GPTY vs XLUI

GPTYDYieldMax AI & Tech Portfolio Option Income ETF

XLUIBState Street Utilities Select Sector SPDR Premium Income ETF

In short

GPTY Most YieldMax funds rent exposure to a single stock. GPTY actually owns a focused basket of 15 to 30 AI infrastructure and tech names and sells call spreads against them, so the income comes with a slice of upside still attached.

XLUI Utilities run on regulated cash flows and steady dividends, the market's slow lane. XLUI parks there and sells calls against it, turning quiet into monthly income. It arrived in 2025 as part of the first suite to bolt a premium-income overlay onto sector SPDRs.

Stated mandate

GPTY The Fund seeks current income and capital appreciation through a focused portfolio of approximately 15 to 30 publicly traded AI infrastructure and technology companies. It seeks option income by selling call spreads on portfolio holdings while retaining direct equity exposure.

XLUI The fund is an actively managed equity strategy seeking current income and long-term capital growth by investing in the State Street Utilities Select Sector SPDR ETF and selling call options on that ETF.

Why people hold it

• GPTY Holds the shares outright. Direct equity in roughly 15 to 30 AI infrastructure and tech companies, not a synthetic stand-in for them.yieldmaxetfs.com
• Sells call spreads, not plain calls. That collects less premium than writing naked calls, but leaves room above the short strike instead of selling every dollar of upside.yieldmaxetfs.com
• Income arrives on a weekly declared cadence, and the option-writing engine that funds it is spelled out in the fund's own documents.yieldmaxetfs.com

• XLUI Simple plumbing: it owns State Street's utilities sector ETF and writes calls on that same fund. No stock picking, no basket drift, the sector exposure the label implies.ssga.com
• 0.35% a year sits right at the median for its sector call-writing peers, and the cash comes monthly rather than quarterly.
• One of the strongest builds in its sector-overlay group, with health care sibling XLVI, and the strategy it runs matches the one on the tin.
• Eleven sector versions launched together, all on the same wrapper and the same 0.35% fee, so switching the sector tilt does not mean switching strategy.nasdaq.com

Worth knowing

• GPTY The 1.06% fee runs about three times the 0.35% charged by sector-overlay income peers such as XLVI and XLUI.
• The issuer discloses that payouts can include return of capital, so part of a distribution may be your own money coming back rather than earnings.yieldmaxetfs.com
• Launched in 2025 around one narrow theme, so the record is short and a handful of AI names drive what the portfolio does.

• XLUI Written calls trade away part of a rally. When utilities run hard, the premium collected is what you get instead of the full move.ssga.com
• Launched in 2025 and still a small fund that trades thinly, so bid-ask spreads can run wider than on the underlying sector ETF.
• One sector, one underlying holding. Results track utilities, and the monthly payout moves with option premiums and dividends rather than a fixed rate.ssga.com

Full GPTY profile⁠

Full XLUI profile⁠