SPYM vs VTI: Grades, Fees and Holdings Compared

State Street SPDR Portfolio S&P 500 ETF

SPYMANYSE Arca

Vanguard Morningstar Total Stock Market ETF

VTIANYSE Arca

Overlap

87.7%by weight

Expense ratio

SPYM −0.01pt a year

SPYM0.02%VTI0.03%

Avg volume · 30D

SPYM 3.9×the volume

SPYM12MVTI3.06M

10Y return · a year

SPYM +0.5pt

SPYM+15.5%VTI+15.0%

SPYM vs VTI Performance

Nov 2, 2021 – Nov 2, 2026

+74.7%SPYM+66.1%VTI

Expense ratio: SPYM 0.02%, better; VTI 0.03%
Fund size: SPYM $185B; VTI $2.3T
1Y total return: SPYM +11.5%; VTI +11.6%, better
Yield (12M): SPYM 1.03%; VTI 1.07%, better
Holdings: SPYM 507; VTI 3514
Avg volume (30D): SPYM 12M sh, better; VTI 3.06M sh
NAV per share: SPYM $90.57; VTI $371.51
52W range

ETF.net Grade

Pillar letters and Scores for SPYM, VTI, with each pillar’s weight
Pillar	SPYM	VTI
Cost30% weight	A99	A75
Mission25% weight	A100	A100
Risk15% weight	C51	C50
Tradability15% weight	A71	B59
Holdings10% weight	B55	C54
Durability5% weight	A79	A87

Where each fund ranks

How we build Categories ›

Different Categories. Their Grades do not compare head to head.

S&P 500⁠

Category · 14 funds

See all 14 ›

SPYM ranks 1st of 14 funds in the S&P 500 Category.

Rank 1ASPYMState Street SPDR Portfolio S&P 500 ETFScore 82
Rank 2AIVViShares Core S&P 500 ETFScore 79

Total US Market⁠

Category · 10 funds

See all 10 ›

VTI ranks 4th of 10 funds in the Total US Market Category.

Rank 1AITOTiShares Core S&P Total U.S. Stock Market ETFScore 78
Rank 2ASCHBSchwab U.S. Broad Market ETFScore 76
Rank 3ASPTMState Street SPDR Portfolio S&P 1500 Composite Stock Market ETFScore 74
Rank 4AVTIVanguard Morningstar Total Stock Market ETFScore 73
Rank 5ABBUSJPMorgan BetaBuilders U.S. Equity ETFScore 70

Our read on each fund

ETF.net Research

SPYMAState Street SPDR Portfolio S&P 500 ETF

VTIAVanguard Morningstar Total Stock Market ETF

In short

SPYM State Street's budget-priced S&P 500 tracker: the same 500 large caps as its famous sibling, for 0.02% a year, the lowest fee in its S&P 500 peer group. Running since 2005 and now one of the category's giants.

VTI The whole US stock market in one ticker: roughly 3,600 names, from mega caps down to micro caps, for three basis points. Vanguard has run this portfolio in ETF form since 2001, and it's grown into one of the largest funds anywhere.

Stated mandate

SPYM The fund seeks to track the total return of the S&P 500 Index before fees and expenses, providing broad exposure to U.S. large-cap equities.

VTI The fund aims to replicate the performance of a benchmark index that covers the entire U.S. stock market.

Why people hold it

SPYM 0.02% a year, the cheapest fee in its S&P 500 cohort, against a 0.15% median for the group. Two dollars a year per $10,000 invested.
Same S&P 500 index as State Street's flagship SPY (0.09%), for a fraction of the fee, and a basis point under VOO and IVV.
Tracks the index tightly: gaps between fund and benchmark are among the smallest in its peer group, which is the whole job of an index wrapper.
Live since 2005, now one of the largest and most heavily traded funds in the category. Distributions land quarterly.

