XTJA vs XUSP: Grades, Fees and Holdings Compared

Innovator U.S. Equity Accelerated Plus ETF

XTJABCboe

Innovator Uncapped Accelerated U.S. Equity ETF

XUSPBCboe

Overlap

0.1%by weight

Expense ratio

XTJA0.79%XUSP0.79%

Avg volume · 30D

XUSP 1.4×the volume

XTJA2.7KXUSP3.85K

3Y return · a year

XUSP +11.2pt

XTJA+15.3%XUSP+26.5%

XTJA vs XUSP Performance

Oct 31, 2025 – Oct 30, 2026

+13.4%XTJA+9.6%XUSP

Expense ratio: XTJA 0.79%; XUSP 0.79%
Fund size: XTJA $17M; XUSP $53M
1Y total return: XTJA +13.4%, better; XUSP +9.6%
Holdings: XTJA 3; XUSP 9
Avg volume (30D): XTJA 2.7K sh; XUSP 3.85K sh, better
NAV per share: XTJA $35.28; XUSP $52.61
52W range

ETF.net Grade

Pillar letters and Scores for XTJA, XUSP, with each pillar’s weight
Pillar	XTJA	XUSP
Cost30% weight	B63	B63
Mission25% weight	Not scored	Not scored
Risk15% weight	C53Higher	F20
Tradability15% weight	B67	A71Higher
Holdings10% weight	Not scored	Not scored
Durability5% weight	C53	A72Higher

Rank among S&P 500 Accelerated funds

How we build Categories ›

Same Category. XTJA and XUSP are both graded against the same 12 S&P 500 Accelerated funds, so their Grades compare head to head.

S&P 500 Accelerated⁠

Category · 12 funds

See all 12 ›

XTJA ranks 4th and XUSP 6th of 12 funds in the S&P 500 Accelerated Category.

Rank 1ATWOXiShares Large Cap Accelerated Outcome ETFScore 74
Rank 2BXTAPInnovator U.S. Equity Accelerated Plus ETFScore 65
Rank 3BXDSQInnovator U.S. Equity Accelerated ETFScore 61
Rank 4BXTJAInnovator U.S. Equity Accelerated Plus ETFScore 60
Rank 4BXTOCInnovator U.S. Equity Accelerated Plus ETFScore 60
Rank 6BXUSPInnovator Uncapped Accelerated U.S. Equity ETFScore 55
Rank 7DDGAPFT Vest U.S. Equity Buffer & Digital Return ETF - AprilScore 39

Our read on each fund

ETF.net Research

XTJABInnovator U.S. Equity Accelerated Plus ETF

XUSPBInnovator Uncapped Accelerated U.S. Equity ETF

In short

XTJA No data

XUSP Most accelerated funds buy extra upside by selling you a cap. XUSP skips the cap: each option package sits out SPY's first 5% of gains, then aims to amplify what comes after, on a rolling quarterly ladder.

Stated mandate

XTJA No data

XUSP XUSP seeks potential to outperform SPY’s price return once its performance thresholds are exceeded. It pursues uncapped enhanced upside through four one-year FLEX option packages with laddered quarterly expirations; each package does not participate in SPY’s first 5% of gains.

Why people hold it

XTJA No data

XUSP Uncapped by design. Where most enhanced-upside strategies bolt a ceiling onto the payoff, this one aims to keep amplifying SPY's advance above the threshold.globenewswire.com
Four one-year FLEX option packages expire on a quarterly ladder, so no single start date sets the terms for your whole position the way a dated outcome fund does.innovatoretfs.com
At 0.79%, the fee sits level with the median for accelerated SPY strategies, including Innovator siblings XTAP and XDSQ. The uncapped twist doesn't cost more.

Worth knowing

XTJA No data

XUSP The 5% giveback is the price of admission. Each package skips SPY's first 5% of gains, which stings most in flat or single-digit years.innovatoretfs.com
The engineering is all on the upside. There's no buffer, and the reference point is SPY's price return, so dividends sit outside the payoff.innovatoretfs.com
Small and thinly traded next to plain index funds, so limit orders and avoiding the opening and closing minutes are worth the habit.

