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RISN vs XFLX

Inspire Capital Appreciation ETF

RISNANYSE Arca

FundX Flexible ETF

XFLXCNYSE Arca

Overlap

Expense ratio

RISN −0.25pt a year

RISN0.72%XFLX0.97%

Avg volume · 30D

RISN 6.3×the volume

RISN14.8KXFLX2.35K

3Y return · a year

RISN +9.2pt

RISN+13.3%XFLX+4.1%

RISN vs XFLX Performance

Oct 31, 2025 – Oct 30, 2026

+4.8%RISN+1.1%XFLX

Oct 31, 2025 to Oct 30, 2026. RISN +4.8%. XFLX +1.1%. Use the arrow keys to read each point.−5%−2.5%7.5%Oct 2025Apr 2026Oct 2026
Expense ratio
RISN 0.72%, better
XFLX 0.97%
Fund size
RISN $70M
XFLX $50M
1Y total return
RISN +4.8%, better
XFLX +1.1%
Yield (12M)
RISN 1.05%
XFLX 9.72%, better
Holdings
RISN 53
XFLX 14
Avg volume (30D)
RISN 14.8K sh, better
XFLX 2.35K sh
NAV per share
RISN $31.09
XFLX $22.55
52W range

ETF.net Grade

RISN: Cost 76, Risk 46, Mission 85, Tradability 64, Holdings 80, Durability 68. XFLX: Cost 39, Risk 57, Mission 69, Tradability 53, Holdings 55, Durability 68.
Pillar letters and Scores for RISN, XFLX, with each pillar’s weight
PillarRISNXFLX
Cost30% weightA76HigherD39
Mission25% weightA85HigherB69
Risk15% weightC46B57Higher
Tradability15% weightB64HigherC53
Holdings10% weightA80HigherB55
Durability5% weightB68B68

Rank among Tactical Allocation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. RISN and XFLX are both graded against the same 46 Tactical Allocation funds, so their Grades compare head to head.

Tactical Allocation⁠

Category · 46 funds
See all 46 ›

RISN ranks 4th and XFLX 24th of 46 funds in the Tactical Allocation Category.

  1. Rank 1AENDWCambria Endowment Style ETFScore 81
  2. Rank 2AGMODGMO Dynamic Allocation ETFScore 76
  3. Rank 3APTBDPacer Trendpilot US Bond ETFScore 72
  4. Rank 4ARISNInspire Capital Appreciation ETFScore 71
  5. Rank 5BPBLPGIM Portfolio Ballast ETFScore 69
  6. Rank 21BUSAFAtlas America FundScore 55
  7. Rank 24CXFLXFundX Flexible ETFScore 54
  8. Rank 25CKAMOKensington Credit Opportunities ETFScore 53

Our read on each fund

ETF.net Research

RISNAInspire Capital Appreciation ETF

XFLXCFundX Flexible ETF

In short

RISN A tactical blend of U.S. large-cap stocks and U.S. bonds from a values-screening shop, built to chase long-term growth with less turbulence than the large-cap market, at a fee below the typical tactical peer.

XFLX An ETF-of-ETFs running FundX's old Upgrading playbook: own the parts of the bond market that are leading, sell the ones that fade. Same strategy since 2002, now in an ETF wrapper, at 0.97%.

Stated mandate

RISN The fund seeks long-term capital appreciation with lower volatility than the U.S. large-cap stock market.

XFLX The available SEC record presents XFLX as a core-growth allocation vehicle. The retrieved evidence does not identify a single benchmark, sector, or thematic mandate.

Why people hold it

  • RISN Charges 0.72% a year, under the going rate for tactical multi-asset funds that actively shift their mix.
  • One ticket holds U.S. large-cap equities alongside U.S. fixed income, with the stated aim of long-term appreciation at lower volatility than U.S. large caps.
  • One of the stronger implementations in a crowded tactical multi-asset field, with a live record going back to its 2020 launch.
  • Pays out quarterly, so the bond sleeve shows up as scheduled cash rather than a once-a-year surprise.
  • XFLX Veteran playbook: Upgrading (hold the leaders, sell the laggards) has run this portfolio since its 2002 start as a mutual fund, across several full market cycles.sec.govsec.gov 2
  • One ticker, many bond markets: it owns other ETFs across maturities, credit quality (high yield included) and regions, reshuffled as leadership rotates.usnews.com
  • Mandate is total return, capital appreciation plus current income, with no index to hug. The manager moves the mix rather than tracking a fixed basket.sec.gov

