IYC vs VCR: Grades, Fees and Holdings Compared

iShares U.S. Consumer Discretionary ETF

IYCCNYSE Arca

Vanguard Consumer Discretionary ETF

VCRBNYSE Arca

Overlap

64.8%by weight

Expense ratio

VCR −0.28pt a year

IYC0.37%VCR0.09%

Avg volume · 30D

IYC 2.4×the volume

IYC145KVCR60.2K

10Y return · a year

VCR +1.7pt

IYC+12.1%VCR+13.8%

IYC vs VCR Performance

Nov 9, 2021 – Nov 9, 2026

+26.9%IYC+20.9%VCR

Expense ratio: IYC 0.37%; VCR 0.09%, better
Fund size: IYC $1.61B; VCR $5.6B
1Y total return: IYC +4.3%; VCR +4.5%, better
Yield (12M): IYC 0.50%; VCR 0.74%, better
Holdings: IYC 158; VCR 281
Avg volume (30D): IYC 145K sh, better; VCR 60.2K sh
NAV per share: IYC $103.31; VCR $391.22
52W range

ETF.net Grade

Pillar letters and Scores for IYC, VCR, with each pillar’s weight
Pillar	IYC	VCR
Cost30% weight	D29	A86Higher
Mission25% weight	Not scored	Not scored
Risk15% weight	A72Higher	C46
Tradability15% weight	B60Higher	C43
Holdings10% weight	B58Higher	C46
Durability5% weight	A71	A81Higher

Rank among Consumer Discretionary (Broad) funds

How we build Categories ›

Same Category. IYC and VCR are both graded against the same 14 Consumer Discretionary (Broad) funds, so their Grades compare head to head.

Consumer Discretionary (Broad)⁠

Category · 14 funds

See all 14 ›

VCR ranks 4th and IYC 8th of 14 funds in the Consumer Discretionary (Broad) Category.

Rank 1AXLYState Street Consumer Discretionary Select Sector SPDR ETFScore 80
Rank 2BFDISFidelity MSCI Consumer Discretionary Index ETFScore 70
Rank 3BXRTState Street SPDR S&P Retail ETFScore 66
Rank 4BVCRVanguard Consumer Discretionary ETFScore 63
Rank 5BRTHVanEck Retail ETFScore 56
Rank 7CPSCDInvesco S&P SmallCap Consumer Discretionary ETFScore 51
Rank 8CIYCiShares U.S. Consumer Discretionary ETFScore 50
Rank 9CTRUDVanEck Consumer Discretionary TruSector ETFScore 49

Our read on each fund

ETF.net Research

IYCCiShares U.S. Consumer Discretionary ETF

VCRBVanguard Consumer Discretionary ETF

In short

IYC Consumer discretionary with the tent pitched wide: about 160 Russell 1000 names spanning retail, media and consumer services, with index caps that trim the giants daily. On the tape since June 2000, at 0.37%.

VCR Consumer discretionary, the whole aisle. VCR tracks roughly 300 US retailers, carmakers, restaurants and travel names across large, mid and small caps for 0.09% a year, instead of stopping at the S&P 500's handful of giants.

Stated mandate

IYC The fund seeks to track an index of U.S. equities in the consumer discretionary sector, providing diversified exposure to retail, media, and consumer services companies in the United States.

VCR The fund passively tracks an index representing U.S. consumer discretionary stocks, seeking to approximate the index through full replication when possible and sampling when required.

Why people hold it

IYC Breadth over a short list: about 160 stocks drawn from the Russell 1000, so mid-cap retailers and services names ride along with the mega-caps.ishares.com
The benchmark is a 40 Act capped build, trimming the heaviest weights on a daily basis so one runaway giant cannot quietly become the whole fund.lseg.com
The media aisle comes attached: retail, consumer services and media companies all sit under one ticker here.ishares.com
Listed in June 2000, so it has traded through the dot-com bust, 2008 and 2020, and it pays quarterly.

VCR Costs 0.09% a year against a category median near 0.35%. In sector funds, where everyone owns roughly the same giants, that fee gap is the part you control.
The index reaches past mega-caps into mid and small cap US consumer stocks, so homebuilders, specialty retailers and restaurant chains ride along too.vanguard.com msci.com
Plain mechanics: full replication of its MSCI index where possible, sampling only where it isn't, with quarterly distributions. Same recipe since the 2004 launch.
A multi-billion-dollar fund and one of the stronger builds in the consumer discretionary group, with tracking that stays close to the index it names.

