GUSE ranks 2nd and RILA 42nd of 90 funds in the US Active Growth Category.
GUSE vs RILA
30.3%by weight
GUSE −0.20pt a year
0.30%0.50%
GUSE 6.5×the volume
24.9K3.82K
GUSE vs RILA Performance
+11.3%+5.0%
- GUSE 0.30%, better
- RILA 0.50%
- GUSE $413M
- RILA $44M
- GUSE
- RILA +1.6%
- GUSE
- RILA 0.12%
- GUSE 122
- RILA 170
- GUSE 24.9K sh, better
- RILA 3.82K sh
- GUSE $45.25
- RILA $12.11
ETF.net Grade
| Pillar | GUSE | RILA |
|---|---|---|
| Cost | A97Higher | B62 |
| Mission | A74 | |
| Risk | A94Higher | C51 |
| Tradability | C46Higher | F13 |
| Holdings | A89Higher | A87 |
| Durability | A85Higher | D39 |
Rank among US Active Growth funds
Same Category. GUSE and RILA are both graded against the same 90 US Active Growth funds, so their Grades compare head to head.
Our read on each fund
GUSEA
RILAC
In short
GUSE Goldman's fundamental stock pickers hunting long-term growth in US companies, for 0.30% a year. The strategy dates to 2008 and charges well under the typical active US growth fund.
RILA A 2025-vintage stock picker's fund: actively managed, with at least 80% of assets in US common stocks the adviser thinks can grow. It undercuts the typical fee in its active-growth peer group, and it is still small and thinly traded.
Stated mandate
GUSE The Fund seeks long-term growth of capital by investing in companies that the Investment Adviser believes are positioned for long-term growth.
RILA The Fund seeks long-term capital appreciation and is actively managed. It normally invests at least 80% of its assets in common stocks that the adviser believes have growth potential.
Why people hold it
Worth knowing
GUSE vs RILA Holdings
How GUSE and RILA differ
30.3%
Shared holdings make up 58.8% of RILA and 39.4% of GUSE.
Level by level
- Holdings30.3%
- Country99.0%
Sector
No Sector split for GUSE and RILA.
Country, concentration and asset class
Country
| Country | More in GUSEMore in RILA | GUSE | RILA |
|---|---|---|---|
| United States | RILA +0.9 points | 98.9% | 99.8% |
| Taiwan | GUSE +0.5 points | 0.6% | 0.1% |
| Other countries (4) | GUSE +0.4 points | 0.5% | 0.1% |
Concentration
- GUSE34.6%
- RILA37.0%
- GUSE121
- RILA169
Asset class
- GUSE
- Equity
- RILA
- Equity
Holdings
- Only in GUSE85
- In both36
- Only in RILA133
Only in GUSE
85 securities, 58.7% of GUSE by weight
- Apple Inc.5.15%
- Alphabet Inc.2.77%
- Coca-Cola Company (The)1.87%
- Alphabet Inc.1.78%
- JPMorgan Chase & Co1.66%
- Micron Technology, Inc.1.66%
- Berkshire Hathaway Inc.1.64%
- Conocophillips1.47%
- Advanced Micro Devices Inc.1.35%
- Exxonmobil Holdings Corporation1.25%
- Linde PLC1.22%
