FDIS vs ITB: Grades, Fees and Holdings Compared

Fidelity MSCI Consumer Discretionary Index ETF

FDISBNYSE Arca

iShares U.S. Home Construction ETF

ITBDCboe

Overlap

9.8%by weight

Expense ratio

FDIS −0.29pt a year

FDIS0.08%ITB0.37%

Avg volume · 30D

ITB 20.6×the volume

FDIS109KITB2.25M

10Y return · a year

ITB +0.9pt

FDIS+13.6%ITB+14.5%

FDIS vs ITB Performance

Oct 29, 2021 – Oct 30, 2026

+19.1%FDIS+35.4%ITB

Expense ratio: FDIS 0.08%, better; ITB 0.37%
Fund size: FDIS $1.63B; ITB $2.37B
1Y total return: FDIS −1.7%, better; ITB −6.4%
Yield (12M): FDIS 0.77%; ITB 1.36%, better
Holdings: FDIS 242; ITB 44
Avg volume (30D): FDIS 109K sh; ITB 2.25M sh, better
NAV per share: FDIS $100.14; ITB $92.72
52W range

ETF.net Grade

Pillar letters and Scores for FDIS, ITB, with each pillar’s weight
Pillar	FDIS	ITB
Cost30% weight	A96Higher	D29
Mission25% weight	Not scored	Not scored
Risk15% weight	C42Higher	F17
Tradability15% weight	B60	B61Higher
Holdings10% weight	C51Higher	D30
Durability5% weight	B58	A81Higher

Rank among Consumer Discretionary (Broad) funds

How we build Categories ›

Same Category. FDIS and ITB are both graded against the same 14 Consumer Discretionary (Broad) funds, so their Grades compare head to head.

Consumer Discretionary (Broad)⁠

Category · 14 funds

See all 14 ›

FDIS ranks 2nd and ITB 12th of 14 funds in the Consumer Discretionary (Broad) Category.

Rank 1AXLYState Street Consumer Discretionary Select Sector SPDR ETFScore 79
Rank 2BFDISFidelity MSCI Consumer Discretionary Index ETFScore 69
Rank 3BXRTState Street SPDR S&P Retail ETFScore 65
Rank 11DRXIiShares Global Consumer Discretionary ETFScore 38
Rank 12DITBiShares U.S. Home Construction ETFScore 36
Rank 13DFXDFirst Trust Consumer Discretionary AlphaDEX FundScore 33

Our read on each fund

ETF.net Research

FDISBFidelity MSCI Consumer Discretionary Index ETF

ITBDiShares U.S. Home Construction ETF

In short

FDIS Cheap and wide. FDIS holds about 300 US consumer discretionary stocks rather than the sector's mega-cap handful, and charges 0.08% while the typical fund in its peer group asks roughly four times that.

ITB Launched in 2006, right at the top of the housing boom, ITB is the long-running pure play on American homebuilding: roughly 40 US stocks tracking one home construction index, with no global detours.

Stated mandate

FDIS The fund seeks to track, before fees and expenses, the performance of the MSCI USA IMI Consumer Discretionary 25/50 Index.

ITB Seeks to track an index of U.S. equities focused on the home construction sector.

Why people hold it

FDIS 0.08% a year, level with the cheapest large fund in the group (XLY) and a fraction of the roughly 0.35% cohort median.
About 300 holdings: the MSCI USA IMI Consumer Discretionary 25/50 Index reaches past the mega caps into mid and small caps.
Tracks that index closely, one of the stronger implementations among the 17 funds in its consumer discretionary group.
A multi-billion-dollar fund from Fidelity, trading since 2013, that pays distributions quarterly.

ITB Undiluted exposure by design: about 40 US names tracking the Dow Jones U.S. Select Home Construction Index, rather than a broad consumer basket where builders are a rounding error.ishares.com
Trading since 2006, so this fund has a live track record through multiple full housing cycles instead of a back-test.
A billion-dollar-plus fund that trades actively, which is why it has long been the default vehicle when investors want a housing position in one ticker.

Worth knowing

FDIS One sector, and a cyclical one. Returns ride on how freely US households spend, so the ride is bumpier than a total-market fund's.
The 25/50 rules cap how large any single position gets, but this is still a concentrated slice of the US market.
Moderately traded rather than the category's busiest ticker. Limit orders are the sensible habit, especially in size.

ITB Costs 0.37% a year, a touch above the typical fund in its consumer discretionary peer group, and broad sector options like XLY and FDIS run 0.08%.
Roughly 40 stocks in one cyclical industry: the ride is bumpier than a diversified sector fund, and mortgage-rate news hits this basket hard in both directions.ishares.com
US-only, and built for share-price exposure to homebuilding, not income. Distributions arrive quarterly.

Full FDIS profile⁠

Full ITB profile⁠

FDIS vs ITB Holdings

How FDIS and ITB differ

Overlap by weight

9.8%

Shared holdings make up 76.4% of ITB and 10.2% of FDIS.