Worth knowing

IYC At 0.37% the fee sits near the category median, but the cheapest cap-weighted rivals undercut it hard: XLY at 0.08%, FDIS at 0.084%, VCR at 0.09%.
Caps trim the top names, they do not flatten them: a few giants still steer this sector, and the whole thing rides on consumer spending.
Moderately traded rather than a volume monster, so spreads can run wider than at the category's busiest tickers.

VCR Cap weighting rules the top: a few giants carry most of the basket despite about 300 names. Index rules cap any single issuer at 25%, which still leaves it top-heavy.msci.com msci.com 2
One sector, and a cyclical one. These are the industries Vanguard describes as most sensitive to economic cycles, so the ride is bumpier than a total-market fund.vanguard.com
XLY and FDIS come in a basis point lower at 0.08%. The cost race in this corner is now measured in rounding, not dollars.

Full IYC profile⁠

Full VCR profile⁠

IYC vs VCR Holdings

How IYC and VCR differ

Overlap by weight

64.8%

Shared holdings make up 85.7% of VCR and 68.3% of IYC.

Level by level

Holdings104 in both64.8%
Sector8 Sectors72.0%
Countryby domicile98.7%
Asset classStocks100%

Sector

Sector weights in IYC and VCR, widest gap first
Sector	Gap	IYC	VCR
Consumer Discretionary	VCR +27.8 points	68.5%	96.3%
Communication	IYC +12.5 points	12.5%	0.0%
Consumer Staples	IYC +11.2 points	12.4%	1.2%
Industrials	IYC +2.4 points	3.3%	0.9%
Technology	IYC +2.0 points	3.3%	1.3%
Health Care	VCR +0.1 points	0.0%	0.1%
Real Estate	VCR +0.1 points	0.0%	0.1%
Financials	VCR +0.1 points	0.0%	0.1%

Country, concentration and asset class

Country by domicile

Country weights in IYC and VCR, widest gap first
Country	Gap	IYC	VCR
United States	VCR +1.3 points	98.7%	100.0%
Switzerland	IYC +0.8 points	0.8%	0.0%
Other countries (2)	IYC +0.5 points	0.5%	0.0%

Concentration

Weight in the 10 largest Holdings

IYC50.3%
VCR56.6%

Securities held

IYC156
VCR279

Asset class

IYC: Stocks
VCR: Stocks

Holdings

Only in IYC52
In both104
Only in VCR175

Only in IYC

52 securities, 31.5% of IYC by weight

Walmart4.39%
Costco Wholesale Corp4.30%
Netflix3.87%
Walt Disney3.44%
Uber Technologies2.28%
Spotify Technology1.61%
Target Corp1.22%
Delta Air Lines0.91%
Take Two Interactive Software0.67%
United Airlines Holdings0.62%
Roblox Class A0.53%
Dollar General Corp0.50%
Live Nation Entertainment0.48%
Estee Lauder Inc Class A0.46%
Copart Inc0.46%
Restaurants Brands International0.45%
Dollar Tree Inc0.43%
Omnicom Group Inc0.40%
Liberty Media Series C0.39%
Southwest Airlines0.35%
Coupang Class A0.34%
Rb Global0.29%
Viking Holdings Ltd0.26%
Bjs Wholesale Club Holdings0.24%
Fox Class A0.22%
Tko Group Holdings Inc Class A0.20%
Rollins Inc0.19%
New York Times Class A0.17%
News Class A0.16%
American Airlines Group0.15%
On Holding AG Class A0.14%
Fox Class B0.14%
Elf Beauty0.11%
Lyft Class A0.11%
Amer Sports Inc0.10%
Siriusxm Holdings0.10%
Nexstar Media Group Inc0.09%
Trade Desk Class A0.09%
Liberty Live Holdings Inc Series C0.09%
U Haul Non Voting Series N0.09%
Msg Knickerbockers Class A0.08%
Versant Media Group Inc Class A0.08%
Alaska Air Group Inc0.07%
News Class B0.06%
Liberty Media Series A0.04%
Avis Budget Group Inc0.04%
Liberty Live Holdings Inc Series A0.03%
Birkenstock Holding PLC0.03%
Msg Rangers Class A0.03%
Jersey Mikes Subs Inc Class A0.01%

