BAMO vs IRTR: Grades, Fees and Holdings Compared

Brookstone Opportunities ETF

BAMODCboe

iShares LifePath Retirement ETF

IRTRANYSE Arca

Overlap

0.0%by weight

Expense ratio

IRTR −0.97pt a year

BAMO1.05%IRTR0.08%

Avg volume · 30D

IRTR 2.7×the volume

BAMO4.61KIRTR12.6K

3Y return · a year

BAMO+11.9%IRTR+11.9%

BAMO vs IRTR Performance

Nov 6, 2025 – Nov 6, 2026

+7.5%BAMO+5.2%IRTR

Expense ratio: BAMO 1.05%; IRTR 0.08%, better
Fund size: BAMO $44M; IRTR $59M
1Y total return: BAMO +7.5%, better; IRTR +5.2%
Yield (12M): BAMO 1.39%; IRTR 3.21%, better
Holdings: BAMO 6; IRTR 29136
Avg volume (30D): BAMO 4.61K sh; IRTR 12.6K sh, better
NAV per share: BAMO $34.15; IRTR $31.23
52W range

ETF.net Grade

Pillar letters and Scores for BAMO, IRTR, with each pillar’s weight
Pillar	BAMO	IRTR
Cost30% weight	F11	A97Higher
Mission25% weight	C40	A100Higher
Risk15% weight	B58	A81Higher
Tradability15% weight	B55	B64Higher
Holdings10% weight	D34	A79Higher
Durability5% weight	C52	B56Higher

Rank among Multi-Asset Allocation funds

How we build Categories ›

Same Category. BAMO and IRTR are both graded against the same 36 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 36 funds

See all 36 ›

IRTR ranks 3rd and BAMO 29th of 36 funds in the Multi-Asset Allocation Category.

Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
Rank 3AIRTRiShares LifePath Retirement ETFScore 86
Rank 4AINCEFranklin Income Equity Focus ETFScore 74
Rank 28DWTIPWisdomTree Inflation Plus FundScore 39
Rank 29DBAMOBrookstone Opportunities ETFScore 36
Rank 30DBAMABrookstone Active ETFScore 35

Our read on each fund

ETF.net Research

BAMODBrookstone Opportunities ETF

IRTRAiShares LifePath Retirement ETF

In short

BAMO A go-anywhere tactical blend: the adviser builds the whole thing out of just 5 to 10 outside ETFs and can swing from all-in on stocks to all the way out into Treasuries and cash as its read on markets changes.

IRTR A whole retirement portfolio in one ticker: global stock and bond ETFs blended at the conservative end, for 0.08% a year. That is index-fund pricing on a job most allocation funds charge roughly ten times more to do.

Stated mandate

BAMO Seeks total return. It actively allocates through unaffiliated ETFs across foreign and domestic stocks of any capitalization, bonds, and cash based on the adviser’s relative outlook.

IRTR The fund seeks conservative exposure through a broad portfolio of stock and bond ETFs spanning global asset classes.

Why people hold it

BAMO Truly go-anywhere: stocks of any size across the US, developed foreign and emerging markets, plus bonds and cash, weighted by the adviser's relative outlook rather than a fixed glide path.sec.gov
The prospectus caps it at 5 to 10 ETF positions, so you can see what the manager actually believes at a glance instead of decoding a 500-line portfolio.sec.gov
The bond side stays plain by design: U.S. Treasury ETFs or broad-based index fixed income ETFs, even when the equity side turns tactical. Distributions are quarterly.sec.gov

IRTR Costs 0.08% a year against a 0.78% median for allocation funds. Roughly a tenth of the going rate for a portfolio-in-a-box.
One line item, global coverage. The fund holds a spread of stock and bond ETFs across asset classes, so the mixing happens inside the wrapper.ishares.com
Distributions come monthly rather than quarterly.
One of the strongest all-in-one allocation funds in its peer group, and the cheapest of that top tier: iShares' own AOA runs 0.19%.

Worth knowing

BAMO Costs 1.05% net of a waiver through September 30, 2027 (1.12% gross), above the category median, and the ETFs it holds charge their own fees on top. AOA runs 0.15% net of a waiver through November 30, 2026.
It can be all in or all out of stocks and may hold leveraged ETFs, so results follow the adviser's timing calls rather than a published benchmark.sec.gov
A small fund that trades thinly, so the gap between buy and sell prices can run wider than at the category's index-tracking giants.

