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LIBD vs STIP

LifeX 2065 Inflation-Protected Longevity Income ETF

LIBDDCboe

iShares 0-5 Year TIPS Bond ETF

STIPANYSE Arca

Overlap

No data

Expense ratio

STIP −0.22pt a year

LIBD0.25%STIP0.03%

Avg volume · 30D

STIP 5234.7×the volume

LIBD195STIP1.02M

LIBD vs STIP Performance

Nov 7, 2025 – Nov 9, 2026

−4.7%LIBD+2.0%STIP

Nov 7, 2025 to Nov 9, 2026. LIBD −4.7%. STIP +2.0%. Use the arrow keys to read each point.−10%−7.5%−2.5%0%Nov 2025May 2026Nov 2026
Expense ratio
LIBD 0.25%
STIP 0.03%, better
Fund size
LIBD $4M
STIP $16.9B
1Y total return
LIBD −4.7%
STIP +2.0%, better
Yield (12M)
LIBD 3.89%
STIP 4.62%, better
Holdings
LIBD 24
STIP 27
Avg volume (30D)
LIBD 195 sh
STIP 1.02M sh, better
NAV per share
LIBD $264.54
STIP $100.42
52W range

ETF.net Grade

LIBD: Cost 12, Risk 14, Mission 69, Tradability 43, Holdings 54, Durability 12. STIP: Cost 97, Risk 72, Mission 60, Tradability 87, Holdings 68, Durability 91.
Pillar letters and Scores for LIBD, STIP, with each pillar’s weight
PillarLIBDSTIP
Cost30% weightF12A97Higher
Mission25% weightB69HigherB60
Risk15% weightF14A72Higher
Tradability15% weightC43A87Higher
Holdings10% weightC54B68Higher
Durability5% weightF12A91Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIBD and STIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

STIP ranks 2nd and LIBD 35th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 34DPCPIPIMCO Inflation PLUS Active Exchange-Traded FundScore 36
  5. Rank 35DLIBDLifeX 2065 Inflation-Protected Longevity Income ETFScore 35
  6. Rank 36DRIZEPrincipal Inflation Protection ETFScore 28
  7. CPIINot yet graded
  8. IBIDNot yet graded
  9. ICPINot yet graded
  10. RBILNot yet graded

Our read on each fund

ETF.net Research

LIBDDLifeX 2065 Inflation-Protected Longevity Income ETF

STIPAiShares 0-5 Year TIPS Bond ETF

In short

LIBD No data

STIP The short-fuse inflation hedge. STIP holds only inflation-linked Treasuries maturing inside five years, keeping the inflation link while sidestepping most of the long-bond rate swings. Three basis points a year.

Stated mandate

LIBD No data

STIP The fund seeks to track an index of U.S. Treasury inflation-protected securities with maturities under five years, offering inflation hedging while managing duration risk.

Why people hold it

LIBD No data

  • STIP Three basis points a year, roughly a quarter of the typical fee in its Treasury ETF group. On cost, this is near the floor for bond funds.
  • Maturities capped under five years by design, so the inflation adjustment stays and the long-duration price swings largely do not.
  • Running since 2010, a multi-billion-dollar fund that trades actively. Plain index construction, US Treasuries only.
  • Sits in the upper half of the Treasury bond ETFs we cover, one of the stronger short-maturity builds in that group.

Worth knowing

LIBD No data

  • STIP Short bonds accrue less inflation compensation than long-dated TIPS, and prices still move with real yields. This is a dampened hedge, not a pure one.
  • Distributions are irregular. Payouts ride the inflation adjustment, so income arrives lumpy rather than as a steady check.
  • Around 25 bonds, all at the front of the curve. SCHP spans the full TIPS maturity range for the same 0.03%.

Full LIBD profile⁠

Full STIP profile⁠

LIBD vs STIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIBD vs STIP Cost

Overpaying LIBD vs STIP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIBD 0.25%

    $5,159

  • STIP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIBD 0.25%
  • STIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIBD $5,159STIP $638

Year by year

YearLIBDSTIPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIBD
  • 0.03%STIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

STIP cheapest of 40 funds

LIBD 34th cheapest of 40 funds

LIBD vs STIP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LIBD 3.89%
STIP 4.62%, better
Payout (12M)
LIBD $10.29
STIP $4.63
Last payment
LIBD $0.86
STIP $0.29
Ex-dividend
LIBD Nov 3, 2026
STIP Nov 2, 2026
Paid on
LIBD Nov 4, 2026
STIP Nov 5, 2026
Frequency
LIBD Monthly
STIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

LIBDMonthly · 24 paymentsAll LIBD payments⁠
One bar per payment. 24 payments from 2023 to 2026 YTD. Feb 4, 2025 $0.08; Feb 19, 2025 $5.23; Mar 4, 2025 $0.83; Apr 2, 2025 $0.83; May 2, 2025 $0.83; Jun 3, 2025 $0.83; Jul 2, 2025 $0.83; Aug 4, 2025 $0.83; Sep 3, 2025 $0.83; Sep 24, 2025 $21.31; Oct 2, 2025 $0.83; Nov 4, 2025 $0.83; Dec 2, 2025 $0.83; Jan 5, 2026 $0.86; Feb 3, 2026 $0.86; Mar 3, 2026 $0.86; Apr 2, 2026 $0.86; May 4, 2026 $0.86; Jun 2, 2026 $0.86; Jul 2, 2026 $0.86; Aug 4, 2026 $0.86; Sep 2, 2026 $0.86; Oct 2, 2026 $0.86; Nov 3, 2026 $0.86. Use the arrow keys to read each point.$0$2520232026YTD
STIPQuarterly · 37 paymentsAll STIP payments⁠
One bar per payment. 37 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.20; May 1, 2023 $0.52; Jun 1, 2023 $0.29; Jul 3, 2023 $0.46; Aug 1, 2023 $0.23; Sep 1, 2023 $0.32; Oct 2, 2023 $0.16; Nov 1, 2023 $0.39; Dec 1, 2023 $0.22; Apr 1, 2024 $0.09; May 1, 2024 $0.61; Jun 3, 2024 $0.66; Jul 1, 2024 $0.40; Aug 1, 2024 $0.19; Sep 3, 2024 $0.06; Oct 1, 2024 $0.14; Nov 1, 2024 $0.11; Dec 2, 2024 $0.20; Dec 18, 2024 $0.18; Feb 3, 2025 $0.03; Mar 3, 2025 $0.11; Apr 1, 2025 $0.75; May 1, 2025 $0.52; Jun 2, 2025 $0.30; Jul 1, 2025 $0.40; Aug 1, 2025 $0.31; Sep 2, 2025 $0.44; Oct 1, 2025 $0.24; Nov 3, 2025 $0.39; Dec 1, 2025 $0.36; Dec 19, 2025 $0.35; Apr 1, 2026 $0.22; May 1, 2026 $0.57; Jun 1, 2026 $1.14; Jul 1, 2026 $0.97; Aug 3, 2026 $0.74; Nov 2, 2026 $0.29. Use the arrow keys to read each point.$0$2520232026YTD

LIBD vs STIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIBD 8.7%since Feb 2025STIP 1.9%
Return per unit of riskSharpe ratio, 3 years
LIBD −0.58since Feb 2025STIP 0.30
Worst fallMax drawdown, 5 years
LIBD −11.9%since Jan 2025STIP −5.5%
Market sensitivityBeta, 5 years
LIBD 0.10STIP 0.21

LIBD and STIP in the news

All news⁠

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