Skip to content
etf.net

LIBD vs VTIP

LifeX 2065 Inflation-Protected Longevity Income ETF

LIBDDCboe

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.22pt a year

LIBD0.25%VTIP0.03%

Avg volume · 30D

VTIP 14596.0×the volume

LIBD195VTIP2.85M

LIBD vs VTIP Performance

Nov 7, 2025 – Nov 9, 2026

−4.7%LIBD+2.0%VTIP

Nov 7, 2025 to Nov 9, 2026. LIBD −4.7%. VTIP +2.0%. Use the arrow keys to read each point.−10%−7.5%−2.5%0%Nov 2025May 2026Nov 2026
Expense ratio
LIBD 0.25%
VTIP 0.03%, better
Fund size
LIBD $4M
VTIP $20.9B
1Y total return
LIBD −4.7%
VTIP +2.0%, better
Yield (12M)
LIBD 3.89%
VTIP 4.82%, better
Holdings
LIBD 24
VTIP 27
Avg volume (30D)
LIBD 195 sh
VTIP 2.85M sh, better
NAV per share
LIBD $264.54
VTIP $48.76
52W range

ETF.net Grade

LIBD: Cost 12, Risk 14, Mission 69, Tradability 43, Holdings 54, Durability 12. VTIP: Cost 97, Risk 62, Mission 42, Tradability 83, Holdings 69, Durability 93.
Pillar letters and Scores for LIBD, VTIP, with each pillar’s weight
PillarLIBDVTIP
Cost30% weightF12A97Higher
Mission25% weightB69HigherC42
Risk15% weightF14B62Higher
Tradability15% weightC43A83Higher
Holdings10% weightC54B69Higher
Durability5% weightF12A93Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIBD and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and LIBD 35th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 73
  5. Rank 5APBTPInvesco 0-5 Yr US TIPS ETFScore 70
  6. Rank 34DPCPIPIMCO Inflation PLUS Active Exchange-Traded FundScore 36
  7. Rank 35DLIBDLifeX 2065 Inflation-Protected Longevity Income ETFScore 35
  8. Rank 36DRIZEPrincipal Inflation Protection ETFScore 28
  9. CPIINot yet graded
  10. IBIDNot yet graded
  11. ICPINot yet graded
  12. RBILNot yet graded

Our read on each fund

ETF.net Research

LIBDDLifeX 2065 Inflation-Protected Longevity Income ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

LIBD No data

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

LIBD No data

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

LIBD No data

  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

LIBD No data

  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full LIBD profile⁠

Full VTIP profile⁠

LIBD vs VTIP Holdings

How LIBD and VTIP differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

  • Asset classBonds100%
  • Countryby domicile100%
  • Sector1 Sector100%

Sector

Sector weights in LIBD and VTIP, widest gap first
SectorMore in LIBDMore in VTIPGap
GovernmentSame weight

Country, concentration and asset class

Country by domicile

Country weights in LIBD and VTIP, widest gap first
CountryMore in LIBDMore in VTIPGap
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • LIBD95.4%
  • VTIP50.0%

Securities held

  • LIBD23
  • VTIP25

Asset class

LIBD
Bonds
VTIP
Bonds

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. LIBD holds 23 securities, VTIP 25.

All 24 LIBD holdings⁠All 25 VTIP holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIBD vs VTIP Cost

Overpaying LIBD vs VTIP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIBD 0.25%

    $5,159

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIBD 0.25%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIBD $5,159VTIP $638

Year by year

YearLIBDVTIPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIBD
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

LIBD 34th cheapest of 40 funds

LIBD vs VTIP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LIBD 3.89%
VTIP 4.82%, better
Payout (12M)
LIBD $10.29
VTIP $2.35
Last payment
LIBD $0.86
VTIP $0.93
Ex-dividend
LIBD Nov 3, 2026
VTIP Oct 1, 2026
Paid on
LIBD Nov 4, 2026
VTIP Oct 5, 2026
Frequency
LIBD Monthly
VTIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

LIBDMonthly · 24 paymentsAll LIBD payments⁠
One bar per payment. 24 payments from 2023 to 2026 YTD. Feb 4, 2025 $0.08; Feb 19, 2025 $5.23; Mar 4, 2025 $0.83; Apr 2, 2025 $0.83; May 2, 2025 $0.83; Jun 3, 2025 $0.83; Jul 2, 2025 $0.83; Aug 4, 2025 $0.83; Sep 3, 2025 $0.83; Sep 24, 2025 $21.31; Oct 2, 2025 $0.83; Nov 4, 2025 $0.83; Dec 2, 2025 $0.83; Jan 5, 2026 $0.86; Feb 3, 2026 $0.86; Mar 3, 2026 $0.86; Apr 2, 2026 $0.86; May 4, 2026 $0.86; Jun 2, 2026 $0.86; Jul 2, 2026 $0.86; Aug 4, 2026 $0.86; Sep 2, 2026 $0.86; Oct 2, 2026 $0.86; Nov 3, 2026 $0.86. Use the arrow keys to read each point.$0$2520232026YTD
VTIPQuarterly · 15 paymentsAll VTIP payments⁠
One bar per payment. 15 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$2520232026YTD

LIBD vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIBD 8.7%since Feb 2025VTIP 1.9%
Return per unit of riskSharpe ratio, 3 years
LIBD −0.58since Feb 2025VTIP 0.29
Worst fallMax drawdown, 5 years
LIBD −11.9%since Jan 2025VTIP −5.5%
Market sensitivityBeta, 5 years
LIBD 0.10VTIP 0.21

LIBD and VTIP in the news

All news⁠

Popular comparisons

  • LIBDDvsSCHPA

    LifeX 2065 Inflation-Protected Longevity Income ETF · Schwab US TIPS ETF

    Expense ratio
    0.25% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • VTIPAvsSCHPA

    Vanguard Short-Term Inflation-Protected Securities ETF · Schwab US TIPS ETF

    Expense ratio
    0.03% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • LIBDDvsSTIPA

    LifeX 2065 Inflation-Protected Longevity Income ETF · iShares 0-5 Year TIPS Bond ETF

    Expense ratio
    0.25% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • VTIPAvsSTIPA

    Vanguard Short-Term Inflation-Protected Securities ETF · iShares 0-5 Year TIPS Bond ETF

    Expense ratio
    0.03% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • LIBDDvsVTPA

    LifeX 2065 Inflation-Protected Longevity Income ETF · Vanguard Total Inflation-Protected Securities ETF

    Expense ratio
    0.25% · 0.05%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • VTIPAvsVTPA

    Vanguard Short-Term Inflation-Protected Securities ETF · Vanguard Total Inflation-Protected Securities ETF

    Expense ratio
    0.03% · 0.05%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.