IRTR Thinly traded. Spreads can run wider than on household-name ETFs, so limit orders matter more here.
Launched in 2023, so the track record is short and the fund is still building scale.
Conservative by construction: it is built to move less than an all-stock portfolio, and that cuts in both directions.ishares.com

Full BAMO profile⁠

Full IRTR profile⁠

BAMO vs IRTR Holdings

How BAMO and IRTR differ

Overlap by weight

0.0%

About this figure: BAMO holds other funds. We compare those funds, not the stocks inside them.

Level by level

Holdings0 in both0.0%
Countryby domicile84.5%
Sector11 Sectors90.5%

Sector

Sector weights in BAMO and IRTR, widest gap first
Sector	Gap	BAMO	IRTR
Health Care	BAMO +3.1 points	11.3%	8.2%
Utilities	IRTR +2.6 points	1.3%	3.9%
Industrials	IRTR +2.3 points	9.6%	11.9%
Technology	BAMO +2.4 points	32.9%	30.5%
Financials	BAMO +2.0 points	16.7%	14.7%
Real Estate	IRTR +2.0 points	1.2%	3.2%
Energy	IRTR +1.3 points	3.3%	4.6%
Consumer Discretionary	BAMO +1.3 points	9.2%	7.9%
Materials	IRTR +1.2 points	2.3%	3.5%
Communication	BAMO +0.5 points	7.9%	7.3%
Consumer Staples	BAMO +0.3 points	4.5%	4.2%

Country, concentration and asset class

Country by domicile

Country weights in BAMO and IRTR, widest gap first
Country	Gap	BAMO	IRTR
United States	BAMO +15.4 points	99.0%	83.6%
Japan	IRTR +2.2 points	0.0%	2.2%
United Kingdom	IRTR +1.5 points	0.2%	1.7%
Canada	IRTR +1.5 points	0.0%	1.5%
Taiwan	IRTR +1.0 points	0.0%	1.0%
France	IRTR +0.9 points	0.0%	0.9%
Switzerland	IRTR +0.9 points	0.1%	1.0%
Australia	IRTR +0.8 points	0.0%	0.8%
Other countries (33)	IRTR +6.7 points	0.7%	7.4%

Concentration

Weight in the 10 largest Holdings

BAMO100.1%
IRTR9.7%

Securities held

BAMO6
IRTR29,039

Asset class

BAMO: Stocks
IRTR: Multi-Asset

Holdings

Only in BAMO6
In both0
Only in IRTR29,039

Only in BAMO

6 securities, 100% of BAMO by weight

State Street SPDR Dow Jones Industrial Average ETF Trust20.92%
iShares Core S&P 500 ETF USD Class20.83%
Vanguard S&P 500 ETF20.82%
iShares 0-3 Month Treasury Bond ETF USD Class18.60%
SPDR Bloomberg 1-3 Month T-Bill ETF USD Class18.57%
Bbh Sweep Vehicle0.35%

