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ITB vs VCR

iShares U.S. Home Construction ETF

ITBDCboe

Vanguard Consumer Discretionary ETF

VCRBNYSE Arca

Overlap

9.7%by weight

Expense ratio

VCR −0.28pt a year

ITB0.37%VCR0.09%

Avg volume · 30D

ITB 39.8×the volume

ITB2.25MVCR56.5K

10Y return · a year

ITB +1.1pt

ITB+14.5%VCR+13.4%

ITB vs VCR Performance

Oct 29, 2021 – Oct 30, 2026

+35.4%ITB+18.6%VCR

Oct 29, 2021 to Oct 30, 2026. ITB +35.4%. VCR +18.6%. Use the arrow keys to read each point.−25%0%50%75%Oct 2021Apr 2024Oct 2026
Expense ratio
ITB 0.37%
VCR 0.09%, better
Fund size
ITB $2.37B
VCR $6.2B
1Y total return
ITB −6.4%
VCR −1.8%, better
Yield (12M)
ITB 1.36%, better
VCR 0.78%
Holdings
ITB 44
VCR 280
Avg volume (30D)
ITB 2.25M sh, better
VCR 56.5K sh
NAV per share
ITB $92.72
VCR $385.43
52W range

ETF.net Grade

ITB: Cost 29, Risk 17, Mission not scored, Tradability 61, Holdings 30, Durability 81. VCR: Cost 86, Risk 42, Mission not scored, Tradability 43, Holdings 47, Durability 84.
Pillar letters and Scores for ITB, VCR, with each pillar’s weight
PillarITBVCR
Cost30% weightD29A86Higher
Mission25% weightNot scoredNot scored
Risk15% weightF17C42Higher
Tradability15% weightB61HigherC43
Holdings10% weightD30C47Higher
Durability5% weightA81A84Higher

Rank among Consumer Discretionary (Broad) funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. ITB and VCR are both graded against the same 14 Consumer Discretionary (Broad) funds, so their Grades compare head to head.

Consumer Discretionary (Broad)⁠

Category · 14 funds
See all 14 ›

VCR ranks 4th and ITB 12th of 14 funds in the Consumer Discretionary (Broad) Category.

  1. Rank 1AXLYState Street Consumer Discretionary Select Sector SPDR ETFScore 79
  2. Rank 2BFDISFidelity MSCI Consumer Discretionary Index ETFScore 69
  3. Rank 3BXRTState Street SPDR S&P Retail ETFScore 65
  4. Rank 4BVCRVanguard Consumer Discretionary ETFScore 63
  5. Rank 5BRTHVanEck Retail ETFScore 56
  6. Rank 11DRXIiShares Global Consumer Discretionary ETFScore 38
  7. Rank 12DITBiShares U.S. Home Construction ETFScore 36
  8. Rank 13DFXDFirst Trust Consumer Discretionary AlphaDEX FundScore 33

Our read on each fund

ETF.net Research

ITBDiShares U.S. Home Construction ETF

VCRBVanguard Consumer Discretionary ETF

In short

ITB Launched in 2006, right at the top of the housing boom, ITB is the long-running pure play on American homebuilding: roughly 40 US stocks tracking one home construction index, with no global detours.

VCR Consumer discretionary, the whole aisle. VCR tracks roughly 300 US retailers, carmakers, restaurants and travel names across large, mid and small caps for 0.09% a year, instead of stopping at the S&P 500's handful of giants.

Stated mandate

ITB Seeks to track an index of U.S. equities focused on the home construction sector.

VCR The fund passively tracks an index representing U.S. consumer discretionary stocks, seeking to approximate the index through full replication when possible and sampling when required.

