PRAY vs TACU

PRAYCFIS Christian Stock Fund

TACUAT. Rowe Price Active Core U.S. Equity ETF

In short

PRAY Faith screening with receipts: PRAY runs a growth-at-a-reasonable-price screen on U.S. large caps, then filters the survivors through a third-party Christian values tool, eValueator. Active management, 0.68% a year, no fee waiver.

TACU T. Rowe Price's quant-plus-fundamental take on core large-cap U.S. stock, benchmarked to the Russell 1000. Gross fee 0.14%, fully waived to zero through January 30, 2027.

Stated mandate

PRAY The fund seeks income and long-term capital growth. It actively invests primarily in diversified U.S. large-cap equities selected through a proprietary approach intended to participate in companies’ profit and valuation-expansion cycles while aligning with Christian values.

TACU The fund seeks long-term capital growth through a primarily U.S. equity portfolio. It combines quantitative models with fundamental, bottom-up analysis and seeks excess returns relative to the Russell 1000 Index.

Why people hold it

• PRAY The rules are in writing: the prospectus commits at least 80% of net assets to stocks passing its Christian values filter, and names the excluded businesses (abortion drugs, pornography, alcohol, tobacco, gambling, indiscriminate armaments).sec.govfaithinvestorservices.com
• The screen is not just the manager's gut. A third-party tool, eValueator, applies a consistent methodology alongside the adviser's own research, and the adviser can drop a holding if a company's conduct stops fitting.sec.gov
• Holdings line up closely with the actively managed U.S. large-cap, values-screened mandate it advertises, which puts it in the upper half of its peer group.
• At 0.68% a year with no fee waiver in play, the cost sits near the median for actively managed U.S. equity ETFs, despite the extra screening layer riding on top.

• TACU Fee fully waived: 0.14% gross, zero net through January 30, 2027. That sits below every top-scoring peer in the category, including DFAU at 0.12% with no waiver.troweprice.com
• Quant models feed bottom-up stock picking with tilts to profitability, quality and value, chasing excess return over the Russell 1000 while holding tracking error tight.troweprice.com
• Several hundred large-cap names, so no single position runs the show. One of the stronger profiles in a crowded active U.S. equity field.troweprice.com

Worth knowing

• PRAY Thinly traded next to the category's heavyweights, and a small fund by ETF standards, so bid-ask spreads and order size are worth watching on the way in and out.
• Costs more than broad U.S. core index-style peers such as DFAU (0.12%) and AVLC (0.15%), neither of which uses a waiver. That gap is the price of an active manager plus a values overlay.
• Screening out whole industries narrows the universe, so the portfolio can look very different from a broad U.S. index in any given stretch, in both directions.sec.gov

• TACU Launched in December 2025, so the live record is short and the risk read rests on limited history.
• Still a small fund that trades lightly, which can mean wider spreads than the category's giants.
• Distributions are annual at most, with no declared income target. This is a growth mandate, not a cash-flow one.

Full PRAY profile⁠

Full TACU profile⁠