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PSFJ vs PSFO

Pacer Swan SOS Flex (July) ETF

PSFJBCboe

Pacer Swan SOS Flex (October) ETF

PSFOBCboe

Overlap

0.7%by weight

Expense ratio

Same figure. Both funds show the same value, so neither comes out ahead.

PSFJ0.49%PSFO0.49%

Avg volume · 30D

PSFJ 1.5×the volume

PSFJ10.6KPSFO7.12K

3Y return · a year

PSFJ +1.4pt

PSFJ+15.9%PSFO+14.5%

PSFJ vs PSFO Performance

Oct 31, 2025 – Oct 30, 2026

+9.4%PSFJ+11.5%PSFO

Oct 31, 2025 to Oct 30, 2026. PSFJ +9.4%. PSFO +11.5%. Use the arrow keys to read each point.−2.5%0%2.5%5%7.5%Oct 2025Apr 2026Oct 2026
Expense ratio
PSFJ 0.49%
PSFO 0.49%
Fund size
PSFJ $57M
PSFO $47M
1Y total return
PSFJ +9.4%
PSFO +11.5%, better
Holdings
PSFJ 4
PSFO 4
Avg volume (30D)
PSFJ 10.6K sh, better
PSFO 7.12K sh
NAV per share
PSFJ $35.85
PSFO $35.95
52W range

ETF.net Grade

PSFJ: Cost 85, Risk 29, Mission not scored, Tradability 50, Holdings not scored, Durability 57. PSFO: Cost 85, Risk 29, Mission 95, Tradability 44, Holdings not scored, Durability 59.
Pillar letters and Scores for PSFJ, PSFO, with each pillar’s weight
PillarPSFJPSFO
Cost30% weightA85A85
Mission25% weightNot scoredA95
Risk15% weightD29D29
Tradability15% weightC50HigherC44
Holdings10% weightNot scoredNot scored
Durability5% weightB57B59Higher

Rank among S&P 500 Buffer 20% funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. PSFJ and PSFO are both graded against the same 24 S&P 500 Buffer 20% funds, so their Grades compare head to head.

S&P 500 Buffer 20%⁠

Category · 24 funds
See all 24 ›

PSFJ ranks 2nd and PSFO 4th of 24 funds in the S&P 500 Buffer 20% Category.

  1. Rank 1BBALTInnovator Defined Wealth Shield ETFScore 66
  2. Rank 2BPSFDPacer Swan SOS Flex (January) ETFScore 61
  3. Rank 2BPSFJPacer Swan SOS Flex (July) ETFScore 61
  4. Rank 4BPSFOPacer Swan SOS Flex (October) ETFScore 60
  5. Rank 5BPSFMPacer Swan SOS Flex (April) ETFScore 58

Our read on each fund

ETF.net Research

PSFJBPacer Swan SOS Flex (July) ETF

PSFOBPacer Swan SOS Flex (October) ETF

In short

PSFJ A 20% cushion against the S&P 500's first losses, paid for with a ceiling on the upside, reset every July 1. Pacer runs the trade for less than most of the deep-buffer crowd charges.

PSFO Pacer's October-dated buffer fund absorbs the first 20% of an S&P 500 drop over each 12-month period, in exchange for a ceiling on the upside. At 0.49%, it charges less than the typical fund in its buffer peer group.

Stated mandate

PSFJ The Fund seeks to match, before fees and expenses, the returns of the SPDR S&P 500 ETF Trust up to a predetermined cap while buffering the first 20% of downside losses over an approximate one-year period.

PSFO The fund seeks to match the pre-fee and pre-expense returns of the SPDR S&P 500 ETF Trust.

Why people hold it

  • PSFJ Costs 0.49% a year against a 0.74% median for 20% S&P 500 buffer funds, and undercuts the 0.74% AllianzIM month-series funds (JUNW, AUGW, DECW) built on the same reference.
  • Deep cushion by design: it aims to absorb the first 20% of a decline in the SPDR S&P 500 ETF Trust over each roughly one-year period, before fees and expenses.paceretfs.com
  • Live since 2021, with several annual reset cycles behind it and sibling funds (PSFM, PSFD) covering other start months. One of the stronger builds in a crowded 20% buffer field.
  • PSFO 0.49% a year, below the median fee in its S&P 500 buffer cohort and well under peers like PMAY (0.79%) and BUFZ (0.95%).
  • Built to absorb the first 20% of a decline in the SPDR S&P 500 ETF Trust (SPY) over each outcome period before the fund itself starts taking losses.
  • A 1940 Act ETF holding its own option package, not a bank-issued note, so no third-party credit sits between you and the payoff. Running since 2021.
  • Rates in the upper tier of a two-dozen-fund group of S&P 500 buffer strategies, largely on price.