VTI Costs 0.03% a year, half the 0.06% typical for its total-market peers.
About 3,600 holdings, so the small and micro caps an S&P 500 fund leaves out are already in the mix.vanguard.com
Tracks its total-market benchmark very closely and trades heavily, and it sits among the strongest implementations in its peer group.
The ETF is a share class of Vanguard's Total Stock Market Index Fund, sharing one portfolio with the mutual fund rather than running a separate copy.sec.gov

Worth knowing

SPYM The S&P 500 is cap-weighted, so the biggest US companies drive most of the move. Equal-weight takes on the same index (RSP) spread that bet differently.
About 500 US large caps and nothing else: no mid caps, no small caps, no international.
The fee edge over VOO and IVV is one basis point. Same index, so trading costs and platform access matter as much as the sticker fee.

VTI Market-cap weighted, so the biggest US companies drive the result and the thousands of small names at the bottom carry little weight.vanguard.com
All US, by design. Nothing outside the country comes with it.
ITOT and SCHB match the 0.03% fee and BBUS runs 0.02%, so rivals deliver similar whole-market exposure for the same or less.

Full SPYM profile⁠

Full VTI profile⁠

SPYM vs VTI Holdings

How SPYM and VTI differ

Overlap by weight

87.7%

Shared holdings make up 99.7% of SPYM and 88.9% of VTI.

Level by level

Holdings500 in both87.7%
Sector11 Sectors98.1%
Asset classEquity100%
Countryby domicile99.5%

Sector

Sector weights in SPYM and VTI, widest gap first
Sector	More in SPYMMore in VTI	SPYM	VTI
Industrials	VTI +0.8 points	8.0%	8.8%
Consumer Staples	SPYM +0.5 points	4.7%	4.2%
Technology	SPYM +0.5 points	38.6%	38.1%
Real Estate	VTI +0.5 points	1.7%	2.2%
Communication	VTI +0.3 points	8.9%	9.2%
Financials	SPYM +0.3 points	11.8%	11.5%
Health Care	VTI +0.2 points	9.8%	10.0%
Consumer Discretionary	SPYM +0.3 points	9.0%	8.7%
Energy	SPYM +0.1 points	3.7%	3.6%
Materials	VTI +0.1 points	1.7%	1.8%
Utilities	SPYM +0.1 points	2.0%	1.9%

Country, concentration and asset class

Country by domicile

Country weights in SPYM and VTI, widest gap first
Country	More in SPYMMore in VTI	SPYM	VTI
United States	VTI +0.5 points	99.5%	100.0%
Switzerland	SPYM +0.3 points	0.3%	0.0%
China	SPYM +0.1 points	0.1%	0.0%
Mexico	SPYM +0.1 points	0.1%	0.0%
Ireland	Same weight	0.0%	0.0%
United Kingdom	Same weight	0.0%	0.0%

Concentration

Weight in the 10 largest Holdings

SPYM37.4%
VTI34.6%

Securities held

SPYM506
VTI3,501

Asset class

SPYM: Equity
VTI: Equity

Holdings

Only in SPYM6
In both500
Only in VTI3,001

Only in SPYM

6 securities, 0.2% of SPYM by weight

Nxp Semiconductors NV0.10%
Vylor Inc0.07%
Amcor PLC0.03%
S+P500 Emini Fut DEC26<0.01%
Contra Hologic Incorpo0.00%
Contra Walgreens Boots0.00%

Only in VTI

3,001 securities, 11.1% of VTI by weight

SLCMT11420.21%
Cloudflare Inc0.15%
Snowflake Inc0.15%
Space Exploration Technologies Corp0.12%
Warner Bros Discovery Inc0.10%
Natera Inc0.08%
Strategy Inc0.08%
Astera Labs Inc0.08%
Cheniere Energy Inc0.08%
Corteva Inc0.07%
Revolution Medicines Inc0.06%
Rocket Lab Corp0.06%
Waste Connections Inc0.05%
Okta Inc0.05%
CoreWeave Inc0.05%
Alnylam Pharmaceuticals Inc0.05%
Credo Technology Group Holding Ltd0.04%
Sunbelt Rentals Holdings Inc0.04%
Atlassian Corp0.04%
Berkshire Hathaway Inc0.04%
ROBLOX Corp0.04%
TechnipFMC PLC0.04%
MongoDB Inc0.04%
nVent Electric PLC0.04%
ATI Inc0.04%
Insmed Inc0.03%
LPL Financial Holdings Inc0.03%
Zoom Communications Inc0.03%
Entegris Inc0.03%
United Therapeutics Corp0.03%
Guardant Health Inc0.03%
HEICO Corp0.03%
Rocket Cos Inc0.03%
Zscaler Inc0.03%
MACOM Technology Solutions Holdings Inc0.03%
Tenet Healthcare Corp0.03%
SoFi Technologies Inc0.03%
Markel Group Inc0.03%
Roku Inc0.03%
Curtiss-Wright Corp0.03%
Royal Gold Inc0.03%
US Foods Holding Corp0.03%
Medline Inc0.03%
Liberty Media Corp0.03%
Reliance Inc0.03%
XPO Inc0.03%
Woodward Inc0.03%
TRS:GOLDMAN SACHS GROUP INC USD 2027-Aug-310.03%
Affirm Holdings Inc0.03%
Roivant Sciences Ltd0.03%

