AOK vs THRV: Grades, Fees and Holdings Compared

iShares Core 30/70 Conservative Allocation ETF

AOKANYSE Arca

Prospera Income ETF

THRVCNasdaq

Overlap

0.0%by weight

Expense ratio

AOK −1.65pt a year

AOK0.15%THRV1.80%

Avg volume · 30D

AOK 52.6×the volume

AOK194KTHRV3.7K

AOK vs THRV Performance

Oct 31, 2025 – Oct 30, 2026

+3.8%AOK−0.2%THRV

Expense ratio: AOK 0.15%, better; THRV 1.80%
Fund size: AOK $852M; THRV $8M
1Y total return: AOK +3.8%, better; THRV −0.2%
Yield (12M): AOK 3.50%; THRV No data
Holdings: AOK 34238; THRV 63
Avg volume (30D): AOK 194K sh, better; THRV 3.7K sh
NAV per share: AOK $40.58; THRV $23.05
52W range

ETF.net Grade

Pillar letters and Scores for AOK, THRV, with each pillar’s weight
Pillar	AOK	THRV
Cost30% weight	A92Higher	F8
Mission25% weight	A100Higher	A97
Risk15% weight	B57Higher	C41
Tradability15% weight	A86Higher	D33
Holdings10% weight	A76Higher	A75
Durability5% weight	A88Higher	D29

Rank among Conservative Allocation funds

How we build Categories ›

Same Category. AOK and THRV are both graded against the same 7 Conservative Allocation funds, so their Grades compare head to head.

Conservative Allocation⁠

Category · 7 funds

See all 7 ›

AOK ranks 1st and THRV 5th of 7 funds in the Conservative Allocation Category.

Rank 1AAOKiShares Core 30/70 Conservative Allocation ETFScore 86
Rank 2ACGMSCapital Group U.S. Multi-Sector Income ETFScore 76
Rank 4CXRLXFundX Investment Conservative ETFScore 51
Rank 5CTHRVProspera Income ETFScore 46
Rank 6CMFULMindful Conservative ETFScore 43

Our read on each fund

ETF.net Research

AOKAiShares Core 30/70 Conservative Allocation ETF

THRVCProspera Income ETF

In short

AOK One ticker, one conservative portfolio. Since 2008 AOK has tracked S&P's target-risk index built to hold 30% stocks and 70% bonds, using a handful of iShares funds underneath, and it pays monthly.

THRV An active manager builds an income portfolio out of other funds: bond ETFs, closed-end funds, dividend payers, ADRs, commodities. One ticker, a plain mandate (income with capital preservation), and a premium price tag.

Stated mandate

AOK The fund seeks diversified exposure through equity and fixed-income ETFs to represent a conservative target-risk allocation, with greater emphasis on income and capital preservation.

THRV The Fund seeks to generate income while preserving capital.

Why people hold it

AOK 0.15% net of a waiver through November 30, 2026 (0.20% gross), below the typical fee here and a fraction of active rivals like CGMS at 0.39% or XRLX at 1.20%.
The split is rules, not hunches: S&P sets 70% bonds, 30% stocks and resets the mix annually. AOK follows it closely, one of the stronger builds in its peer group.spglobal.com
One trade buys a stack of iShares blocks: core US bonds, international bonds, US and foreign stocks. No rebalancing spreadsheet, one line on the statement, monthly payouts.ishares.com
Trading since November 2008, making it one of the original target-risk ETFs, with the same rules-based mandate throughout.ishares.com

THRV Unusual reach for a conservative income fund: the manager can buy closed-end funds and commodities, corners most bond-heavy income ETFs leave alone.yahoo.com
The mandate is plain English: generate income while preserving capital. No index to shadow, no derivatives overlay to decode.
Actively managed, so the mix of bond funds, stocks and hard assets can be reshuffled as income opportunities move, rather than waiting on an index rebalance.yahoo.com
Live since 2017, a real operating history rather than a backtest.

Worth knowing

AOK Roughly 70% of the portfolio sits in bonds, so interest-rate moves, not the stock market, do most of the driving.spglobal.com
Equity exposure is held near 30% by design, so stock rallies reach this portfolio diluted. That is the trade for the income-and-preservation tilt.spglobal.com
The 0.15% is net of a waiver that ends November 30, 2026; gross is 0.20%, so the posted fee steps up if iShares does not extend it.

THRV At 1.80% a year the fee sits far above cohort names like BLUI (0.25%) and CGMS (0.39%), and it stacks on top of the fees of the funds it holds.yahoo.com
A small fund that trades thinly, so spreads can be wide. Limit orders are the norm here.
Distributions come on an irregular schedule, not a set monthly rhythm, and the fund is non-diversified, so single positions can carry real weight.yahoo.com

Full AOK profile⁠

Full THRV profile⁠

AOK vs THRV Holdings

How AOK and THRV differ

Overlap by weight

0.0%

Shared holdings make up 0.8% of THRV and 0.0% of AOK.

