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DGJL vs XBJA

FT Vest U.S. Equity Buffer & Digital Return ETF - July

DGJLDCboe

Innovator U.S. Equity Accelerated 9 Buffer ETF

XBJACCboe

Overlap

Expense ratio

XBJA −0.06pt a year

DGJL0.85%XBJA0.79%

Avg volume · 30D

XBJA 3.6×the volume

DGJL2.14KXBJA7.68K

DGJL vs XBJA Performance

Jul 31, 2026 – Oct 30, 2026

+1.9%DGJL+1.9%XBJA

Jul 31, 2026 to Oct 30, 2026. DGJL +1.9%. XBJA +1.9%. Use the arrow keys to read each point.0%0.5%1%2.5%Jul 2026Sep 2026Oct 2026
Expense ratio
DGJL 0.85%
XBJA 0.79%, better
Fund size
DGJL $5M
XBJA $94M
1Y total return
DGJL No data
XBJA +10.2%
Holdings
DGJL 4
XBJA 4
Avg volume (30D)
DGJL 2.14K sh
XBJA 7.68K sh, better
NAV per share
DGJL $30.50
XBJA $34.79
52W range

ETF.net Grade

DGJL: Cost 13, Risk 79, Mission not scored, Tradability 43, Holdings not scored, Durability 29. XBJA: Cost 59, Risk 40, Mission not scored, Tradability 57, Holdings not scored, Durability 63.
Pillar letters and Scores for DGJL, XBJA, with each pillar’s weight
PillarDGJLXBJA
Cost30% weightF13B59Higher
Mission25% weightNot scoredNot scored
Risk15% weightA79HigherC40
Tradability15% weightC43B57Higher
Holdings10% weightNot scoredNot scored
Durability5% weightD29B63Higher

Rank among S&P 500 Accelerated, 9-12% Buffer funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. DGJL and XBJA are both graded against the same 6 S&P 500 Accelerated, 9-12% Buffer funds, so their Grades compare head to head.

S&P 500 Accelerated, 9-12% Buffer⁠

Category · 6 funds
See all 6 ›

XBJA ranks 3rd and DGJL 6th of 6 funds in the S&P 500 Accelerated, 9-12% Buffer Category.

  1. Rank 1BXBAPInnovator U.S. Equity Accelerated 9 Buffer ETFScore 63
  2. Rank 2BXBJLInnovator U.S. Equity Accelerated 9 Buffer ETFScore 56
  3. Rank 3CXBJAInnovator U.S. Equity Accelerated 9 Buffer ETFScore 54
  4. Rank 4CXBOCInnovator U.S. Equity Accelerated 9 Buffer ETFScore 52
  5. Rank 5CXTJLInnovator U.S. Equity Accelerated Plus ETF - JulyScore 50
  6. Rank 6DDGJLFT Vest U.S. Equity Buffer & Digital Return ETF - JulyScore 36

Our read on each fund

ETF.net Research

DGJLDFT Vest U.S. Equity Buffer & Digital Return ETF - July

XBJACInnovator U.S. Equity Accelerated 9 Buffer ETF

In short

DGJL No data

XBJA Most buffered ETFs buy protection by selling away your upside. XBJA goes after both: twice SPY's price move up to a cap, roughly one-times exposure on the way down, and the first 9% of losses absorbed over a period that runs January to December.

Stated mandate

DGJL No data

XBJA The fund seeks to deliver twice SPY's upside return up to a cap, with approximately one-times downside exposure, over a one-year outcome period. It protects the first 9% of losses during that period.

Why people hold it

DGJL No data

  • XBJA Two-way structure: 2x SPY's price gain up to a cap, about 1x exposure on the downside, and the first 9 percentage points of a decline absorbed over the one-year outcome period.innovatoretfs.com
  • No expiration date. The period closes December 31 and the fund resets with a fresh 9% buffer and a newly set cap, so the outcome year and the calendar year move together.innovatoretfs.com
  • 0.79% expense ratio, the same sticker as the rest of Innovator's accelerated buffer shelf, including its April sibling XBAP.
  • Listed in January 2022, so several full reset cycles are already in the rear-view mirror rather than one untested outcome period.

Worth knowing

DGJL No data

  • XBJA Buy mid-period and you inherit whatever cap room and buffer remain. After a run-up, the upside left can be thinner and the downside exposure larger than the headline terms suggest.innovatoretfs.com
  • The math runs off SPY's price return, so the S&P 500's dividends are not passed through. Innovator's own materials say the fund is not built for income seekers.innovatoretfs.com
  • Volume is light next to the headline buffer funds, which puts more weight on trading carefully: check the spread and use limit orders.

Full DGJL profile⁠

Full XBJA profile⁠

DGJL vs XBJA Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

DGJL vs XBJA Cost

Overpaying DGJL vs XBJA

$1,025

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • DGJL 0.85%

    $16,199

  • XBJA 0.79%

    $15,174

$10,000
30 years

Cost over time

  • DGJL 0.85%
  • XBJA 0.79%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530DGJL $16,199XBJA $15,174

Year by year

YearDGJLXBJAOverpaying
10$1,508$1,405$103
20$5,706$5,331$375
30$16,199$15,174$1,025

Expense ratio

  • 0.85%DGJL
  • 0.79%XBJA, cheaper
  • Middle half of S&P 500 Accelerated, 9-12% Buffer funds
  • Median 0.79%

XBJA cheapest of 6 funds

DGJL 6th cheapest of 6 funds

DGJL vs XBJA Dividends

Last 12 months to Oct 30, 2026
Payout (12M)
DGJL None
XBJA None

Distribution history

DGJLAll DGJL payments⁠

No distribution history available.

XBJAAll XBJA payments⁠

No distribution history available.

DGJL vs XBJA Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
DGJL No dataXBJA 5.7%
Return per unit of riskSharpe ratio, 3 years
DGJL No dataXBJA 1.27
Worst fallMax drawdown, 5 years
DGJL No dataXBJA −17.4%since Jan 2022
Market sensitivityBeta, 5 years
DGJL 0.00XBJA 0.40

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