Weight gaps

The 100 widest of 500 Holdings in both funds.

Holding weights in SPYM and VTI, widest gap first
Holding	More in SPYMMore in VTI	SPYM	VTI
Apple IncAAPL	SPYM +1.02 points	7.65%	6.63%
Microsoft CorpMSFT	SPYM +0.73 points	5.92%	5.19%
NVIDIA CorpNVDA	SPYM +0.64 points	7.77%	7.13%
Tesla IncTSLA	SPYM +0.35 points	1.71%	1.36%
Eli Lilly & CoLLY	SPYM +0.31 points	1.65%	1.34%
Berkshire Hathaway Inc Class BBRK.B	SPYM +0.31 points	1.52%	1.21%
Amazon.com IncAMZN	SPYM +0.30 points	3.60%	3.30%
Alphabet Inc Class AGOOGL	VTI +0.26 points	2.50%	2.76%
Visa Inc Class A SharesV	SPYM +0.22 points	1.05%	0.83%
Exxonmobil Holdings CorpXOM	SPYM +0.21 points	1.13%	0.92%
Walmart IncWMT	SPYM +0.19 points	0.81%	0.62%
Broadcom IncAVGO	SPYM +0.19 points	2.47%	2.28%
Mastercard Inc AMA	SPYM +0.18 points	0.77%	0.59%
JPMorgan Chase & CoJPM	SPYM +0.17 points	1.37%	1.20%
Chevron CorpCVX	SPYM +0.17 points	0.69%	0.52%
Alphabet Inc Class CGOOG	VTI +0.16 points	2.02%	2.18%
AbbVie IncABBV	SPYM +0.14 points	0.77%	0.63%
Johnson & JohnsonJNJ	SPYM +0.13 points	1.00%	0.87%
Cisco Systems IncCSCO	SPYM +0.12 points	0.64%	0.52%
Palantir Technologies Inc APLTR	SPYM +0.12 points	0.68%	0.56%
Costco Wholesale CorpCOST	SPYM +0.11 points	0.66%	0.55%
Meta Platforms Inc Class AMETA	VTI +0.11 points	2.07%	2.18%
Home Depot IncHD	SPYM +0.10 points	0.49%	0.39%
UnitedHealth Group IncUNH	SPYM +0.10 points	0.55%	0.45%
Procter & Gamble Co/ThePG	SPYM +0.10 points	0.56%	0.46%
Coca Cola Co/TheKO	SPYM +0.09 points	0.54%	0.45%
Intl Business Machines CorpIBM	SPYM +0.09 points	0.37%	0.28%
Philip Morris InternationalPM	SPYM +0.08 points	0.49%	0.41%
Lam Research CorpLRCX	VTI +0.08 points	0.48%	0.56%
Texas Instruments IncTXN	SPYM +0.08 points	0.43%	0.35%
Goldman Sachs Group IncGS	SPYM +0.08 points	0.41%	0.33%
Accenture PLC Class AACN	SPYM +0.08 points	0.23%	0.15%
ConocophillipsCOP	SPYM +0.06 points	0.27%	0.20%
Amgen IncAMGN	SPYM +0.06 points	0.37%	0.31%
Rtx CorpRTX	SPYM +0.06 points	0.40%	0.34%
Caterpillar IncCAT	VTI +0.06 points	0.45%	0.51%
Gilead Sciences IncGILD	SPYM +0.06 points	0.31%	0.25%
Sandisk CorpSNDK	VTI +0.06 points	0.29%	0.35%
Wells Fargo & CoWFC	SPYM +0.06 points	0.39%	0.33%
Analog Devices IncADI	SPYM +0.06 points	0.32%	0.26%
S+p Global IncSPGI	SPYM +0.06 points	0.21%	0.15%
Micron Technology IncMU	VTI +0.05 points	1.59%	1.64%
Thermo Fisher Scientific IncTMO	SPYM +0.05 points	0.39%	0.34%
Merck & Co. Inc.MRK	SPYM +0.05 points	0.54%	0.49%
BlackRock IncBLK	SPYM +0.05 points	0.25%	0.20%
McDonald’s CorpMCD	SPYM +0.05 points	0.27%	0.22%
Linde PLCLIN	SPYM +0.05 points	0.35%	0.30%
Applied Materials IncAMAT	VTI +0.05 points	0.50%	0.55%