Only in VCR

175 securities, 14.1% of VCR by weight

MercadoLibre Inc1.30%
DoorDash Inc1.15%
Abercrombie & Fitch Co0.22%
Brinker International Inc0.21%
Victoria's Secret & Co0.19%
Mohawk Industries Inc0.19%
Autoliv Inc0.18%
Cheesecake Factory Inc/The0.17%
Life Time Group Holdings Inc0.17%
Frontdoor Inc0.16%
Champion Homes Inc0.16%
Signet Jewelers Ltd0.16%
Laureate Education Inc0.15%
Cavco Industries Inc0.15%
Garrett Motion Inc0.14%
Urban Outfitters Inc0.14%
Meritage Homes Corp0.13%
Installed Building Products Inc0.13%
Covista Inc0.13%
Marriott Vacations Worldwide Corp0.13%
M/I Homes Inc0.13%
Steven Madden Ltd0.13%
Graham Holdings Co0.13%
Kohl's Corp0.13%
Brunswick Corp/DE0.12%
Versigent PLC0.12%
Dorman Products Inc0.12%
American Eagle Outfitters Inc0.12%
Newell Brands Inc0.12%
Kontoor Brands Inc0.12%
ADT Inc0.12%
Asbury Automotive Group Inc0.12%
Boot Barn Holdings Inc0.12%
Academy Sports & Outdoors Inc0.11%
KB Home0.11%
Warby Parker Inc0.11%
Harley-Davidson Inc0.11%
Sonos Inc0.11%
SLBBH11420.11%
Stride Inc0.11%
TRS:CARVANA CO USD 2027-Aug-310.11%
Polaris Inc0.10%
Dana Inc0.10%
Green Brick Partners Inc0.10%
Red Rock Resorts Inc0.10%
Acushnet Holdings Corp0.10%
OneSpaWorld Holdings Ltd0.10%
Wolverine World Wide Inc0.10%
Shake Shack Inc0.10%
Group 1 Automotive Inc0.10%

Weight gaps

The 100 widest of 104 Holdings in both funds.

