RSPD vs XLY: Grades, Fees and Holdings Compared

Invesco S&P 500 Equal Weight Consumer Discretionary ETF

RSPDCNYSE Arca

State Street Consumer Discretionary Select Sector SPDR ETF

XLYANYSE Arca

Overlap

53.3%by weight

Expense ratio

XLY −0.32pt a year

RSPD0.40%XLY0.08%

Avg volume · 30D

XLY 40.0×the volume

RSPD176KXLY7.02M

10Y return · a year

XLY +4.4pt

RSPD+8.2%XLY+12.6%

RSPD vs XLY Performance

Oct 29, 2021 – Oct 30, 2026

+14.7%RSPD+19.6%XLY

Expense ratio: RSPD 0.40%; XLY 0.08%, better
Fund size: RSPD $275M; XLY $22.5B
1Y total return: RSPD +1.4%, better; XLY −3.0%
Yield (12M): RSPD 0.92%, better; XLY 0.81%
Holdings: RSPD 49; XLY 50
Avg volume (30D): RSPD 176K sh; XLY 7.02M sh, better
NAV per share: RSPD $55.57; XLY $116.15
52W range

ETF.net Grade

Pillar letters and Scores for RSPD, XLY, with each pillar’s weight
Pillar	RSPD	XLY
Cost30% weight	F14	A96Higher
Mission25% weight	Not scored	A81
Risk15% weight	B63Higher	C51
Tradability15% weight	C49	A100Higher
Holdings10% weight	A78Higher	D39
Durability5% weight	C46	A79Higher

Rank among Consumer Discretionary (Broad) funds

How we build Categories ›

Same Category. RSPD and XLY are both graded against the same 14 Consumer Discretionary (Broad) funds, so their Grades compare head to head.

Consumer Discretionary (Broad)⁠

Category · 14 funds

See all 14 ›

XLY ranks 1st and RSPD 10th of 14 funds in the Consumer Discretionary (Broad) Category.

Rank 1AXLYState Street Consumer Discretionary Select Sector SPDR ETFScore 79
Rank 2BFDISFidelity MSCI Consumer Discretionary Index ETFScore 69
Rank 9CIYCiShares U.S. Consumer Discretionary ETFScore 48
Rank 10CRSPDInvesco S&P 500 Equal Weight Consumer Discretionary ETFScore 41
Rank 11DRXIiShares Global Consumer Discretionary ETFScore 38

Our read on each fund

ETF.net Research

RSPDCInvesco S&P 500 Equal Weight Consumer Discretionary ETF

XLYAState Street Consumer Discretionary Select Sector SPDR ETF

In short

RSPD Every consumer discretionary name in the S&P 500 gets the same slice here, so no single mega-cap sets the tone. Same shopping list as the cap-weighted sector funds, a very different plate.

XLY Live since 1998 as one of the original Select Sector SPDRs, XLY bundles the S&P 500's spending-money stocks (cars, couches, burgers, online carts) into one heavily traded ticker at eight basis points.

Stated mandate

RSPD The Fund tracks an index that equally weights stocks in the consumer discretionary sector of the S&P 500® Index.

XLY The fund seeks to track the performance of the Consumer Discretionary Select Sector Index, providing targeted exposure to companies in the consumer discretionary sector.

Why people hold it

RSPD Equal weighting: roughly 50 S&P 500 discretionary names each get the same cut, so a homebuilder or restaurant chain counts as much as the biggest online retailer.invesco.com
The starting universe is the S&P 500 itself, so the roster is large, established US consumer companies rather than small-cap retail.invesco.com
Trading since 2006, it has carried the same equal-weight mandate through multiple consumer spending cycles.
It hugs its index tightly, which is the entire job of an index fund, and stands as one of the stronger implementations in the discretionary group.

XLY Charges 0.08% a year, a fraction of the roughly 0.35% typical for consumer discretionary funds, and tied for the cheapest in its peer group.
A multi-billion-dollar fund and one of the most actively traded in the category, which generally shows up as tight bid-ask spreads for buyers and sellers.
Plain mandate: S&P 500 consumer discretionary members, with capping rules that stop any single company from swallowing the index. Pays quarterly.spglobal.com
Trading since December 1998 as one of the first US sector funds, and it still stands among the strongest implementations in its peer group.

