BLUI vs THRV: Grades, Fees and Holdings Compared

Bluemonte Diversified Income ETF

BLUICNYSE Arca

Prospera Income ETF

THRVCNasdaq

Overlap

0.0%by weight

Expense ratio

BLUI −1.13pt a year

BLUI0.67%THRV1.80%

Avg volume · 30D

BLUI 4.2×the volume

BLUI15.7KTHRV3.7K

BLUI vs THRV Performance

Oct 31, 2025 – Nov 2, 2026

+4.1%BLUI−0.1%THRV

Expense ratio: BLUI 0.67%, better; THRV 1.80%
Fund size: BLUI $121M; THRV $8M
1Y total return: BLUI +4.1%, better; THRV −0.1%
Yield (12M): BLUI 5.24%; THRV No data
Holdings: BLUI 8; THRV 62
Avg volume (30D): BLUI 15.7K sh, better; THRV 3.7K sh
NAV per share: BLUI $25.14; THRV $23.05
52W range

ETF.net Grade

Pillar letters and Scores for BLUI, THRV, with each pillar’s weight
Pillar	BLUI	THRV
Cost30% weight	C46Higher	F8
Mission25% weight	C50	A97Higher
Risk15% weight	B63Higher	C41
Tradability15% weight	A70Higher	D33
Holdings10% weight	D27	A75Higher
Durability5% weight	B60Higher	D29

Rank among Conservative Allocation funds

How we build Categories ›

Same Category. BLUI and THRV are both graded against the same 7 Conservative Allocation funds, so their Grades compare head to head.

Conservative Allocation⁠

Category · 7 funds

See all 7 ›

BLUI ranks 3rd and THRV 5th of 7 funds in the Conservative Allocation Category.

Rank 1AAOKiShares Core 30/70 Conservative Allocation ETFScore 86
Rank 2ACGMSCapital Group U.S. Multi-Sector Income ETFScore 76
Rank 3CBLUIBluemonte Diversified Income ETFScore 52
Rank 4CXRLXFundX Investment Conservative ETFScore 51
Rank 5CTHRVProspera Income ETFScore 46
Rank 6CMFULMindful Conservative ETFScore 43

Our read on each fund

ETF.net Research

BLUICBluemonte Diversified Income ETF

THRVCProspera Income ETF

In short

BLUI One ticker, one job: Bluemonte's team picks other income ETFs (junk bonds, bank loans, mortgages, REITs, preferreds) and decides the mix. Actively managed since its 2025 launch, with income paid out monthly.

THRV An active manager builds an income portfolio out of other funds: bond ETFs, closed-end funds, dividend payers, ADRs, commodities. One ticker, a plain mandate (income with capital preservation), and a premium price tag.

Stated mandate

BLUI The Fund seeks total return and income and is actively managed. Under normal circumstances, it invests at least 80% of its assets in income-generating investments.

THRV The Fund seeks to generate income while preserving capital.

Why people hold it

BLUI Go-anywhere income mandate: at least 80% of assets in income generators, with the underlying funds free to hold any maturity, any credit quality, plus income-producing equities.sec.gov
A fund of ETFs, so one trade buys a spread of bond and equity-income sleeves instead of a dozen line items you rebalance yourself.sec.gov
Pays income monthly, and the manager can reshape the blend between debt and dividend payers rather than following a fixed index recipe.sec.gov

THRV Unusual reach for a conservative income fund: the manager can buy closed-end funds and commodities, corners most bond-heavy income ETFs leave alone.yahoo.com
The mandate is plain English: generate income while preserving capital. No index to shadow, no derivatives overlay to decode.
Actively managed, so the mix of bond funds, stocks and hard assets can be reshuffled as income opportunities move, rather than waiting on an index rebalance.yahoo.com
Live since 2017, a real operating history rather than a backtest.

Worth knowing

BLUI Costs 0.67% net of a waiver through August 31, 2027, versus 0.72% gross. That sits above the median of the eight funds in its conservative income group.
Fund-of-funds math: the stated expenses carry the fees of the ETFs it owns on top of the manager's fee. Multi-sector rivals CGMS and MULT charge 0.39% in one layer.sec.gov
Launched June 2025 and thinly traded, so there is a short record to judge and spreads can widen. High yield and loan exposure brings credit risk.sec.gov

THRV At 1.80% a year the fee sits far above cohort names like BLUI (0.25%) and CGMS (0.39%), and it stacks on top of the fees of the funds it holds.yahoo.com
A small fund that trades thinly, so spreads can be wide. Limit orders are the norm here.
Distributions come on an irregular schedule, not a set monthly rhythm, and the fund is non-diversified, so single positions can carry real weight.yahoo.com

Full BLUI profile⁠

Full THRV profile⁠

BLUI vs THRV Holdings

How BLUI and THRV differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of BLUI and 0.0% of THRV.

Level by level

Holdings0 in both0.0%
Countryby domicile92.7%

Sector

No Sector split for THRV.