Level by level

Holdings1 in both0.0%
Countryby domicile82.4%

Sector

No Sector split for THRV.

Country, concentration and asset class

Country by domicile

Country weights in AOK and THRV, widest gap first
Country	More in AOKMore in THRV	AOK	THRV
United States	THRV +12.3 points	79.1%	91.4%
Japan	AOK +3.7 points	4.0%	0.3%
China	AOK +3.0 points	3.3%	0.3%
United Kingdom	AOK +2.1 points	2.9%	0.8%
Germany	AOK +1.8 points	2.0%	0.2%
Canada	AOK +1.8 points	2.8%	1.0%
France	AOK +1.8 points	2.1%	0.3%
Cayman Islands	THRV +1.5 points	0.0%	1.5%
Other countries (31)	THRV +0.5 points	3.8%	4.3%

Concentration

Weight in the 10 largest Holdings

AOK8.9%
THRV38.3%

Securities held

AOK34,149
THRV62

Asset class

AOK: Multi-Asset
THRV: Multi-Asset

Holdings

Only in AOK34,148
In both1
Only in THRV61

Only in AOK

34,148 securities, 99.3% of AOK by weight

Apple1.31%
NVIDIA1.29%
Microsoft1.01%
Amazon.com Inc0.61%
Taiwan Semiconductor Manufacturing0.44%
Alphabet Class A0.43%
Broadcom Inc0.40%
Meta Platforms Class A0.35%
Alphabet Class C0.34%
Treasury Note 4.63% 02/15/2035 (Tnote)0.30%
Eli Lilly0.29%
Tesla Inc0.29%
Berkshire Hathaway Inc Class B0.26%
Micron Technology0.26%
Treasury Note 4.00% 11/15/2035 (Tnote)0.25%
Treasury Note 4.25% 08/15/2035 (Tnote)0.25%
JPMorgan Chase & Co0.23%
Treasury Note 1.88% 02/15/2032 (Tnote)0.23%
Umbs 15YR Tba(Reg B) 2.00% 11/17/2026 (UM15)0.22%
Treasury Note 4.13% 05/31/2031 (Tnote)0.22%
Advanced Micro Devices0.21%
Treasury Note (2OLD) 4.13% 02/15/2036 (Tnote)0.21%
Treasury Note (Old) 5.00% 09/30/2031 (Tnote)0.21%
Umbs 30YR Tba(Reg A) 5.50% 11/12/2026 (UM30)0.20%
Exxonmobil Holdings Corp0.20%
Treasury Note (Old) 4.38% 05/15/2036 (Tnote)0.20%
Treasury Note 4.25% 11/15/2034 (Tnote)0.20%
Treasury Note (2OLD) 4.13% 08/31/2028 (Tnote)0.20%
Treasury Note 4.25% 05/15/2035 (Tnote)0.20%
Treasury Note 1.25% 09/30/2028 (Tnote)0.19%
Samsung Electronics Ltd0.19%
Treasury Note 3.88% 08/15/2034 (Tnote)0.19%
Treasury Note 4.38% 12/31/2029 (Tnote)0.19%
Treasury Note 4.63% 09/30/2028 (Tnote)0.19%
Treasury Note 4.13% 06/30/2031 (Tnote)0.19%
Treasury Note (Otr) 4.63% 08/15/2036 (Tnote)0.19%
Treasury Note 1.38% 11/15/2031 (Tnote)0.19%
Treasury Note 4.00% 07/31/2029 (Tnote)0.19%
Visa Class A0.18%
Treasury Note 4.00% 02/15/2034 (Tnote)0.18%
Treasury Note 4.38% 05/15/2034 (Tnote)0.18%
Asml Holding0.18%
Treasury Note 3.50% 09/30/2029 (Tnote)0.18%
Umbs 30YR Tba(Reg A) 2.00% 11/12/2026 (UM30)0.17%
Johnson & Johnson0.17%
Treasury Note 2.75% 08/15/2032 (Tnote)0.17%
Treasury Note 3.38% 09/15/2028 (Tnote)0.16%
Treasury Note 4.50% 11/15/2033 (Tnote)0.16%
Treasury Note 4.63% 04/30/2029 (Tnote)0.16%
Treasury Note 3.50% 10/15/2028 (Tnote)0.16%