Worth knowing

  • RISN Thinly traded and modest in size, so bid-ask spreads can matter more than the fee does. Limit orders are the standard workaround.
  • Tactical means judgment calls: the allocation can look nothing like a fixed stock/bond blend at any given moment.
  • Cheap for tactical, not cheap outright. Peers such as ENDW (0.22%) and ONOF (0.39%) run at a fraction of the fee.
  • XFLX Costs stack: 0.97% at the fund level, plus the fees of the ETFs it holds. Tactical peers run cheaper, including ENDW at 0.22% and GMOD at 0.50% net of a waiver through June 30, 2027.
  • Small fund, thin tape. Spreads can run wider than in big index ETFs, so how you place an order matters more here.
  • Judgment, not a rulebook: the SEC record ties it to no single benchmark, sector or theme, so what you own depends on the manager's current read of market leadership.sec.gov

Full RISN profile⁠

Full XFLX profile⁠

RISN vs XFLX Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

RISN vs XFLX Cost

Overpaying XFLX vs RISN

$4,241

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • RISN 0.72%

    $13,957

  • XFLX 0.97%

    $18,198

$10,000
30 years

Cost over time

  • RISN 0.72%
  • XFLX 0.97%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530XFLX $18,198RISN $13,957

Year by year

YearRISNXFLXOverpaying
10$1,284$1,712$428
20$4,888$6,443$1,555
30$13,957$18,198$4,241

Expense ratio

  • 0.72%RISN, cheaper
  • 0.97%XFLX
  • Middle half of Tactical Allocation funds
  • Median 0.93%

RISN 12th cheapest of 46 funds

XFLX 28th cheapest of 46 funds

RISN vs XFLX Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
RISN 1.05%
XFLX 9.72%, better
Payout (12M)
RISN $0.32
XFLX $2.19
Last payment
RISN $0.08
XFLX $2.19
Ex-dividend
RISN Sep 25, 2026
XFLX Dec 31, 2025
Paid on
RISN Oct 1, 2026
XFLX Jan 2, 2026
Frequency
RISN Quarterly
XFLX Annual

Distribution history

Per share, 2020 to 2026, same scale for both

RISNQuarterly · 24 paymentsAll RISN payments⁠
One bar per payment. 24 payments from 2020 to 2026 YTD. Sep 25, 2020 $0.03; Dec 14, 2020 $1.16; Dec 30, 2020 $0.01; Mar 26, 2021 $0.03; Jun 25, 2021 $0.05; Sep 24, 2021 $0.05; Dec 14, 2021 $2.65; Sep 23, 2022 $0.06; Dec 14, 2022 $0.23; Mar 27, 2023 $0.13; Jun 23, 2023 $0.15; Sep 22, 2023 $0.11; Dec 14, 2023 $0.13; Mar 27, 2024 $0.08; Jun 25, 2024 $0.06; Sep 25, 2024 $0.10; Dec 16, 2024 $0.13; Mar 27, 2025 $0.04; Jun 26, 2025 $0.06; Sep 26, 2025 $0.12; Dec 17, 2025 $0.07; Mar 27, 2026 $0.07; Jun 26, 2026 $0.10; Sep 25, 2026 $0.08. Use the arrow keys to read each point.$0$2.50202020232026YTD
XFLXAnnual · 3 paymentsAll XFLX payments⁠
One bar per payment. 3 payments from 2020 to 2026 YTD. Dec 28, 2023 $0.98; Dec 31, 2024 $1.09; Dec 31, 2025 $2.19. Use the arrow keys to read each point.$0$2.50202020232026YTD

RISN vs XFLX Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
RISN 11.4%XFLX 3.9%, better
Return per unit of riskSharpe ratio, 3 years
RISN 0.77, betterXFLX −0.11
Worst fallMax drawdown, 5 years
RISN −21.9%XFLX −6.6%since Oct 2023
Market sensitivityBeta, 5 years
RISN 1.08XFLX 0.61

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