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RNTY vs XLSI

YieldMax Target 12 Real Estate Option Income ETF

RNTYCNYSE Arca

State Street Consumer Staples Select Sector SPDR Premium Income ETF

XLSIANYSE Arca

Overlap

Expense ratio

XLSI −0.64pt a year

RNTY0.99%XLSI0.35%

Avg volume · 30D

XLSI 7.4×the volume

RNTY2.6KXLSI19.2K

RNTY vs XLSI Performance

Oct 31, 2025 – Oct 30, 2026

+7.6%RNTY+14.7%XLSI

Oct 31, 2025 to Oct 30, 2026. RNTY +7.6%. XLSI +14.7%. Use the arrow keys to read each point.0%2.5%5%10%12.5%Oct 2025Apr 2026Oct 2026
Expense ratio
RNTY 0.99%
XLSI 0.35%, better
Fund size
RNTY $5M
XLSI $25M
1Y total return
RNTY +7.6%
XLSI +14.7%, better
Yield (12M)
RNTY 12.55%, better
XLSI 12.22%
Holdings
RNTY 51
XLSI 2
Avg volume (30D)
RNTY 2.6K sh
XLSI 19.2K sh, better
NAV per share
RNTY $47.47
XLSI $23.80
52W range

ETF.net Grade

RNTY: Cost 21, Risk 62, Mission not scored, Tradability 29, Holdings 89, Durability 50. XLSI: Cost 76, Risk 68, Mission 88, Tradability 78, Holdings 51, Durability 58.
Pillar letters and Scores for RNTY, XLSI, with each pillar’s weight
PillarRNTYXLSI
Cost30% weightF21A76Higher
Mission25% weightNot scoredA88
Risk15% weightB62B68Higher
Tradability15% weightD29A78Higher
Holdings10% weightA89HigherC51
Durability5% weightC50B58Higher

Rank among Sector Option Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. RNTY and XLSI are both graded against the same 22 Sector Option Income funds, so their Grades compare head to head.

Sector Option Income⁠

Category · 22 funds
See all 22 ›

XLSI ranks 1st and RNTY 14th of 22 funds in the Sector Option Income Category.

  1. Rank 1AXLSIState Street Consumer Staples Select Sector SPDR Premium Income ETFScore 74
  2. Rank 2AXLIIState Street Industrial Select Sector SPDR Premium Income ETFScore 71
  3. Rank 13CHAKYAmplify HACK Cybersecurity Covered Call ETFScore 43
  4. Rank 14CRNTYYieldMax Target 12 Real Estate Option Income ETFScore 42
  5. Rank 15DSRHRSRH REIT Covered Call ETFScore 40

Our read on each fund

ETF.net Research

RNTYCYieldMax Target 12 Real Estate Option Income ETF

XLSIAState Street Consumer Staples Select Sector SPDR Premium Income ETF

In short

RNTY Most YieldMax funds chase the biggest yield they can wring from a single stock. RNTY inverts that: it owns 15 to 30 US real estate companies outright and sells calls on them to aim at a 12% annual distribution level, paid monthly.

XLSI Covered calls on the market's quietest aisle. XLSI owns the classic consumer staples sector fund and sells calls on it, turning soup, soap and razors into monthly income while giving up gains above the strike.

Stated mandate

RNTY The Fund seeks current income and capital appreciation through an actively managed portfolio of U.S.-listed real estate-company securities and related options. Its strategy targets 12% annual income through monthly distributions, although the target is not guaranteed.

XLSI The fund uses an actively managed strategy intended to provide current income while preserving prospects for long-term capital growth. It invests in the Consumer Staples Select Sector SPDR ETF and sells call options on that ETF to generate additional income.

Why people hold it

  • RNTY It holds the real estate stocks themselves rather than renting exposure through synthetics, so dividends and share appreciation can flow through alongside the option premium.yieldmaxetfs.com
  • Income is targeted, not maximized. The 12% goal sets how much premium the strategy needs to write, and the fund also seeks capital appreciation from the shares it owns.yieldmaxetfs.com
  • A focused, physically held basket of listed real estate names plus options on them: one of the easier portfolios to see through in its peer group, and it pays monthly.yieldmaxetfs.com
  • XLSI Simple plumbing: it holds shares of the staples Select Sector fund (XLP) and writes calls on that same ETF, so the equity sleeve is the plain sector basket, not a synthetic stand-in.ssga.com
  • 0.35% sits right at the median for its option-income sector cohort, the same sticker as siblings XLVI, XLUI and XLEI.
  • Pays monthly, and the call overlay is actively managed: a manager sets the strikes rather than following a fixed published formula.ssga.com
  • Sticks tightly to the mandate on the tin, and ranks among the stronger builds in its sector-overlay peer group.