Level by level

Sector15 Sectors0.0%
Holdings24 in both9.8%
Countryby domicile97.7%
Asset classEquity100%

Sector

Sector weights in FDIS and ITB, widest gap first
Sector	More in FDISMore in ITB	FDIS	ITB
Consumer Discretionary	FDIS +96.4 points	96.4%	0.0%
Homebuilding	ITB +64.5 points	0.0%	64.5%
Building Products	ITB +17.7 points	0.0%	17.7%
Home Improvement Retail	ITB +10.1 points	0.0%	10.1%
Specialty Chemicals	ITB +4.4 points	0.0%	4.4%
HOME FURNISHINGS	ITB +1.8 points	0.0%	1.8%
Technology	FDIS +1.3 points	1.3%	0.0%
Consumer Staples	FDIS +1.2 points	1.2%	0.0%
Construction Materials	ITB +1.2 points	0.0%	1.2%
Industrials	FDIS +0.8 points	0.8%	0.0%
Homefurnishing Retail	ITB +0.3 points	0.0%	0.3%
Health Care	FDIS +0.1 points	0.1%	0.0%
Real Estate	FDIS +0.1 points	0.1%	0.0%
Financials	FDIS +0.1 points	0.1%	0.0%
Communication	Same weight	0.0%	0.0%

Country, concentration and asset class

Country by domicile

Country weights in FDIS and ITB, widest gap first
Country	More in FDISMore in ITB	FDIS	ITB
United States	ITB +2.3 points	97.7%	100.0%
Brazil	FDIS +1.2 points	1.2%	0.0%
Switzerland	FDIS +0.9 points	0.9%	0.0%
Other countries (2)	FDIS +0.2 points	0.2%	0.0%

Concentration

Weight in the 10 largest Holdings

FDIS57.4%
ITB68.6%

Securities held

FDIS239
ITB42

Asset class

FDIS: Equity
ITB: Equity

Holdings

Only in FDIS215
In both24
Only in ITB18

Only in FDIS

215 securities, 92.0% of FDIS by weight

Amazon.com Inc21.15%
Tesla Inc17.03%
Mcdonalds Corp2.78%
Tjx Companies Inc New2.39%
Securities Lending Cf2.26%
Starbucks Corp1.85%
The Booking Holdings Inc1.80%
Marriott International Inc A1.40%
Hilton Worldwide Holdings Inc1.29%
Royal Caribbean Cruises Ltd1.26%
General Motors Co1.25%
Mercadolibre Inc1.18%
Ross Stores Inc1.18%
O'reilly Automotive Inc1.16%
Airbnb Inc Class A1.12%
Doordash Inc1.06%
Autozone Inc0.82%
Ebay Inc0.80%
Ford Motor Co0.77%
Garmin Ltd0.75%
Nike Inc Class B0.74%
Carvana Co Class A0.73%
Yum Brands Inc0.69%
Chipotle Mexican Grill Inc0.67%
Carnival Corp Ltd0.62%
Expedia Inc0.57%
Williams-Sonoma Inc0.55%
Ulta Beauty Inc0.51%
Darden Restaurants Inc0.45%
Tapestry Inc0.41%
Best Buy Co Inc0.40%
Sharkninja Inc0.38%
Genuine Parts Co0.34%
Tractor Supply Co.0.33%
Somnigroup International Inc0.33%
Hasbro Inc0.32%
Ralph Lauren Corp0.30%
Wayfair Inc0.30%
Aramark0.29%
Burlington Stores Inc0.28%
Five Below Inc0.28%
Abercrombie & Fitch Co Class A0.26%
Texas Roadhouse Inc0.25%
Flutter Entertainment PLC0.24%
Brinker International Inc0.23%
Deckers Outdoor Corp0.23%
Rivian Automotive Inc0.23%
Borgwarner Inc0.22%
Etsy Inc0.22%
Lululemon Athletica Inc0.22%

Only in ITB

18 securities, 23.6% of ITB by weight

Sherwin Williams4.41%
Masco3.43%
Lennox International2.33%
Owens Corning2.06%
Simpson Manufacturing1.71%
Builders Firstsource Inc1.50%
Eagle Materials Inc1.21%
Fortune Brands Innovations1.15%
Trex1.12%
Louisiana Pacific1.02%
Ufp Industries0.97%
Griffon0.83%
Hayward Holdings0.74%
Lennar Class B0.35%
Masterbrand0.32%
Gibraltar Industries0.26%
Quanex Building Products Corp0.20%
Jeld Wen Holding Inc0.02%

Weight gaps

All 24 Holdings in both funds, largest gap first.

