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PBJA vs PSFJ

PGIM S&P 500 Buffer 20 ETF - January

PBJABCboe

Pacer Swan SOS Flex (July) ETF

PSFJBCboe

Overlap

0.0%by weight

Expense ratio

PSFJ −0.01pt a year

PBJA0.50%PSFJ0.49%

Avg volume · 30D

PSFJ 3.0×the volume

PBJA3.55KPSFJ10.6K

PBJA vs PSFJ Performance

Oct 31, 2025 – Nov 2, 2026

+8.8%PBJA+9.1%PSFJ

Oct 31, 2025 to Nov 2, 2026. PBJA +8.8%. PSFJ +9.1%. Use the arrow keys to read each point.0%2.5%5%Oct 2025May 2026Nov 2026
Expense ratio
PBJA 0.50%
PSFJ 0.49%, better
Fund size
PBJA $67M
PSFJ $57M
1Y total return
PBJA +8.8%
PSFJ +9.1%, better
Holdings
PBJA 4
PSFJ 4
Avg volume (30D)
PBJA 3.55K sh
PSFJ 10.6K sh, better
NAV per share
PBJA $33.07
PSFJ $35.85
52W range

ETF.net Grade

PBJA: Cost 85, Risk 47, Mission not scored, Tradability 19, Holdings not scored, Durability 39. PSFJ: Cost 85, Risk 30, Mission not scored, Tradability 51, Holdings not scored, Durability 57.
Pillar letters and Scores for PBJA, PSFJ, with each pillar’s weight
PillarPBJAPSFJ
Cost30% weightA85A85
Mission25% weightNot scoredNot scored
Risk15% weightC47HigherD30
Tradability15% weightF19C51Higher
Holdings10% weightNot scoredNot scored
Durability5% weightD39B57Higher

Rank among S&P 500 Buffer 20% funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. PBJA and PSFJ are both graded against the same 24 S&P 500 Buffer 20% funds, so their Grades compare head to head.

S&P 500 Buffer 20%⁠

Category · 24 funds
See all 24 ›

PSFJ ranks 2nd and PBJA 6th of 24 funds in the S&P 500 Buffer 20% Category.

  1. Rank 1BBALTInnovator Defined Wealth Shield ETFScore 65
  2. Rank 2BPSFJPacer Swan SOS Flex (July) ETFScore 62
  3. Rank 3BPSFDPacer Swan SOS Flex (January) ETFScore 61
  4. Rank 5BPSFMPacer Swan SOS Flex (April) ETFScore 59
  5. Rank 6BPBJAPGIM S&P 500 Buffer 20 ETF - JanuaryScore 57
  6. Rank 7BPBJNPGIM S&P 500 Buffer 20 ETF - JuneScore 56

Our read on each fund

ETF.net Research

PBJABPGIM S&P 500 Buffer 20 ETF - January

PSFJBPacer Swan SOS Flex (July) ETF

In short

PBJA No data

PSFJ A 20% cushion against the S&P 500's first losses, paid for with a ceiling on the upside, reset every July 1. Pacer runs the trade for less than most of the deep-buffer crowd charges.

Stated mandate

PBJA No data

PSFJ The Fund seeks to match, before fees and expenses, the returns of the SPDR S&P 500 ETF Trust up to a predetermined cap while buffering the first 20% of downside losses over an approximate one-year period.

Why people hold it

PBJA No data

  • PSFJ Costs 0.49% a year against a 0.74% median for 20% S&P 500 buffer funds, and undercuts the 0.74% AllianzIM month-series funds (JUNW, AUGW, DECW) built on the same reference.
  • Deep cushion by design: it aims to absorb the first 20% of a decline in the SPDR S&P 500 ETF Trust over each roughly one-year period, before fees and expenses.paceretfs.com
  • Live since 2021, with several annual reset cycles behind it and sibling funds (PSFM, PSFD) covering other start months. One of the stronger builds in a crowded 20% buffer field.

Worth knowing

PBJA No data

  • PSFJ The price of the cushion is a ceiling. Upside is capped at a level set when each July outcome period begins, so a roaring market leaves gains on the table.paceretfs.com
  • Buffer and cap are designed to work over the full outcome period. Buy mid-period and the cushion remaining and the room left to run differ from the stated terms.paceretfs.com
  • A smaller, thinly traded fund, so spreads can run wider than in the biggest names in the group. Income is not part of the design either.

Full PBJA profile⁠

Full PSFJ profile⁠

PBJA vs PSFJ Holdings

How PBJA and PSFJ differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of PBJA and 0.0% of PSFJ.

Level by level

  • Asset classAlternatives, Equity0.0%
  • Holdings0 in both0.0%
  • Countryby domicile100%

Sector

No Sector split for PBJA.

Country, concentration and asset class

Country by domicile

Country weights in PBJA and PSFJ, widest gap first
CountryMore in PBJAMore in PSFJ
United StatesSame weight
SwitzerlandSame weight
ChinaSame weight
MexicoSame weight
IrelandSame weight
United KingdomSame weight

Concentration

Weight in the 10 largest Holdings

  • PBJA103.3%
  • PSFJ103.1%

Securities held

  • PBJA3
  • PSFJ3

Asset class

PBJA
Alternatives
PSFJ
Equity

Holdings

  • Only in PBJA3
  • In both0
  • Only in PSFJ3

Only in PBJA

3 securities, 100% of PBJA by weight

  • 4SPY Us 12/31/26 C6.82102.13%
  • 4SPY Us 12/31/26 P681.920.67%
  • Net Current Assets<0.01%

Only in PSFJ

3 securities, 100% of PSFJ by weight

  • Spy 06/30/2027 8.36 C97.95%
  • Spy 06/30/2027 746.77 P4.02%
  • Spy 06/30/2027 448.06 P0.37%

Weight gaps

PBJA and PSFJ share no securities.

All PBJA holdings⁠All 7 PSFJ holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

PBJA vs PSFJ Cost

Overpaying PBJA vs PSFJ

$187

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • PBJA 0.50%

    $9,979

  • PSFJ 0.49%

    $9,792

$10,000
30 years

Cost over time

  • PBJA 0.50%
  • PSFJ 0.49%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K$10K051015202530PBJA $9,979PSFJ $9,792

Year by year

YearPBJAPSFJOverpaying
10$900$883$17
20$3,460$3,394$66
30$9,979$9,792$187

Expense ratio

  • 0.50%PBJA
  • 0.49%PSFJ, cheaper
  • Middle half of S&P 500 Buffer 20% funds
  • Median 0.74%

PSFJ cheapest of 24 funds

PBJA 5th cheapest of 24 funds

PBJA vs PSFJ Dividends

Last 12 months to Nov 2, 2026
Payout (12M)
PBJA None
PSFJ None

Distribution history

PBJAAll PBJA payments⁠

No distribution history available.

PSFJAll PSFJ payments⁠

No distribution history available.

PBJA vs PSFJ Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
PBJA 4.3%since Feb 2024PSFJ 7.1%
Return per unit of riskSharpe ratio, 3 years
PBJA 1.32since Feb 2024PSFJ 1.51
Worst fallMax drawdown, 5 years
PBJA −8.5%since Jan 2024PSFJ −12.2%
Market sensitivityBeta, 5 years
PBJA 0.33PSFJ 0.55

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