Union Pacific CorpUNP	SPYM +0.05 points	0.27%	0.22%
Intel CorpINTC	VTI +0.05 points	0.69%	0.74%
Crowdstrike Holdings Inc ACRWD	SPYM +0.05 points	0.40%	0.35%
Seagate Technology HoldingsSTX	VTI +0.04 points	0.24%	0.28%
General ElectricGE	SPYM +0.05 points	0.49%	0.44%
American Express CoAXP	SPYM +0.05 points	0.26%	0.21%
Intuitive Surgical IncISRG	SPYM +0.04 points	0.24%	0.20%
Nextera Energy IncNEE	SPYM +0.04 points	0.26%	0.22%
Walt Disney Co/TheDIS	SPYM +0.04 points	0.29%	0.25%
Salesforce IncCRM	SPYM +0.04 points	0.28%	0.24%
Altria Group IncMO	SPYM +0.04 points	0.19%	0.15%
Oracle CorpORCL	SPYM +0.04 points	0.36%	0.32%
Abbott LaboratoriesABT	SPYM +0.04 points	0.27%	0.23%
Pepsico IncPEP	SPYM +0.03 points	0.27%	0.24%
Chubb LtdCB	SPYM +0.04 points	0.19%	0.15%
Morgan StanleyMS	SPYM +0.04 points	0.34%	0.30%
Progressive CorpPGR	SPYM +0.03 points	0.20%	0.17%
Mckesson CorpMCK	SPYM +0.03 points	0.17%	0.14%
Lockheed Martin CorpLMT	SPYM +0.04 points	0.20%	0.16%
Tjx Companies IncTJX	SPYM +0.03 points	0.23%	0.20%
Pfizer IncPFE	SPYM +0.04 points	0.26%	0.22%
Starbucks CorpSBUX	SPYM +0.03 points	0.18%	0.15%
Qualcomm IncQCOM	SPYM +0.04 points	0.30%	0.26%
Stryker CorpSYK	SPYM +0.03 points	0.16%	0.13%
Lowe’s Cos IncLOW	SPYM +0.03 points	0.17%	0.14%
Intuit IncINTU	SPYM +0.04 points	0.14%	0.10%
Southern Co/TheSO	SPYM +0.03 points	0.16%	0.13%
Cme Group IncCME	SPYM +0.03 points	0.16%	0.13%
Danaher CorpDHR	SPYM +0.03 points	0.22%	0.19%
Marathon Petroleum CorpMPC	SPYM +0.03 points	0.18%	0.15%
Automatic Data ProcessingADP	SPYM +0.03 points	0.17%	0.14%
Capital One Financial CorpCOF	SPYM +0.03 points	0.19%	0.16%
Marsh & Mclennan CosMRSH	SPYM +0.03 points	0.14%	0.11%
Moderna IncMRNA	SPYM +0.03 points	0.12%	0.09%
Eog Resources IncEOG	SPYM +0.03 points	0.13%	0.10%
Medtronic PLCMDT	SPYM +0.03 points	0.18%	0.15%
Csx CorpCSX	SPYM +0.03 points	0.15%	0.12%
Advanced Micro DevicesAMD	SPYM +0.03 points	1.39%	1.36%
Marvell Technology IncMRVL	VTI +0.03 points	0.29%	0.32%
Synopsys IncSNPS	SPYM +0.03 points	0.14%	0.11%
Marriott International Class AMAR	SPYM +0.03 points	0.13%	0.10%
United Rentals IncURI	SPYM +0.03 points	0.11%	0.08%
Duke Energy CorpDUK	SPYM +0.03 points	0.15%	0.12%
Welltower IncWELL	SPYM +0.02 points	0.25%	0.23%
American Tower CorpAMT	SPYM +0.03 points	0.13%	0.10%
Citigroup IncC	SPYM +0.03 points	0.32%	0.29%
Elevance Health IncELV	SPYM +0.03 points	0.14%	0.11%
United Parcel Service Class BUPS	SPYM +0.02 points	0.12%	0.10%
General Dynamics CorpGD	SPYM +0.02 points	0.14%	0.12%
Emerson Electric CoEMR	SPYM +0.02 points	0.14%	0.12%
Phillips 66PSX	SPYM +0.02 points	0.16%	0.14%
Vertex Pharmaceuticals IncVRTX	SPYM +0.03 points	0.21%	0.18%

