BIGY vs RDVI

BIGYDYieldMax Target 12 Big 50 Option Income ETF

RDVIAFT Vest Rising Dividend Achievers Target Income ETF

In short

BIGY YieldMax made its name on single-stock option income. BIGY is the calmer cousin: it owns 50 of the largest US companies outright, sells options against them, and aims at a stated 12% annual payout delivered monthly.

RDVI Two engines in one wrapper: roughly 50 rising-dividend stocks on the equity side, and calls sold on the S&P 500 (not on those stocks) for the income, targeting 8 points above the index's dividend yield, paid monthly.

Stated mandate

BIGY The actively managed ETF seeks current income through a targeted 12% annual cash-distribution level and secondary capital appreciation from a portfolio of 50 of the largest U.S. companies. It uses options on those equity holdings to generate premiums while retaining direct equity exposure.

RDVI The Fund seeks current income and, secondarily, capital appreciation. It primarily invests in U.S.-traded equities in the Nasdaq US Rising Dividend Achievers Index and sells U.S.-traded calls on the S&P 500 Index or ETFs tracking it.

Why people hold it

• BIGY Real shares underneath. The fund holds direct equity in 50 of the biggest US companies and writes options on those positions, so stock exposure sits alongside the premium income.yieldmaxetfs.com
• The payout is a declared target, not a leftover: 12% a year, paid monthly, rather than a distribution that lurches around with whatever option premiums happen to be that month.yieldmaxetfs.com
• A diversified large-cap base, not a single-name bet, is why it lands in the upper half of a crowded active option-income field on portfolio quality and tradability.

• RDVI The income target is written into the mandate: annualized distributions aimed at 8 percentage points above the S&P 500's dividend yield, paid monthly.
• Calls are written on the S&P 500, not on the fund's own holdings, so no individual dividend grower in the portfolio gets called away when it runs.ftportfolios.com
• A concentrated equity sleeve of about 50 US dividend growers, not a 500-name index clone wearing an options overlay.
• Billion-dollar-plus asset base and active daily trading, which puts it among the easier funds to move in and out of in this crowded category.

Worth knowing

• BIGY The fee is 1.09% a year, above the typical active option-income fund and well above cheaper peers such as PAPI (0.29%) and DIVO (0.56%).
• YieldMax discloses that distributions can include return of capital, so part of a monthly payment may be your own investment coming back rather than income the portfolio earned.yieldmaxetfs.com
• Launched in November 2024, so the track record is short, and it trades lighter than the category's largest funds. Writing calls also gives up part of the upside in those 50 stocks.

• RDVI At 0.75%, it runs above the typical S&P 500 income fund, and cheaper overlays exist in the same lane (IVVW at 0.25%, GPIX at 0.35%).
• The prospectus discloses distributions can include return of capital, so part of a monthly payment may be your own money coming back.
• Stocks and options sit on different benchmarks. When the S&P 500 outruns the dividend-grower sleeve, the short calls give back more than the holdings pick up.

Full BIGY profile⁠

Full RDVI profile⁠