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PBJA vs PSFO

PGIM S&P 500 Buffer 20 ETF - January

PBJABCboe

Pacer Swan SOS Flex (October) ETF

PSFOBCboe

Overlap

Expense ratio

PSFO −0.01pt a year

PBJA0.50%PSFO0.49%

Avg volume · 30D

PSFO 2.0×the volume

PBJA3.55KPSFO7.12K

PBJA vs PSFO Performance

Oct 31, 2025 – Nov 2, 2026

+8.8%PBJA+11.2%PSFO

Oct 31, 2025 to Nov 2, 2026. PBJA +8.8%. PSFO +11.2%. Use the arrow keys to read each point.−2.5%0%2.5%5%Oct 2025May 2026Nov 2026
Expense ratio
PBJA 0.50%
PSFO 0.49%, better
Fund size
PBJA $67M
PSFO $47M
1Y total return
PBJA +8.8%
PSFO +11.2%, better
Holdings
PBJA 4
PSFO 4
Avg volume (30D)
PBJA 3.55K sh
PSFO 7.12K sh, better
NAV per share
PBJA $33.07
PSFO $35.95
52W range

ETF.net Grade

PBJA: Cost 85, Risk 47, Mission not scored, Tradability 19, Holdings not scored, Durability 39. PSFO: Cost 85, Risk 29, Mission 95, Tradability 46, Holdings not scored, Durability 59.
Pillar letters and Scores for PBJA, PSFO, with each pillar’s weight
PillarPBJAPSFO
Cost30% weightA85A85
Mission25% weightNot scoredA95
Risk15% weightC47HigherD29
Tradability15% weightF19C46Higher
Holdings10% weightNot scoredNot scored
Durability5% weightD39B59Higher

Rank among S&P 500 Buffer 20% funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. PBJA and PSFO are both graded against the same 24 S&P 500 Buffer 20% funds, so their Grades compare head to head.

S&P 500 Buffer 20%⁠

Category · 24 funds
See all 24 ›

PSFO ranks 3rd and PBJA 6th of 24 funds in the S&P 500 Buffer 20% Category.

  1. Rank 1BBALTInnovator Defined Wealth Shield ETFScore 65
  2. Rank 2BPSFJPacer Swan SOS Flex (July) ETFScore 62
  3. Rank 3BPSFDPacer Swan SOS Flex (January) ETFScore 61
  4. Rank 3BPSFOPacer Swan SOS Flex (October) ETFScore 61
  5. Rank 5BPSFMPacer Swan SOS Flex (April) ETFScore 59
  6. Rank 6BPBJAPGIM S&P 500 Buffer 20 ETF - JanuaryScore 57
  7. Rank 7BPBJNPGIM S&P 500 Buffer 20 ETF - JuneScore 56

Our read on each fund

ETF.net Research

PBJABPGIM S&P 500 Buffer 20 ETF - January

PSFOBPacer Swan SOS Flex (October) ETF

In short

PBJA No data

PSFO Pacer's October-dated buffer fund absorbs the first 20% of an S&P 500 drop over each 12-month period, in exchange for a ceiling on the upside. At 0.49%, it charges less than the typical fund in its buffer peer group.

Stated mandate

PBJA No data

PSFO The fund seeks to match the pre-fee and pre-expense returns of the SPDR S&P 500 ETF Trust.

Why people hold it

PBJA No data

  • PSFO 0.49% a year, below the median fee in its S&P 500 buffer cohort and well under peers like PMAY (0.79%) and BUFZ (0.95%).
  • Built to absorb the first 20% of a decline in the SPDR S&P 500 ETF Trust (SPY) over each outcome period before the fund itself starts taking losses.
  • A 1940 Act ETF holding its own option package, not a bank-issued note, so no third-party credit sits between you and the payoff. Running since 2021.
  • Rates in the upper tier of a two-dozen-fund group of S&P 500 buffer strategies, largely on price.

Worth knowing

PBJA No data

  • PSFO The price of the cushion: gains stop at a cap fixed at the start of each period, and the fund hasn't been an income payer.
  • Buffer and cap are engineered for the full October 1 to September 30 stretch. Buy mid-period and your real cushion and ceiling differ from the headline terms.
  • Small asset base and light trading, which usually means wider spreads and more attention needed on how orders get entered.

Full PBJA profile⁠

Full PSFO profile⁠

PBJA vs PSFO Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

PBJA vs PSFO Cost

Overpaying PBJA vs PSFO

$187

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • PBJA 0.50%

    $9,979

  • PSFO 0.49%

    $9,792

$10,000
30 years

Cost over time

  • PBJA 0.50%
  • PSFO 0.49%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K$10K051015202530PBJA $9,979PSFO $9,792

Year by year

YearPBJAPSFOOverpaying
10$900$883$17
20$3,460$3,394$66
30$9,979$9,792$187

Expense ratio

  • 0.50%PBJA
  • 0.49%PSFO, cheaper
  • Middle half of S&P 500 Buffer 20% funds
  • Median 0.74%

PSFO cheapest of 24 funds

PBJA 5th cheapest of 24 funds

PBJA vs PSFO Dividends

Last 12 months to Nov 2, 2026
Payout (12M)
PBJA None
PSFO None

Distribution history

PBJAAll PBJA payments⁠

No distribution history available.

PSFOAll PSFO payments⁠

No distribution history available.

PBJA vs PSFO Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
PBJA 4.3%since Feb 2024PSFO 6.8%
Return per unit of riskSharpe ratio, 3 years
PBJA 1.32since Feb 2024PSFO 1.38
Worst fallMax drawdown, 5 years
PBJA −8.5%since Jan 2024PSFO −12.1%
Market sensitivityBeta, 5 years
PBJA 0.33PSFO 0.50

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