All 505 SPYM holdings⁠All 3,598 VTI holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SPYM vs VTI Cost

Overpaying VTI vs SPYM

$212

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SPYM 0.02%
$426
VTI 0.03%
$638

Amount$10,000

Years30 years

Cost over time

SPYM 0.02%
VTI 0.03%
Overpaying

Year by year

Year	SPYM	VTI	Overpaying
10	$37	$55	$18
20	$144	$216	$72
30	$426	$638	$212

Expense ratio

0.02%SPYM, cheaper
0.03%VTI

Different Categories, so each fee sits in its own Category’s range.

SPYM among 14 S&P 500 funds

SPYM0.02%

0.02%0.45%

Middle half of S&P 500 funds
Median 0.09%

SPYM cheapest of 14 funds

VTI among 10 Total US Market funds

VTI0.03%

0.02%0.25%

Middle half of Total US Market funds
Median 0.04%

VTI 2nd cheapest of 10 funds

SPYM vs VTI Dividends

Last 12 months to Nov 2, 2026

Yield (12M): SPYM 1.03%; VTI 1.07%, better
Payout (12M): SPYM $0.91; VTI $3.95
Last payment: SPYM $0.24; VTI $0.96
Ex-dividend: SPYM Sep 11, 2026; VTI Sep 28, 2026
Paid on: SPYM Sep 15, 2026; VTI Sep 30, 2026
Frequency: SPYM Quarterly; VTI Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

SPYMQuarterly · 39 paymentsAll SPYM payments⁠

VTIQuarterly · 39 paymentsAll VTI payments⁠

SPYM vs VTI Risk

Fall from peak · 5 years

SPYM
VTI

Risk facts

VolatilityStd dev, 3 years: SPYM 12.3%, betterVTI 12.7%
Return per unit of riskSharpe ratio, 3 years: SPYM 1.42, betterVTI 1.37
Worst fallMax drawdown, 5 years: SPYM −24.5%, betterVTI −25.4%
Market sensitivityBeta, 5 years: SPYM 1.01VTI 1.02; Market = 1

SPYM and VTI in the news

All news⁠

Best ETFs
The best S&P 500 ETF costs 0.02%. Equal weight is a different bet
Updated Nov 2, 2026SPYMVTI
Best ETFs
The cheap S&P 500 funds tied this year. Equal weight did not.
Updated Oct 2, 2026SPYMVTI
Deep Dive
SPY vs. SPYM, VOO, and IVV: Why SPY trails cheaper S&P 500 ETFs
Oct 29, 2026SPYM
Head-to-Head
Take VTI over VOO unless you already own the rest of the market
Oct 23, 2026VTI
Head-to-Head
Own the world's stocks with VT, or only the United States with VTI
Oct 23, 2026VTI
Deep Dive
VTI tracks the total U.S. stock market - large caps are 69.8% of it
Oct 22, 2026VTI

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