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LIAM vs VTP

LifeX 2055 Inflation-Protected Longevity Income ETF

LIAMCCboe

Vanguard Total Inflation-Protected Securities ETF

VTPANYSE Arca

Overlap

No data

Expense ratio

VTP −0.20pt a year

LIAM0.25%VTP0.05%

Avg volume · 30D

VTP 456.9×the volume

LIAM143VTP65.3K

LIAM vs VTP Performance

Nov 7, 2025 – Nov 9, 2026

−3.5%LIAM−0.3%VTP

Nov 7, 2025 to Nov 9, 2026. LIAM −3.5%. VTP −0.3%. Use the arrow keys to read each point.−8%−6%−2%2%Nov 2025May 2026Nov 2026
Expense ratio
LIAM 0.25%
VTP 0.05%, better
Fund size
LIAM $5M
VTP $251M
1Y total return
LIAM −3.5%
VTP −0.3%, better
Yield (12M)
LIAM 4.70%, better
VTP 3.76%
Holdings
LIAM 30
VTP 51
Avg volume (30D)
LIAM 143 sh
VTP 65.3K sh, better
NAV per share
LIAM $224.89
VTP $73.77
52W range

ETF.net Grade

LIAM: Cost 12, Risk 20, Mission 81, Tradability 45, Holdings 67, Durability 18. VTP: Cost 92, Risk 43, Mission 100, Tradability 51, Holdings 81, Durability 64.
Pillar letters and Scores for LIAM, VTP, with each pillar’s weight
PillarLIAMVTP
Cost30% weightF12A92Higher
Mission25% weightA81A100Higher
Risk15% weightF20C43Higher
Tradability15% weightC45C51Higher
Holdings10% weightB67A81Higher
Durability5% weightF18B64Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAM and VTP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTP ranks 3rd and LIAM 30th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 73
  5. Rank 30CLIAELifeX 2050 Inflation-Protected Longevity Income ETFScore 40
  6. Rank 30CLIAMLifeX 2055 Inflation-Protected Longevity Income ETFScore 40
  7. Rank 30CTIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETFScore 40

Our read on each fund

ETF.net Research

LIAMCLifeX 2055 Inflation-Protected Longevity Income ETF

VTPAVanguard Total Inflation-Protected Securities ETF

In short

LIAM No data

VTP Vanguard's ETF answer for the whole TIPS curve. It tracks a market-value-weighted index of Treasury inflation-linked bonds with at least a year left to run, charges five basis points, and opened for business in 2025.

Stated mandate

LIAM No data

VTP The Fund passively tracks the full market of U.S. Treasury inflation-protected public obligations through the ICE U.S. Treasury Inflation Linked Bond Index.

Why people hold it

LIAM No data

  • VTP Five basis points: under half the typical fund in its Treasury peer group, and well below the 0.12% charged by broad TIPS rival SPIP.
  • Full-curve coverage. The index is market value weighted and takes inflation-protected Treasuries with at least one year to maturity, no upper limit, so no single maturity slice bet.ice.com
  • Vanguard's other inflation-linked ETF stops below five years to maturity. This one is the long-end-included sibling, in the same low-cost index wrapper.vanguard.com
  • The inflation link sits inside the bonds, not in a strategy overlay: principal and coupons are indexed to consumer prices, and the fund passes income through quarterly.vanguard.com

Worth knowing

LIAM No data

  • VTP Owning the long end cuts both ways. Real-rate moves hit a full-maturity TIPS portfolio harder than a sub-five-year one, so expect more price movement.ice.comvanguard.com
  • A 2025 launch means a short track record and thinner trading than the long-established TIPS funds, which can show up as wider bid-ask spreads.
  • Payouts move with inflation adjustments rather than a fixed rate, and Vanguard discloses that a distribution can include return of capital.vanguard.com

Full LIAM profile⁠

Full VTP profile⁠

LIAM vs VTP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAM vs VTP Cost

Overpaying LIAM vs VTP

$4,099

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAM 0.25%

    $5,159

  • VTP 0.05%

    $1,060

$10,000
30 years

Cost over time

  • LIAM 0.25%
  • VTP 0.05%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAM $5,159VTP $1,060

Year by year

YearLIAMVTPOverpaying
10$455$92$363
20$1,769$360$1,409
30$5,159$1,060$4,099

Expense ratio

  • 0.25%LIAM
  • 0.05%VTP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTP 4th cheapest of 40 funds

LIAM 34th cheapest of 40 funds

LIAM vs VTP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LIAM 4.70%, better
VTP 3.76%
Payout (12M)
LIAM $10.56
VTP $2.77
Last payment
LIAM $0.88
VTP $0.99
Ex-dividend
LIAM Nov 3, 2026
VTP Oct 1, 2026
Paid on
LIAM Nov 4, 2026
VTP Oct 5, 2026
Frequency
LIAM Monthly
VTP Quarterly

Distribution history

Per share, 2024 to 2026, same scale for both

LIAMMonthly · 28 paymentsAll LIAM payments⁠
One bar per payment. 28 payments from 2024 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $4.60; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $4.30; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88; Nov 3, 2026 $0.88. Use the arrow keys to read each point.$0$52026YTD
VTPQuarterly · 5 paymentsAll VTP payments⁠
One bar per payment. 5 payments from 2024 to 2026 YTD. Oct 1, 2025 $0.47; Dec 18, 2025 $0.71; Apr 1, 2026 $0.06; Jul 1, 2026 $1.01; Oct 1, 2026 $0.99. Use the arrow keys to read each point.$0$52026YTD

LIAM vs VTP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAM 7.0%since Oct 2024VTP 4.3%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
LIAM −1.02since Oct 2024VTP −0.42since Aug 2025
Worst fallMax drawdown, 5 years
LIAM −11.3%since Sep 2024VTP −4.0%since Jul 2025
Market sensitivityBeta, 5 years
LIAM 0.17VTP 0.14

Popular comparisons

  • LIAMCvsSCHPA

    LifeX 2055 Inflation-Protected Longevity Income ETF · Schwab US TIPS ETF

    Expense ratio
    0.25% · 0.03%
    Category
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  • VTPAvsSCHPA

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    Expense ratio
    0.05% · 0.03%
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  • LIAMCvsVTIPA

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    Expense ratio
    0.25% · 0.03%
    Category
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  • VTPAvsSTIPA

    Vanguard Total Inflation-Protected Securities ETF · iShares 0-5 Year TIPS Bond ETF

    Expense ratio
    0.05% · 0.03%
    Category
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