Why people hold it

  • ITB Undiluted exposure by design: about 40 US names tracking the Dow Jones U.S. Select Home Construction Index, rather than a broad consumer basket where builders are a rounding error.ishares.com
  • Trading since 2006, so this fund has a live track record through multiple full housing cycles instead of a back-test.
  • A billion-dollar-plus fund that trades actively, which is why it has long been the default vehicle when investors want a housing position in one ticker.
  • VCR Costs 0.09% a year against a category median near 0.35%. In sector funds, where everyone owns roughly the same giants, that fee gap is the part you control.
  • The index reaches past mega-caps into mid and small cap US consumer stocks, so homebuilders, specialty retailers and restaurant chains ride along too.vanguard.commsci.com
  • Plain mechanics: full replication of its MSCI index where possible, sampling only where it isn't, with quarterly distributions. Same recipe since the 2004 launch.
  • A multi-billion-dollar fund and one of the stronger builds in the consumer discretionary group, with tracking that stays close to the index it names.

Worth knowing

  • ITB Costs 0.37% a year, a touch above the typical fund in its consumer discretionary peer group, and broad sector options like XLY and FDIS run 0.08%.
  • Roughly 40 stocks in one cyclical industry: the ride is bumpier than a diversified sector fund, and mortgage-rate news hits this basket hard in both directions.ishares.com
  • US-only, and built for share-price exposure to homebuilding, not income. Distributions arrive quarterly.
  • VCR Cap weighting rules the top: a few giants carry most of the basket despite about 300 names. Index rules cap any single issuer at 25%, which still leaves it top-heavy.msci.commsci.com 2
  • One sector, and a cyclical one. These are the industries Vanguard describes as most sensitive to economic cycles, so the ride is bumpier than a total-market fund.vanguard.com
  • XLY and FDIS come in a basis point lower at 0.08%. The cost race in this corner is now measured in rounding, not dollars.

Full ITB profile⁠

Full VCR profile⁠

ITB vs VCR Holdings

How ITB and VCR differ

Overlap by weight

9.7%

Shared holdings make up 76.3% of ITB and 9.8% of VCR.

Level by level

  • Holdings23 in both9.7%
  • Asset classEquity100%
  • Countryby domicile100%

Sector

No Sector split for VCR.

Country, concentration and asset class

Country by domicile

Country weights in ITB and VCR, widest gap first
CountryMore in ITBMore in VCR
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • ITB68.6%
  • VCR56.6%

Securities held

  • ITB42
  • VCR278

Asset class

ITB
Equity
VCR
Equity

Holdings

  • Only in ITB19
  • In both23
  • Only in VCR255

Only in ITB

19 securities, 23.7% of ITB by weight

  • Sherwin Williams4.41%
  • Masco3.43%
  • Lennox International2.33%

Only in VCR

255 securities, 90.1% of VCR by weight

  • Amazon.com Inc23.02%
  • Tesla Inc15.93%
  • McDonald's Corp2.65%

Weight gaps

All 23 Holdings in both funds, largest gap first.

Holding weights in ITB and VCR, widest gap first
HoldingMore in ITBMore in VCR
D R HortonDHIITB +17.31 points
PultegroupPHMITB +10.87 points
Lennar A Class ALENITB +7.80 points
NvrNVRITB +6.95 points
Toll Brothers IncTOLITB +4.45 points
Lowes Companies IncLOWITB +2.79 points
Installed Building ProductsIBPITB +2.32 points
Cavco IndustriesCVCOITB +2.26 points

All 42 ITB holdings⁠All 293 VCR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

ITB vs VCR Cost

Overpaying ITB vs VCR

$5,615

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • ITB 0.37%

    $7,513

  • VCR 0.09%

    $1,898

$10,000
30 years

Cost over time

  • ITB 0.37%
  • VCR 0.09%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530ITB $7,513VCR $1,898

Year by year

YearITBVCROverpaying
10$670$165$505
20$2,590$646$1,944
30$7,513$1,898$5,615

Expense ratio

  • 0.37%ITB
  • 0.09%VCR, cheaper
  • Middle half of Consumer Discretionary (Broad) funds
  • Median 0.35%

VCR 3rd cheapest of 14 funds

ITB 9th cheapest of 14 funds

ITB vs VCR Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
ITB 1.36%, better
VCR 0.78%
Payout (12M)
ITB $1.26
VCR $2.99
Last payment
ITB $0.75
VCR $0.82
Ex-dividend
ITB Sep 15, 2026
VCR Sep 23, 2026
Paid on
ITB Sep 18, 2026
VCR Sep 25, 2026
Frequency
ITB Quarterly
VCR Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