Only in IRTR

29,039 securities, 99.6% of IRTR by weight

Apple1.70%
NVIDIA1.45%
Microsoft1.36%
Treasury Note 1.38% 11/15/2031 (Tnote)1.30%
Amazon.com Inc0.86%
Treasury Note 2.63% 02/15/2029 (Tnote)0.77%
Alphabet Class A0.56%
Treasury Note 3.13% 11/15/2028 (Tnote)0.55%
Treasury (Cpi) Note 1.13% 10/15/2030 (Tips)0.54%
Treasury (Cpi) Note 1.25% 04/15/2031 (Tips)0.54%
Treasury (Cpi) Note 1.63% 04/15/2030 (Tips)0.53%
Treasury (Cpi) Note 1.63% 10/15/2029 (Tips)0.51%
Treasury Note 2.75% 02/15/2028 (Tnote)0.50%
Treasury (Cpi) Note 2.13% 04/15/2029 (Tips)0.49%
Treasury (Cpi) Note 2.38% 10/15/2028 (Tips)0.49%
Taiwan Semiconductor Manufacturing0.48%
Treasury (Cpi) Note 1.63% 10/15/2027 (Tips)0.48%
Treasury (Cpi) Note 1.25% 04/15/2028 (Tips)0.48%
Treasury (Cpi) Note 0.13% 04/15/2027 (Tips)0.47%
Broadcom Inc0.46%
Treasury (Cpi) Note 0.13% 01/15/2031 (Tips)0.46%
Treasury (Cpi) Note 0.13% 07/15/2031 (Tips)0.46%
Alphabet Class C0.46%
Meta Platforms Class A0.45%
Treasury (Cpi) Note 0.13% 07/15/2030 (Tips)0.44%
Treasury (Cpi) Note 0.38% 07/15/2027 (Tips)0.43%
Treasury (Cpi) Note 0.50% 01/15/2028 (Tips)0.43%
Treasury Bond 2.50% 05/15/2046 (Tbond)0.43%
Treasury Note 2.88% 05/15/2028 (Tnote)0.43%
Treasury Bond 3.75% 11/15/2043 (Tbond)0.42%
Treasury Bond 2.75% 11/15/2042 (Tbond)0.41%
Treasury (Cpi) Note 0.13% 01/15/2030 (Tips)0.40%
Treasury (Cpi) Note 0.38% 01/15/2027 (Tips)0.38%
Eli Lilly0.37%
Treasury Bond 6.13% 11/15/2027 (Tbond)0.37%
Treasury (Cpi) Note 0.75% 07/15/2028 (Tips)0.37%
Berkshire Hathaway Inc Class B0.36%
Treasury (Cpi) Note 0.25% 07/15/2029 (Tips)0.36%
Treasury Bond 1.88% 02/15/2051 (Tbond)0.35%
Tesla Inc0.34%
Treasury Note 4.00% 05/31/2028 (Tnote)0.32%
Treasury (Cpi) Note 0.88% 01/15/2029 (Tips)0.31%
JPMorgan Chase & Co0.31%
Treasury Note (Old) 4.38% 05/15/2036 (Tnote)0.29%
Treasury Note 2.38% 05/15/2029 (Tnote)0.28%
Treasury Note 4.00% 05/31/2030 (Tnote)0.26%
Treasury Note 4.00% 02/15/2034 (Tnote)0.26%
Treasury Note 4.00% 02/29/2028 (Tnote)0.26%
Treasury Note 3.88% 03/31/2028 (Tnote)0.25%
Micron Technology0.25%

Weight gaps

BAMO and IRTR share no securities.

All 7 BAMO holdings⁠All IRTR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

BAMO vs IRTR Cost

Overpaying BAMO vs IRTR

$17,806

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

BAMO 1.05%
$19,495
IRTR 0.08%
$1,689

Amount$10,000

Years30 years

Cost over time

BAMO 1.05%
IRTR 0.08%
Overpaying

Year by year

Year	BAMO	IRTR	Overpaying
10	$1,847	$147	$1,700
20	$6,927	$575	$6,352
30	$19,495	$1,689	$17,806

Expense ratio

1.05%BAMO
0.08%IRTR, cheaper

IRTR0.08%BAMO1.05%

0.06%1.36%

Middle half of Multi-Asset Allocation funds
Median 0.61%

IRTR 2nd cheapest of 36 funds

BAMO 32nd cheapest of 36 funds

BAMO vs IRTR Dividends

Last 12 months to Nov 6, 2026

Yield (12M): BAMO 1.39%; IRTR 3.21%, better
Payout (12M): BAMO $0.47; IRTR $1.00
Last payment: BAMO $0.11; IRTR $0.07
Ex-dividend: BAMO Aug 28, 2026; IRTR Nov 3, 2026
Paid on: BAMO Sep 4, 2026; IRTR Nov 6, 2026
Frequency: BAMO Quarterly; IRTR Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

BAMOQuarterly · 13 paymentsAll BAMO payments⁠

IRTRMonthly · 36 paymentsAll IRTR payments⁠

BAMO vs IRTR Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: BAMO 7.4%IRTR 7.3%, better
Return per unit of riskSharpe ratio, 3 years: BAMO 1.13IRTR 1.14, better
Worst fallMax drawdown, 5 years: BAMO −12.7%since Sep 2023IRTR −6.3%since Oct 2023
Market sensitivityBeta, 5 years: BAMO 0.58IRTR 0.46; Market = 1

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