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RTH vs VCR

VanEck Retail ETF

RTHBNasdaq

Vanguard Consumer Discretionary ETF

VCRBNYSE Arca

Overlap

Expense ratio

VCR −0.26pt a year

RTH0.35%VCR0.09%

Avg volume · 30D

VCR 13.0×the volume

RTH4.34KVCR56.5K

10Y return · a year

RTH +1.4pt

RTH+14.8%VCR+13.4%

RTH vs VCR Performance

Oct 29, 2021 – Oct 30, 2026

+51.0%RTH+18.6%VCR

Oct 29, 2021 to Oct 30, 2026. RTH +51.0%. VCR +18.6%. Use the arrow keys to read each point.−20%0%40%Oct 2021Apr 2024Oct 2026
Expense ratio
RTH 0.35%
VCR 0.09%, better
Fund size
RTH $247M
VCR $6.2B
1Y total return
RTH +8.3%, better
VCR −1.8%
Yield (12M)
RTH 0.90%, better
VCR 0.78%
Holdings
RTH 27
VCR 280
Avg volume (30D)
RTH 4.34K sh
VCR 56.5K sh, better
NAV per share
RTH $268.56
VCR $385.43
52W range

ETF.net Grade

RTH: Cost 50, Risk 96, Mission not scored, Tradability 46, Holdings 36, Durability 50. VCR: Cost 86, Risk 42, Mission not scored, Tradability 43, Holdings 47, Durability 84.
Pillar letters and Scores for RTH, VCR, with each pillar’s weight
PillarRTHVCR
Cost30% weightC50A86Higher
Mission25% weightNot scoredNot scored
Risk15% weightA96HigherC42
Tradability15% weightC46HigherC43
Holdings10% weightD36C47Higher
Durability5% weightC50A84Higher

Rank among Consumer Discretionary (Broad) funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. RTH and VCR are both graded against the same 14 Consumer Discretionary (Broad) funds, so their Grades compare head to head.

Consumer Discretionary (Broad)⁠

Category · 14 funds
See all 14 ›

VCR ranks 4th and RTH 5th of 14 funds in the Consumer Discretionary (Broad) Category.

  1. Rank 1AXLYState Street Consumer Discretionary Select Sector SPDR ETFScore 79
  2. Rank 2BFDISFidelity MSCI Consumer Discretionary Index ETFScore 69
  3. Rank 3BXRTState Street SPDR S&P Retail ETFScore 65
  4. Rank 4BVCRVanguard Consumer Discretionary ETFScore 63
  5. Rank 5BRTHVanEck Retail ETFScore 56
  6. Rank 6CXHBState Street SPDR S&P Homebuilders ETFScore 55

Our read on each fund

ETF.net Research

RTHBVanEck Retail ETF

VCRBVanguard Consumer Discretionary ETF

In short

RTH Retail, undiluted. RTH owns roughly 25 of the largest, most liquid US-listed retailers, each required to earn at least half its revenue from selling goods. No car makers or burger chains riding along under the consumer label.

VCR Consumer discretionary, the whole aisle. VCR tracks roughly 300 US retailers, carmakers, restaurants and travel names across large, mid and small caps for 0.09% a year, instead of stopping at the S&P 500's handful of giants.

Stated mandate

RTH The fund seeks to track, before fees and expenses, the price and yield performance of the MVIS US Listed Retail 25 Index through a passive indexing approach.

VCR The fund passively tracks an index representing U.S. consumer discretionary stocks, seeking to approximate the index through full replication when possible and sampling when required.

Why people hold it

  • RTH Purity screen: index members must draw at least 50% of revenue from retail, from big-box and grocery to online and specialty, so autos, restaurants and hotels stay out.marketvector.com
  • Capped market-cap weighting across the 25 biggest, most liquid retailers means the giants lead. XRT takes the opposite path: modified equal weight spanning large, mid and small caps.marketvector.comssga.com
  • No cleverness in the wrapper: a plain passive index fund, normally at least 80% in benchmark names, running on the same MVIS retail index since its 2011 launch.
  • VCR Costs 0.09% a year against a category median near 0.35%. In sector funds, where everyone owns roughly the same giants, that fee gap is the part you control.
  • The index reaches past mega-caps into mid and small cap US consumer stocks, so homebuilders, specialty retailers and restaurant chains ride along too.vanguard.commsci.com
  • Plain mechanics: full replication of its MSCI index where possible, sampling only where it isn't, with quarterly distributions. Same recipe since the 2004 launch.
  • A multi-billion-dollar fund and one of the stronger builds in the consumer discretionary group, with tracking that stays close to the index it names.