Holding weights in FDIS and ITB, widest gap first
Holding	More in FDISMore in ITB	FDIS	ITB
Dr Horton IncDHI	ITB +17.31 points	0.63%	17.94%
Pultegroup IncPHM	ITB +10.87 points	0.42%	11.29%
Lennar Corp Class ALEN	ITB +7.80 points	0.33%	8.13%
Nvr IncNVR	ITB +6.98 points	0.30%	7.28%
Toll Brothers IncTOL	ITB +4.44 points	0.28%	4.72%
Lowes Cos IncLOW	ITB +2.69 points	1.78%	4.47%
Installed Building Prod IncIBP	ITB +2.31 points	0.14%	2.45%
Cavco Industries IncCVCO	ITB +2.27 points	0.14%	2.41%
Champion Homes IncSKY	ITB +2.17 points	0.15%	2.32%
Meritage Homes CorpMTH	ITB +1.99 points	0.13%	2.12%
M/I Homes IncMHO	ITB +1.52 points	0.12%	1.64%
Kb HomeKBH	ITB +1.38 points	0.11%	1.49%
Mohawk Industries IncMHK	ITB +1.34 points	0.19%	1.52%
Floor & Decor Holding Inc Class AFND	ITB +0.93 points	0.16%	1.09%
Green Brick Partners IncGRBK	ITB +0.84 points	0.09%	0.93%
Century Communities IncCCS	ITB +0.57 points	0.08%	0.65%
Home Depot IncHD	FDIS +0.42 points	4.93%	4.51%
Lgi Homes IncLGIH	ITB +0.41 points	0.05%	0.46%
Hovnanian Enterprises Inc Class AHOV	ITB +0.19 points	0.03%	0.22%
La Z Boy IncLZB	ITB +0.19 points	0.07%	0.26%
Dream Finders Homes IncDFH	ITB +0.11 points	0.02%	0.13%
Arhaus IncARHS	ITB +0.11 points	0.04%	0.15%
Bobs Discount Furniture IncBOBS	ITB +0.09 points	0.02%	0.11%
Ethan Allen Interiors IncETD	ITB +0.07 points	0.03%	0.10%

All 274 FDIS holdings⁠All 42 ITB holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

FDIS vs ITB Cost

Overpaying ITB vs FDIS

$5,740

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

FDIS 0.084%
$1,773
ITB 0.37%
$7,513

Amount$10,000

Years30 years

Cost over time

FDIS 0.084%
ITB 0.37%
Overpaying

Year by year

Year	FDIS	ITB	Overpaying
10	$154	$670	$516
20	$603	$2,590	$1,987
30	$1,773	$7,513	$5,740

Expense ratio

0.08%FDIS, cheaper
0.37%ITB

FDIS0.08%ITB0.37%

0.08%0.60%

Middle half of Consumer Discretionary (Broad) funds
Median 0.35%

FDIS 2nd cheapest of 14 funds

ITB 9th cheapest of 14 funds

FDIS vs ITB Dividends

Last 12 months to Oct 30, 2026

Yield (12M): FDIS 0.77%; ITB 1.36%, better
Payout (12M): FDIS $0.78; ITB $1.26
Last payment: FDIS $0.20; ITB $0.75
Ex-dividend: FDIS Sep 18, 2026; ITB Sep 15, 2026
Paid on: FDIS Sep 22, 2026; ITB Sep 18, 2026
Frequency: FDIS Quarterly; ITB Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

FDISQuarterly · 39 paymentsAll FDIS payments⁠

ITBQuarterly · 39 paymentsAll ITB payments⁠

FDIS vs ITB Risk

Fall from peak · 5 years

FDIS
ITB

Risk facts

VolatilityStd dev, 3 years: FDIS 18.2%, betterITB 30.7%
Return per unit of riskSharpe ratio, 3 years: FDIS 0.65, betterITB 0.29
Worst fallMax drawdown, 5 years: FDIS −39.2%, betterITB −40.5%
Market sensitivityBeta, 5 years: FDIS 1.26ITB 1.48; Market = 1

FDIS and ITB in the news

All news⁠

Deep Dive
Amazon and Tesla are 41.6% of consumer discretionary ETF XLY
Oct 28, 2026FDIS
Top Movers
AI spending fears hit the biggest stocks, and the average S&P stock rose
Oct 22, 2026ITB
Closing Bell
Investors rotate out of tech as health care hits a record; Dow gains 1%
Oct 20, 2026ITB
News
Housing starts fall 5.2%; single-family permits hit lowest since 2023
Oct 20, 2026ITB
Closing Bell
Stocks higher on narrow tech and consumer rally
Oct 19, 2026ITB
News
Homebuilder confidence falls to 29, the lowest since June 2012
Oct 19, 2026ITB

Popular comparisons

FDISBvsXLYA
Fidelity MSCI Consumer Discretionary Index ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Expense ratio
0.08% · 0.08%
Category
ITBDvsXLYA
iShares U.S. Home Construction ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Expense ratio
0.37% · 0.08%
Category
FDISBvsXRTB
Fidelity MSCI Consumer Discretionary Index ETF · State Street SPDR S&P Retail ETF
Expense ratio
0.08% · 0.35%
Category
ITBDvsXRTB
iShares U.S. Home Construction ETF · State Street SPDR S&P Retail ETF
Expense ratio
0.37% · 0.35%
Category
FDISBvsVCRB
Fidelity MSCI Consumer Discretionary Index ETF · Vanguard Consumer Discretionary ETF
Expense ratio
0.08% · 0.09%
Category
ITBDvsVCRB
iShares U.S. Home Construction ETF · Vanguard Consumer Discretionary ETF
Expense ratio
0.37% · 0.09%
Category

FDIS vs ITB

In short

Stated mandate

Why people hold it