Worth knowing

  • RNTY The 0.99% fee runs roughly three times the 0.35% typical for this cohort, including the State Street sector premium-income funds (XLVI, XLUI) that sit at the top of it.
  • The 12% is a target, not a promise, and YieldMax discloses that payouts can include return of capital, which hands back part of your own investment and lowers your cost basis.yieldmaxetfs.com
  • A 2025 launch that is still small and thinly traded, so spreads can be wide and there is limited history to judge the strategy across a full real estate cycle.
  • XLSI The calls cap the top end: gains above the strike on the underlying staples fund are traded away for premium.ssga.com
  • Option premiums rise and fall with volatility, so the monthly payout moves around. Income, not a coupon.
  • Launched in 2025 and small next to the giant option-income names, so the record is short and trading is light. Spreads can widen.

Full RNTY profile⁠

Full XLSI profile⁠

RNTY vs XLSI Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

RNTY vs XLSI Cost

Overpaying RNTY vs XLSI

$11,399

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • RNTY 0.99%

    $18,525

  • XLSI 0.35%

    $7,126

$10,000
30 years

Cost over time

  • RNTY 0.99%
  • XLSI 0.35%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530RNTY $18,525XLSI $7,126

Year by year

YearRNTYXLSIOverpaying
10$1,746$634$1,112
20$6,565$2,454$4,111
30$18,525$7,126$11,399

Expense ratio

  • 0.99%RNTY
  • 0.35%XLSI, cheaper
  • Middle half of Sector Option Income funds
  • Median 0.47%

XLSI cheapest of 22 funds

RNTY 17th cheapest of 22 funds

RNTY vs XLSI Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
RNTY 12.55%, better
XLSI 12.22%
Payout (12M)
RNTY $5.96
XLSI $2.92
Last payment
RNTY $0.46
XLSI $0.32
Ex-dividend
RNTY Oct 7, 2026
XLSI Oct 1, 2026
Paid on
RNTY Oct 8, 2026
XLSI Oct 5, 2026
Frequency
RNTY Monthly
XLSI Monthly

Distribution history

Per share, 2025 to 2026, same scale for both

RNTYMonthly · 17 paymentsAll RNTY payments⁠
One bar per payment. 17 payments from 2025 to 2026 YTD. Jun 4, 2025 $0.52; Jul 2, 2025 $0.52; Aug 6, 2025 $0.51; Sep 3, 2025 $0.51; Oct 8, 2025 $0.50; Nov 5, 2025 $0.50; Dec 3, 2025 $0.50; Dec 31, 2025 $0.49; Feb 4, 2026 $0.50; Mar 4, 2026 $0.52; Apr 8, 2026 $0.49; May 6, 2026 $0.51; Jun 3, 2026 $0.50; Jul 8, 2026 $0.50; Aug 5, 2026 $0.50; Sep 2, 2026 $0.49; Oct 7, 2026 $0.46. Use the arrow keys to read each point.$0$0.502026YTD
XLSIMonthly · 14 paymentsAll XLSI payments⁠
One bar per payment. 14 payments from 2025 to 2026 YTD. Sep 2, 2025 $0.29; Oct 1, 2025 $0.28; Nov 3, 2025 $0.22; Dec 1, 2025 $0.15; Dec 29, 2025 $0.32; Feb 2, 2026 $0.18; Mar 2, 2026 $0.30; Apr 1, 2026 $0.33; May 1, 2026 $0.19; Jun 1, 2026 $0.20; Jul 1, 2026 $0.35; Aug 3, 2026 $0.19; Sep 1, 2026 $0.18; Oct 1, 2026 $0.32. Use the arrow keys to read each point.$0$0.502026YTD

RNTY vs XLSI Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
RNTY 10.8%since May 2025XLSI 12.3%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
RNTY 0.19since May 2025XLSI 0.48since Aug 2025
Worst fallMax drawdown, 5 years
RNTY −7.9%since Apr 2025XLSI −7.9%since Jul 2025Same figure. Both funds show the same value, so neither comes out ahead.
Market sensitivityBeta, 5 years
RNTY 0.40XLSI 0.19

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