Country, concentration and asset class

Country by domicile

Country weights in BLUI and THRV, widest gap first
Country	More in BLUIMore in THRV	BLUI	THRV
United States	BLUI +6.8 points	98.2%	91.4%
Cayman Islands	THRV +1.5 points	0.0%	1.5%
Canada	THRV +0.7 points	0.3%	1.0%
United Kingdom	THRV +0.6 points	0.2%	0.8%
Other countries (36)	THRV +4.1 points	1.3%	5.4%

Concentration

Weight in the 10 largest Holdings

BLUI100.0%
THRV38.6%

Securities held

BLUI7
THRV61

Asset class

BLUI: Multi-Asset
THRV: Multi-Asset

Holdings

Only in BLUI7
In both0
Only in THRV61

Only in BLUI

7 securities, 99.2% of BLUI by weight

Mfs Active Core Plus Bond19.51%
State Street Spdr Bloombe19.47%
Pimco Active Bon19.37%
C&S Rl Esa Etf10.87%
Global X Mlp Etf10.29%
Ft-Senior Loan9.95%
C&S Pref Ia Etf9.72%

Only in THRV

61 securities, 95.4% of THRV by weight

iShares 0-3 Month Treasury Bond ETF5.37%
Schwab Short-Term US Treasury ETF5.30%
JPMorgan Ultra-Short Income ETF3.89%
iShares 7-10 Year Treasury Bond ETF3.71%
iShares iBoxx USD Investment Grade Corporate Bond ETF3.52%
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund3.22%
iShares Broad USD High Yield Corporate Bond ETF3.12%
Invesco S&P 500 Equal Weight ETF2.82%
iShares Preferred and Income Securities ETF2.62%
SRH Total Return Fund Inc2.58%
Pimco Dynamic Income Fund2.48%
iShares 0-5 Year High Yield Corporate Bond ETF2.46%
Vanguard Long-Term Treasury ETF2.38%
iShares 20+ Year Treasury Bond ETF2.36%
Vanguard Intermediate-Term Treasury ETF2.33%
Virtus Global Multi-Sector Income Fund2.17%
State Street SPDR Bloomberg Emerging Markets USD Bond ETF2.06%
Nuveen Enhanced Municipal Credit Opportunities Fund2.02%
Neuberger Municipal Fund Inc1.84%
Bluerock Private Real Estate Fund1.81%
VanEck Emerging Markets High Yield Bond ETF1.76%
Barings Global Short Duration High Yield Fund1.74%
BlackRock Taxable Municipal Bond Trust1.67%
iShares 10+ Year Investment Grade Corporate Bond ETF1.66%
VanEck J. P. Morgan EM Local Currency Bond ETF1.63%
Neuberger Real Estate Securities Income Fund Inc1.54%
State Street SPDR S&P 500 ETF Trust1.49%
Gabelli Dividend & Income Trust/The1.45%
JPMorgan Nasdaq Equity Premium Income ETF1.39%
PGIM Short Duration High Yield Opportunities Fund1.28%
BrandywineGLOBAL Global Income Opportunities Fund Inc1.21%
BlackRock Credit Allocation Income Trust1.19%
AllianceBernstein Global High Income Fund Inc1.12%
Goldman Sachs Access High Yield Corporate Bond ETF1.08%
PGIM Global High Yield Fund Inc1.01%
Aberdeen Asia-Pacific Income Fund Inc0.99%
Dime Commercial Bancshares Inc 5.5% 11/16/21740.99%
Cornerstone Total Return Fund Inc0.97%
Destra Multi-Alternative Fund0.96%
Kayne Anderson Energy Infrastructure Fund0.94%
State Street SPDR Portfolio High Yield Bond Index ETF0.91%
NIKE Inc0.85%
PIMCO Income Strategy Fund II0.78%
Allspring Income Opportunities Fund0.74%
Brookfield Real Assets Income Fund Inc0.69%
PIMCO High Income Fund0.69%
JPMorgan BetaBuilders USD High Yield Corporate Bond ETF0.68%
Cornerstone Strategic Investment Fund Inc0.67%
Morgan Stanley Emerging Markets Debt Fund Inc0.63%
United States Treasury Bill 12/10/20260.62%

Weight gaps

BLUI and THRV share no securities.

All 7 BLUI holdings⁠All THRV holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

BLUI vs THRV Cost

Overpaying THRV vs BLUI

$17,290

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

BLUI 0.67%
$13,074
THRV 1.80%
$30,364

Amount$10,000

Years30 years

Cost over time

BLUI 0.67%
THRV 1.80%
Overpaying

Year by year

Year	BLUI	THRV	Overpaying
10	$1,198	$3,070	$1,872
20	$4,568	$11,135	$6,567
30	$13,074	$30,364	$17,290

Expense ratio

0.67%BLUI, cheaper
1.80%THRV

BLUI0.67%THRV1.80%

0.15%1.80%

Middle half of Conservative Allocation funds
Median 0.67%

BLUI 4th cheapest of 7 funds

THRV 7th cheapest of 7 funds

BLUI vs THRV Dividends

Last 12 months to Nov 2, 2026

Yield (12M): BLUI 5.24%; THRV No data
Payout (12M): BLUI $1.31; THRV No data
Last payment: BLUI $0.10; THRV $0.16
Ex-dividend: BLUI Oct 28, 2026; THRV Oct 19, 2026
Paid on: BLUI Oct 30, 2026; THRV Oct 20, 2026
Frequency: BLUI Monthly; THRV Monthly

Distribution history

Per share, 2025 to 2026, same scale for both

BLUIMonthly · 16 paymentsAll BLUI payments⁠

THRVMonthly · 13 paymentsAll THRV payments⁠

BLUI vs THRV Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: BLUI 4.5%since Jul 2025THRV 2.9%since Oct 2025
Return per unit of riskSharpe ratio, 3 years: BLUI 0.25since Jul 2025THRV −1.28since Oct 2025
Worst fallMax drawdown, 5 years: BLUI −3.7%since Jun 2025THRV −3.3%since Sep 2025
Market sensitivityBeta, 5 years: BLUI 0.07THRV 0.10; Market = 1

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