Full XTJA profile⁠

Full XUSP profile⁠

XTJA vs XUSP Holdings

How XTJA and XUSP differ

Overlap by weight

0.1%

Shared holdings make up 0.3% of XUSP and 0.1% of XTJA.

Level by level

Holdings1 in both0.1%
Asset classEquity100%
Countryby domicile100%
Sector11 Sectors100%

Sector

Sector weights in XTJA and XUSP, widest gap first
Sector	More in XTJAMore in XUSP	XTJA	XUSP
Technology	Same weight	40.1%	40.1%
Financials	Same weight	11.3%	11.3%
Communication	Same weight	9.9%	9.9%
Health Care	Same weight	9.4%	9.4%
Consumer Discretionary	Same weight	8.7%	8.7%
Industrials	Same weight	7.6%	7.6%
Consumer Staples	Same weight	4.4%	4.4%
Energy	Same weight	3.4%	3.4%
Utilities	Same weight	1.9%	1.9%
Real Estate	Same weight	1.7%	1.7%
Materials	Same weight	1.6%	1.6%

Country, concentration and asset class

Country by domicile

Country weights in XTJA and XUSP, widest gap first
Country	More in XTJAMore in XUSP	XTJA	XUSP
United States	Same weight	99.5%	99.5%
Switzerland	Same weight	0.3%	0.3%
China	Same weight	0.1%	0.1%
Mexico	Same weight	0.1%	0.1%
Ireland	Same weight	0.0%	0.0%
United Kingdom	Same weight	0.0%	0.0%

Concentration

Weight in the 10 largest Holdings

XTJA120.1%
XUSP110.7%

Securities held

XTJA3
XUSP9

Asset class

XTJA: Equity
XUSP: Equity

Holdings

Only in XTJA2
In both1
Only in XUSP8

Only in XTJA

2 securities, 100% of XTJA by weight

Spy 12/31/2026 6.78 C98.44%
Spy 12/31/2026 681.88 C21.54%

Only in XUSP

8 securities, 100% of XUSP by weight

Spy 09/30/2027 7.66 C25.97%
Spy 12/31/2026 6.85 C25.40%
Spy 06/30/2027 7.5 C24.31%
Spy 03/31/2027 6.53 C23.25%
Spy 03/31/2027 682.86 C4.44%
Spy 12/31/2026 716.02 C2.99%
Spy 09/30/2027 800.76 C2.20%
Spy 06/30/2027 784.11 C1.82%

Weight gaps

All 1 Holdings in both funds, largest gap first.

Holding weights in XTJA and XUSP, widest gap first
Holding	More in XTJAMore in XUSP	XTJA	XUSP
Us Bank Mmda - Usbgfs 9 09/01/2037	XUSP +0.15 points	0.13%	0.28%

All 5 XTJA holdings⁠All 13 XUSP holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

XTJA vs XUSP Cost

Same expense ratio

$15,174

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

XTJA 0.79%
$15,174
XUSP 0.79%
$15,174

Amount$10,000

Years30 years

Cost over time

XTJA 0.79%
XUSP 0.79%

Year by year

Year	XTJA	XUSP
10	$1,405	$1,405
20	$5,331	$5,331
30	$15,174	$15,174

Expense ratio

0.79%XTJA
0.79%XUSP

XTJA0.79%XUSP0.79%

0.53%0.95%

Middle half of S&P 500 Accelerated funds
Median 0.79%

XTJA 3rd cheapest of 12 funds

XUSP 3rd cheapest of 12 funds

XTJA vs XUSP Dividends

Last 12 months to Oct 30, 2026

Payout (12M): XTJA None; XUSP None

Distribution history

XTJAAll XTJA payments⁠

No distribution history available.

XUSPAll XUSP payments⁠

No distribution history available.

XTJA vs XUSP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: XTJA 8.1%, betterXUSP 16.9%
Return per unit of riskSharpe ratio, 3 years: XTJA 1.26, betterXUSP 1.23
Worst fallMax drawdown, 5 years: XTJA −26.2%since Jan 2022XUSP −22.6%since Aug 2022
Market sensitivityBeta, 5 years: XTJA 0.57XUSP 1.36; Market = 1

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