- Visa Inc.1.17%
- Walmart Inc1.11%
- Agilent Technologies, Inc.1.00%
- Johnson & Johnson0.94%
- UnitedHealth Group Incorporated0.90%
- Merck & Co., Inc.0.84%
- Phillips 660.82%
- Bank of America Corp0.80%
- Netapp, Inc.0.79%
- Intercontinental Exchange Inc0.79%
- The Procter & Gamble Company0.77%
- Ameren Corporation0.74%
- General Electric Company0.72%
- Applied Materials Inc0.69%
- Caterpillar Inc (Delaware)0.67%
- Starbucks Corp.0.65%
- Cencora Inc0.64%
- Csx Corporation0.62%
- Atmos Energy Corporation0.62%
- Allstate Corporation0.58%
- The Home Depot, Inc.0.58%
- Taiwan Semiconductor Mfg Ads-Adr0.57%
- American Intl Group, Inc.0.56%
- S&P Global Inc.0.55%
- Old Dominion Freight Line, Inc.0.54%
- Motorola Solutions Inc0.54%
- Rtx Corp0.54%
- Global Payments Inc.0.53%
- Intel Corporation0.53%
- Western Digital Corporation0.51%
- Coca-Cola European Partners PLC0.50%
- Cheniere Energy, Inc.0.50%
- Morgan Stanley0.50%
- Xcel Energy Inc.0.48%
- Prologis Inc0.48%
- Wintrust Financial Corporation0.48%
- Edwards Lifesciences Corporation0.46%
- American Homes 4 Rent Llc0.45%
- Quest Diagnostics Incorporated0.45%
Only in RILA
133 securities, 40.2% of RILA by weight
- CrowdStrike Holdings, Inc. Class A2.42%
- Regeneron Pharmaceuticals, Inc.1.83%
- Thermo Fisher Scientific Inc.1.76%
- Oracle Ord1.73%
- Travelers Companies, Inc.1.60%
- Netflix, Inc.1.52%
- HEICO Corporation1.47%
- Royal Caribbean Group Ord1.38%
- Synopsys, Inc.1.37%
- Automatic Data Processing Ord1.30%
- Spotify Technology SA1.27%
- Linde plc1.24%
- American Express Company1.15%
- PACCAR Inc1.14%
- ServiceNow, Inc.1.12%
- Centene Corporation1.07%
- Intuitive Surgical Inc1.05%
- O'Reilly Automotive, Inc.1.01%
- Lowe's Companies, Inc.0.99%
- Cigna Group0.96%
- Progressive Corporation0.82%
- Sherwin Williams Ord0.67%
- AppLovin Corp. Class A0.63%
- Equinix Reit Ord0.60%
- Bloom Energy Class A Ord0.57%
- Fortinet Ord0.52%
- Ecolab Inc.0.40%
- Howmet Aerospace Ord0.37%
- Monster Beverage Ord0.33%
- Targa Resources Corp.0.25%
- Monolithic Power Systems, Inc.0.25%
- Autodesk, Inc.0.22%
- Chipotle Mexican Grill, Inc.0.21%
- Fastenal Ord0.18%
- Idexx Laboratories Ord0.17%
- Carvana Class A Ord0.17%
- Veeva Systems Inc0.16%
- Comfort Systems USA, Inc.0.16%
- PTC Inc.0.16%
- Roku Class A Ord0.16%
- Ati Ord0.15%
- Everpure0.14%
- Medpace Holdings, Inc.0.13%
- Zscaler, Inc.0.12%
- Cognex Ord0.12%
- Workday, Inc. Class A0.11%
- Atlassian Corp Class A0.11%
- MACOM Technology Solutions Holdings, Inc.0.11%
- Toast, Inc. Class A0.11%
- Jfrog Ord0.11%
Weight gaps
All 36 Holdings in both funds, largest gap first.
