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TEC vs XITK

Harbor Transformative Technologies ETF (TEC)

TECCNYSE Arca

State Street SPDR FactSet Innovative Technology ETF

XITKANYSE Arca

Overlap

Expense ratio

XITK −0.24pt a year

TEC0.69%XITK0.45%

Avg volume · 30D

XITK 5.4×the volume

TEC399XITK2.15K

TEC vs XITK Performance

Oct 31, 2025 – Oct 30, 2026

+7.2%TEC+0.6%XITK

Oct 31, 2025 to Oct 30, 2026. TEC +7.2%. XITK +0.6%. Use the arrow keys to read each point.−20%−10%20%Oct 2025Apr 2026Oct 2026
Expense ratio
TEC 0.69%
XITK 0.45%, better
Fund size
TEC $6M
XITK $67M
1Y total return
TEC +7.2%, better
XITK +0.6%
Yield (12M)
TEC No data
XITK 0.00%
Holdings
TEC 44
XITK 95
Avg volume (30D)
TEC 399 sh
XITK 2.15K sh, better
NAV per share
TEC $31.68
XITK $197.42
52W range

ETF.net Grade

TEC: Cost 40, Risk 65, Mission 80, Tradability 39, Holdings 46, Durability 17. XITK: Cost 95, Risk 37, Mission not scored, Tradability 65, Holdings 81, Durability 73.
Pillar letters and Scores for TEC, XITK, with each pillar’s weight
PillarTECXITK
Cost30% weightC40A95Higher
Mission25% weightA80Not scored
Risk15% weightB65HigherD37
Tradability15% weightD39B65Higher
Holdings10% weightC46A81Higher
Durability5% weightF17A73Higher

Rank among Disruptive Innovation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. TEC and XITK are both graded against the same 30 Disruptive Innovation funds, so their Grades compare head to head.

Disruptive Innovation⁠

Category · 30 funds
See all 30 ›

XITK ranks 4th and TEC 16th of 30 funds in the Disruptive Innovation Category.

  1. Rank 1AXTiShares Future Exponential Technologies ETFScore 86
  2. Rank 2AKOMPState Street SPDR S&P Kensho New Economies Composite ETFScore 83
  3. Rank 3ATRFMAAM Transformers ETFScore 74
  4. Rank 4AXITKState Street SPDR FactSet Innovative Technology ETFScore 73
  5. Rank 5AGINNGoldman Sachs Innovate Equity ETFScore 70
  6. Rank 16CILDRFirst Trust Innovation Leaders ETFScore 44
  7. Rank 16CTECHarbor Transformative Technologies ETF (TEC)Score 44
  8. Rank 18CLOUPInnovator Deepwater Frontier Tech ETFScore 42

Our read on each fund

ETF.net Research

TECCHarbor Transformative Technologies ETF (TEC)

XITKAState Street SPDR FactSet Innovative Technology ETF

In short

TEC A stock-picker's swing at disruptive tech. Harbor hands the keys to Jennison, whose team runs a concentrated, go-anywhere book of roughly 40 names tied to transformative technology. Active conviction, not an index screen.

XITK Most innovation funds pick a theme and hope. XITK lets the data pick: FactSet ranks tech and electronic-media segments by growth, keeps the top quartile, then equal-weights roughly 100 names so no single giant runs the show.

Stated mandate

TEC The Fund normally invests at least 80% of its assets in securities of companies across any sector whose growth potential is tied to transformative technologies. These technologies use innovation to change how consumers, businesses, or industries operate.

XITK The fund seeks to track the total return of the FactSet Innovative Technology Index before fees and expenses. Its mandate targets innovative technology-related companies with robust revenue growth and leading-edge products or services.

Why people hold it

  • TEC Jennison Associates runs the portfolio, the growth-equity shop Harbor has partnered with for over 50 years.businesswire.com
  • Go-anywhere mandate: at least 80% of assets in companies from any sector whose growth is tied to transformative technology, not only names filed under tech.
  • Concentrated by design: roughly 40 holdings and non-diversified status mean individual winners can actually move the fund.aaii.com
  • What's inside lines up closely with the transformative-tech mandate in the prospectus.
  • XITK Costs 0.45% a year, comfortably under the 0.65% median for disruptive-innovation funds, and it does it inside a plain index wrapper from a major ETF shop.
  • Equal weighting at each reset gives the hundredth holding the same slot as the first, so results lean on the whole basket rather than two or three mega-caps.factset.com
  • Screens segments, not slogans: only companies drawing most of their revenue from the fastest-growing corners of tech and electronic media make the cut.factset.comssga.com
  • Trading since 2016, giving it a live record across several tech cycles, and it sits in the upper tier of our innovation-fund cohort review.

Worth knowing

  • TEC The 0.69% fee sits above index-built rivals like KOMP (0.20%) and XT (0.46%). Active selection is the thing you're paying up for.
  • Launched in 2025, so the live record is short, the asset base small, and thin trading can widen the gap between bid and ask.
  • Pure growth mandate with no income stream, and concentration cuts both ways when a top holding stumbles.
  • XITK Growth-screened tech, equal-weighted, means smaller names carry a giant's weight. Expect a rougher ride than a cap-weighted tech fund.
  • Thinly traded for its category and modest in size, so bid-ask spreads can run wider than the household-name tech ETFs.
  • Cheaper shelfmates exist: KOMP runs a broad new-economy basket for 0.20%.

Full TEC profile⁠

Full XITK profile⁠

TEC vs XITK Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

TEC vs XITK Cost

Overpaying TEC vs XITK

$4,388

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • TEC 0.69%

    $13,429

  • XITK 0.45%

    $9,041

$10,000
30 years

Cost over time

  • TEC 0.69%
  • XITK 0.45%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K051015202530TEC $13,429XITK $9,041

Year by year

YearTECXITKOverpaying
10$1,232$812$420
20$4,697$3,128$1,569
30$13,429$9,041$4,388

Expense ratio

  • 0.69%TEC
  • 0.45%XITK, cheaper
  • Middle half of Disruptive Innovation funds
  • Median 0.65%

XITK 2nd cheapest of 30 funds

TEC 18th cheapest of 30 funds

TEC vs XITK Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
TEC No data
XITK 0.00%
Payout (12M)
TEC None
XITK None

Distribution history

Per share, 2016 to 2023, same scale for both

TECAll TEC payments⁠

No distribution history available.

XITK11 paymentsAll XITK payments⁠
One bar per payment. 11 payments from 2016 to 2023. Sep 16, 2016 $0.03; Dec 16, 2016 $1.06; Dec 15, 2017 $1.36; Dec 24, 2018 $1.24; Dec 23, 2019 $0.16; Dec 21, 2020 $0.13; Jun 21, 2022 $0.06; Sep 19, 2022 $0.05; Jun 20, 2023 $0.0071; Sep 18, 2023 $0.0094; Dec 18, 2023 $0.10. Use the arrow keys to read each point.$0$1201720202023

TEC vs XITK Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
TEC 23.6%since May 2025XITK 25.4%
Return per unit of riskSharpe ratio, 3 years
TEC 1.07since May 2025XITK 0.63
Worst fallMax drawdown, 5 years
TEC −17.5%since Apr 2025XITK −61.4%
Market sensitivityBeta, 5 years
TEC 1.61XITK 1.67

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