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LIAM vs STIP

LifeX 2055 Inflation-Protected Longevity Income ETF

LIAMCCboe

iShares 0-5 Year TIPS Bond ETF

STIPANYSE Arca

Overlap

No data

Expense ratio

STIP −0.22pt a year

LIAM0.25%STIP0.03%

Avg volume · 30D

STIP 7138.2×the volume

LIAM143STIP1.02M

LIAM vs STIP Performance

Nov 7, 2025 – Nov 9, 2026

−3.5%LIAM+2.0%STIP

Nov 7, 2025 to Nov 9, 2026. LIAM −3.5%. STIP +2.0%. Use the arrow keys to read each point.−8%−6%−2%0%Nov 2025May 2026Nov 2026
Expense ratio
LIAM 0.25%
STIP 0.03%, better
Fund size
LIAM $5M
STIP $16.9B
1Y total return
LIAM −3.5%
STIP +2.0%, better
Yield (12M)
LIAM 4.70%, better
STIP 4.62%
Holdings
LIAM 30
STIP 27
Avg volume (30D)
LIAM 143 sh
STIP 1.02M sh, better
NAV per share
LIAM $224.89
STIP $100.42
52W range

ETF.net Grade

LIAM: Cost 12, Risk 20, Mission 81, Tradability 45, Holdings 67, Durability 18. STIP: Cost 97, Risk 72, Mission 60, Tradability 87, Holdings 68, Durability 91.
Pillar letters and Scores for LIAM, STIP, with each pillar’s weight
PillarLIAMSTIP
Cost30% weightF12A97Higher
Mission25% weightA81HigherB60
Risk15% weightF20A72Higher
Tradability15% weightC45A87Higher
Holdings10% weightB67B68Higher
Durability5% weightF18A91Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. LIAM and STIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

STIP ranks 2nd and LIAM 30th of 40 funds in the TIPS Category.

  1. Rank 1ASCHPSchwab US TIPS ETFScore 85
  2. Rank 2ASTIPiShares 0-5 Year TIPS Bond ETFScore 79
  3. Rank 3AVTPVanguard Total Inflation-Protected Securities ETFScore 77
  4. Rank 30CLIAELifeX 2050 Inflation-Protected Longevity Income ETFScore 40
  5. Rank 30CLIAMLifeX 2055 Inflation-Protected Longevity Income ETFScore 40
  6. Rank 30CTIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETFScore 40

Our read on each fund

ETF.net Research

LIAMCLifeX 2055 Inflation-Protected Longevity Income ETF

STIPAiShares 0-5 Year TIPS Bond ETF

In short

LIAM No data

STIP The short-fuse inflation hedge. STIP holds only inflation-linked Treasuries maturing inside five years, keeping the inflation link while sidestepping most of the long-bond rate swings. Three basis points a year.

Stated mandate

LIAM No data

STIP The fund seeks to track an index of U.S. Treasury inflation-protected securities with maturities under five years, offering inflation hedging while managing duration risk.

Why people hold it

LIAM No data

  • STIP Three basis points a year, roughly a quarter of the typical fee in its Treasury ETF group. On cost, this is near the floor for bond funds.
  • Maturities capped under five years by design, so the inflation adjustment stays and the long-duration price swings largely do not.
  • Running since 2010, a multi-billion-dollar fund that trades actively. Plain index construction, US Treasuries only.
  • Sits in the upper half of the Treasury bond ETFs we cover, one of the stronger short-maturity builds in that group.

Worth knowing

LIAM No data

  • STIP Short bonds accrue less inflation compensation than long-dated TIPS, and prices still move with real yields. This is a dampened hedge, not a pure one.
  • Distributions are irregular. Payouts ride the inflation adjustment, so income arrives lumpy rather than as a steady check.
  • Around 25 bonds, all at the front of the curve. SCHP spans the full TIPS maturity range for the same 0.03%.

Full LIAM profile⁠

Full STIP profile⁠

LIAM vs STIP Holdings

How LIAM and STIP differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

  • Asset classBonds100%
  • Countryby domicile100%

Sector

LIAM and STIP share no Sector name, so they cannot be compared by Sector.

