VT, or only the United States with VTI
Oct 23, 2026VTI
Deep Dive
VTI tracks the total U.S. stock market - large caps are 69.8% of it
Oct 22, 2026VTI
Head-to-Head
VTI or VOO is a choice of market, not a choice of fee
Oct 15, 2026VTI
Price vs Value
Vanguard showed a 1.94% discount on an energy fund that closed two cents above its value
Oct 4, 2026VTI

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SPTM vs VTI

In short

Stated mandate

Why people hold it