Only in THRV

61 securities, 94.5% of THRV by weight

iShares 0-3 Month Treasury Bond ETF5.37%
Schwab Short-Term US Treasury ETF5.31%
JPMorgan Ultra-Short Income ETF3.90%
iShares 7-10 Year Treasury Bond ETF3.71%
iShares iBoxx USD Investment Grade Corporate Bond ETF3.53%
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund3.22%
iShares Broad USD High Yield Corporate Bond ETF3.12%
Invesco S&P 500 Equal Weight ETF2.80%
iShares Preferred and Income Securities ETF2.62%
SRH Total Return Fund Inc2.56%
iShares 0-5 Year High Yield Corporate Bond ETF2.46%
Pimco Dynamic Income Fund2.46%
Vanguard Long-Term Treasury ETF2.38%
iShares 20+ Year Treasury Bond ETF2.36%
Vanguard Intermediate-Term Treasury ETF2.33%
Virtus Global Multi-Sector Income Fund2.15%
State Street SPDR Bloomberg Emerging Markets USD Bond ETF2.06%
Nuveen Enhanced Municipal Credit Opportunities Fund2.04%
Neuberger Municipal Fund Inc1.85%
Bluerock Private Real Estate Fund1.80%
VanEck Emerging Markets High Yield Bond ETF1.76%
Barings Global Short Duration High Yield Fund1.76%
BlackRock Taxable Municipal Bond Trust1.66%
iShares 10+ Year Investment Grade Corporate Bond ETF1.66%
VanEck J. P. Morgan EM Local Currency Bond ETF1.62%
Neuberger Real Estate Securities Income Fund Inc1.52%
State Street SPDR S&P 500 ETF Trust1.50%
Gabelli Dividend & Income Trust/The1.44%
JPMorgan Nasdaq Equity Premium Income ETF1.41%
PGIM Short Duration High Yield Opportunities Fund1.27%
BrandywineGLOBAL Global Income Opportunities Fund Inc1.20%
BlackRock Credit Allocation Income Trust1.19%
AllianceBernstein Global High Income Fund Inc1.12%
Goldman Sachs Access High Yield Corporate Bond ETF1.08%
PGIM Global High Yield Fund Inc1.01%
Aberdeen Asia-Pacific Income Fund Inc1.00%
Dime Commercial Bancshares Inc 5.5% 11/16/21740.98%
Cornerstone Total Return Fund Inc0.98%
Kayne Anderson Energy Infrastructure Fund0.97%
Destra Multi-Alternative Fund0.96%
State Street SPDR Portfolio High Yield Bond Index ETF0.91%
PIMCO Income Strategy Fund II0.78%
Allspring Income Opportunities Fund0.73%
PIMCO High Income Fund0.69%
JPMorgan BetaBuilders USD High Yield Corporate Bond ETF0.68%
Brookfield Real Assets Income Fund Inc0.68%
Cornerstone Strategic Investment Fund Inc0.67%
Morgan Stanley Emerging Markets Debt Fund Inc0.62%
BlackRock MuniYield Quality Fund Inc0.62%
United States Treasury Bill 12/10/20260.62%

Weight gaps

All 1 Holdings in both funds, largest gap first.

Holding weights in AOK and THRV, widest gap first
Holding	More in AOKMore in THRV	AOK	THRV
Nike Class BNKE	THRV +0.83 points	0.01%	0.84%

All AOK holdings⁠All THRV holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

AOK vs THRV Cost

Overpaying THRV vs AOK

$27,227

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

AOK 0.15%
$3,137
THRV 1.80%
$30,364

Amount$10,000

Years30 years

Cost over time

AOK 0.15%
THRV 1.80%
Overpaying

Year by year

Year	AOK	THRV	Overpaying
10	$274	$3,070	$2,796
20	$1,071	$11,135	$10,064
30	$3,137	$30,364	$27,227

Expense ratio

0.15%AOK, cheaper
1.80%THRV

AOK0.15%THRV1.80%

0.15%1.80%

Middle half of Conservative Allocation funds
Median 0.67%

AOK cheapest of 7 funds

THRV 7th cheapest of 7 funds

AOK vs THRV Dividends

Last 12 months to Oct 30, 2026

Yield (12M): AOK 3.50%; THRV No data
Payout (12M): AOK $1.42; THRV No data
Last payment: AOK $0.13; THRV $0.16
Ex-dividend: AOK Oct 2, 2026; THRV Oct 19, 2026
Paid on: AOK Oct 7, 2026; THRV Oct 20, 2026
Frequency: AOK Monthly; THRV Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

AOKMonthly · 45 paymentsAll AOK payments⁠

THRVMonthly · 13 paymentsAll THRV payments⁠

AOK vs THRV Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: AOK 6.2%THRV 2.9%since Oct 2025
Return per unit of riskSharpe ratio, 3 years: AOK 0.93THRV −1.28since Oct 2025
Worst fallMax drawdown, 5 years: AOK −18.9%THRV −3.3%since Sep 2025
Market sensitivityBeta, 5 years: AOK 0.69THRV 0.10; Market = 1

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