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TBFC vs UCBG

Brinsmere Fund Conservative ETF

TBFCBNYSE Arca

State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

UCBGANYSE Arca

Overlap

Expense ratio

UCBG −0.38pt a year

TBFC0.44%UCBG0.06%

Avg volume · 30D

UCBG 1899.9×the volume

TBFC2.19KUCBG4.15M

TBFC vs UCBG Performance

Sep 30, 2026 – Oct 30, 2026

−0.5%TBFC−0.9%UCBG

Sep 30, 2026 to Oct 30, 2026. TBFC −0.5%. UCBG −0.9%. Use the arrow keys to read each point.0%0.5%1%1.5%2%Sep 30Oct 15Oct 30
Expense ratio
TBFC 0.44%
UCBG 0.06%, better
Fund size
TBFC $354M
UCBG $2.52B
1Y total return
TBFC +4.1%
UCBG No data
Yield (12M)
TBFC 3.18%
UCBG No data
Holdings
TBFC 27
UCBG 868
Avg volume (30D)
TBFC 2.19K sh
UCBG 4.15M sh, better
NAV per share
TBFC $28.58
UCBG $50.56
52W range

ETF.net Grade

TBFC: Cost 64, Risk 53, Mission 74, Tradability 49, Holdings 60, Durability 67. UCBG: Cost 100, Risk not scored, Mission 99, Tradability 99, Holdings 79, Durability 66.
Pillar letters and Scores for TBFC, UCBG, with each pillar’s weight
PillarTBFCUCBG
Cost30% weightB64A100Higher
Mission25% weightA74A99Higher
Risk15% weightC53Not scored
Tradability15% weightC49A99Higher
Holdings10% weightB60A79Higher
Durability5% weightB67HigherB66

Rank among Multi-Asset Allocation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. TBFC and UCBG are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds
See all 37 ›

UCBG ranks 1st and TBFC 9th of 37 funds in the Multi-Asset Allocation Category.

  1. Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
  2. Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
  3. Rank 8BGALState Street Global Allocation ETFScore 64
  4. Rank 9BTBFCBrinsmere Fund Conservative ETFScore 62
  5. Rank 10BDIALColumbia Diversified Fixed Income Allocation ETFScore 61

Our read on each fund

ETF.net Research

TBFCBBrinsmere Fund Conservative ETF

UCBGAState Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

In short

TBFC A conservative allocation fund that doesn't sit still: systematic models reset the blend of global stock and bond exposures on a set schedule, emerging markets included. Active management for 0.44%, below the typical allocation fund's fee.

UCBG No data

Stated mandate

TBFC The Fund seeks long-term capital appreciation while maintaining an approach consistent with capital preservation.

UCBG No data

Why people hold it

  • TBFC Rules over hunches. The adviser's systematic models drive the asset mix, including a price-trend signal that raises or lowers international ex-US equity exposure rather than holding it at a fixed weight.sec.gov
  • 0.44%, with no fee waiver propping up the number, and below the median fee among the allocation funds we cover. Unusual pricing for an actively managed, multi-asset strategy.
  • One ticker, global reach: US, developed international and emerging market equity plus bond exposure, aimed at long-term appreciation in a way consistent with capital preservation.
  • Delivery matches the mandate closely, and the fund sits in the upper tier of a crowded allocation category on our review. Cash comes back quarterly.

UCBG No data

Worth knowing

  • TBFC You're paying for the overlay. Static index allocation funds like UCBG (0.06%) and IRTR (0.08%) hold set weights for a fraction of the cost.
  • Thinly traded next to the category's index giants, so spread and order type matter more than they would in a household-name allocation ETF.
  • Launched in 2024, so the models have a short live record, and a shifting mix means it can look quite different from a fixed 60/40 blend at any given time.

UCBG No data

Full TBFC profile⁠

Full UCBG profile⁠

TBFC vs UCBG Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

TBFC vs UCBG Cost

Overpaying TBFC vs UCBG

$7,582

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • TBFC 0.44%

    $8,852

  • UCBG 0.06%

    $1,270

$10,000
30 years

Cost over time

  • TBFC 0.44%
  • UCBG 0.06%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K$10K051015202530TBFC $8,852UCBG $1,270

Year by year

YearTBFCUCBGOverpaying
10$794$110$684
20$3,061$432$2,629
30$8,852$1,270$7,582

Expense ratio

  • 0.44%TBFC
  • 0.06%UCBG, cheaper
  • Middle half of Multi-Asset Allocation funds
  • Median 0.57%

UCBG cheapest of 37 funds

TBFC 14th cheapest of 37 funds

TBFC vs UCBG Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
TBFC 3.18%
UCBG No data
Payout (12M)
TBFC $0.91
UCBG No data
Last payment
TBFC $0.21
UCBG $0.04
Ex-dividend
TBFC Sep 24, 2026
UCBG Sep 21, 2026
Paid on
TBFC Sep 25, 2026
UCBG Sep 23, 2026
Frequency
TBFC Quarterly
UCBG Irregular

Distribution history

Per share, 2024 to 2026, same scale for both

TBFCQuarterly · 11 paymentsAll TBFC payments⁠
One bar per payment. 11 payments from 2024 to 2026 YTD. Mar 26, 2024 $0.08; Jun 27, 2024 $0.17; Sep 27, 2024 $0.19; Dec 30, 2024 $0.34; Mar 25, 2025 $0.14; Jun 24, 2025 $0.16; Sep 23, 2025 $0.18; Dec 31, 2025 $0.44; Mar 26, 2026 $0.08; Jun 25, 2026 $0.18; Sep 24, 2026 $0.21. Use the arrow keys to read each point.$0$0.502026YTD
UCBGIrregular · 1 paymentAll UCBG payments⁠
One bar per payment. 1 payment from 2024 to 2026 YTD. Sep 21, 2026 $0.04. Use the arrow keys to read each point.$0$0.502026YTD

TBFC vs UCBG Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
TBFC 6.3%since Feb 2024UCBG No data
Return per unit of riskSharpe ratio, 3 years
TBFC 0.54since Feb 2024UCBG No data
Worst fallMax drawdown, 5 years
TBFC −8.9%since Jan 2024UCBG No data
Market sensitivityBeta, 5 years
TBFC 0.47UCBG 0.00

TBFC and UCBG in the news

All news⁠

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