Worth knowing

RSPD At 0.40% a year it costs more than cap-weighted rivals like XLY (0.08%) and VCR (0.09%). The equal-weight tilt is what you are paying up for.
Volume is moderate rather than heavy, so spreads deserve a look and limit orders do more work here than in the largest sector funds.
One cyclical sector, about 50 stocks. Income arrives quarterly, but the ride tracks how freely households are spending.

XLY About 50 stocks. Even with the index caps, a small handful of megacaps drives most of the movement.spglobal.com
S&P 500 members only, so smaller retailers and restaurant chains sit outside the index entirely.spglobal.com
One sector, and a cyclical one: discretionary spending rises and falls with the economy, and the fund is classified as non-diversified.sec.gov britannica.com

Full RSPD profile⁠

Full XLY profile⁠

RSPD vs XLY Holdings

How RSPD and XLY differ

Overlap by weight

53.3%

Shared holdings make up 99.9% of XLY and 99.9% of RSPD.

Level by level

Holdings47 in both53.3%
Sector4 Sectors98.7%
Countryby domicile99.1%
Asset classEquity100%

Sector

Sector weights in RSPD and XLY, widest gap first
Sector	More in RSPDMore in XLY	RSPD	XLY
Consumer Discretionary	XLY +1.3 points	95.7%	97.0%
Technology	RSPD +1.0 points	2.3%	1.3%
Communication	RSPD +0.2 points	1.9%	1.7%
Financials	RSPD +0.1 points	0.1%	0.0%

Country, concentration and asset class

Country by domicile

Country weights in RSPD and XLY, widest gap first
Country	More in RSPDMore in XLY	RSPD	XLY
United States	XLY +0.9 points	97.9%	98.8%
Switzerland	RSPD +0.9 points	2.1%	1.2%

Concentration

Weight in the 10 largest Holdings

RSPD24.7%
XLY67.7%

Securities held

RSPD48
XLY48

Asset class

RSPD: Equity
XLY: Equity

Holdings

Only in RSPD1
In both47
Only in XLY1

Only in RSPD

1 security, 0.1% of RSPD by weight

Invesco Government & Agency Portfolio0.08%

Only in XLY

1 security, 0.0% of XLY by weight

Xay Cons Discret DEC26<0.01%

Weight gaps

All 47 Holdings in both funds, largest gap first.

Holding weights in RSPD and XLY, widest gap first
Holding	More in RSPDMore in XLY	RSPD	XLY
Amazon.com IncAMZN	XLY +19.50 points	1.97%	21.47%
Tesla IncTSLA	XLY +16.60 points	2.24%	18.84%
Home Depot Inc/TheHD	XLY +3.28 points	2.16%	5.44%
McDonald's CorpMCD	XLY +2.35 points	2.07%	4.42%
Hasbro IncHAS	RSPD +2.30 points	2.74%	0.44%
Norwegian Cruise Line Holdings LtdNCLH	RSPD +2.28 points	2.50%	0.22%
Ralph Lauren CorpRL	RSPD +2.04 points	2.43%	0.39%
Lululemon Athletica IncLULU	RSPD +1.94 points	2.24%	0.30%
Deckers Outdoor CorpDECK	RSPD +1.81 points	2.10%	0.29%
Best Buy Co IncBBY	RSPD +1.80 points	2.32%	0.52%
TJX Cos Inc/TheTJX	XLY +1.80 points	2.28%	4.08%
Aptiv PLCAPTV	RSPD +1.80 points	2.04%	0.24%
Lennar CorpLEN	RSPD +1.73 points	2.16%	0.43%
Ulta Beauty IncULTA	RSPD +1.71 points	2.44%	0.73%
Domino's Pizza IncDPZ	RSPD +1.71 points	1.98%	0.27%
Carnival Corp LtdCCL	RSPD +1.63 points	2.59%	0.96%
NVR IncNVR	RSPD +1.59 points	1.99%	0.40%
Tractor Supply CoTSCO	RSPD +1.56 points	2.02%	0.46%
Wynn Resorts LtdWYNN	RSPD +1.54 points	1.68%	0.14%
Williams-Sonoma IncWSM	RSPD +1.53 points	2.33%	0.80%
PulteGroup IncPHM	RSPD +1.52 points	2.13%	0.61%
Tapestry IncTPR	RSPD +1.50 points	2.11%	0.61%
Las Vegas Sands CorpLVS	RSPD +1.49 points	1.74%	0.25%
Darden Restaurants IncDRI	RSPD +1.49 points	2.14%	0.65%
Genuine Parts CoGPC	RSPD +1.40 points	1.84%	0.44%
MGM Resorts InternationalMGM	RSPD +1.32 points	1.45%	0.13%
Expedia Group IncEXPE	RSPD +1.26 points	2.11%	0.85%
Booking Holdings IncBKNG	XLY +1.18 points	1.77%	2.95%
DR Horton IncDHI	RSPD +1.18 points	2.15%	0.97%
eBay IncEBAY	RSPD +1.12 points	2.39%	1.27%
Yum! Brands IncYUM	RSPD +1.07 points	2.17%	1.10%
Starbucks CorpSBUX	XLY +0.99 points	2.15%	3.14%
Lowe's Cos IncLOW	XLY +0.92 points	2.12%	3.04%
NIKE IncNKE	RSPD +0.89 points	2.10%	1.21%
Garmin LtdGRMN	RSPD +0.89 points	2.10%	1.21%
AutoZone IncAZO	RSPD +0.86 points	2.20%	1.34%
Chipotle Mexican Grill IncCMG	RSPD +0.74 points	1.77%	1.03%
Carvana CoCVNA	RSPD +0.62 points	1.90%	1.28%
Ford Motor CoF	RSPD +0.61 points	1.87%	1.26%
Royal Caribbean Cruises LtdRCL	RSPD +0.42 points	2.44%	2.02%
Hilton Worldwide Holdings IncHLT	RSPD +0.27 points	2.37%	2.10%
O'Reilly Automotive IncORLY	RSPD +0.22 points	2.08%	1.86%
Marriott International Inc/MDMAR	RSPD +0.22 points	2.45%	2.23%
Airbnb IncABNB	RSPD +0.18 points	2.00%	1.82%
Ross Stores IncROST	RSPD +0.15 points	2.10%	1.95%
General Motors CoGM	RSPD +0.13 points	2.09%	1.96%
DoorDash IncDASH	RSPD +0.09 points	1.85%	1.76%