Holding weights in IYC and VCR, widest gap first
Holding	Gap	IYC	VCR
Tesla IncTSLA	VCR +8.59 points	7.32%	15.91%
Amazon.com IncAMZN	VCR +8.15 points	14.84%	22.99%
Mcdonalds CorpMCD	IYC +0.69 points	3.33%	2.64%
Home DepotHD	VCR +0.51 points	4.01%	4.52%
Lowes Companies IncLOW	IYC +0.45 points	2.13%	1.68%
Starbucks CorpSBUX	IYC +0.30 points	2.04%	1.74%
Carvana Class ACVNA	IYC +0.26 points	0.86%	0.60%
Royal Caribbean GroupRCL	IYC +0.25 points	1.39%	1.14%
Marriott International Class AMAR	IYC +0.22 points	1.54%	1.32%
Airbnb Class AABNB	IYC +0.19 points	1.33%	1.14%
TjxTJX	IYC +0.17 points	2.54%	2.37%
Hilton Worldwide HoldingsHLT	IYC +0.17 points	1.39%	1.22%
AutozoneAZO	IYC +0.11 points	0.90%	0.79%
Yum BrandsYUM	IYC +0.11 points	0.76%	0.65%
General MotorsGM	IYC +0.10 points	1.28%	1.18%
EbayEBAY	IYC +0.10 points	0.83%	0.73%
BorgwarnerBWA	VCR +0.09 points	0.17%	0.26%
Somnigroup InternationalSGI	VCR +0.10 points	0.24%	0.34%
Rivian Automotive Class ARIVN	VCR +0.09 points	0.22%	0.31%
Dillards Class ADDS	VCR +0.09 points	0.03%	0.12%
Carmax IncKMX	VCR +0.09 points	0.12%	0.21%
Carnival Corp LtdCCL	IYC +0.08 points	0.64%	0.56%
Penske Automotive Group Voting IncPAG	VCR +0.08 points	0.06%	0.14%
GapGAP	VCR +0.08 points	0.08%	0.16%
Genuine PartsGPC	VCR +0.07 points	0.29%	0.36%
Grand Canyon Education IncLOPE	VCR +0.08 points	0.05%	0.13%
MacysM	VCR +0.08 points	0.10%	0.17%
Bright Horizons Family SolutionsBFAM	VCR +0.07 points	0.05%	0.12%
Lithia Motors Inc Class ALAD	VCR +0.07 points	0.11%	0.18%
Lkq CorpLKQ	VCR +0.06 points	0.09%	0.15%
GentexGNTX	VCR +0.07 points	0.07%	0.14%
Wayfair Class AW	VCR +0.06 points	0.20%	0.26%
Duolingo Class ADUOL	VCR +0.07 points	0.10%	0.17%
LearLEA	VCR +0.07 points	0.09%	0.16%
Burlington StoresBURL	VCR +0.07 points	0.26%	0.33%
Caesars Entertainment IncCZR	VCR +0.06 points	0.10%	0.16%
Ollies Bargain Outlet HoldingsOLLI	VCR +0.06 points	0.09%	0.15%
ServiceSCI	VCR +0.06 points	0.17%	0.23%
Gamestop Class AGME	VCR +0.07 points	0.17%	0.24%
Yeti HoldingsYETI	VCR +0.06 points	0.06%	0.12%
Vail ResortsMTN	VCR +0.06 points	0.09%	0.15%
Aptiv PLCAPTV	VCR +0.06 points	0.14%	0.20%
AramarkARMK	VCR +0.06 points	0.23%	0.29%
NvrNVR	VCR +0.06 points	0.27%	0.33%
Floor Decor Holdings Class AFND	VCR +0.06 points	0.09%	0.15%
Dutch Bros Class ABROS	VCR +0.06 points	0.07%	0.13%
Nike Class BNKE	IYC +0.05 points	0.77%	0.72%
Columbia SportswearCOLM	VCR +0.05 points	0.03%	0.08%
Expedia GroupEXPE	VCR +0.05 points	0.50%	0.55%
Ralph Lauren Class ARL	VCR +0.05 points	0.23%	0.28%
Travel LeisureTNL	VCR +0.06 points	0.07%	0.13%
Wyndham Hotels ResortsWH	VCR +0.05 points	0.10%	0.15%
Murphy UsaMUSA	VCR +0.05 points	0.15%	0.20%
Thor IndustriesTHO	VCR +0.05 points	0.07%	0.12%
Choice Hotels InternationalCHH	VCR +0.05 points	0.06%	0.11%
AutonationAN	VCR +0.05 points	0.07%	0.12%
ValvolineVVV	VCR +0.04 points	0.08%	0.12%
Oreilly Automotive IncORLY	IYC +0.05 points	1.24%	1.19%
Boyd GamingBYD	VCR +0.05 points	0.06%	0.11%
CrocsCROX	VCR +0.05 points	0.12%	0.17%
PvhPVH	VCR +0.05 points	0.07%	0.12%
WhirlpoolWHR	VCR +0.05 points	0.03%	0.08%
Mgm Resorts InternationalMGM	VCR +0.05 points	0.10%	0.15%
Wynn ResortsWYNN	VCR +0.04 points	0.11%	0.15%
Booking HoldingsBKNG	IYC +0.04 points	2.11%	2.07%
Bath and Body WorksBBWI	VCR +0.05 points	0.07%	0.12%
H&R Block IncHRB	VCR +0.04 points	0.11%	0.15%
Best BuyBBY	VCR +0.04 points	0.33%	0.37%
Las Vegas SandsLVS	VCR +0.04 points	0.19%	0.23%
Mattel IncMAT	VCR +0.03 points	0.08%	0.11%
Quantumscape Class AQS	VCR +0.04 points	0.04%	0.08%
Chewy Inc Class ACHWY	VCR +0.04 points	0.09%	0.13%
Flutter Entertainment PLCFLUT	VCR +0.04 points	0.20%	0.24%
EtsyETSY	VCR +0.04 points	0.14%	0.18%
Five BelowFIVE	VCR +0.04 points	0.22%	0.26%
HasbroHAS	IYC +0.04 points	0.28%	0.24%
Hyatt Hotels Corp Class AH	VCR +0.03 points	0.13%	0.16%
TapestryTPR	IYC +0.04 points	0.46%	0.42%
Norwegian Cruise Line HoldingsNCLH	VCR +0.03 points	0.14%	0.17%
Toll Brothers IncTOL	VCR +0.03 points	0.24%	0.27%
Draftkings Class ADKNG	VCR +0.03 points	0.15%	0.18%
Deckers OutdoorDECK	VCR +0.03 points	0.20%	0.23%
Planet Fitness Inc Class APLNT	VCR +0.03 points	0.08%	0.11%
WingstopWING	VCR +0.02 points	0.07%	0.10%
Darden Restaurants IncDRI	IYC +0.03 points	0.44%	0.41%
Lennar A Class ALEN	VCR +0.03 points	0.30%	0.33%
Ford Motor CoF	IYC +0.02 points	0.82%	0.80%
Churchill DownsCHDN	VCR +0.02 points	0.11%	0.13%
Dicks SportingDKS	VCR +0.02 points	0.15%	0.17%
SharkninjaSN	VCR +0.02 points	0.32%	0.34%
GarminGRMN	VCR +0.02 points	0.80%	0.82%
Cava GroupCAVA	VCR +0.02 points	0.10%	0.12%
Ulta Beauty IncULTA	IYC +0.02 points	0.47%	0.45%
Lululemon AthleticaLULU	VCR +0.02 points	0.18%	0.20%
Dominos PizzaDPZ	VCR +0.02 points	0.19%	0.21%
PoolPOOL	VCR +0.02 points	0.13%	0.15%
Chipotle Mexican GrillCMG	IYC +0.02 points	0.74%	0.72%
Texas Roadhouse IncTXRH	VCR +0.01 points	0.20%	0.22%
D R HortonDHI	IYC +0.02 points	0.64%	0.62%
Williams Sonoma IncWSM	VCR +0.01 points	0.50%	0.51%