Worth knowing

  • RTH 0.35% a year sits at the category median, but broad consumer-discretionary trackers like XLY and VCR charge under a tenth of a percent for a wider net.
  • Around 26 holdings with size-led weights: a stumble at one mega-cap retailer shows up in the whole fund.marketvector.com
  • Trades lighter than the headline sector ETFs, which can mean wider bid-ask spreads. Distributions land annually or semiannually rather than every quarter.
  • VCR Cap weighting rules the top: a few giants carry most of the basket despite about 300 names. Index rules cap any single issuer at 25%, which still leaves it top-heavy.msci.commsci.com 2
  • One sector, and a cyclical one. These are the industries Vanguard describes as most sensitive to economic cycles, so the ride is bumpier than a total-market fund.vanguard.com
  • XLY and FDIS come in a basis point lower at 0.08%. The cost race in this corner is now measured in rounding, not dollars.

Full RTH profile⁠

Full VCR profile⁠

RTH vs VCR Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

RTH vs VCR Cost

Overpaying RTH vs VCR

$5,228

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • RTH 0.35%

    $7,126

  • VCR 0.09%

    $1,898

$10,000
30 years

Cost over time

  • RTH 0.35%
  • VCR 0.09%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K051015202530RTH $7,126VCR $1,898

Year by year

YearRTHVCROverpaying
10$634$165$469
20$2,454$646$1,808
30$7,126$1,898$5,228

Expense ratio

  • 0.35%RTH
  • 0.09%VCR, cheaper
  • Middle half of Consumer Discretionary (Broad) funds
  • Median 0.35%

VCR 3rd cheapest of 14 funds

RTH 6th cheapest of 14 funds

RTH vs VCR Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
RTH 0.90%, better
VCR 0.78%
Payout (12M)
RTH $2.42
VCR $2.99
Last payment
RTH $2.42
VCR $0.82
Ex-dividend
RTH Dec 22, 2025
VCR Sep 23, 2026
Paid on
RTH Dec 26, 2025
VCR Sep 25, 2026
Frequency
RTH Annual
VCR Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

RTHAnnual · 9 paymentsAll RTH payments⁠
One bar per payment. 9 payments from 2017 to 2026 YTD. Dec 18, 2017 $1.43; Dec 20, 2018 $0.98; Dec 23, 2019 $1.09; Dec 21, 2020 $1.00; Dec 20, 2021 $1.52; Dec 19, 2022 $1.85; Dec 18, 2023 $2.01; Dec 23, 2024 $1.73; Dec 22, 2025 $2.42. Use the arrow keys to read each point.$0$2.502017202020232026YTD
VCRQuarterly · 38 paymentsAll VCR payments⁠
One bar per payment. 38 payments from 2017 to 2026 YTD. Mar 24, 2017 $0.41; Jun 28, 2017 $0.43; Sep 27, 2017 $0.54; Dec 14, 2017 $0.50; Mar 16, 2018 $0.39; Jun 28, 2018 $0.55; Sep 24, 2018 $0.55; Dec 13, 2018 $0.56; Mar 21, 2019 $0.43; Jun 21, 2019 $0.46; Sep 26, 2019 $0.59; Dec 16, 2019 $0.75; Mar 10, 2020 $0.37; Jun 22, 2020 $0.55; Sep 11, 2020 $3.79; Mar 26, 2021 $0.11; Jun 21, 2021 $0.39; Sep 29, 2021 $1.55; Dec 16, 2021 $0.66; Mar 24, 2022 $0.46; Jun 23, 2022 $0.45; Sep 28, 2022 $0.56; Dec 15, 2022 $0.66; Mar 24, 2023 $0.69; Jun 29, 2023 $0.55; Sep 28, 2023 $0.72; Dec 19, 2023 $0.59; Mar 22, 2024 $0.64; Jun 28, 2024 $0.67; Sep 27, 2024 $0.82; Dec 18, 2024 $0.66; Mar 25, 2025 $0.77; Jun 26, 2025 $0.70; Sep 24, 2025 $0.69; Dec 17, 2025 $0.75; Mar 24, 2026 $0.72; Jun 24, 2026 $0.71; Sep 23, 2026 $0.82. Use the arrow keys to read each point.$0$2.502017202020232026YTD

RTH vs VCR Risk

Fall from peak · 5 years

  • RTH
  • VCR
Oct 29, 2021 to Oct 30, 2026. Worst fall: VCR −39.2% · Dec 2022. Use the arrow keys to read each point.−40%−30%−20%−10%0%Oct 2021Apr 2024Oct 2026

Risk facts

VolatilityStd dev, 3 years
RTH 13.8%, betterVCR 18.3%
Return per unit of riskSharpe ratio, 3 years
RTH 0.96, betterVCR 0.64
Worst fallMax drawdown, 5 years
RTH −25.0%, betterVCR −39.2%
Market sensitivityBeta, 5 years
RTH 0.85VCR 1.26

RTH and VCR in the news

All news⁠

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