All 48 RSPD holdings⁠All 47 XLY holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

RSPD vs XLY Cost

Overpaying RSPD vs XLY

$6,401

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

RSPD 0.40%
$8,090
XLY 0.08%
$1,689

Amount$10,000

Years30 years

Cost over time

RSPD 0.40%
XLY 0.08%
Overpaying

Year by year

Year	RSPD	XLY	Overpaying
10	$723	$147	$576
20	$2,793	$575	$2,218
30	$8,090	$1,689	$6,401

Expense ratio

0.40%RSPD
0.08%XLY, cheaper

XLY0.08%RSPD0.40%

0.08%0.60%

Middle half of Consumer Discretionary (Broad) funds
Median 0.35%

XLY cheapest of 14 funds

RSPD 12th cheapest of 14 funds

RSPD vs XLY Dividends

Last 12 months to Oct 30, 2026

Yield (12M): RSPD 0.92%, better; XLY 0.81%
Payout (12M): RSPD $0.51; XLY $0.93
Last payment: RSPD $0.13; XLY $0.24
Ex-dividend: RSPD Sep 21, 2026; XLY Sep 21, 2026
Paid on: RSPD Sep 25, 2026; XLY Sep 23, 2026
Frequency: RSPD Quarterly; XLY Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

RSPDQuarterly · 39 paymentsAll RSPD payments⁠

XLYQuarterly · 39 paymentsAll XLY payments⁠

RSPD vs XLY Risk

Fall from peak · 5 years

RSPD
XLY

Risk facts

VolatilityStd dev, 3 years: RSPD 16.7%, betterXLY 17.7%
Return per unit of riskSharpe ratio, 3 years: RSPD 0.58XLY 0.67, better
Worst fallMax drawdown, 5 years: RSPD −34.4%, betterXLY −39.7%
Market sensitivityBeta, 5 years: RSPD 1.12XLY 1.22; Market = 1

RSPD and XLY in the news

All news⁠

Deep Dive
Amazon and Tesla are 41.6% of consumer discretionary ETF XLY
Oct 28, 2026RSPDXLY
Top Movers
Korea funds rose 4% Monday, well ahead of Seoul
Oct 19, 2026XLY
Closing Bell
Stocks higher on narrow tech and consumer rally
Oct 19, 2026XLY
Week Ahead
Meta and Lam report Wednesday, and the AI debt question may stay open
Oct 18, 2026XLY
New ETFs
State Street's new Market Sector ETF puts ExxonMobil at 29.4%
Oct 16, 2026XLY
Closing Bell
AI stocks down, health care up, and long Treasurys rally despite inflationary pressure
Oct 15, 2026XLY

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