Worth knowing

  • PSFJ The price of the cushion is a ceiling. Upside is capped at a level set when each July outcome period begins, so a roaring market leaves gains on the table.paceretfs.com
  • Buffer and cap are designed to work over the full outcome period. Buy mid-period and the cushion remaining and the room left to run differ from the stated terms.paceretfs.com
  • A smaller, thinly traded fund, so spreads can run wider than in the biggest names in the group. Income is not part of the design either.
  • PSFO The price of the cushion: gains stop at a cap fixed at the start of each period, and the fund hasn't been an income payer.
  • Buffer and cap are engineered for the full October 1 to September 30 stretch. Buy mid-period and your real cushion and ceiling differ from the headline terms.
  • Small asset base and light trading, which usually means wider spreads and more attention needed on how orders get entered.

Full PSFJ profile⁠

Full PSFO profile⁠

PSFJ vs PSFO Holdings

As of

How PSFJ and PSFO differ

Overlap by weight

0.7%

Shared holdings make up 0.8% of PSFJ and 0.7% of PSFO.

Level by level

  • Holdings0 in both0.7%
  • Sector11 Sectors97.4%
  • Asset classEquity100%
  • Countryby domicile100%

Sector

Sector weights in PSFJ and PSFO, widest gap first
SectorMore in PSFJMore in PSFO
Consumer DiscretionaryPSFO +1.2 points
TechnologyPSFJ +1.0 points
Health CarePSFJ +1.1 points
CommunicationPSFO +0.7 points
EnergyPSFJ +0.3 points
FinancialsPSFJ +0.2 points
UtilitiesPSFO +0.2 points
IndustrialsPSFO +0.2 points
Consumer StaplesPSFO +0.1 points
Real EstatePSFO +0.1 points
MaterialsPSFO +0.1 points

Country, concentration and asset class

Country by domicile

Country weights in PSFJ and PSFO, widest gap first
CountryMore in PSFJMore in PSFO
United StatesSame weight
SwitzerlandSame weight
ChinaSame weight
MexicoSame weight
IrelandSame weight
United KingdomSame weight

Concentration

Weight in the 10 largest Holdings

  • PSFJ103.2%
  • PSFO104.6%

Securities held

  • PSFJ3
  • PSFO3

Asset class

PSFJ
Equity
PSFO
Equity

Holdings

  • Only in PSFJ3
  • In both0
  • Only in PSFO3

Only in PSFJ

3 securities, 100% of PSFJ by weight

  • Spy 06/30/2027 8.36 C98.85%
  • Spy 06/30/2027 746.77 P3.27%
  • Spy 06/30/2027 448.06 P0.29%

Only in PSFO

3 securities, 100% of PSFO by weight

  • Spy 09/30/2027 8.54 C98.93%
  • Spy 09/30/2027 762.63 P4.57%
  • Spy 09/30/2027 457.58 P0.44%

Weight gaps

PSFJ and PSFO share no securities.

All 7 PSFJ holdings⁠All 7 PSFO holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

PSFJ vs PSFO Cost

Same expense ratio

$9,792

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • PSFJ 0.49%

    $9,792

  • PSFO 0.49%

    $9,792

$10,000
30 years

Cost over time

  • PSFJ 0.49%
  • PSFO 0.49%
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K$10K051015202530PSFJ $9,792PSFO $9,792

Year by year

YearPSFJPSFO
10$883$883
20$3,394$3,394
30$9,792$9,792

Expense ratio

  • 0.49%PSFJ
  • 0.49%PSFO
  • Middle half of S&P 500 Buffer 20% funds
  • Median 0.74%

PSFJ cheapest of 24 funds

PSFO cheapest of 24 funds

PSFJ vs PSFO Dividends

Last 12 months to Oct 30, 2026
Payout (12M)
PSFJ None
PSFO None

Distribution history

PSFJAll PSFJ payments⁠

No distribution history available.

PSFOAll PSFO payments⁠

No distribution history available.

PSFJ vs PSFO Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
PSFJ 7.1%PSFO 6.8%, better
Return per unit of riskSharpe ratio, 3 years
PSFJ 1.51, betterPSFO 1.38
Worst fallMax drawdown, 5 years
PSFJ −12.2%since Nov 2021PSFO −12.1%
Market sensitivityBeta, 5 years
PSFJ 0.55PSFO 0.50

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