ITBQuarterly · 39 paymentsAll ITB payments⁠
One bar per payment. 39 payments from 2017 to 2026 YTD. Mar 24, 2017 $0.03; Jun 27, 2017 $0.03; Sep 26, 2017 $0.03; Dec 19, 2017 $0.03; Mar 22, 2018 $0.05; Jun 26, 2018 $0.05; Sep 26, 2018 $0.04; Dec 17, 2018 $0.06; Mar 20, 2019 $0.06; Jun 17, 2019 $0.06; Sep 24, 2019 $0.05; Dec 16, 2019 $0.06; Mar 25, 2020 $0.08; Jun 15, 2020 $0.05; Sep 23, 2020 $0.05; Dec 14, 2020 $0.08; Mar 25, 2021 $0.08; Jun 10, 2021 $0.07; Sep 24, 2021 $0.09; Dec 13, 2021 $0.07; Mar 24, 2022 $0.15; Jun 9, 2022 $0.10; Sep 26, 2022 $0.15; Dec 13, 2022 $0.12; Mar 23, 2023 $0.14; Jun 7, 2023 $0.10; Sep 26, 2023 $0.15; Dec 20, 2023 $0.10; Mar 21, 2024 $0.14; Jun 11, 2024 $0.09; Sep 25, 2024 $0.12; Dec 17, 2024 $0.12; Mar 18, 2025 $0.66; Jun 16, 2025 $0.65; Sep 16, 2025 $0.13; Dec 16, 2025 $0.17; Mar 17, 2026 $0.18; Jun 15, 2026 $0.16; Sep 15, 2026 $0.75. Use the arrow keys to read each point.$0$2.502017202020232026YTD
VCRQuarterly · 38 paymentsAll VCR payments⁠
One bar per payment. 38 payments from 2017 to 2026 YTD. Mar 24, 2017 $0.41; Jun 28, 2017 $0.43; Sep 27, 2017 $0.54; Dec 14, 2017 $0.50; Mar 16, 2018 $0.39; Jun 28, 2018 $0.55; Sep 24, 2018 $0.55; Dec 13, 2018 $0.56; Mar 21, 2019 $0.43; Jun 21, 2019 $0.46; Sep 26, 2019 $0.59; Dec 16, 2019 $0.75; Mar 10, 2020 $0.37; Jun 22, 2020 $0.55; Sep 11, 2020 $3.79; Mar 26, 2021 $0.11; Jun 21, 2021 $0.39; Sep 29, 2021 $1.55; Dec 16, 2021 $0.66; Mar 24, 2022 $0.46; Jun 23, 2022 $0.45; Sep 28, 2022 $0.56; Dec 15, 2022 $0.66; Mar 24, 2023 $0.69; Jun 29, 2023 $0.55; Sep 28, 2023 $0.72; Dec 19, 2023 $0.59; Mar 22, 2024 $0.64; Jun 28, 2024 $0.67; Sep 27, 2024 $0.82; Dec 18, 2024 $0.66; Mar 25, 2025 $0.77; Jun 26, 2025 $0.70; Sep 24, 2025 $0.69; Dec 17, 2025 $0.75; Mar 24, 2026 $0.72; Jun 24, 2026 $0.71; Sep 23, 2026 $0.82. Use the arrow keys to read each point.$0$2.502017202020232026YTD

ITB vs VCR Risk

Fall from peak · 5 years

  • ITB
  • VCR
Oct 29, 2021 to Oct 30, 2026. Worst fall: ITB −40.5% · Jun 2022. Use the arrow keys to read each point.−40%−30%−20%−10%0%Oct 2021Apr 2024Oct 2026

Risk facts

VolatilityStd dev, 3 years
ITB 30.7%VCR 18.3%, better
Return per unit of riskSharpe ratio, 3 years
ITB 0.29VCR 0.64, better
Worst fallMax drawdown, 5 years
ITB −40.5%VCR −39.2%, better
Market sensitivityBeta, 5 years
ITB 1.48VCR 1.26

ITB and VCR in the news

All news⁠

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