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DGJL vs XBJL

FT Vest U.S. Equity Buffer & Digital Return ETF - July

DGJLDCboe

Innovator U.S. Equity Accelerated 9 Buffer ETF

XBJLBCboe

Overlap

Expense ratio

XBJL −0.06pt a year

DGJL0.85%XBJL0.79%

Avg volume · 30D

XBJL 2.0×the volume

DGJL2.14KXBJL4.32K

DGJL vs XBJL Performance

Jul 31, 2026 – Oct 30, 2026

+1.9%DGJL+1.9%XBJL

Jul 31, 2026 to Oct 30, 2026. DGJL +1.9%. XBJL +1.9%. Use the arrow keys to read each point.0%0.5%1%2.5%3%Jul 2026Sep 2026Oct 2026
Expense ratio
DGJL 0.85%
XBJL 0.79%, better
Fund size
DGJL $5M
XBJL $77M
1Y total return
DGJL No data
XBJL +8.5%
Holdings
DGJL 4
XBJL 5
Avg volume (30D)
DGJL 2.14K sh
XBJL 4.32K sh, better
NAV per share
DGJL $30.50
XBJL $40.92
52W range

ETF.net Grade

DGJL: Cost 13, Risk 79, Mission not scored, Tradability 43, Holdings not scored, Durability 29. XBJL: Cost 59, Risk 50, Mission not scored, Tradability 55, Holdings 59, Durability 64.
Pillar letters and Scores for DGJL, XBJL, with each pillar’s weight
PillarDGJLXBJL
Cost30% weightF13B59Higher
Mission25% weightNot scoredNot scored
Risk15% weightA79HigherC50
Tradability15% weightC43B55Higher
Holdings10% weightNot scoredB59
Durability5% weightD29B64Higher

Rank among S&P 500 Accelerated, 9-12% Buffer funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. DGJL and XBJL are both graded against the same 6 S&P 500 Accelerated, 9-12% Buffer funds, so their Grades compare head to head.

S&P 500 Accelerated, 9-12% Buffer⁠

Category · 6 funds
See all 6 ›

XBJL ranks 2nd and DGJL 6th of 6 funds in the S&P 500 Accelerated, 9-12% Buffer Category.

  1. Rank 1BXBAPInnovator U.S. Equity Accelerated 9 Buffer ETFScore 63
  2. Rank 2BXBJLInnovator U.S. Equity Accelerated 9 Buffer ETFScore 56
  3. Rank 3CXBJAInnovator U.S. Equity Accelerated 9 Buffer ETFScore 54
  4. Rank 5CXTJLInnovator U.S. Equity Accelerated Plus ETF - JulyScore 50
  5. Rank 6DDGJLFT Vest U.S. Equity Buffer & Digital Return ETF - JulyScore 36

Our read on each fund

ETF.net Research

DGJLDFT Vest U.S. Equity Buffer & Digital Return ETF - July

XBJLBInnovator U.S. Equity Accelerated 9 Buffer ETF

In short

DGJL No data

XBJL Most buffer ETFs give up upside to buy protection. XBJL flips it: each July-to-June period aims for twice the S&P 500 ETF's price gain up to a cap, with the first 9% of losses absorbed.

Stated mandate

DGJL No data

XBJL The fund seeks twice the upside return of an ETF tracking the S&P 500 Index, subject to a cap, while providing approximately one-to-one downside exposure after a 9% buffer over the annual outcome period.

Why people hold it

DGJL No data

  • XBJL Double up, not give up. It targets 2x the underlying S&P 500 ETF's price return to a cap, with downside one-to-one after a 9% buffer. Leverage runs one direction.innovatoretfs.com
  • It rolls itself. Each period runs July 1 to June 30, with a fresh cap and buffer struck at the reset. No maturity date, no options to roll.sec.gov
  • Fees are 0.79%, the same sticker as Innovator's other accelerated buffer funds (XBAP, XBJA, XBOC). The July start date costs no premium.
  • FLEX options on SPY, cleared by the Options Clearing Corporation, inside a 1940 Act fund launched in 2021. Plain brokerage account, no bank note.sec.gov

Worth knowing

DGJL No data

  • XBJL Outcomes are engineered for holders who own it from a period's first day to its last. Buy or sell mid-period and your effective cap and buffer differ.sec.gov
  • Returns follow the underlying ETF's share price only. The fund does not receive its dividends, the trade for accelerated upside.sec.gov
  • It trades far less actively than the plain S&P 500 funds underneath it, which can mean wider bid-ask spreads in fast markets.

Full DGJL profile⁠

Full XBJL profile⁠

DGJL vs XBJL Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

DGJL vs XBJL Cost

Overpaying DGJL vs XBJL

$1,025

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • DGJL 0.85%

    $16,199

  • XBJL 0.79%

    $15,174

$10,000
30 years

Cost over time

  • DGJL 0.85%
  • XBJL 0.79%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530DGJL $16,199XBJL $15,174

Year by year

YearDGJLXBJLOverpaying
10$1,508$1,405$103
20$5,706$5,331$375
30$16,199$15,174$1,025

Expense ratio

  • 0.85%DGJL
  • 0.79%XBJL, cheaper
  • Middle half of S&P 500 Accelerated, 9-12% Buffer funds
  • Median 0.79%

XBJL cheapest of 6 funds

DGJL 6th cheapest of 6 funds

DGJL vs XBJL Dividends

Last 12 months to Oct 30, 2026
Payout (12M)
DGJL None
XBJL None

Distribution history

DGJLAll DGJL payments⁠

No distribution history available.

XBJLAll XBJL payments⁠

No distribution history available.

DGJL vs XBJL Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
DGJL No dataXBJL 5.4%
Return per unit of riskSharpe ratio, 3 years
DGJL No dataXBJL 1.54
Worst fallMax drawdown, 5 years
DGJL No dataXBJL −11.8%
Market sensitivityBeta, 5 years
DGJL 0.00XBJL 0.40

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