Country, concentration and asset class

Country by domicile

Country weights in LIAM and STIP, widest gap first
CountryMore in LIAMMore in STIPGap
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • LIAM88.5%
  • STIP51.0%

Securities held

  • LIAM29
  • STIP25

Asset class

LIAM
Bonds
STIP
Bonds

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. LIAM holds 29 securities, STIP 25.

All 30 LIAM holdings⁠All 25 STIP holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

LIAM vs STIP Cost

Overpaying LIAM vs STIP

$4,521

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • LIAM 0.25%

    $5,159

  • STIP 0.03%

    $638

$10,000
30 years

Cost over time

  • LIAM 0.25%
  • STIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LIAM $5,159STIP $638

Year by year

YearLIAMSTIPOverpaying
10$455$55$400
20$1,769$216$1,553
30$5,159$638$4,521

Expense ratio

  • 0.25%LIAM
  • 0.03%STIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

STIP cheapest of 40 funds

LIAM 34th cheapest of 40 funds

LIAM vs STIP Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
LIAM 4.70%, better
STIP 4.62%
Payout (12M)
LIAM $10.56
STIP $4.63
Last payment
LIAM $0.88
STIP $0.29
Ex-dividend
LIAM Nov 3, 2026
STIP Nov 2, 2026
Paid on
LIAM Nov 4, 2026
STIP Nov 5, 2026
Frequency
LIAM Monthly
STIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

LIAMMonthly · 28 paymentsAll LIAM payments⁠
One bar per payment. 28 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.09; Feb 4, 2025 $0.09; Feb 19, 2025 $4.60; Mar 4, 2025 $0.85; Apr 2, 2025 $0.85; May 2, 2025 $0.85; Jun 3, 2025 $0.85; Jul 2, 2025 $0.85; Aug 4, 2025 $0.85; Sep 3, 2025 $0.85; Sep 24, 2025 $4.30; Oct 2, 2025 $0.85; Nov 4, 2025 $0.85; Dec 2, 2025 $0.85; Jan 5, 2026 $0.88; Feb 3, 2026 $0.88; Mar 3, 2026 $0.88; Apr 2, 2026 $0.88; May 4, 2026 $0.88; Jun 2, 2026 $0.88; Jul 2, 2026 $0.88; Aug 4, 2026 $0.88; Sep 2, 2026 $0.88; Oct 2, 2026 $0.88; Nov 3, 2026 $0.88. Use the arrow keys to read each point.$0$520232026YTD
STIPQuarterly · 37 paymentsAll STIP payments⁠
One bar per payment. 37 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.20; May 1, 2023 $0.52; Jun 1, 2023 $0.29; Jul 3, 2023 $0.46; Aug 1, 2023 $0.23; Sep 1, 2023 $0.32; Oct 2, 2023 $0.16; Nov 1, 2023 $0.39; Dec 1, 2023 $0.22; Apr 1, 2024 $0.09; May 1, 2024 $0.61; Jun 3, 2024 $0.66; Jul 1, 2024 $0.40; Aug 1, 2024 $0.19; Sep 3, 2024 $0.06; Oct 1, 2024 $0.14; Nov 1, 2024 $0.11; Dec 2, 2024 $0.20; Dec 18, 2024 $0.18; Feb 3, 2025 $0.03; Mar 3, 2025 $0.11; Apr 1, 2025 $0.75; May 1, 2025 $0.52; Jun 2, 2025 $0.30; Jul 1, 2025 $0.40; Aug 1, 2025 $0.31; Sep 2, 2025 $0.44; Oct 1, 2025 $0.24; Nov 3, 2025 $0.39; Dec 1, 2025 $0.36; Dec 19, 2025 $0.35; Apr 1, 2026 $0.22; May 1, 2026 $0.57; Jun 1, 2026 $1.14; Jul 1, 2026 $0.97; Aug 3, 2026 $0.74; Nov 2, 2026 $0.29. Use the arrow keys to read each point.$0$520232026YTD

LIAM vs STIP Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
LIAM 7.0%since Oct 2024STIP 1.9%
Return per unit of riskSharpe ratio, 3 years
LIAM −1.02since Oct 2024STIP 0.30
Worst fallMax drawdown, 5 years
LIAM −11.3%since Sep 2024STIP −5.5%
Market sensitivityBeta, 5 years
LIAM 0.17STIP 0.21

LIAM and STIP in the news

All news⁠

Popular comparisons

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