| Holding | More in GUSEMore in RILA | GUSE | RILA |
|---|---|---|---|
| Microsoft Corporation | GUSE +3.72 points | 4.98% | 1.26% |
| Palo Alto Networks Inc. | RILA +3.72 points | 0.70% | 4.42% |
| Amphenol Corp Cl-A (New) | RILA +3.11 points | 0.50% | 3.61% |
| Eli Lilly & Co | RILA +3.00 points | 2.10% | 5.10% |
| NVIDIA Corporation | GUSE +2.65 points | 7.35% | 4.70% |
| Palantir Technologies Inc. | RILA +2.27 points | 0.84% | 3.11% |
| Tesla Inc. | RILA +1.90 points | 1.78% | 3.68% |
| Broadcom Inc. | RILA +1.86 points | 2.30% | 4.16% |
| Kla Corp | RILA +1.78 points | 0.57% | 2.35% |
| Arista Networks, Inc. | RILA +1.67 points | 0.45% | 2.12% |
| Costco Wholesale Corporation | RILA +1.67 points | 0.62% | 2.29% |
| Intl Business Machines Corp | RILA +1.62 points | 0.59% | 2.21% |
| Ge Vernova Llc | RILA +1.29 points | 0.51% | 1.80% |
| Cadence Design Systems Inc | RILA +1.03 points | 0.56% | 1.59% |
| Hilton Worldwide Holdings Inc. | RILA +1.00 points | 0.51% | 1.51% |
| Dexcom, Inc. | RILA +0.67 points | 0.33% | 1.00% |
| Amazon.com Inc | GUSE +0.62 points | 4.08% | 3.46% |
| Vertex Pharmaceuticals Incorporated | RILA +0.59 points | 0.83% | 1.42% |
| Meta Platforms Inc-Class A | GUSE +0.41 points | 2.14% | 1.73% |
| Trane Technologies Public Limited Company | RILA +0.40 points | 0.37% | 0.77% |
| Repligen Corp | GUSE +0.40 points | 0.48% | 0.08% |
| Intuit Inc | RILA +0.31 points | 0.49% | 0.80% |
| Mastercard Incorporated | GUSE +0.30 points | 1.46% | 1.16% |
| Costar Group, Inc. | GUSE +0.26 points | 0.32% | 0.06% |
| Verisk Analytics, Inc. | RILA +0.24 points | 0.22% | 0.46% |
| Chewy Inc | GUSE +0.19 points | 0.22% | 0.03% |
| Datadog, Inc. | GUSE +0.16 points | 0.26% | 0.10% |
| Samsara Inc. | GUSE +0.15 points | 0.21% | 0.06% |
| Cintas Corporation | GUSE +0.13 points | 0.77% | 0.64% |
| Tyler Technologies, Inc. | GUSE +0.12 points | 0.21% | 0.09% |
| Vertiv Holdings Llc | RILA +0.10 points | 0.20% | 0.30% |
| Cloudflare, Inc. | RILA +0.07 points | 0.19% | 0.26% |
| Tjx Companies Inc (New) | RILA +0.07 points | 1.03% | 1.10% |
| Marvell Technology, Inc. | RILA +0.04 points | 0.35% | 0.39% |
| Snowflake Inc. | RILA +0.02 points | 0.27% | 0.29% |
| T-Mobile Us, Inc. | RILA +0.02 points | 0.65% | 0.67% |
How we measure overlap
Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.
GUSE vs RILA Cost
Overpaying RILA vs GUSE
$3,830
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
GUSE 0.30%
$6,149
RILA 0.50%
$9,979
Cost over time
Year by year
| Year | GUSE | RILA | Overpaying |
|---|---|---|---|
| 10 | $545 | $900 | $355 |
| 20 | $2,113 | $3,460 | $1,347 |
| 30 | $6,149 | $9,979 | $3,830 |
- 0.30%GUSE, cheaper
- 0.50%RILA
- Middle half of US Active Growth funds
- Median 0.55%
GUSE 3rd cheapest of 90 funds
RILA 33rd cheapest of 90 funds
GUSE vs RILA Dividends
- GUSE
- RILA 0.12%
- GUSE
- RILA $0.01
- GUSE $0.30
- RILA $0.002
- GUSE Dec 23, 2025
- RILA Sep 29, 2026
- GUSE Dec 30, 2025
- RILA Sep 30, 2026
- GUSE Irregular
- RILA Quarterly
Distribution history
GUSE vs RILA Risk
Fall from peak · 5 years
Risk facts
- Volatility
- GUSE RILA 15.0%
- Return per unit of risk
- GUSE RILA 0.38
- Worst fall
- GUSE RILA −20.0%
- Market sensitivity
- GUSE 0.94RILA 1.00
Popular comparisons
- 0.30% · 0.18%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.50% · 0.18%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.30% · 0.39%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.50% · 0.39%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.30% · 0.18%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.50% · 0.18%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.