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LIAM vs VTIP

LifeX 2055 Inflation-Protected Longevity Income ETF

LIAMCCboe

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.22pt a year

LIAM0.25%VTIP0.03%

Avg volume · 30D

VTIP 19903.6×the volume

LIAM143VTIP2.85M

LIAM vs VTIP Performance

Nov 7, 2025 – Nov 9, 2026

−3.5%LIAM+2.0%VTIP

Nov 7, 2025 to Nov 9, 2026. LIAM −3.5%. VTIP +2.0%. Use the arrow keys to read each point.−8%−6%−2%0%Nov 2025May 2026Nov 2026
Expense ratio
LIAM 0.25%
VTIP 0.03%, better
Fund size
LIAM $5M
VTIP $20.9B
1Y total return
LIAM −3.5%
VTIP +2.0%, better
Yield (12M)
LIAM 4.70%
VTIP 4.82%, better
Holdings
LIAM 30
VTIP 27
Avg volume (30D)
LIAM 143 sh
VTIP 2.85M sh, better
NAV per share
LIAM $224.89
VTIP $48.76
52W range

ETF.net Grade

LIAM: Cost 12, Risk 20, Mission 81, Tradability 45, Holdings 67, Durability 18. VTIP: Cost 97, Risk 62, Mission 42, Tradability 83, Holdings 69, Durability 93.
Pillar letters and Scores for LIAM, VTIP, with each pillar’s weight
PillarLIAMVTIP
Cost30% weightF12A97Higher
Mission25% weightA81HigherC42
Risk15% weightF20B62Higher
Tradability15% weightC45A83Higher
Holdings10% weightB67B69Higher
Durability5% weightF18A93Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAM and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and LIAM 30th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 73
  5. Rank 5APBTPInvesco 0-5 Yr US TIPS ETFScore 70
  6. Rank 30CLIAELifeX 2050 Inflation-Protected Longevity Income ETFScore 40
  7. Rank 30CLIAMLifeX 2055 Inflation-Protected Longevity Income ETFScore 40
  8. Rank 30CTIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETFScore 40

Our read on each fund

ETF.net Research

LIAMCLifeX 2055 Inflation-Protected Longevity Income ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

LIAM No data

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

LIAM No data

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

LIAM No data

  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

LIAM No data

  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full LIAM profile⁠

Full VTIP profile⁠

LIAM vs VTIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAM vs VTIP Cost

Overpaying LIAM vs VTIP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAM 0.25%

    $5,159

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIAM 0.25%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAM $5,159VTIP $638

Year by year

YearLIAMVTIPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIAM
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

LIAM 34th cheapest of 40 funds

LIAM vs VTIP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LIAM 4.70%
VTIP 4.82%, better
Payout (12M)
LIAM $10.56
VTIP $2.35
Last payment
LIAM $0.88
VTIP $0.93
Ex-dividend
LIAM Nov 3, 2026
VTIP Oct 1, 2026
Paid on
LIAM Nov 4, 2026
VTIP Oct 5, 2026
Frequency
LIAM Monthly
VTIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

LIAMMonthly · 28 paymentsAll LIAM payments⁠
One bar per payment. 28 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $4.60; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $4.30; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88; Nov 3, 2026 $0.88. Use the arrow keys to read each point.$0$520232026YTD
VTIPQuarterly · 15 paymentsAll VTIP payments⁠
One bar per payment. 15 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$520232026YTD

LIAM vs VTIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAM 7.0%since Oct 2024VTIP 1.9%
Return per unit of riskSharpe ratio, 3 years
LIAM −1.02since Oct 2024VTIP 0.29
Worst fallMax drawdown, 5 years
LIAM −11.3%since Sep 2024VTIP −5.5%
Market sensitivityBeta, 5 years
LIAM 0.17VTIP 0.21

LIAM and VTIP in the news

All news⁠

Popular comparisons

  • LIAMCvsSCHPA

    LifeX 2055 Inflation-Protected Longevity Income ETF · Schwab US TIPS ETF

    Expense ratio
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    Category
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