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LIAM vs SCHP

LifeX 2055 Inflation-Protected Longevity Income ETF

LIAMCCboe

Schwab US TIPS ETF

SCHPANYSE Arca

Overlap

No data

Expense ratio

SCHP −0.22pt a year

LIAM0.25%SCHP0.03%

Avg volume · 30D

SCHP 40768.9×the volume

LIAM143SCHP5.83M

LIAM vs SCHP Performance

Nov 7, 2025 – Nov 9, 2026

−3.5%LIAM−0.2%SCHP

Nov 7, 2025 to Nov 9, 2026. LIAM −3.5%. SCHP −0.2%. Use the arrow keys to read each point.−8%−6%−2%2%Nov 2025May 2026Nov 2026
Expense ratio
LIAM 0.25%
SCHP 0.03%, better
Fund size
LIAM $5M
SCHP $17.6B
1Y total return
LIAM −3.5%
SCHP −0.2%, better
Yield (12M)
LIAM 4.70%
SCHP 4.88%, better
Holdings
LIAM 30
SCHP 49
Avg volume (30D)
LIAM 143 sh
SCHP 5.83M sh, better
NAV per share
LIAM $224.89
SCHP $25.59
52W range

ETF.net Grade

LIAM: Cost 12, Risk 20, Mission 81, Tradability 45, Holdings 67, Durability 18. SCHP: Cost 97, Risk 39, Mission 100, Tradability 93, Holdings 80, Durability 82.
Pillar letters and Scores for LIAM, SCHP, with each pillar’s weight
PillarLIAMSCHP
Cost30% weightF12A97Higher
Mission25% weightA81A100Higher
Risk15% weightF20D39Higher
Tradability15% weightC45A93Higher
Holdings10% weightB67A80Higher
Durability5% weightF18A82Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAM and SCHP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

SCHP ranks 1st and LIAM 30th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 30CLIAELifeX 2050 Inflation-Protected Longevity Income ETFScore 40
  4. Rank 30CLIAMLifeX 2055 Inflation-Protected Longevity Income ETFScore 40
  5. Rank 30CTIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETFScore 40

Our read on each fund

ETF.net Research

LIAMCLifeX 2055 Inflation-Protected Longevity Income ETF

SCHPASchwab US TIPS ETF

In short

LIAM No data

SCHP Inflation insurance in the plainest wrapper available: SCHP owns the full maturity range of Treasury inflation-protected bonds and tracks its Bloomberg index for three basis points a year.

Stated mandate

LIAM No data

SCHP The fund seeks to track, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.

Why people hold it

LIAM No data

  • SCHP 0.03% a year, a quarter of the typical Treasury-fund fee and level with the cheapest names in the group (VGIT, VCSH).
  • One job, done literally: only inflation-linked US Treasuries, whose principal adjusts with the official consumer price index.
  • Running since 2010, now a multi-billion-dollar fund that trades actively and hugs the Bloomberg Series-L index closely.
  • Passive, no maturity tilt, no manager view: one of the cleaner builds among Treasury ETFs.

Worth knowing

LIAM No data

  • SCHP Inflation-linked is not rate-proof. This spans the whole maturity spectrum, so prices move with real yields.
  • Distributions are irregular. Coupons sit on an inflation-adjusted principal, so the cash arrives lumpy, not as a steady check.
  • About 50 bonds, all Uncle Sam. No credit spread, no corporate yield pickup; inflation and duration are the whole story.

Full LIAM profile⁠

Full SCHP profile⁠

LIAM vs SCHP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAM vs SCHP Cost

Overpaying LIAM vs SCHP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAM 0.25%

    $5,159

  • SCHP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIAM 0.25%
  • SCHP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAM $5,159SCHP $638

Year by year

YearLIAMSCHPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIAM
  • 0.03%SCHP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

SCHP cheapest of 40 funds

LIAM 34th cheapest of 40 funds

LIAM vs SCHP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LIAM 4.70%
SCHP 4.88%, better
Payout (12M)
LIAM $10.56
SCHP $1.25
Last payment
LIAM $0.88
SCHP $0.08
Ex-dividend
LIAM Nov 3, 2026
SCHP Nov 2, 2026
Paid on
LIAM Nov 4, 2026
SCHP Nov 6, 2026
Frequency
LIAM Monthly
SCHP Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

LIAMMonthly · 28 paymentsAll LIAM payments⁠
One bar per payment. 28 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $4.60; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $4.30; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88; Nov 3, 2026 $0.88. Use the arrow keys to read each point.$0$520232026YTD
SCHPMonthly · 39 paymentsAll SCHP payments⁠
One bar per payment. 39 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.04; May 1, 2023 $0.09; Jun 1, 2023 $0.08; Jul 3, 2023 $0.11; Aug 1, 2023 $0.08; Sep 1, 2023 $0.08; Oct 2, 2023 $0.06; Nov 1, 2023 $0.09; Dec 1, 2023 $0.08; Dec 15, 2023 $0.07; Apr 1, 2024 $0.04; May 1, 2024 $0.10; Jun 3, 2024 $0.15; Jul 1, 2024 $0.12; Aug 1, 2024 $0.09; Sep 3, 2024 $0.05; Oct 1, 2024 $0.0098; Nov 1, 2024 $0.03; Dec 2, 2024 $0.07; Dec 20, 2024 $0.11; Mar 3, 2025 $0.02; Apr 1, 2025 $0.10; May 1, 2025 $0.12; Jun 2, 2025 $0.10; Jul 1, 2025 $0.11; Aug 1, 2025 $0.09; Sep 2, 2025 $0.10; Oct 1, 2025 $0.08; Nov 3, 2025 $0.09; Dec 1, 2025 $0.09; Dec 19, 2025 $0.18; Apr 1, 2026 $0.03; May 1, 2026 $0.10; Jun 1, 2026 $0.20; Jul 1, 2026 $0.22; Aug 3, 2026 $0.22; Sep 1, 2026 $0.08; Oct 1, 2026 $0.06; Nov 2, 2026 $0.08. Use the arrow keys to read each point.$0$520232026YTD

LIAM vs SCHP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAM 7.0%since Oct 2024SCHP 4.5%
Return per unit of riskSharpe ratio, 3 years
LIAM −1.02since Oct 2024SCHP 0.09
Worst fallMax drawdown, 5 years
LIAM −11.3%since Sep 2024SCHP −14.3%
Market sensitivityBeta, 5 years
LIAM 0.17SCHP 0.70

LIAM and SCHP in the news

All news⁠

Popular comparisons

  • LIAMCvsSTIPA

    LifeX 2055 Inflation-Protected Longevity Income ETF · iShares 0-5 Year TIPS Bond ETF

    Expense ratio
    0.25% · 0.03%
    Category
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  • SCHPAvsVTIPA

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    Category
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  • LIAMCvsVTPA

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    Expense ratio
    0.25% · 0.05%
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  • SCHPAvsTIPB

    Schwab US TIPS ETF · iShares TIPS Bond ETF

    Expense ratio
    0.03% · 0.18%
    Category
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  • LIAMCvsVTIPA

    LifeX 2055 Inflation-Protected Longevity Income ETF · Vanguard Short-Term Inflation-Protected Securities ETF

    Expense ratio
    0.25% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • SCHPAvsSTIPA

    Schwab US TIPS ETF · iShares 0-5 Year TIPS Bond ETF

    Expense ratio
    0.03% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.