All 156 IYC holdings⁠All 277 VCR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IYC vs VCR Cost

Overpaying IYC vs VCR

$5,615

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

IYC 0.37%
$7,513
VCR 0.09%
$1,898

Amount$10,000

Years30 years

Cost over time

IYC 0.37%
VCR 0.09%
Overpaying

Year by year

Year	IYC	VCR	Overpaying
10	$670	$165	$505
20	$2,590	$646	$1,944
30	$7,513	$1,898	$5,615

Expense ratio

0.37%IYC
0.09%VCR, cheaper

VCR0.09%IYC0.37%

0.08%0.60%

Middle half of Consumer Discretionary (Broad) funds
Median 0.35%

VCR 3rd cheapest of 14 funds

IYC 9th cheapest of 14 funds

IYC vs VCR Dividends

Last 12 months to Nov 9, 2026

Yield (12M): IYC 0.50%; VCR 0.74%, better
Payout (12M): IYC $0.53; VCR $2.99
Last payment: IYC $0.15; VCR $0.82
Ex-dividend: IYC Sep 15, 2026; VCR Sep 23, 2026
Paid on: IYC Sep 18, 2026; VCR Sep 25, 2026
Frequency: IYC Quarterly; VCR Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

IYCQuarterly · 39 paymentsAll IYC payments⁠

VCRQuarterly · 38 paymentsAll VCR payments⁠

IYC vs VCR Risk

Fall from peak · 5 years

Risk facts

VolatilityStd dev, 3 years: IYC 15.6%, betterVCR 18.3%
Return per unit of riskSharpe ratio, 3 years: IYC 0.77, betterVCR 0.64
Worst fallMax drawdown, 5 years: IYC −35.5%, betterVCR −39.2%
Market sensitivityBeta, 5 years: IYC 1.03VCR 1.25; Market = 1

IYC and VCR in the news

All news⁠

Deep Dive
Amazon and Tesla are 41.6% of consumer discretionary ETF XLY
Oct 28, 2026IYCVCR

Popular comparisons

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IYC vs VCR

In short

Stated mandate

Why people hold it

Worth knowing

How IYC and VCR differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in IYC

Only in VCR

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

Amazon and Tesla are 41.6% of consumer discretionary ETF XLY

How IYC and VCR differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in IYC

Only in VCR

Weight gaps